MARCH 2002

SEMI-URBAN

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

21,87,586

9340,40

7674,59

24,85,341

8857,04

7671,30

1. Direct Finance

21,61,372

8159,17

6777,78

24,10,480

7257,77

6353,82

2. Indirect Finance

26,214

1181,23

896,81

74,861

1599,27

1317,48

II.

INDUSTRY

2,90,258

9994,75

7050,29

3,77,068

13834,54

11325,88

1. Mining & Quarrying

920

498,40

221,82

1,335

537,24

377,47

2. Food Manufacturing & Processing

29,411

1914,70

1437,92

19,242

3001,49

2396,37

(a)

RiceMills, Flour & Dal Mills

13,980

870,02

641,72

9,491

936,71

757,92

(b)

Sugar

93

365,67

245,69

147

786,46

608,11

(c)

Edible Oils & Vanaspati

2,185

229,26

187,18

1,488

276,41

216,19

(d)

Tea Processing

118

34,35

27,80

295

108,56

91,49

(e)

Processing of Fruits & Vegetables

75

11,29

8,60

164

34,15

29,70

(f)

Others

12,960

404,10

326,94

7,657

859,20

692,97

3. Beverage & Tobacco

249

74,93

42,74

503

143,74

131,91

4. Textiles

20,006

1562,98

1156,89

18,859

1680,23

1379,71

(a)

Cotton Textiles

3,428

841,91

593,21

3,361

716,63

594,39

(b)

Jute & Other Natural Fibre Textiles

2,141

53,82

26,76

1,318

18,24

13,61

(c)

Handloom Textiles & Khadi

3,014

86,91

64,49

4,200

87,72

77,48

(d)

Other Textiles & Textile Products

11,423

580,34

472,43

9,980

857,64

694,23

5. Paper,Paper Products & Printing

4,149

394,34

246,42

4,622

441,32

373,02

6. Leather & Leather Products

2,743

485,21

277,23

2,997

97,04

87,78

7. Rubber & Plastic Products

3,490

383,08

271,61

3,388

429,67

352,27

8. Chemicals & Chemical Products

4,187

827,63

503,20

8,854

1643,28

1290,64

(a)

Heavy Industrial Chemicals

143

74,54

54,72

588

493,02

454,03

(b)

Fertilisers

64

107,68

75,91

89

414,51

259,45

(c)

Drugs &Pharmaceuticals

811

168,26

101,92

2,439

300,52

229,00

(d)

Non-Edible Oils

94

126,72

53,99

64

13,95

10,39

(e)

Other Chemicals & Chemical Products

3,075

350,44

216,66

5,674

421,27

337,77

9. Petroleum,Coal Products & Nuclear Fuels

115

36,79

22,94

204

427,56

267,63

10. Manufacture of Cement &Cement Products

1,675

68,05

56,81

1,516

256,81

220,32

11. BasicMetals &Metal Products

6,495

1132,77

751,82

7,106

1458,29

1239,60

(a)

Iron & Steel

1,061

691,16

453,73

1,398

1014,37

922,97

(b)

Non-Ferrous Metals

154

120,05

64,28

215

149,52

65,79

(c)

Metal Products

5,280

321,56

233,81

5,493

294,40

250,84

12. Engineering

6,719

952,08

714,90

8,703

781,38

641,54

(a)

Heavy Engineering

418

133,83

108,43

768

159,75

140,99

(b)

Light Engineering

2,768

329,78

225,20

4,050

182,66

156,53

(c)

Electrical Machinery & Goods

2,235

355,01

261,53

2,470

232,07

170,48

(d)

Electronic Machinery & Goods

1,298

133,46

119,73

1,415

206,90

173,54

13. Vehicles, Vehicle Parts & Transport Equipments

2,597

95,31

68,20

13,525

212,73

195,49

14. Other Industries

1,95,261

1154,80

944,04

2,72,911

1611,59

1413,01

15. Electricity, Gas & Water

208

169,26

127,25

307

530,85

458,79

(a)

Electricity Generation & Transmission

67

157,35

117,63

119

436,10

379,91

(b)

Non-Conventional Energy

51

3,99

3,38

32

53,67

54,90

(c)

Gas, Steam & Water Supply

90

7,93

6,24

156

41,08

23,98

16. Construction

12,033

244,41

206,52

12,996

581,32

500,34

III.

