ALL-INDIA

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS 

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

1

2

3

4

5

6

I.

AGRICULTURE

96,97,800

87401,92

73328,08

166,16,576

150668,91

132083,64

1. Direct Finance

95,43,018

67774,39

59203,38

163,75,724

106989,90

94944,62

2. Indirect Finance

1,54,782

19627,53

14124,70

2,40,852

43679,01

37139,02

II.

INDUSTRY

7,82,684

334074,41

234031,30

14,30,393

667581,56

500512,43

1. Mining & Quarrying

9,197

13902,84

9440,54

10,525

22121,49

17211,58

2. Food Manufacturing & Processing

87,637

26430,28

20117,67

1,51,373

36510,93

26665,26

(a) Rice Mills, Flour & Dal Mills

32,675

8148,57

6148,96

80,669

7842,33

5917,85

(b) Sugar

765

6785,30

5251,34

983

11093,03

8101,90

(c) Edible Oils & Vanaspati

5,109

3547,40

2706,84

8,379

3866,78

2787,58

(d) Tea Processing

421

493,22

338,34

1,052

2035,00

1492,40

(e) Processing of Fruits & Vegetables

1,290

614,46

493,28

1,649

687,73

486,62

(f) Others

47,377

6841,34

5178,90

58,641

10986,06

7878,92

3. Beverage & Tobacco

3,286

2815,86

2125,74

2,568

3957,47

2770,09

4. Textiles

74,022

51325,39

34954,71

2,53,314

72687,90

52956,08

(a) Cotton Textiles

15,342

24717,36

16197,05

93,316

34044,45

24124,75

(b) Jute & Other Natural Fibre Textiles

3,847

515,63

354,07

35,308

1897,91

1211,19

(c) Handloom Textiles & Khadi

15,000

1106,59

734,68

23,650

1866,11

1405,93

(d) Other Textiles & Textile Products

39,833

24985,82

17668,92

1,01,040

34879,44

26214,21

5. Paper, Paper Products & Printing

15,386

6414,20

4785,99

25,676

10730,70

8548,60

6. Leather & Leather Products

11,562

2467,68

1928,86

18,874

4002,44

2926,44

7. Rubber & Plastic Products

13,037

7805,20

5581,12

22,157

11621,49

8076,76

8. Chemicals & Chemical Products

25,266

26960,26

19443,21

1,57,284

37164,09

26486,70

(a) Heavy Industrial Chemicals

2,161

7253,79

5276,38

4,579

8244,10

6059,07

(b) Fertilisers

376

1810,48

1329,15

656

6483,30

5083,55

(c) Drugs & Pharmaceuticals

2,640

6450,64

4474,43

90,048

12581,68

8396,40

(d) Non-Edible Oils

767

894,12

628,46

377

699,25

369,30

(e) Other Chemicals & Chemical Products

19,322

10551,23

7734,78

61,624

9155,77

6578,38

9. Petroleum, Coal Products & Nuclear Fuels

891

12685,65

6584,89

1,749

35429,97

29866,19

10. Manufacture of Cement & Cement Products

7,729

5205,16

3267,93

23,945

12295,03

8939,40

11. Basic Metals & Metal Products

33,364

49009,03

33717,14

68,797

90580,68

65004,70

(a) Iron & Steel

8,520

36749,57

25072,42

11,862

67381,14

47347,21

(b) Non-Ferrous Metals

3,142

5681,96

3973,33

2,923

9195,06

7222,29

(c) Metal Products

21,702

6577,50

4671,39

54,012

14004,48

10435,20

12. Engineering

41,445

25070,48

18241,19

81,868

45671,54

33431,35

(a) Heavy Engineering

3,347

3113,72

2331,94

12,118

8200,36

5197,22

(b) Light Engineering

25,509

10478,30

7538,28

35,440

19880,93

15575,04

(c) Electrical Machinery & Goods

9,600

7557,23

5511,54

17,299

10384,25

6752,07

(d) Electronic Machinery & Goods

2,989

3921,24

2859,43

17,011

7206,01

5907,01

13. Vehicles, Vehicle Parts & Transport Equipments

6,954

12524,86

8790,72

22,174

18252,03

12396,57

14. Other Industries

4,07,973

26698,12

18469,89

4,53,950

53689,16

40935,22

15. Electricity, Gas & Water

1,343

18087,41

13034,58

3,316

79417,87

61023,82

(a) Electricity Generation & Transmission

637

14139,53

10146,63

1,747

74853,15

57605,32

(b) Non-Conventional Energy

149

2222,68

1390,67

510

2186,14

1645,87

(c) Gas, Steam & Water Supply

557

1725,20

1497,27

1,059

2378,57

1772,64

16. Construction

43,592

46672,00

33547,12

1,32,823

133448,78

103273,66

III.

