SEMI-URBAN

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

1

2

3

4

5

6

I.

AGRICULTURE

45,99,815

35318,51

30752,58

52,63,224

36852,80

32047,52

1. Direct Finance

45,32,837

31925,25

28199,12

51,93,981

31951,04

28147,63

2. Indirect Finance

66,978

3393,25

2553,46

69,243

4901,76

3899,89

II.

INDUSTRY

1,65,944

20318,06

15218,49

3,46,631

35124,41

26014,64

1. Mining & Quarrying

3,983

1351,78

934,37

3,120

1022,11

790,13

2. Food Manufacturing & Processing

33,243

5018,84

3909,33

48,528

7188,94

4856,75

(a) Rice Mills, Flour & Dal Mills

11,874

2643,33

1999,90

29,800

2253,55

1516,18

(b) Sugar

210

565,13

488,73

221

2276,86

1428,23

(c) Edible Oils & Vanaspati

2,465

448,71

355,50

1,999

825,94

526,95

(d) Tea Processing

143

53,04

40,30

200

210,12

152,55

(e) Processing of Fruits & Vegetables

462

113,33

84,83

335

90,65

68,17

(f) Others

18,089

1195,30

940,07

15,973

1531,84

1164,67

3. Beverage & Tobacco

1,336

390,10

268,07

564

244,64

155,30

4. Textiles

24,043

3882,94

3028,15

37,305

4518,31

3186,96

(a) Cotton Textiles

5,241

1887,02

1450,78

9,897

2793,43

1860,71

(b) Jute & Other Natural Fibre Textiles

894

72,20

60,55

2,323

54,74

37,76

(c) Handloom Textiles & Khadi

5,877

132,03

108,65

7,968

200,31

164,47

(d) Other Textiles & Textile Products

12,031

1791,68

1408,17

17,117

1469,84

1124,02

5. Paper, Paper Products & Printing

4,344

692,10

545,84

4,930

989,07

855,42

6. Leather & Leather Products

3,136

101,10

87,21

3,450

151,83

107,59

7. Rubber & Plastic Products

2,720

530,05

397,96

4,092

810,75

680,75

8. Chemicals & Chemical Products

6,699

1253,02

939,52

34,748

2589,95

2077,23

(a) Heavy Industrial Chemicals

481

200,48

147,90

747

477,51

356,68

(b) Fertilisers

63

18,81

16,63

122

828,47

662,75

(c) Drugs & Pharmaceuticals

660

176,63

143,67

30,131

759,13

638,84

(d) Non-Edible Oils

352

141,48

94,95

64

17,34

15,75

(e) Other Chemicals & Chemical Products

5,143

715,63

536,37

3,684

507,51

403,20

9. Petroleum, Coal Products & Nuclear Fuels

220

97,06

58,71

247

554,97

522,49

10. Manufacture of Cement & Cement Products

3,106

226,17

165,27

3,082

371,60

280,95

11. Basic Metals & Metal Products

11,176

2371,82

1682,52

10,759

4187,84

3304,66

(a) Iron & Steel

1,357

1672,43

1165,25

1,817

2664,11

2143,92

(b) Non-Ferrous Metals

462

202,03

123,09

268

331,89

178,67

(c) Metal Products

9,357

497,36

394,18

8,674

1191,84

982,07

12. Engineering

10,955

1407,16

992,38

11,619

1913,98

1416,61

(a) Heavy Engineering

687

203,50

156,15

1,361

444,17

359,92

(b) Light Engineering

6,630

667,11

471,52

5,370

845,35

562,61

(c) Electrical Machinery & Goods

3,064

423,72

268,04

3,155

470,31

370,39

(d) Electronic Machinery & Goods

574

112,83

96,67

1,733

154,14

123,70

13. Vehicles, Vehicle Parts & Transport Equipments

1,022

215,87

145,36

4,634

1090,79

750,89

14. Other Industries

44,515

1228,96

990,16

1,43,123

2715,75

2239,15

15. Electricity, Gas & Water

301

343,18

249,30

448

1153,27

730,96

(a) Electricity Generation & Transmission

70

161,13

100,07

97

778,70

387,10

(b) Non-Conventional Energy

33

64,39

55,29

103

272,17

254,16

(c) Gas, Steam & Water Supply

198

117,67

93,94

248

102,41

89,70

16. Construction

15,145

1207,93

824,35

35,982

5620,59

4058,79

III.