TRANSPORT OPERATORS

55,558

666,94

454,24

77,268

685,08

557,78

IV.

PROFESSIONAL AND OTHER SERVICES

60,435

856,94

655,19

2,34,019

1780,72

1411,59

V.

PERSONAL LOANS

14,25,705

8325,12

6887,96

15,80,197

8233,98

7069,95

1. Loans for Purchase of Consumer Durables

1,06,581

378,24

265,61

1,30,435

400,83

318,76

2. Loans for Housing

1,99,183

3589,67

3124,50

1,91,234

2812,57

2523,65

3. Rest of the Personal Loans

11,19,941

4357,21

3497,85

12,58,528

5020,58

4227,54

VI.

TRADE

5,17,618

4247,20

3413,63

7,77,976

5085,88

4354,62

1. Whole sale Trade

32,350

1429,42

1157,93

37,973

1204,16

1045,68

2. Retail Trade

4,85,268

2817,78

2255,70

7,40,003

3881,72

3308,94

VII.

FINANCE

8,033

151,27

100,50

13,821

422,95

353,54

VIII.

ALL OTHERS

6,03,007

4724,08

3693,96

7,56,429

4918,42

4193,55

TOTAL BANK CREDIT

51,48,200

38306,71

29930,36

63,02,119

43818,61

36938,21

OFWHICH:

1.Artisansand Village &Tiny Industries

72,356

1420,15

1127,43

93,952

358,86

312,52

2.Other Small Scale Industries

1,49,190

2171,04

1627,49

1,88,975

3411,20

2812,82

SEMI-URBAN

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

3

2,00

2,01

10,30,385

1658,45

1443,78

1. Direct Finance

1

1,50

1,50

9,99,357

1579,43

1382,69

2. Indirect Finance

2

50

51

31,028

79,02

61,09

II.

INDUSTRY

46

156,11

133,80

1,80,827

372,68

304,68

1. Mining & Quarrying

—

—

—

119

8,02

7,04

2. Food Manufacturing & Processing

3

4,70

2,93

1,776

27,97

20,64

(a)

Rice Mills, Flour & Dal Mills

—

—

—

768

11,89

10,19

(b)

Sugar

1

1,50

1,50

—

—

—

(c)

Edible Oils & Vanaspati

1

20

22

398

3,48

2,85

(d)

Tea Processing

—

—

—

4

33

26

(e)

Processing of Fruits & Vegetables

—

—

—

8

46

30

(f)

Others

1

3,00

1,21

598

11,81

7,04

3. Beverage & Tobacco

—

—

—

31

1,47

1,14

4. Textiles

8

15,99

17,16

2,973

11,50

10,11

(a)

Cotton Textiles

1

8,00

9,19

136

3,34

2,95

(b)

Jute & Other Natural Fibre Textiles

—

—

—

1,131

3,17

2,91

(c)

Handloom Textiles & Khadi

—

—

—

619

1,08

95

(d)

Other Textiles & Textile Products

7

7,99

7,97

1,087

3,92

3,29

5. Paper,Paper Products & Printing

2

1,50

1,49

163

4,38

3,48

6. Leather & Leather Products

—

—

—

119

42

35

7. Rubber & Plastic Products

5

10,40

10,01

139

2,37

2,09

8. Chemicals & Chemical Products

7

29,40

28,59

515

4,14

3,63

(a)

Heavy Industrial Chemicals

2

9,40

9,66

3

13

15

(b)

Fertilisers

—

—

—

6

33

48

(c)

Drugs & Pharmaceuticals

—

—

—

385

1,85

1,40

(d)

Non-Edible Oils

—

—

—

1

10

10

(e)

Other Chemicals & Chemical Products

5

20,00

18,92

120

1,73

1,50

9. Petroleum,Coal Products & Nuclear Fuels

—

—

—

9

46

31

10. Manufacture of Cement & Cement Products

—

—

—

77

1,47

1,24

11. Basic Metals & Metal Products

—

—

—

215

3,45

3,10

(a)

