MARCH 2002

RURAL

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

Standing

1

2

3

4

5

6

I.

AGRICULTURE

24,62,193

8061,74

6574,57

56,94,149

16947,89

14042,26

1. Direct Finance

24,39,599

7461,00

6184,26

55,34,163

14710,97

12665,00

2. Indirect Finance

22,594

600,73

390,31

1,59,986

2236,93

1377,26

II.

INDUSTRY

2,46,831

14914,07

8745,58

5,36,517

10518,95

8621,29

1. Mining & Quarrying

338

872,20

495,74

1,433

299,40

282,68

2. Food Manu facturing & Processing

32,889

972,23

653,70

30,025

1688,94

1359,28

(a)

Rice Mills,Flour & Dal Mills

19,050

370,58

273,62

17,435

430,05

352,83

(b)

Sugar

43

202,95

139,10

109

411,74

336,96

(c)

Edible Oils &Vanaspati

1,046

209,64

104,86

1,645

125,05

94,46

(d)

Tea Processing

26

8,37

7,47

161

135,25

121,03

(e)

Processing of Fruits & Vegetables

47

9,13

8,24

102

19,38

10,39

(f)

Others

12,677

171,55

120,41

10,573

567,47

443,62

3. Beverage & Tobacco

83

25,65

21,30

291

126,37

102,62

4. Textiles

15,450

1183,82

759,25

21,283

838,44

703,18

(a)

Cotton Textiles

1,157

496,80

371,32

3,052

331,26

285,70

(b)

Jute & Other Natural Fibre Textiles

1,196

15,17

14,32

587

16,81

15,78

Handloom Textiles & Khadi

3,787

17,80

15,12

5,993

40,11

33,08

(d)

Other Textiles & Textile Products

9,310

654,05

358,48

11,651

450,26

368,61

5. Paper, Paper Products & Printing

1,546

116,78

90,03

2,021

198,37

170,64

6. Leather & Leather Products

2,179

19,08

16,73

2,512

76,17

66,09

7. Rubber & Plastic Products

1,447

383,13

316,87

1,928

273,43

211,28

8. Chemicals & Chemical Products

1,699

2103,37

1051,36

3,316

1055,81

823,10

(a)

Heavy Industrial Chemicals

88

266,93

90,47

182

175,10

94,69

(b)

Fertilisers

41

553,73

251,78

45

254,45

249,73

(c)

Drugs & Pharmaceuticals

325

275,89

236,57

947

236,20

171,83

(d)

Non-Edible Oils

28

35,88

24,30

58

10,43

9,88

(e)

Other Chemicals & Chemical Products

1,217

970,94

448,23

2,084

379,62

296,98

9. Petroleum , Coal Products & Nuclear Fuels

28

121,67

120,34

201

232,77

236,26

10. Manufacture of Cement & Cement Products

1,456

74,51

63,50

1,288

422,31

415,09

11. Basic Metals & Metal Products

3,886

2756,45

1517,34

4,983

1154,63

1033,93

(a)

Iron & Steel

531

2598,77

1383,81

725

883,02

798,79

(b)

Non-Ferrous Metals

55

23,08

17,01

128

80,37

74,42

(c)

Metal Products

3,300

134,60

116,52

4,130

191,24

160,72

12. Engineering

11,071

1261,90

846,89

8,201

1164,70

820,04

(a)

Heavy Engineering

213

137,87

108,44

350

124,05

108,74

(b)

Light Engineering

1,813

678,10

446,55

2,727

159,46

116,73

(c)

Electrical Machinery & Goods

8,272

218,24

193,08

1,972

460,34

267,51

(d)

Electronic Machinery &Goods

773

227,69

98,82

3,152

420,84

327,07

13. Vehicles,VehicleParts &Transport Equipments

1,760

103,41

51,69

6,273

509,33

353,26

14. Other Industries

1,64,839

938,92

540,80

4,41,855

1438,72

1247,06

15. Electricity,Gas & Water

99

3812,26

2056,90

200

678,37

469,84

(a)

Electricity Generation & Transmission

57

3560,34

1941,36

121

625,36

454,07

(b)

Non-Conventional Energy

14

79,74

79,56

9

60

53

(c)

Gas, Steam & Water Supply

28

172,18

35,99

70

52,41

15,24

16. Construction

8,061

168,68

143,13

10,707

361,20

326,93

III.