TRANSPORT OPERATORS

90,895

12216,16

8742,40

1,97,719

17971,18

14809,95

IV.

PROFESSIONAL AND OTHER SERVICES

2,68,808

39798,57

28553,75

10,94,543

106769,96

85456,27

V.

PERSONAL LOANS

79,38,619

148710,38

115921,68

87,15,396

180669,80

151651,77

1. Loans for Purchase of Consumer Durables

55,463

474,79

361,36

4,54,413

3064,52

2391,62

2. Loans for Housing

16,49,279

72781,19

59225,67

22,03,452

101449,94

89729,29

3. Rest of the Personal Loans

62,33,877

75454,40

56334,66

60,57,531

76155,34

59530,86

VI.

TRADE

13,43,955

59917,79

48197,72

30,13,540

156009,01

113793,95

1. Wholesale Trade

46,462

28528,87

23389,65

2,11,166

74749,03

61203,47

2. Retail Trade

12,97,493

31388,92

24808,07

28,02,374

81259,97

52590,48

VII.

FINANCE

6,285

32296,84

27409,65

91,764

133073,34

115316,86

VIII.

ALL OTHERS

2,48,528

7534,42

6107,02

36,52,920

82517,55

66151,25

TOTAL BANK CREDIT

203,77,574

721950,50

542291,61

348,12,851

1495261,31

1179776,12

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION  MARCH 2008

ALL-INDIA

(Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

7

8

9

10

11

12

I.

AGRICULTURE

521

1038,74

509,28

96,69,055

37510,80

32139,74

1. Direct Finance

249

313,90

186,42

94,72,737

35959,90

30803,08

2. Indirect Finance

272

724,84

322,86

1,96,318

1550,90

1336,66

II.