Iron & Steel

—

—

—

10

1,37

1,20

(b)

Non-Ferrous Metals

—

—

—

1

15

16

(c)

Metal Products

—

—

—

204

1,93

1,74

12. Engineering

12

30,90

25,32

1,097

4,88

4,04

(a)

Heavy Engineering

—

—

—

27

89

69

(b)

Light Engineering

—

—

—

786

2,67

2,29

(c)

Electrical Machinery & Goods

1

44

38

195

1,07

92

(d)

Electronic Machinery & Goods

11

30,46

24,94

89

25

14

13. Vehicles, Vehicle Parts & Transport Equipments

7

61,92

47,00

1,236

5,87

4,10

14. Other Industries

1

1,19

1,19

1,69,902

242,99

196,40

15. Electricity, Gas & Water

—

—

—

15

89

64

(a)

Electricity Generation & Transmission

—

—

—

1

3

3

(b)

Non-Conventional Energy

—

—

—

1

2

1

(c)

Gas, Steam & Water Supply

—

—

—

13

84

60

16. Construction

1

11

11

2,441

52,40

46,37

III.

TRANSPORT OPERATORS

2

16

2

35,010

187,34

132,62

IV.

PROFESSIONAL AND OTHER SERVICES

101

45,77

25,65

90,276

201,42

160,92

V.

PERSONAL LOANS

30

26

23

4,58,947

1426,06

1168,81

1. Loans for Purchase of Consumer Durables

—

—

—

83,092

215,57

161,36

2. Loans for Housing

—

—

—

42,065

424,62

364,21

3. Rest of the Personal Loans

30

26

23

3,33,790

785,87

643,24

VI.

TRADE

6

22,33

1,56

4,12,467

749,28

613,43

1. Whole sale Trade

6

22,33

1,56

10,263

65,52

56,59

2. Retail Trade

—

—

—

4,02,204

683,77

556,84

VII.

FINANCE

—

—

—

1,644

6,61

5,11

VIII.

ALL OTHERS

3

10,46

9,34

1,44,504

305,13

243,57

TOTAL BANK CREDIT

191

237,08

172,60

23,54,060

4906,98

4072,92

OF WHICH:

1.Artisans and Village & Tiny Industries

—

—

—

1,16,780

152,56

120,16

2.Other Small Scale Industries

6

5,79

5,57

46,138

100,26

85,26

SEMI-URBAN

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

2,49,201

1288,59

1061,49

59,52,516

21146,50

17853,18

1. Direct Finance

2,39,522

1032,85

871,34

58,10,732

18030,73

15387,14

2. Indirect Finance

9,679

255,74

190,15

1,41,784

3115,77

2466,04

II.

INDUSTRY

62,647

20344,19

11921,96

9,10,846

44702,26

30736,61

1. Mining & Quarrying

434

288,58

265,89

2,808

1332,25

872,22

2. Food Manufacturing & Processing

3,536

850,16

646,62

53,968

5799,03

4504,48

(a)

Rice Mills, Flour & Dal Mills

1,529

165,53

111,51

25,768

1984,16

1521,33

(b)

Sugar

44

270,11

196,83

285

1423,73

1052,13

(c)

Edible Oils & Vanaspati

664

148,39

121,61

4,736

657,73

528,05

(d)

Tea Processing

50

90,32

73,63

467

233,56

193,18

(e)

Processing of Fruits & Vegetables

53

12,87

9,84

300

58,77

48,43

(f)

Others

1,196

162,95

133,20

22,412

1441,07

1161,36

3. Beverage & Tobacco

119

97,42

108,09

902

317,56

283,88

4. Textiles

4,650

1688,62

1255,75

46,496

4959,30

3819,62

(a)

Cotton Textiles

2,205

1271,16

931,66

9,131

2841,04

2131,40

(b)

Jute & Other Natural Fibre Textiles

126

29,63

20,19

4,716

104,86

63,46

(c)

Handloom Textiles & Khadi

214

4,84

4,26

8,047

180,54

147,18

(d)