TRANSPORT OPERATORS

32,300

895,14

687,40

51,000

936,20

768,82

IV.

PROFESSIONAL AND OTHER SERVICES

80,699

3292,28

2511,75

3,07,122

7782,67

6318,64

V.

PERSONAL LOANS

29,48,487

45008,00

35089,20

20,29,431

29572,17

24827,26

1. Loans for Purchase of Consumer Durables

24,732

234,30

181,79

1,20,235

758,93

576,00

2. Loans for Housing

5,25,095

17851,94

14527,95

4,98,290

13888,50

12314,33

3. Rest of the Personal Loans

23,98,660

26921,76

20379,45

14,10,906

14924,74

11936,93

VI.

TRADE

6,00,190

12521,11

10091,26

8,82,108

15467,45

12460,18

1. Wholesale Trade

18,172

2937,06

2349,79

37,260

3528,49

3051,92

2. Retail Trade

5,82,018

9584,05

7741,48

8,44,848

11938,96

9408,26

VII.

FINANCE

2,195

903,18

201,40

22,987

964,73

613,02

VIII.

ALL OTHERS

1,02,603

1984,50

1670,75

9,56,270

10676,53

7736,90

TOTAL BANK CREDIT

85,32,233

120240,78

96222,84

98,58,773

137376,96

110786,97

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

SEMI-URBAN

(Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

20,58,914

7570,86

6704,17

1. Direct Finance

-

-

-

20,24,357

7208,14

6397,58

2. Indirect Finance

-

-

-

34,557

362,72

306,59

II.