INDUSTRY

52,868

119657,59

68323,45

5,79,508

3003,46

2336,59

1. Mining & Quarrying

215

1417,12

899,01

779

68,20

53,74

2. Food Manufacturing & Processing

1,626

5336,16

3070,96

95,849

481,97

354,21

(a) Rice Mills, Flour & Dal Mills

948

270,88

210,06

26,947

239,18

176,05

(b) Sugar

38

248,66

212,08

26

1,44

1,06

(c) Edible Oils & Vanaspati

80

839,82

586,63

2,985

30,87

22,44

(d) Tea Processing

22

433,38

109,43

7

2,89

3,05

(e) Processing of Fruits & Vegetables

19

178,67

72,72

137

8,17

5,58

(f) Others

519

3364,75

1880,04

65,747

199,42

146,03

3. Beverage & Tobacco

185

4586,39

2915,19

208

14,92

11,72

4. Textiles

10,659

9199,14

6276,43

67,993

309,90

254,24

(a) Cotton Textiles

1,293

2591,86

1839,27

10,693

81,22

58,72

(b) Jute & Other Natural Fibre Textiles

20

21

13

9,529

62,76

65,42

(c) Handloom Textiles & Khadi

483

10,68

8,72

28,393

79,33

56,12

(d) Other Textiles & Textile Products

8,863

6596,40

4428,32

19,378

86,59

73,97

5. Paper, Paper Products & Printing

626

3279,68

1982,79

5,532

40,77

30,51

6. Leather & Leather Products

477

3764,06

3195,91

22,517

51,24

26,81

7. Rubber & Plastic Products

1,137

1759,12

1107,10

9,383

37,63

31,42

8. Chemicals & Chemical Products

3,738

21094,47

11758,36

15,763

63,01

52,86

(a) Heavy Industrial Chemicals

428

2757,08

1502,74

8

40

28

(b) Fertilisers

69

917,45

253,39

-

-

-

(c) Drugs & Pharmaceuticals

1,891

9556,86

5852,92

4,420

13,89

10,62

(d) Non-Edible Oils

4

61,32

35,66

7

37

29

(e) Other Chemicals & Chemical Products

1,346

7801,76

4113,65

11,328

48,34

41,68

9. Petroleum, Coal Products & Nuclear Fuels

192

4926,48

2007,32

125

7,15

4,63

10. Manufacture of Cement & Cement Products

261

1227,50

884,25

2,956

22,39

17,15

11. Basic Metals & Metal Products

3,783

13697,44

5988,32

10,885

59,64

45,87

(a) Iron & Steel

1,821

5146,93

2241,12

63

10,40

8,61

(b) Non-Ferrous Metals

436

4472,25

1960,35

12

48

42

(c) Metal Products

1,526

4078,26

1786,85

10,810

48,76

36,84

12. Engineering

7,295

17656,44

10437,13

10,049

65,63

48,73

(a) Heavy Engineering

456

2899,16

1591,13

384

14,92

13,09

(b) Light Engineering

3,929

5280,83

3447,17

4,670

28,06

17,60

(c) Electrical Machinery & Goods

2,383

4678,12

2983,12

2,186

11,19

9,21

(d) Electronic Machinery & Goods

527

4798,34

2415,71

2,809

11,46

8,83

13. Vehicles, Vehicle Parts & Transport Equipments

1,238

11572,80

6384,62

13,561

58,69

44,12

14. Other Industries

12,703

6455,23

4090,48

3,00,664

998,95

755,54

15. Electricity, Gas & Water

141

3523,43

1258,92

242

22,32

14,21

(a) Electricity Generation & Transmission

30

1690,64

616,28

21

2,43

1,68

(b) Non-Conventional Energy

6

87,15

78,36

144

10,20

8,71

(c) Gas, Steam & Water Supply

105

1745,64

564,28

77

9,69

3,82

16. Construction

8,592

10162,13

6066,66

23,002

701,05

590,82

III.

TRANSPORT OPERATORS

1,441

1524,82

962,44

1,00,505

834,99

609,75

IV.

PROFESSIONAL AND OTHER SERVICES

66,122

25035,59

16722,49

4,91,491

2037,10

1610,07

V.

PERSONAL LOANS

84,55,388

97495,17

47657,07

19,90,016

13422,73

10395,51

1. Loans for Purchase of Consumer Durables

1,16,871

2657,83

2530,52

2,74,471

1666,82

1164,42

2. Loans for Housing

94,596

19479,75

15850,11

2,74,817

4072,25

3365,73

3. Rest of the Personal Loans

82,43,921

75357,59

29276,45

14,40,728

7683,66

5865,36

VI.

TRADE

51,810

15435,61

11134,80

16,15,257

6267,66

4877,08

1. Wholesale Trade

18,729

7774,32

4928,96

95,375

605,83

482,43

2. Retail Trade

33,081

7661,29

6205,84

15,19,882

5661,83

4394,66

VII.

FINANCE

3,092

38322,92

11246,38

74,488

583,50

446,96

VIII.

ALL OTHERS

65,839

8306,78

4683,54

16,06,722

6641,26

5470,86

86,97,081

306817,21

161239,44

161,27,042

70301,50

57886,56

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION  MARCH 2008

ALL-INDIA

(Amount in Rupees Lakh)

OCCUPATION

OTHER SCHEDULED
COMMERCIALBANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

13

14

15

16

17

18

I.

AGRICULTURE

22,21,226

44797,94

36080,39

382,05,178

321418,31

274141,12

1. Direct Finance

21,24,602

33704,85

27429,64

375,16,330

244742,94

212567,14

2. Indirect Finance

96,624

11093,09

8650,75

6,88,848

76675,37

61573,98

II.