Other Textiles & Textile Products

2,105

382,99

299,65

24,602

1832,86

1477,58

5. Paper, Paper Products & Printing

1,472

806,66

650,66

10,408

1648,20

1275,06

6. Leather & Leather Products

193

30,60

22,66

6,052

613,27

388,02

7. Rubber & Plastic Products

1,002

253,06

229,51

8,024

1078,57

865,48

8. Chemicals & Chemical Products

1,862

2232,47

1509,67

15,425

4736,93

3335,72

(a)

Heavy Industrial Chemicals

151

464,23

395,13

887

1041,33

913,69

(b)

Fertilisers

27

274,71

18,17

186

797,23

354,01

(c)

Drugs & Pharmaceuticals

486

359,89

328,34

4,121

830,53

660,66

(d)

Non-Edible Oils

15

46,49

33,15

174

187,26

97,62

(e)

Other Chemicals & Chemical Products

1,183

1087,14

734,89

10,057

1880,59

1309,74

9. Petroleum,Coal Products & Nuclear Fuels

35

12,62

10,28

363

477,43

301,16

10. Manufacture of Cement & Cement Products

384

929,07

777,68

3,652

1255,40

1056,05

11. Basic Metals & Metal Products

1,235

3022,95

2764,02

15,051

5617,47

4758,53

(a)

Iron & Steel

352

2428,06

2336,17

2,821

4134,96

3714,07

(b)

Non-Ferrous Metals

64

215,17

171,72

434

484,89

301,94

(c)

Metal Products

819

379,73

256,13

11,796

997,62

742,52

12. Engineering

1,438

6291,77

1172,12

17,969

8061,01

2557,93

(a)

Heavy Engineering

183

230,11

138,87

1,396

524,59

388,99

(b)

Light Engineering

674

90,09

52,74

8,278

605,20

436,75

(c)

Electrical Machinery & Goods

302

5128,11

228,11

5,203

5716,70

661,43

(d)

Electronic Machinery & Goods

279

843,46

752,40

3,092

1214,53

1070,75

13. Vehicles, VehicleParts &Transport Equipments

809

497,69

294,09

18,174

873,53

608,88

14. Other Industries

41,304

515,48

391,47

6,79,379

3526,05

2946,11

15. Electricity, Gas & Water

101

2391,85

1425,81

631

3092,84

2012,49

(a)

Electricity Generation & Transmission

52

2327,66

1367,73

239

2921,14

1865,29

(b)

Non-Conventional Energy

8

60,33

54,99

92

118,01

113,29

(c)

Gas, Steam & Water Supply

41

3,85

3,09

300

53,70

33,90

16. Construction

4,073

435,19

397,64

31,544

1313,44

1150,99

III.

TRANSPORT OPERATORS

15,594

393,64

309,12

1,83,432

1933,16

1453,77

IV.

PROFESSIONAL AND OTHER SERVICES

34,308

917,95

811,65

4,19,139

3802,80

3065,00

V.

PERSONAL LOANS

4,45,852

2245,83

1882,65

39,10,731

20231,26

17009,60

1. Loans for Purchase of Consumer Durables

22,274

64,69

49,93

3,42,382

1059,33

795,65

2. Loans for Housing

47,815

779,81

681,86

4,80,297

7606,67

6694,22

3. Rest of the Personal Loans

3,75,763

1401,34

1150,87

30,88,052

11565,26

9519,73

VI.

TRADE

1,03,027

2032,65

1805,26

18,11,094

12137,34

10188,50

1. Wholesale Trade

7,732

895,23

817,27

88,324

3616,65

3079,03

2. Retail Trade

95,295

1137,43

987,99

17,22,770

8520,69

7109,47

VII.

FINANCE

1,105

193,86

146,62

24,603

774,69

605,77

VIII.

ALL OTHERS

3,20,714

1513,22

1103,49

18,24,657

11471,31

9243,91

TOTAL BANK CREDIT

12,32,448

28929,95

19042,25

150,37,018

116199,33

90156,34

OF WHICH:

1.Artisansand Village & Tiny Industries

8,395

50,43

46,05

2,91,483

1981,99

1606,15

2.Other Small Scale Industries

35,951

1045,83

887,72

4,20,260

6734,13

5418,86