TRANSPORT OPERATORS

42,650

488,70

320,83

91,570

687,56

544,72

IV.

PROFESSIONAL AND OTHER SERVICES

40,028

1066,56

229,29

2,82,159

1107,13

864,96

V.

PERSONAL LOANS

8,69,691

3733,06

3138,67

14,53,801

5839,25

4957,75

1. Loans for Purchase of Consumer Durables

62,515

206,84

143,79

1,02,610

286,69

234,74

2. Loans for Housing

76,727

1238,31

1079,28

1,37,200

1647,73

1480,97

3. Rest of the Personal Loans

7,30,449

2287,92

1915,60

12,13,991

3904,83

3242,04

VI.

TRADE

4,77,727

3218,09

2080,75

11,38,233

11159,88

10384,86

1. Wholesale Trade

14,356

1417,52

763,18

45,625

8020,05

7820,89

2. Retail Trade

4,63,371

1800,57

1317,57

10,92,608

3139,83

2563,97

VII.

FINANCE

4,987

1663,93

1326,47

11,581

558,06

536,58

VIII.

ALL OTHERS

4,14,923

4420,65

2563,53

9,22,983

4685,35

3962,19

TOTAL BANK CREDIT

45,59,030

37566,80

24979,69

101,30,993

51504,10

43914,60

OF WHICH:

1.Artisans and Village & Tiny Industries

63,419

645,56

521,32

1,96,783

436,17

365,38

2.Other Small Scale Industries

1,37,654

978,70

731,38

2,41,059

1734,05

1441,74

RURAL

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

Standing

7

8

9

10

11

12

I.

AGRICULTURE

3

20,00

20,00

49,73,071

8607,63

7159,17

1. Direct Finance

—

—

—

48,06,046

8272,34

6900,29

2. Indirect Finance

3

20,00

20,00

1,67,025

335,29

258,88

II.

INDUSTRY

230

1119,07

776,41

10,23,555

1169,11

924,65

1. Mining & Quarrying

5

4,05

3,82

213

12,89

10,18

2. Food Manu facturing & Processing

3

57,59

55,37

14,982

62,03

48,84

(a)

Rice Mills,Flour & Dal Mills

—

—

—

7,109

36,63

28,47

(b)

Sugar

—

—

—

9

1,15

80

(c)

Edible Oils &Vanaspati

—

—

—

1,197

4,87

3,67

(d)

Tea Processing

—

—

—

1

2

3

(e)

Processing of Fruits & Vegetables

—

—

—

34

1,63

1,28

(f)

Others

3

57,59

55,37

6,632

17,71

14,59

3. Beverage & Tobacco

2

56

45

65

3,28

2,30

4. Textiles

25

78,08

53,09

7,063

15,52

12,77

(a)

Cotton Textiles

15

67,41

42,45

492

3,01

2,14

(b)

Jute & Other Natural Fibre Textiles

—

—

—

1,539

2,33

2,54

(c)

Handloom Textiles & Khadi

—

—

—

4,307

5,75

4,57

(d)

Other Textiles & Textile Products

10

10,67

10,64

725

4,43

3,52

5. Paper, Paper Products & Printing

2

2,60

2,60

813

3,25

2,82

6. Leather & Leather Products

4

30,65

8,65

740

1,47

1,04

7. Rubber & Plastic Products

7

20,80

13,69

140

1,17

1,13

8. Chemicals & Chemical Products

22

181,98

90,83

1,354

4,59

3,88

(a)

Heavy Industrial Chemicals

2

3,50

1,68

1

5

2

(b)

Fertilisers

2

50,00

16,11

—

—

—

(c)

Drugs & Pharmaceuticals

7

26,35

26,24

1,039

2,57

2,16

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

11

102,13

46,79

314

1,97

1,70

9. Petroleum , Coal Products & Nuclear Fuels

1

16

16

23

74

71

10. Manufacture of Cement & Cement Products

1

46,53

46,53

1,705

4,10

3,69

11. Basic Metals & Metal Products

30

56,09

40,55

339

3,59

2,85

(a)

