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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 2 of 2)

(Amount in Rupees Lakh)

(Amount in Rupees Lakh)

OCCUPATION

15% AND ABOVE BUT LESS

16% AND ABOVE BUT LESS

17% AND ABOVE BUT LESS

THAN 16%

THAN 17%

THAN 18%

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

25

26

27

I.

AGRICULTURE

45,191

4775,72

4099,24

19,864

6446,76

5253,42

5,156

577,20

487,30

1. Direct Finance

39,699

2282,72

1976,59

16,496

1890,52

1426,50

4,716

347,71

300,70

2. Indirect Finance

5,492

2493,00

2122,65

3,368

4556,24

3826,91

440

229,49

186,59

II.

INDUSTRY

42,224

29894,35

23787,86

25,810

51961,97

38594,53

5,822

4000,27

2961,67

1. Mining & Quarrying

1,065

552,93

450,78

782

2056,59

1066,34

114

37,39

32,45

2. Food Manufacturing & Processing

4,436

2300,22

1746,35

2,628

3341,05

2463,79

547

545,69

339,69

(a) Rice Mills, Flour & Dal Mills

1,636

366,70

292,36

883

435,50

363,04

197

49,78

41,05

(b) Sugar

129

494,49

366,99

88

630,39

401,65

27

311,07

142,24

(c) Edible Oils & Vanaspati

537

362,71

272,07

306

298,68

216,46

79

67,18

50,71

(d) Tea Processing

284

390,96

304,26

93

357,48

270,90

22

22,84

20,64

(e) Processing of Fruits & Vegetables

136

34,31

29,34

121

236,38

207,86

28

20,64

20,58

(f) Others

1,714

651,05

481,33

1,137

1382,63

1003,88

194

74,19

64,47

3. Beverage & Tobacco

438

447,37

395,85

333

732,20

537,60

63

83,13

74,01

4. Textiles

5,498

3598,96

3046,48

4,378

5756,28

3960,93

947

617,84

526,44

(a) Cotton Textiles

2,107

1876,99

1572,49

1,363

2587,99

1918,79

345

331,26

282,44

(b) Jute & Other Natural Fibre Textiles

116

80,89

63,48

125

84,69

68,63

19

1,08

1,13

(c) Handloom Textiles & Khadi

298

73,52

63,13

152

90,57

41,73

40

3,04

2,49

(d) Other Textiles & Textile Products

2,977

1567,56

1347,37

2,738

2993,04

1931,77

543

282,46

240,39

5. Paper, Paper Products & Printing

2,029

960,54

849,49

1,033

1371,07

1122,94

297

123,29

74,46

6. Leather & Leather Products

559

231,02

178,56

648

459,73

404,52

89

21,02

16,10

7. Rubber & Plastic Products

2,087

842,84

722,57

1,054

804,78

627,78

267

95,97

84,77

8. Chemicals & Chemical Products

2,489

2838,04

1908,23

2,179

6567,17

5141,43

500

571,20

443,42

(a) Heavy Industrial Chemicals

506

758,54

556,52

385

1184,90

967,04

101

134,99

91,23

(b) Fertilisers

121

643,93

344,98

120

1430,53

1018,77

20

104,96

100,65

(c) Drugs & Pharmaceuticals

535

574,78

411,43

535

1402,76

1079,60

106

129,06

108,18

(d) Non-Edible Oils

57

22,70

21,48

36

117,17

97,11

4

1,27

1,27

(e) Other Chemicals & Chemical Products

1,270

838,09

573,81

1,103

2431,82

1978,90

269

200,92

142,10

9. Petroleum, Coal Products & Nuclear Fuels

259

1004,49

858,20

157

2169,92

1516,05

45

38,31

30,09

10. Manufacture of Cement & Cement Products

502

894,21

652,48

303

1080,14

850,98

57

154,77

103,31

11. Basic Metals & Metal Products

3,569

3297,46

2604,47

2,351

7676,08

5779,01

533

475,40

367,99

(a) Iron & Steel

1,184

2260,04

1724,00

887

5672,12

4316,47

194

269,37

233,64

(b) Non-Ferrous Metals

275

307,64

304,24

258

759,50

554,72

73

20,15

19,06

(c) Metal Products

2,110

729,78

576,23

1,206

1244,45

907,82

266

185,88

115,29

12. Engineering

4,582

3874,83

3116,70

2,711

5381,71

3968,14

655

690,54

414,04

(a) Heavy Engineering

1,052

774,33

483,41

608

852,07

656,75

134

173,29

127,82

(b) Light Engineering

1,543

1094,55

1004,32

892

1202,25

842,64

194

155,42

102,29

(c) Electrical Machinery & Goods

1,373

886,27

722,52

721

1917,33

1341,96

161

172,55

63,41

(d) Electronic Machinery & Goods

614

1119,69

906,45

490

1410,05

1126,78

166

189,29

120,53

13. Vehicles, Vehicle Parts & Transport Equipments

793

1319,89

823,21

566

2501,75

1792,61

143

54,57

40,15

14. Other Industries

8,070

3940,06

3245,82

4,072

4258,27

3294,44

978

220,03

190,08

15. Electricity, Gas & Water

381

1562,70

1315,86

235

4190,03

3200,18

45

99,31

78,40

(a) Electricity Generation & Transmission

175

1337,95

1130,91

134

3993,17

3023,05

28

97,00

76,83

(b) Non-Conventional Energy

58

55,21

34,34

26

46,74

44,11

2

30

5

(c) Gas, Steam & Water Supply

148

169,54

150,61

75

150,12

133,02

15

2,01

1,53

16. Construction

5,467

2228,80

1872,80

2,380

3615,19

2867,80

542

171,80

146,27

III.