INDUSTRY

12,20,300

184075,46

123332,02

40,65,753

1308392,48

928535,78

1. Mining & Quarrying

2,473

5905,85

2758,24

23,189

43415,50

30363,11

2. Food Manufacturing & Processing

39,713

12368,08

8292,36

3,76,198

81127,43

58500,46

(a) Rice Mills, Flour & Dal Mills

4,161

1868,48

1494,20

1,45,400

18369,42

13947,11

(b) Sugar

272

1373,02

1132,10

2,084

19501,45

14698,48

(c) Edible Oils & Vanaspati

5,274

1603,88

1204,87

21,827

9888,75

7308,36

(d) Tea Processing

203

1082,87

1018,24

1,705

4047,37

2961,46

(e) Processing of Fruits & Vegetables

347

276,16

207,48

3,442

1765,19

1265,66

(f) Others

29,456

6163,68

3235,49

2,01,740

27555,26

18319,38

3. Beverage & Tobacco

498

1514,77

1178,06

6,745

12889,39

9000,80

4. Textiles

56,809

20526,97

13868,27

4,62,797

154049,31

108309,73

(a) Cotton Textiles

17,954

10215,82

7672,89

1,38,598

71650,70

49892,68

(b) Jute & Other Natural Fibre Textiles

1,659

198,19

174,38

50,363

2674,70

1805,18

(c) Handloom Textiles & Khadi

2,745

214,71

158,90

70,271

3277,41

2364,35

(d) Other Textiles & Textile Products

34,451

9898,25

5862,10

2,03,565

76446,50

54247,51

5. Paper, Paper Products & Printing

21,597

3241,88

2319,94

68,817

23707,22

17667,83

6. Leather & Leather Products

8,813

1155,09

806,44

62,243

11440,50

8884,47

7. Rubber & Plastic Products

13,592

3473,36

2424,53

59,306

24696,80

17220,94

8. Chemicals & Chemical Products

21,333

12085,26

8781,87

2,23,384

97367,09

66523,01

(a) Heavy Industrial Chemicals

988

4361,03

3068,97

8,164

22616,39

15907,45

(b) Fertilisers

119

904,43

535,12

1,220

10115,67

7201,21

(c) Drugs & Pharmaceuticals

4,917

3367,52

2609,29

1,03,916

31970,58

21343,66

(d) Non-Edible Oils

91

51,02

34,92

1,246

1706,08

1068,63

(e) Other Chemicals & Chemical Products

15,218

3401,27

2533,56

1,08,838

30958,37

21002,06

9. Petroleum, Coal Products & Nuclear Fuels

753

3680,80

4166,03

3,710

56730,04

42629,06

10. Manufacture of Cement & Cement Products

1,082

1557,15

1236,14

35,973

20307,24

14344,87

11. Basic Metals & Metal Products

2,61,440

14609,08

10477,62

3,78,269

167955,87

115233,64

(a) Iron & Steel

2,826

10143,15

7182,74

25,092

119431,19

81852,10

(b) Non-Ferrous Metals

757

1426,75

1180,29

7,270

20776,50

14336,68

(c) Metal Products

2,57,857

3039,18

2114,59

3,45,907

27748,18

19044,86

12. Engineering

5,33,368

9210,76

6421,03

6,74,025

97674,85

68579,43

(a) Heavy Engineering

1,440

2419,02

1853,57

17,745

16647,18

10986,96

(b) Light Engineering

10,074

2044,76

1572,76

79,622

37712,86

28150,85

(c) Electrical Machinery & Goods

10,430

2549,88

1813,72

41,898

25180,66

17069,66

(d) Electronic Machinery & Goods

5,11,424

2197,11

1180,98

5,34,760

18134,16

12371,96

13. Vehicles, Vehicle Parts & Transport Equipments

12,261

31586,78

7797,11

56,188

73995,16

35413,14

14. Other Industries

1,12,102

13214,57

10079,98

12,87,392

101056,03

74331,11

15. Electricity, Gas & Water

1,881

6655,48

5417,83

6,923

107706,50

80749,36

(a) Electricity Generation & Transmission

1,569

5545,73

4458,58

4,004

96231,48

72828,49

(b) Non-Conventional Energy

151

823,47

701,84

960

5329,63

3825,44

(c) Gas, Steam & Water Supply

161

286,28

257,41

1,959

6145,39

4095,42

16. Construction

1,32,585

43289,57

37306,56

3,40,594

234273,54

180784,82

III.

TRANSPORT OPERATORS

3,43,619

24530,61

19571,37

7,34,179

57077,77

44695,92

IV.

PROFESSIONAL AND OTHER SERVICES

38,43,172

75430,02

54925,62

57,64,136

249071,24

187268,20

V.

PERSONAL LOANS

169,24,742

247442,47

159789,87

440,24,161

687740,54

485415,90

1. Loans for Purchase of Consumer Durables

91,028

840,29

698,60

9,92,246

8704,25

7146,51

2. Loans for Housing

9,92,187

94041,88

80264,18

52,14,331

291825,00

248434,97

3. Rest of the Personal Loans

158,41,527

152560,31

78827,09

378,17,584

387211,29

229834,42

VI.

TRADE

4,30,910

48265,81

34552,33

64,55,472

285895,88

212555,88

1. Wholesale Trade

65,168

22416,74

15146,49

4,36,900

134074,79

105151,00

2. Retail Trade

3,65,742

25849,07

19405,84

60,18,572

151821,09

107404,88

VII.

FINANCE

22,101

24209,46

16134,32

1,97,730

228486,06

170554,17

VIII

ALL OTHERS

19,69,562

41009,05

31426,87

75,43,571

146009,06

113839,54

TOTAL BANK CREDIT

269,75,632

689760,81

475812,79

1069,90,180

3284091,33

2417006,52