SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

24,08,498

8062,22

7222,26

20,01,753

7997,07

7112,19

1.

Direct Finance

23,27,523

7679,82

6901,00

19,58,931

7569,15

6831,58

2.

Indirect Finance

80,975

382,40

321,27

42,822

427,91

280,62

II.

INDUSTRY

97,037

5172,42

3769,15

1,08,779

9048,85

6745,76

1.

Mining & Quarrying

1,085

338,14

269,98

926

226,07

198,09

2.

Food Manufacturing & Processing

2,162

294,78

224,32

9,854

894,77

623,49

(a) Rice Mills, Flour & Dal Mills

840

88,90

70,06

3,770

262,74

213,44

(b) Sugar

14

21,88

20,61

23

136,19

68,64

(c) Edible Oils & Vanaspati

156

20,03

11,42

482

162,72

69,09

(d) Tea Processing

55

17,74

11,95

270

70,92

60,38

(e) Processing of Fruits & Vegetables

25

5,45

3,68

100

42,46

31,85

(f) Others

1,072

140,78

106,60

5,209

219,74

180,09

3.

Beverage & Tobacco

33

46,88

46,24

139

16,62

12,37

4.

Textiles

5,308

1416,27

1098,75

10,501

3874,31

2984,99

(a) Cotton Textiles

1,986

1012,61

774,61

5,344

2808,71

2166,38

(b) Jute & Other Natural Fibre Textiles

320

3,34

2,94

170

42,81

36,85

(c) Handloom Textiles & Khadi

746

20,90

17,61

1,712

158,87

122,06

(d) Other Textiles & Textile Products

2,256

379,42

303,60

3,275

863,92

659,71

5.

Paper, Paper Products & Printing

461

130,12

108,78

3,130

467,40

357,32

6.

Leather & Leather Products

249

235,75

178,96

934

189,04

147,62

7.

Rubber & Plastic Products

259

37,31

30,78

629

135,74

117,78

8.

Chemicals & Chemical Products

564

61,40

51,56

3,042

533,84

420,42

(a) Heavy Industrial Chemicals

26

20,06

17,87

108

27,49

21,42

(b) Fertilisers

13

3,68

2,68

7

64

48

(c) Drugs & Pharmaceuticals

165

7,63

5,76

228

34,38

29,78

(d) Non-Edible Oils

7

36

30

47

16,64

12,65

(e) Other Chemicals & Chemical Products

353

29,68

24,95

2,652

454,68

356,08

9.

Petroleum, Coal Products & Nuclear Fuels

53

40,02

33,09

50

6,05

4,27

10.

Manufacture of Cement & Cement Products

196

209,25

61,97

233

29,05

16,82

11.

Basic Metals & Metal Products

2,021

456,16

286,85

1,736

462,46

381,08

(a) Iron & Steel

72

68,90

60,49

352

289,24

246,55

(b) Non-Ferrous Metals

45

229,57

76,27

96

33,60

25,75

(c) Metal Products

1,904

157,69

150,09

1,288

139,63

108,78

12.

Engineering

1,123

156,18

129,98

2,260

627,86

299,62

(a) Heavy Engineering

235

16,17

14,54

329

74,06

58,03

(b) Light Engineering

491

63,97

35,21

1,177

155,53

116,28

(c) Electrical Machinery & Goods

244

71,14

75,77

568

385,88

114,18

(d) Electronic Machinery & Goods

153

4,90

4,46

186

12,38

11,13

13.

Vehicles,Vehicle Parts & Transport Equipments

462

174,04

68,26

1,200

456,07

242,14

14.

Other Industries

32,630

173,61

145,05

34,518

357,81

306,35

15.

Electricity, Gas & Water

212

791,62

512,67

172

237,63

187,19

(a) Electricity Generation & Transmission

171

725,40

452,90

54

158,86

129,13

(b) Non-Conventional Energy

22

62,41

56,36

71

71,19

52,20

(c) Gas, Steam & Water Supply

19

3,81

3,41

47

7,58

5,87

16.

Construction

50,219

610,89

521,91

39,455

534,12

446,22

III.

TRANSPORT OPERATORS

6,805

379,92

305,11

9,318

229,76

193,98

IV.

PROFESSIONAL AND OTHER SERVICES

61,355

563,23

379,62

59,773

1255,03

991,41

V.

PERSONAL LOANS

4,07,483

3903,09

3073,62

7,58,636

8420,65

6674,24

1.

Loans for Purchase of Consumer Durables

34,464

169,12

138,93

41,447

263,69

212,03

2.

Loans for Housing

57,722

1570,19

1254,50

1,08,381

3313,97

2768,86

3.

Rest of the Personal Loans

3,15,297

2163,77

1680,20

6,08,808

4843,00

3693,35

VI.

TRADE

1,15,027

1255,36

1021,93

1,35,865

2292,46

1811,71

1.

Wholesale Trade

6,261

458,46

423,17

13,356

804,55

634,83

2.

Retail Trade

1,08,766

796,89

598,76

1,22,509

1487,91

1176,88

VII.

FINANCE

10,284

83,90

65,73

14,248

127,71

88,11

VIII.

ALL OTHERS

2,84,195

1350,44

979,91

2,60,900

1887,38

1477,26

TOTAL BANK CREDIT

33,90,684

20770,57

16817,34

33,49,272

31258,90

25094,67

OF WHICH : 1. Artisans and Village & Tiny Industries

17,339

284,44

229,63

18,936

887,39

711,06

2. Other Small Scale Industries

14,731

1012,44

781,74

25,597

2034,90

1551,49

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,38,004

4592,39

3779,95

33,914

6034,50

4997,60

1.