TRANSPORT OPERATORS

8,621

595,90

450,53

4,234

1753,31

1374,35

1,060

83,64

64,59

IV.

PROFESSIONAL AND OTHER SERVICES

11,210

3358,30

2796,38

6,851

5930,97

4521,18

1,492

361,64

290,93

V.

PERSONAL LOANS

5,24,054

23677,40

18624,24

38,938

5759,59

4787,72

14,006

573,65

436,53

1. Loans for Purchase of Consumer Durables

6,235

231,82

187,47

406

16,85

10,40

209

8,07

4,78

2. Loans for Housing

23,213

1415,41

1207,16

12,830

4423,21

3916,56

699

51,71

43,10

3. Rest of the Personal Loans

4,94,606

22030,17

17229,62

25,702

1319,52

860,76

13,098

513,87

388,65

VI.

TRADE

36,717

5493,78

4501,94

14,498

4439,80

3375,02

2,947

411,94

351,85

1. Wholesale Trade

10,870

2317,55

1975,14

4,671

2474,92

1867,48

1,082

183,99

158,47

2. Retail Trade

25,847

3176,23

2526,80

9,827

1964,88

1507,53

1,865

227,95

193,38

VII.

FINANCE

949

2446,42

2195,37

1,298

12312,64

10275,88

231

264,55

200,87

VIII.

ALL OTHERS

18,586

3342,15

2538,33

9,054

3145,62

2456,23

2,090

526,61

409,39

TOTAL LOANS AND ADVANCES

6,87,552

73584,01

58993,89

1,20,547

91750,65

70638,32

32,804

6799,51

5203,13

OF WHICH : 1. Artisans and Village & Tiny Industries

2,571

209,13

174,46

1,438

116,90

94,81

419

25,34

19,17

2. Other Small Scale Industries

15,980

3089,65

2494,12

9,209

3020,75

2333,65

2,032

461,68

384,38

 

(Amount in Rupees Lakh)

OCCUPATION

18% AND ABOVE BUT LESS

20% AND ABOVE

TOTAL

THAN 20%

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

28

29

30

31

32

33

34

35

36

I.

AGRICULTURE

10,074

1487,72

1356,98

1,108

257,19

215,78

6,43,882

59288,17

48022,25

1. Direct Finance

7,806

858,89

806,82

866

156,66

129,83

5,85,064

29058,96

23910,69

2. Indirect Finance

2,268

628,83

550,16

242

100,53

85,95

58,818

30229,21

24111,56

II.