INDUSTRY

145

1348,60

1174,13

1,13,309

821,03

669,98

1. Mining & Quarrying

4

18,60

16,94

212

16,89

13,42

2. Food Manufacturing & Processing

43

286,06

285,63

13,152

132,42

104,58

(a) Rice Mills, Flour & Dal Mills

1

1,49

1,49

3,906

48,00

36,85

(b) Sugar

-

-

-

8

49

25

(c) Edible Oils & Vanaspati

-

-

-

854

16,15

13,13

(d) Tea Processing

-

-

-

3

2,23

2,41

(e) Processing of Fruits & Vegetables

-

-

-

22

1,59

94

(f) Others

42

284,57

284,14

8,359

63,97

51,01

3. Beverage & Tobacco

2

106,90

106,90

77

5,27

4,25

4. Textiles

11

117,05

61,57

16,007

58,56

52,14

(a) Cotton Textiles

4

30,00

8,74

2,473

13,97

10,60

(b) Jute & Other Natural Fibre Textiles

-

-

-

1,158

4,24

10,72

(c) Handloom Textiles & Khadi

-

-

-

5,324

15,14

11,29

(d) Other Textiles & Textile Products

7

87,05

52,83

7,052

25,21

19,53

5. Paper, Paper Products & Printing

5

60,22

57,28

909

8,58

6,08

6. Leather & Leather Products

-

-

-

4,496

9,00

4,65

7. Rubber & Plastic Products

30

112,03

93,31

836

9,22

7,39

8. Chemicals & Chemical Products

7

86,54

44,72

5,068

20,20

16,90

(a) Heavy Industrial Chemicals

-

-

-

1

4

4

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

56,15

40,05

1,071

4,50

3,72

(d) Non-Edible Oils

-

-

-

2

8

8

(e) Other Chemicals & Chemical Products

6

30,39

4,67

3,994

15,58

13,06

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

98

4,82

2,70

10. Manufacture of Cement & Cement Products

1

20,06

20,06

514

4,53

3,64

11. Basic Metals & Metal Products

2

12,03

86

2,289

14,58

11,01

(a) Iron & Steel

1

2,00

86

10

2,51

1,70

(b) Non-Ferrous Metals

-

-

-

1

3

3

(c) Metal Products

1

10,03

-

2,278

12,04

9,28

12. Engineering

26

358,69

339,79

2,077

14,13

10,31

(a) Heavy Engineering

7

14,03

12,06

31

1,11

89

(b) Light Engineering

13

258,98

255,99

769

5,70

3,72

(c) Electrical Machinery & Goods

6

85,68

71,74

579

2,63

2,38

(d) Electronic Machinery & Goods

-

-

-

698

4,69

3,32

13. Vehicles, Vehicle Parts & Transport Equipments

11

105,63

82,97

1,420

9,14

6,68

14. Other Industries

2

79

12

58,677

249,21

199,34

15. Electricity, Gas & Water

-

-

-

34

7,83

7,01

(a) Electricity Generation & Transmission

-

-

-

9

59

34

(b) Non-Conventional Energy

-

-

-

2

5,98

5,98

(c) Gas, Steam & Water Supply

-

-

-

23

1,26

68

16. Construction

1

64,00

64,00

7,443

256,64

219,86

III.

TRANSPORT OPERATORS

1

6,00

6,00

23,339

233,75

169,45

IV.

PROFESSIONAL AND OTHER SERVICES

10

169,53

168,53

1,12,698

570,35

461,87

V.

PERSONAL LOANS

5,208

69,07

65,19

5,67,384

3903,75

3017,31

1. Loans for Purchase of Consumer Durables

-

-

-

73,258

442,00

306,53

2. Loans for Housing

1

3

3

75,714

1206,31

1027,46

3. Rest of the Personal Loans

5,207

69,04

65,16

4,18,412

2255,44

1683,33

VI.

TRADE

90

186,56

157,57

3,92,111

1942,93

1552,24

1. Wholesale Trade

67

55,92

41,05

23,241

189,54

153,17

2. Retail Trade

23

130,63

116,52

3,68,870

1753,39

1399,07

VII.

FINANCE

1

82,00

82,00

16,927

135,20

98,28

VIII.

ALL OTHERS

-

-

-

3,72,015

1720,24

1447,01

TOTAL BANK CREDIT

5,455

1861,76

1653,42

36,56,697

16898,10

14120,31

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

SEMI-URBAN

(Amount in Rupees Lakh) 

OCCUPATION

OTHER SCHEDULED
COMMERCIALBANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

13

14

15

16

17

18

I.

AGRICULTURE

8,08,265

7331,98

6124,34

127,30,218

87074,15

75628,62

1. Direct Finance

7,90,731

5829,92

4917,42

125,41,906

76914,35

67661,76

2. Indirect Finance

17,534

1502,06

1206,92

1,88,312

10159,79

7966,86

II.

