Tamil Nadu - RBI - Reserve Bank of India
Tamil Nadu
SOUTHERN REGION |
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STATE: TAMIL NADU |
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(Amount in ` Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
31,59,009 |
15654,32 |
14363,49 |
27,88,871 |
16298,45 |
14892,75 |
|
1. Direct Finance |
27,16,213 |
13256,30 |
12228,63 |
25,46,559 |
14605,77 |
13421,95 |
|
2. Indirect Finance |
4,42,796 |
2398,02 |
2134,86 |
2,42,312 |
1692,68 |
1470,80 |
II. |
INDUSTRY |
63,562 |
40191,38 |
5033,81 |
85,030 |
12815,96 |
9562,54 |
|
1. Mining & Quarrying |
298 |
90,43 |
73,98 |
1,205 |
408,62 |
273,46 |
|
2. Food Manufacturing & Processing |
4,315 |
670,86 |
510,43 |
12,668 |
1395,32 |
1107,10 |
|
(a) Rice Mills, Flour & Dal Mills |
1,030 |
183,25 |
123,17 |
2,247 |
537,74 |
439,29 |
|
(b) Sugar |
14 |
190,35 |
151,88 |
23 |
67,74 |
42,16 |
|
(c) Edible Oils & Vanaspati |
269 |
33,03 |
24,38 |
1,014 |
122,61 |
98,44 |
|
(d) Tea Processing |
409 |
17,40 |
18,37 |
2,537 |
51,35 |
38,47 |
|
(e) Processing of Fruits & Vegetables |
65 |
19,36 |
13,98 |
206 |
76,32 |
55,70 |
|
(f) Others |
2,528 |
227,46 |
178,65 |
6,641 |
539,55 |
433,04 |
|
3. Beverage & Tobacco |
122 |
38,13 |
31,15 |
199 |
49,92 |
33,74 |
|
4. Textiles |
11,651 |
1950,34 |
1385,19 |
19,446 |
5555,16 |
3951,39 |
|
(a) Cotton Textiles |
3,226 |
1380,61 |
924,32 |
10,497 |
3698,46 |
2615,41 |
|
(b) Jute & Other Natural Fibre Textiles |
156 |
4,75 |
4,27 |
327 |
38,28 |
25,89 |
|
(c) Handloom Textiles & Khadi |
1,586 |
31,77 |
26,69 |
1,809 |
191,97 |
150,68 |
|
(d) Other Textiles & Textile Products |
6,683 |
533,20 |
429,91 |
6,813 |
1626,44 |
1159,40 |
|
5. Paper, Paper Products & Printing |
609 |
147,35 |
115,82 |
5,085 |
842,20 |
634,98 |
|
6. Woods and Wood Products |
669 |
19,32 |
15,19 |
1,085 |
178,32 |
152,88 |
|
7. Leather & Leather Products |
274 |
41,26 |
34,46 |
1,269 |
80,44 |
66,92 |
|
8. Gems and Jewellery |
13,097 |
40,10 |
34,38 |
5,371 |
31,35 |
25,77 |
|
9. Rubber & Plastic Products |
423 |
57,69 |
35,87 |
899 |
248,88 |
176,55 |
|
10. Chemicals & Chemical Products |
1,137 |
356,80 |
266,49 |
3,412 |
891,77 |
660,03 |
|
(a) Heavy Industrial Chemicals |
28 |
233,55 |
193,88 |
98 |
31,52 |
24,78 |
|
(b) Fertilisers |
50 |
15,28 |
9,50 |
63 |
7,11 |
6,29 |
|
(c) Drugs & Pharmaceuticals |
65 |
4,04 |
3,41 |
211 |
32,37 |
22,09 |
|
(d) Non-Edible Oils |
30 |
2,69 |
2,10 |
60 |
20,01 |
13,46 |
|
(e) Other Chemicals & Chemical Products |
964 |
101,24 |
57,60 |
2,980 |
800,77 |
593,41 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
51 |
601,14 |
363,07 |
52 |
11,66 |
9,41 |
|
12. Manufacture of Cement & Cement Products |
438 |
379,53 |
221,44 |
434 |
27,83 |
23,22 |
|
13. Basic Metals & Metal Products |
983 |
414,76 |
317,93 |
4,934 |
764,95 |
595,01 |
|
(a) Iron & Steel |
125 |
175,25 |
123,43 |
557 |
403,57 |