INDUSTRY

15,916

9030,05

7906,18

30,473

5499,24

3646,23

4,68,288

388745,45

288586,37

1. Mining & Quarrying

284

164,12

176,52

44

24,19

24,56

11,177

17171,60

10031,96

2. Food Manufacturing & Processing

785

482,88

426,32

330

303,03

194,37

48,013

33526,41

23836,01

(a) Rice Mills, Flour & Dal Mills

159

54,94

50,64

62

15,29

11,65

20,258

7364,49

5109,30

(b) Sugar

19

43,19

36,89

16

59,18

36,73

1,191

8375,02

5598,04

(c) Edible Oils & Vanaspati

123

105,86

94,72

50

69,58

34,18

4,694

3480,53

2683,30

(d) Tea Processing

28

30,46

30,11

5

7,66

8,06

2,068

3408,46

2702,83

(e) Processing of Fruits & Vegetables

74

37,53

34,68

36

47,57

31,47

1,417

744,49

598,85

(f) Others

382

210,90

179,28

161

103,76

72,28

18,385

10153,42

7143,69

3. Beverage & Tobacco

115

395,17

387,04

35

37,69

32,53

3,925

5134,72

4195,55

4. Textiles

1,524

969,10

832,98

951

764,55

522,54

63,529

45334,60

33997,42

(a) Cotton Textiles

624

470,15

396,26

624

444,35

271,53

21,747

20734,24

15798,45

(b) Jute & Other Natural Fibre Textiles

21

22,00

13,70

7

7,08

6,75

1,254

1002,48

676,88

(c) Handloom Textiles & Khadi

61

33,77

31,81

10

2,65

2,38

3,703

1283,22

969,50

(d) Other Textiles & Textile Products

818

443,18

391,22

310

310,47

241,89

36,825

22314,65

16552,58

5. Paper, Paper Products & Printing

388

233,00

204,55

149

147,90

105,68

19,156

10160,45

7658,38

6. Leather & Leather Products

167

85,85

74,85

41

14,98

13,01

6,039

3073,54

2494,15

7. Rubber & Plastic Products

390

221,93

190,12

168

484,43

456,20

19,882

8890,97

6843,00

8. Chemicals & Chemical Products

669

1124,76

939,82

699

928,57

508,81

28,384

41790,71

30074,77

(a) Heavy Industrial Chemicals

150

245,53

209,22

117

219,49

136,15

4,919

10305,14

7331,81

(b) Fertilisers

23

128,65

103,29

12

73,14

38,99

1,112

8489,51

6229,35

(c) Drugs & Pharmaceuticals

144

297,26

283,30

85

130,01

90,74

6,481

9848,01

7290,22

(d) Non-Edible Oils

11

7,18

6,77

1

11,40

2,49

614

460,54

341,56

(e) Other Chemicals & Chemical Products

341

446,13

337,25

484

494,54

240,43

15,258

12687,51

8881,83

9. Petroleum, Coal Products & Nuclear Fuels

85

41,67

39,62

29

18,44

17,96

2,074

12362,02

9060,12

10. Manufacture of Cement & Cement Products

85

128,91

113,70

62

126,29

84,45

4,869

7626,08

5903,54

11. Basic Metals & Metal Products

976

799,56

605,42

382

777,69

564,04

37,133

41836,87

30784,63

(a) Iron & Steel

468

415,90

368,22

157

402,84

296,32

13,386

27927,83

20735,43

(b) Non-Ferrous Metals

59

82,60

58,97

60

66,86

57,92

3,558

4233,48

2974,20

(c) Metal Products

449

301,05

178,23

165

307,99

209,81

20,189

9675,56

7075,00

12. Engineering

1,234

1180,49

1051,21

1,086

541,73

382,63

43,629

37754,65

27298,81

(a) Heavy Engineering

358

220,00

196,99

505

196,15

133,27

10,365

7115,48

5159,68

(b) Light Engineering

302

351,05

324,57

105

51,89

31,87

15,951

9681,75

7087,07

(c) Electrical Machinery & Goods

360

336,03

291,65

365

130,43

82,16

11,842

12284,90

8251,72

(d) Electronic Machinery & Goods

214

273,41

238,01

111

163,26

135,33

5,471

8672,52

6800,36

13. Vehicles, Vehicle Parts & Transport Equipments

197

205,14

190,87

121

168,38

151,45

10,755

15746,15

11296,78

14. Other Industries

1,966

838,12

779,18

26,092

799,26

297,96

91,119

35416,95

26277,94

15. Electricity, Gas & Water

403

634,05

549,50

48

205,83

165,21

3,807

31115,93

25664,85

(a) Electricity Generation & Transmission

368

572,68

487,97

30

204,52

163,99

2,033

28983,11

24019,23

(b) Non-Conventional Energy

6

32

27

2

9

5

453

492,67

419,31

(c) Gas, Steam & Water Supply

29

61,05

61,26

16

1,23

1,17

1,321

1640,15

1226,31

16. Construction

6,648

1525,31

1344,47

236

156,26

124,83

74,797

41803,81

33168,46

III.

TRANSPORT OPERATORS

5,038

698,64

675,84

325

73,90

34,11

74,116

12156,23

9386,78

IV.

PROFESSIONAL AND OTHER SERVICES

14,303

2741,46

2574,22

1,883

431,17

347,58

1,48,399

49266,25

39475,96

V.

PERSONAL LOANS

4,95,977

31225,30

26749,73

75,854

2510,41

934,90

24,87,449

130910,59

108706,45

1. Loans for Purchase of Consumer Durables

813

36,83

30,26

1,152

64,59

60,75

13,337

530,95

428,34

2. Loans for Housing

3,30,397

22732,69

19629,20

-

-

-

12,61,726

78036,81

68969,13

3. Rest of the Personal Loans

1,64,767

8455,77

7090,27

74,702

2445,82

874,16

12,12,386

52342,84

39308,97

VI.

TRADE

7,033

2355,50

1944,15

925

320,68

280,36

3,57,192

104260,32

80163,99

1. Wholesale Trade

2,534

809,92

694,10

330

134,72

114,00

1,05,741

73052,89

56129,66

2. Retail Trade

4,499

1545,58

1250,05

595

185,96

166,36

2,51,451

31207,43

24034,34

VII.

FINANCE

4,351

853,49

649,35

167

378,06

400,48

16,426

63561,81

53452,65

VIII.

ALL OTHERS

18,291

2104,91

1692,05

4,324

337,11

253,89

2,21,152

40078,53

30043,81

TOTAL LOANS AND ADVANCES

5,70,983

50497,07

43548,49

1,15,059

9807,77

6113,35

44,16,904

848267,35

657838,26

OF WHICH : 1. Artisans and Village & Tiny Industries

794

42,90

32,02

626

32,44

25,45

34,921

3436,13

2709,17

2. Other Small Scale Industries

2,844

639,19

566,94

921

224,90

208,34

1,73,203

40121,15

30779,80

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