INDUSTRY

86,612

10690,20

8366,09

7,12,641

68302,29

51443,33

1. Mining & Quarrying

672

422,03

359,74

7,991

2831,41

2114,61

2. Food Manufacturing & Processing

10,601

1488,47

741,69

1,05,567

14114,74

9897,98

(a) Rice Mills, Flour & Dal Mills

1,334

298,45

235,33

46,915

5244,82

3789,74

(b) Sugar

8

20,66

19,52

447

2863,14

1936,73

(c) Edible Oils & Vanaspati

755

132,76

107,25

6,073

1423,55

1002,83

(d) Tea Processing

33

19,67

29,69

379

285,05

224,96

(e) Processing of Fruits & Vegetables

190

37,96

25,76

1,009

243,52

179,69

(f) Others

8,281

978,98

324,14

50,744

4054,66

2764,03

3. Beverage & Tobacco

88

68,41

47,46

2,067

815,32

581,99

4. Textiles

8,772

2082,83

1637,54

86,138

10659,69

7966,36

(a) Cotton Textiles

3,658

1671,10

1337,01

21,273

6395,51

4667,84

(b) Jute & Other Natural Fibre Textiles

226

9,56

12,75

4,601

140,74

121,78

(c) Handloom Textiles & Khadi

567

37,01

31,64

19,736

384,49

316,05

(d) Other Textiles & Textile Products

4,321

365,17

256,15

40,528

3738,95

2860,69

5. Paper, Paper Products & Printing

16,812

446,41

366,19

27,000

2196,40

1830,80

6. Leather & Leather Products

360

51,72

38,92

11,442

313,64

238,38

7. Rubber & Plastic Products

1,062

358,53

215,88

8,740

1820,57

1395,28

8. Chemicals & Chemical Products

1,497

337,47

256,82

48,019

4287,19

3335,19

(a) Heavy Industrial Chemicals

83

46,75

44,53

1,312

724,78

549,15

(b) Fertilisers

19

3,87

2,59

204

851,15

681,97

(c) Drugs & Pharmaceuticals

419

86,19

75,94

32,282

1082,59

902,22

(d) Non-Edible Oils

26

5,55

4,85

444

164,45

115,63

(e) Other Chemicals & Chemical Products

950

195,11

128,91

13,777

1464,22

1086,21

9. Petroleum, Coal Products & Nuclear Fuels

79

81,62

112,85

644

738,47

696,76

10. Manufacture of Cement & Cement Products

325

431,61

402,96

7,028

1053,98

872,87

11. Basic Metals & Metal Products

8,007

586,22

478,83

32,233

7172,49

5477,88

(a) Iron & Steel

309

446,27

369,83

3,494

4787,32

3681,56

(b) Non-Ferrous Metals

89

37,74

29,67

820

571,69

331,46

(c) Metal Products

7,609

102,21

79,32

27,919

1813,49

1464,85

12. Engineering

1,853

279,76

264,29

26,530

3973,72

3023,38

(a) Heavy Engineering

153

55,88

48,07

2,239

718,69

577,09

(b) Light Engineering

1,040

96,21

107,60

13,822

1873,34

1401,43

(c) Electrical Machinery & Goods

371

99,71

83,86

7,175

1082,04

796,41

(d) Electronic Machinery & Goods

289

27,96

24,76

3,294

299,63

248,45

13. Vehicles, Vehicle Parts & Transport Equipments

640

106,04

81,99

7,727

1527,46

1067,89

14. Other Industries

12,968

612,43

495,96

2,59,285

4807,14

3924,74

15. Electricity, Gas & Water

148

310,20

199,68

931

1814,48

1186,95

(a) Electricity Generation & Transmission

53

168,05

108,37

229

1108,46

595,88

(b) Non-Conventional Energy

55

131,29

82,81

193

473,82

398,24

(c) Gas, Steam & Water Supply

40

10,86

8,51

509

232,19

192,83

16. Construction

22,728

3026,43

2665,29

81,299

10175,59

7832,28

III.

TRANSPORT OPERATORS

22,634

1142,32

925,11

1,29,274

3213,41

2556,78

IV.

PROFESSIONAL AND OTHER SERVICES

48,726

1927,44

1497,23

5,49,255

13742,27

10958,03

V.

PERSONAL LOANS

6,06,984

13279,25

9741,32

61,57,494

91832,24

72740,27

1. Loans for Purchase of Consumer Durables

23,459

217,49

178,69

2,41,684

1652,72

1243,02

2. Loans for Housing

99,106

5277,26

4468,28

11,98,206

38224,03

32338,04

3. Rest of the Personal Loans

4,84,419

7784,50

5094,35

47,17,604

51955,49

39159,22

VI.

TRADE

1,02,333

4799,36

3638,26

19,76,832

34917,42

27899,51

1. Wholesale Trade

9,737

1559,93

1091,45

88,477

8270,95

6687,37

2. Retail Trade

92,596

3239,44

2546,81

18,88,355

26646,47

21212,13

VII.

FINANCE

3,029

183,27

148,54

45,139

2268,37

1143,25

VIII.

ALL OTHERS

2,88,923

3212,09

2774,01

17,19,811

17593,35

13628,67

TOTAL BANK CREDIT

19,67,506

42565,92

33214,90

240,20,664

318943,51

255998,45