300,25 |
|
(b) Non-Ferrous Metals |
55 |
151,65 |
139,05 |
291 |
104,93 |
88,36 |
|
(c) Metal Products |
803 |
87,86 |
55,46 |
4,086 |
256,44 |
206,40 |
|
14. Engineering |
2,428 |
32820,25 |
241,29 |
4,995 |
492,94 |
388,04 |
|
(a) Heavy Engineering |
267 |
89,02 |
59,71 |
346 |
96,83 |
85,01 |
|
(b) Light Engineering |
1,223 |
32641,16 |
112,07 |
2,804 |
224,81 |
165,13 |
|
(c) Electrical Machinery & Goods |
749 |
85,69 |
66,33 |
1,001 |
107,93 |
83,52 |
|
(d) Electronic Machinery & Goods |
189 |
4,39 |
3,17 |
844 |
63,37 |
54,38 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
3,527 |
328,29 |
186,17 |
1,175 |
382,54 |
306,68 |
|
16. Other Industries |
19,647 |
237,95 |
190,98 |
16,998 |
446,48 |
388,03 |
|
17. Electricity, Gas & Water |
115 |
963,89 |
369,73 |
205 |
156,90 |
117,47 |
|
(a) Electricity Generation & Transmission |
45 |
756,22 |
192,60 |
43 |
48,30 |
36,83 |
|
(b) Non-Conventional Energy |
23 |
112,86 |
87,63 |
52 |
62,67 |
38,86 |
|
(c) Gas, Steam & Water Supply |
47 |
94,81 |
89,51 |
110 |
45,94 |
41,78 |
|
18. Construction |
3,778 |
1033,30 |
640,23 |
5,598 |
850,70 |
651,86 |
|
(a) Other than Infrastructure |
1,831 |
271,72 |
209,77 |
3,210 |
453,50 |
333,49 |
|
(b) Infrastructure Construction |
1,947 |
761,58 |
430,46 |
2,388 |
397,20 |
318,37 |
III. |
TRANSPORT OPERATORS |
12,093 |
487,02 |
282,89 |
18,931 |
1257,98 |
709,77 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,00,217 |
1553,69 |
1252,35 |
1,17,701 |
3654,28 |
2528,67 |
|
1. Professional Services |
14,900 |
223,32 |
169,85 |
21,068 |
804,07 |
455,69 |
|
2. Tourism, Hotel & Restaurants |
2,043 |
36,42 |
30,52 |
3,179 |
149,82 |
112,67 |
|
3. Recreation services |
1,074 |
14,11 |
10,01 |
1,424 |
32,96 |
24,40 |
|
4. IT and Telecommunications |
55 |
4,78 |
4,15 |
152 |
11,20 |
9,36 |
|
5. Others |
82,145 |
1275,06 |
1037,81 |
91,878 |
2656,23 |
1926,54 |
V. |
PERSONAL LOANS |
5,40,942 |
6604,65 |
5131,75 |
10,50,367 |
15606,27 |
12129,77 |
|
1. Housing |
65,138 |
2061,79 |
1673,38 |
1,31,469 |
6424,60 |
5104,72 |
|
2. Consumer Durables |
12,193 |
68,89 |
48,44 |
24,824 |
149,92 |
115,52 |
|
3. Vehicles |
19,375 |
440,41 |
289,41 |
61,527 |
962,16 |
672,78 |
|
4. Education |
1,43,862 |
1835,30 |
1339,52 |
1,88,423 |
2820,40 |
2081,81 |
|
5. Personal Credit Cards |
6,577 |
61,76 |
25,63 |
5,631 |
34,46 |
18,87 |
|
6. Others |
2,93,797 |
2136,51 |
1755,36 |
6,38,493 |
5214,72 |
4136,08 |
VI. |
TRADE |
1,34,984 |
2350,62 |
2011,20 |
1,85,566 |
4154,24 |
3316,81 |
|
1. Wholesale Trade |
10,416 |
863,78 |
821,25 |
8,948 |
1165,43 |
865,47 |
|
2. Retail Trade |
1,24,568 |
1486,84 |
1189,95 |
1,76,618 |
2988,81 |
2451,34 |
VII. |
FINANCE |
35,229 |
580,75 |
474,25 |
35,196 |
505,88 |
328,23 |
VIII. |
ALL OTHERS |
1,83,477 |
1067,96 |
898,82 |
2,57,319 |
1387,05 |
1112,92 |
|
TOTAL BANK CREDIT |
42,29,513 |
68490,38 |
29448,56 |
45,38,981 |
55680,10 |