Iron & Steel

7

14,60

13,59

3

15

10

(b)

Non-Ferrous Metals

20

35,70

21,33

—

—

—

(c)

Metal Products

3

5,79

5,63

336

3,45

2,75

12. Engineering

38

132,64

65,87

1,161

8,12

6,83

(a)

Heavy Engineering

4

26,53

11,57

51

2,02

1,62

(b)

Light Engineering

12

32,70

22,41

426

3,26

2,95

(c)

Electrical Machinery & Goods

13

29,43

20,92

454

1,71

1,43

(d)

Electronic Machinery &Goods

9

43,99

10,96

230

1,14

82

13. Vehicles,Vehicle Parts & Transport Equipments

74

255,54

209,31

4,032

22,04

14,65

14. Other Industries

5

44,68

20,75

9,79,920

979,00

774,36

15. Electricity,Gas & Water

2

14,60

14,60

5

17

15

(a)

Electricity Generation & Transmission

2

14,60

14,60

3

9

8

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

2

8

8

16. Construction

9

192,53

150,16

11,000

47,15

38,45

III.

TRANSPORT OPERATORS

—

—

—

1,57,862

543,96

387,55

IV.

PROFESSIONAL AND OTHER SERVICES

33

97,19

75,04

2,97,880

395,63

309,63

V.

PERSONAL LOANS

3,676

130,57

106,68

13,87,922

3134,04

2599,32

1. Loans for Purchase of Consumer Durables

—

—

—

1,76,932

493,55

383,05

2. Loans for Housing

79

4,54

4,54

63,566

480,05

430,78

3. Rest of the Personal Loans

3,597

126,04

102,15

11,47,424

2160,44

1785,49

VI.

TRADE

18

21,98

21,38

14,55,030

1849,06

1457,41

1. Wholesale Trade

18

21,98

21,38

37,621

79,48

64,08

2. Retail Trade

—

—

—

14,17,409

1769,58

1393,33

VII.

FINANCE

7

106,11

77,14

6,114

12,60

9,84

VIII.

ALL OTHERS

5

13,97

11,91

5,18,189

804,69

667,41

TOTAL BANK CREDIT

3,972

1508,89

1088,57

98,19,623

16516,73

13514,97

OF WHICH:

1.Artisans and Village &Tiny Industries

—

—

—

7,66,425

708,85

557,10

2.Other Small Scale Industries

17

28,88

15,06

1,68,336

258,05

207,00

RURAL

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

2,61,406

1102,49

847,34

133,90,822

34739,75

28643,33

1. Direct Finance

2,51,536

830,49

681,04

130,31,344

31274,80

26430,59

2. Indirect Finance

9,870

272,00

166,29

3,59,478

3464,95

2212,74

II.

INDUSTRY

31,658

2055,57

1621,40

18,38,791

29776,78

20689,33

1. Mining & Quarrying

110

23,28

12,31

2,099

1211,82

804,74

2. Food Manufacturing & Processing

1,067

200,61

141,09

78,966

2981,40

2258,29

(a)

Rice Mills,Flour & Dal Mills

470

39,94

22,79

44,064

877,21

677,72

(b)

Sugar

13

41,90

38,54

174

657,74

515,40

©

Edible Oils &Vanaspati

212

39,34

16,12

4,100

378,91

219,10

(d)

Tea Processing

8

82

85

196

144,47

129,37

(e)

Processing of Fruits & Vegetables

8

32

25

191

30,46

20,17

(f)

Others

356

78,28

62,55

30,241

892,61

696,53

3. Beverage & Tobacco

50

48,04

53,39

491

203,90

180,06

4. Textiles

969

164,82

130,87

44,790

2280,68

1659,16

(a)

Cotton Textiles

314

67,84

55,06

5,030

966,32

756,67

(b)

Jute & Other Natural Fibre Textiles

24

1,05

1,00

3,346

35,36

33,64

(c)

Handloom Textiles & Khadi

138

2,95

2,80

14,225

66,60

55,57

(d)