Direct Finance

5,19,591

3763,52

3250,79

27,025

1879,44

1654,53

2.

Indirect Finance

18,413

828,87

529,15

6,889

4155,06

3343,07

II.

INDUSTRY

68,182

34429,43

23817,00

63,787

63409,94

39413,94

1.

Mining & Quarrying

1,187

475,91

259,49

667

3949,57

2484,00

2.

Food Manufacturing & Processing

3,319

1804,67

1396,37

1,485

3521,89

2562,02

(a) Rice Mills, Flour & Dal Mills

985

353,71

311,37

196

70,00

50,33

(b) Sugar

60

536,62

376,46

86

1172,78

858,10

(c) Edible Oils & Vanaspati

340

160,69

125,05

63

224,01

176,73

(d) Tea Processing

28

19,35

13,21

21

84,60

82,41

(e) Processing of Fruits & Vegetables

55

15,80

12,24

70

177,98

164,14

(f) Others

1,851

718,51

558,04

1,049

1792,52

1230,31

3.

Beverage & Tobacco

137

130,81

96,70

176

254,34

208,67

4.

Textiles

23,427

21875,03

14592,03

6,027

4076,72

3092,74

(a) Cotton Textiles

9,306

14772,49

9518,85

1,285

1798,28

1458,99

(b) Jute & Other Natural Fibre Textiles

147

35,83

23,77

47

75,85

56,66

(c) Handloom Textiles & Khadi

702

267,24

209,37

248

54,41

21,22

(d) Other Textiles & Textile Products

13,272

6799,47

4840,04

4,447

2148,18

1555,88

5.

Paper, Paper Products & Printing

1,986

468,07

317,98

2,032

2510,26

1591,07

6.

Leather & Leather Products

1,082

246,70

187,18

6,062

5184,68

1418,14

7.

Rubber & Plastic Products

1,164

353,45

242,88

1,510

1903,94

1039,54

8.

Chemicals & Chemical Products

1,819

511,96

349,82

11,608

6594,62

4899,63

(a) Heavy Industrial Chemicals

195

173,18

116,66

381

1621,75

1313,32

(b) Fertilisers

47

82,78

67,41

236

1235,85

961,77

(c) Drugs & Pharmaceuticals

313

39,41

23,82

3,726

2008,58

1274,38

(d) Non-Edible Oils

27

8,21

6,20

10

12,61

10,05

(e) Other Chemicals & Chemical Products

1,237

208,38

135,73

7,255

1715,84

1340,11

9.

Petroleum, Coal Products & Nuclear Fuels

43

13,33

12,29

139

2528,01

492,39

10.

Manufacture of Cement & Cement Products

239

615,55

441,74

1,309

1003,56

736,42

11.

Basic Metals & Metal Products

3,284

2031,11

1629,64

3,325

3742,37

2528,41

(a) Iron & Steel

903

1146,33

990,31

806

1625,25

1152,08

(b) Non-Ferrous Metals

193

259,11

219,05

230

582,67

336,76

(c) Metal Products

2,188

625,67

420,28

2,289

1534,45

1039,56

12.

Engineering

5,896

1968,90

1406,35

9,775

5689,06

3648,83

(a) Heavy Engineering

941

793,48

555,16

950

809,76

596,95

(b) Light Engineering

3,606

750,76

550,78

6,232

2228,79

1468,77

(c) Electrical Machinery & Goods

1,035

279,43

181,22

1,866

1519,16

884,24

(d) Electronic Machinery & Goods

314

145,23

119,19

727

1131,35

698,86

13.

Vehicles,Vehicle Parts & Transport Equipments

917

336,02

236,72

2,091

5152,90

3706,27

14.

Other Industries

17,062

1402,95

990,56

11,413

3666,51

2699,14

15.

Electricity, Gas & Water

304

813,22

647,43

1,006

5938,48

3046,90

(a) Electricity Generation & Transmission

160

589,06

441,65

844

5401,86

2623,74

(b) Non-Conventional Energy

79

212,24

195,84

36

169,99

148,74

(c) Gas, Steam & Water Supply

65

11,92

9,94

126

366,62

274,41

16.

Construction

6,316

1381,73

1009,81

5,162

7693,04

5259,77

III.

TRANSPORT OPERATORS

12,635

397,71

360,30

48,802

1467,66

1317,56

IV.

PROFESSIONAL AND OTHER SERVICES

1,20,472

2966,94

2202,42

71,170

13007,91

10669,40

V.

PERSONAL LOANS

8,14,355

12931,22

10227,60

63,84,033

50902,27

24702,51

1.

Loans for Purchase of Consumer Durables

42,779

316,31

249,47

37,803

374,50

336,39

2.

Loans for Housing

1,23,323

6053,97

4947,81

1,40,402

15084,30

12584,85

3.

Rest of the Personal Loans

6,48,253

6560,94

5030,31

62,05,828

35443,47

11781,28

VI.

TRADE

1,12,802

5229,67

3823,53

1,25,351

15163,92

11009,49

1.

Wholesale Trade

22,664

2176,58

1501,39

39,612

3940,63

2726,91

2.

Retail Trade

90,138

3053,09

2322,14

85,739

11223,29

8282,58

VII.

FINANCE

5,304

293,67

166,55

11,062

12551,10

9072,36

VIII.

ALL OTHERS

1,99,067

2866,57

2118,75

1,81,376

4597,14

3021,65

TOTAL BANK CREDIT

18,70,821

63707,58

46496,10

69,19,495

167134,43

104204,50

OF WHICH : 1. Artisans and Village & Tiny Industries

6,997

144,78

118,68

5,070

434,14

350,39

2. Other Small Scale Industries

28,264

5610,23

4192,06

11,605

3832,93

2780,87