44581,46 |
TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
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SOUTHERN REGION | |||||||
STATE: TAMIL NADU | |||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
7,97,929 |
8517,89 |
7401,83 |
48,438 |
9479,27 |
7304,13 |
|
1. Direct Finance |
7,31,322 |
7420,28 |
6458,19 |
41,739 |
3022,91 |
2565,06 |
|
2. Indirect Finance |
66,607 |
1097,61 |
943,64 |
6,699 |
6456,36 |
4739,07 |
II. |
INDUSTRY |
1,19,245 |
49516,62 |
34556,02 |
86,868 |
118402,22 |
78866,15 |
|
1. Mining & Quarrying |
964 |
834,63 |
441,66 |
601 |
6323,17 |
4994,60 |
|
2. Food Manufacturing & Processing |
9,200 |
3105,42 |
2328,62 |
3,595 |
5830,48 |
3706,90 |
|
(a) Rice Mills, Flour & Dal Mills |
1,138 |
416,53 |
304,28 |
430 |
141,90 |
122,20 |
|
(b) Sugar |
100 |
1174,98 |
895,45 |
139 |
2219,91 |
1894,21 |
|
(c) Edible Oils & Vanaspati |
1,293 |
148,88 |
127,66 |
839 |
422,14 |
276,44 |
|
(d) Tea Processing |
66 |
8,43 |
7,27 |
32 |
78,30 |
39,29 |
|
(e) Processing of Fruits & Vegetables |
91 |
22,91 |
17,50 |
74 |
325,87 |
241,42 |
|
(f) Others |
6,512 |
1333,68 |
976,46 |
2,081 |
2642,36 |
1133,35 |
|
3. Beverage & Tobacco |
210 |
125,19 |
94,15 |
111 |
822,94 |
720,29 |
|
4. Textiles |
56,178 |
29004,78 |
19873,00 |
10,187 |
6805,44 |
3381,03 |
|
(a) Cotton Textiles |
18,928 |
20152,79 |
13513,88 |
3,349 |
2446,33 |
1604,28 |
|
(b) Jute & Other Natural Fibre Textiles |
143 |
82,55 |
70,08 |
180 |
22,89 |
17,26 |
|
(c) Handloom Textiles & Khadi |
1,688 |
469,28 |
363,26 |
364 |
131,03 |
102,71 |
|
(d) Other Textiles & Textile Products |
35,419 |
8300,15 |
5925,78 |
6,294 |
4205,19 |
1656,78 |
|
5. Paper, Paper Products & Printing |
3,398 |
1247,61 |
974,64 |
3,300 |
4541,25 |
1766,45 |
|
6. Woods and Wood Products |
1,332 |
129,53 |
107,76 |
548 |
199,86 |
154,87 |
|
7. Leather & Leather Products |
1,265 |
459,72 |
381,00 |
11,667 |
2754,76 |
1646,18 |
|
8. Gems and Jewellery |
992 |
934,51 |
784,87 |
220 |
1463,25 |
1207,75 |
|
9. Rubber & Plastic Products |
1,773 |
650,65 |
441,17 |
2,081 |
1802,79 |
1027,20 |
|
10. Chemicals & Chemical Products |
2,437 |
806,99 |
623,42 |
7,882 |
8576,36 |
6431,09 |
|
(a) Heavy Industrial Chemicals |
204 |
153,03 |
111,74 |
391 |
1433,30 |
973,15 |
|
(b) Fertilisers |
113 |
39,01 |
35,48 |
134 |
774,39 |
328,05 |
|
(c) Drugs & Pharmaceuticals |
375 |
181,79 |
163,93 |
3,260 |
4271,51 |
3463,67 |
|
(d) Non-Edible Oils |
27 |
15,40 |
8,12 |
11 |
9,93 |
9,02 |
|
(e) Other Chemicals & Chemical Products |
1,718 |
417,76 |
304,16 |
4,086 |
2087,24 |
1657,21 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
97 |
29,22 |
22,75 |
153 |
3379,88 |
2795,03 |
|
12. Manufacture of Cement & Cement Products |
398 |
591,15 |
379,68 |
365 |
4662,30 |
3681,80 |
|
13. Basic Metals & Metal Products |
6,629 |
3991,80 |
2913,85 |
7,572 |
8545,50 |
6128,36 |
|
(a) Iron & Steel |
1,318 |