Other Textiles & Textile Products

493

92,99

72,01

22,189

1212,40

813,27

5. Paper, Paper Products & Printing

181

33,81

25,72

4,563

354,81

291,80

6. Leather & Leather Products

36

1,80

2,25

5,471

129,18

94,76

7. Rubber & Plastic Products

168

55,05

41,85

3,690

733,58

584,81

8. Chemicals & Chemical Products

248

317,93

239,06

6,639

3663,68

2208,24

(a)

Heavy Industrial Chemicals

34

81,60

71,09

307

527,18

257,94

(b)

Fertilisers

9

28,25

23,10

97

886,43

540,72

(c)

Drugs & Pharmaceuticals

51

79,04

53,20

2,369

620,05

490,00

(d)

Non-Edible Oils

11

13,38

13,28

97

59,69

47,46

(e)

Other Chemicals &Chemical Products

143

115,67

78,40

3,769

1570,33

872,11

9. Petroleum , Coal Products & Nuclear Fuels

25

64,48

55,09

278

419,81

412,55

10. Manufacture of Cement & Cement Products

83

105,30

88,79

4,533

652,76

617,61

11. Basic Metals & Metal Products

275

171,15

115,55

9,513

4141,92

2710,22

(a)

Iron & Steel

40

37,08

35,68

1,306

3533,61

2231,97

(b)

Non-Ferrous Metals

21

14,10

14,04

224

153,25

126,80

(c)

Metal Products

214

119,98

65,83

7,983

455,05

351,44

12. Engineering

406

313,90

259,46

20,877

2881,26

1999,09

(a)

Heavy Engineering

53

188,53

163,23

671

479,00

393,61

(b)

Light Engineering

231

34,80

20,51

5,209

908,31

609,15

(c)

Electrical Machinery & Goods

61

28,53

15,96

10,772

738,25

498,89

(d)

Electronic Machinery &Goods

61

62,04

59,76

4,225

755,70

497,43

13. Vehicles,Vehicle Parts & Transport Equipments

214

150,69

87,22

12,353

1041,02

716,14

14. Other Industries

26,547

173,71

158,58

16,13,166

3575,03

2741,55

15. Electricity,Gas & Water

21

63,57

62,50

327

4568,97

2603,99

(a)

Electricity Generation & Transmission

9

45,06

43,43

192

4245,45

2453,53

(b)

Non-Conventional Energy

4

3,15

3,30

27

83,49

83,38

(c)

Gas, Steam & Water Supply

8

15,36

15,77

108

240,03

67,08

16. Construction

1,258

167,43

147,67

31,035

936,98

806,34

III.

TRANSPORT OPERATORS

6,909

125,64

88,26

2,98,991

1845,86

1341,36

IV.

PROFESSIONAL AND OTHER SERVICES

16,617

326,66

273,99

6,36,717

2993,16

1752,91

V.

PERSONAL LOANS

2,03,081

769,27

632,27

39,18,171

13606,21

11434,69

1. Loans for Purchase of Consumer Durables

18,249

54,63

40,32

3,60,306

1041,71

801,90

2. Loans for Housing

14,634

191,98

164,31

2,92,206

3562,60

3159,87

3. Rest of the Personal Loans

1,70,198

522,66

427,64

32,65,659

9001,90

7472,92

VI.

TRADE

54,370

1519,57

502,77

31,25,378

17768,59

14447,17

1. Wholesale Trade

1,766

1241,86

277,37

99,386

10780,89

8946,89

2. Retail Trade

52,604

277,71

225,41

30,25,992

6987,70

5500,27

VII.

FINANCE

1,070

41,58

44,19

23,759

2382,29

1994,23

VIII.

ALL OTHERS

74,127

263,70

204,85

19,30,227

10188,37

7409,88

TOTAL BANK CREDIT

6,49,238

6204,49

4215,06

251,62,856

113301,01

87712,89

OF WHICH:

1.Artisans and Village & Tiny Industries

9,491

33,27

26,12

10,36,118

1823,84

1469,92

2.Other Small Scale Industries

15,721

266,72

213,26

5,62,787

3266,39

2608,44