1892,87 |
1384,27 |
1,131 |
4143,30 |
3242,53 |
|
(b) Non-Ferrous Metals |
340 |
660,89 |
409,41 |
270 |
685,25 |
509,26 |
|
(c) Metal Products |
4,971 |
1438,05 |
1120,18 |
6,171 |
3716,95 |
2376,57 |
|
14. Engineering |
8,204 |
2983,27 |
1799,01 |
12,174 |
12999,45 |
7215,67 |
|
(a) Heavy Engineering |
1,169 |
1082,45 |
699,54 |
761 |
1375,25 |
956,74 |
|
(b) Light Engineering |
4,608 |
1420,98 |
706,34 |
5,920 |
4510,97 |
2306,08 |
|
(c) Electrical Machinery & Goods |
1,990 |
418,65 |
340,02 |
3,507 |
6426,49 |
3381,18 |
|
(d) Electronic Machinery & Goods |
437 |
61,20 |
53,11 |
1,986 |
686,74 |
571,67 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2,404 |
811,28 |
580,32 |
7,864 |
8579,19 |
5802,33 |
|
16. Other Industries |
16,699 |
1103,17 |
787,89 |
10,822 |
4304,52 |
2704,29 |
|
17. Electricity, Gas & Water |
391 |
657,45 |
436,87 |
474 |
16298,27 |
12256,92 |
|
(a) Electricity Generation & Transmission |
176 |
269,39 |
144,06 |
282 |
13617,00 |
9928,24 |
|
(b) Non-Conventional Energy |
97 |
299,29 |
224,08 |
63 |
841,23 |
548,87 |
|
(c) Gas, Steam & Water Supply |
118 |
88,77 |
68,73 |
129 |
1840,04 |
1779,81 |
|
18. Construction |
6,674 |
2050,24 |
1585,35 |
7,252 |
20512,80 |
13245,37 |
|
(a) Other than Infrastructure |
4,215 |
1271,98 |
981,80 |
4,435 |
4330,27 |
3046,17 |
|
(b) Infrastructure Construction |
2,459 |
778,26 |
603,56 |
2,817 |
16182,54 |
10199,20 |
III. |
TRANSPORT OPERATORS |
17,457 |
1302,24 |
862,95 |
21,283 |
4889,47 |
3644,40 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
84,936 |
6082,49 |
4767,97 |
58,374 |
25399,28 |
19104,95 |
|
1. Professional Services |
12,438 |
856,35 |
744,06 |
13,077 |
2567,38 |
2271,63 |
|
2. Tourism, Hotel & Restaurants |
3,632 |
411,68 |
280,91 |
2,244 |
2553,28 |
1849,70 |
|
3. Recreation services |
740 |
51,01 |
43,32 |
1,587 |
665,23 |
494,41 |
|
4. IT and Telecommunications |
283 |
83,78 |
64,87 |
449 |
5529,97 |
3510,97 |
|
5. Others |
67,843 |
4679,66 |
3634,81 |
41,017 |
14083,41 |
10978,23 |
V. |
PERSONAL LOANS |
9,96,958 |
17984,58 |
13957,26 |
73,75,164 |
74178,42 |
32404,60 |
|
1. Housing |
1,34,243 |
8359,75 |
6853,19 |
1,40,705 |
17857,60 |
14121,53 |
|
2. Consumer Durables |
18,628 |
140,57 |
105,11 |
10,317 |
94,64 |
66,55 |
|
3. Vehicles |
1,33,399 |
1400,75 |
905,35 |
1,09,055 |
2034,58 |
1214,55 |
|
4. Education |
1,10,506 |
2032,31 |
1538,05 |
63,726 |
1757,42 |
1345,56 |
|
5. Personal Credit Cards |
13,452 |
185,01 |
68,50 |
64,85,682 |
42326,99 |
8806,27 |
|
6. Others |
5,86,730 |
5866,18 |
4487,06 |
5,65,679 |
10107,20 |
6850,14 |
VI. |
TRADE |
1,29,805 |
8051,10 |
6336,74 |
84,919 |
18501,38 |
13158,01 |
|
1. Wholesale Trade |
14,956 |
2938,66 |
2212,51 |
9,406 |
6909,16 |
4440,60 |
|
2. Retail Trade |
1,14,849 |
5112,44 |
4124,23 |
75,513 |
11592,22 |
8717,42 |
VII. |
FINANCE |
15,707 |
776,14 |
589,14 |
10,750 |
21034,13 |
14616,32 |
VIII. |
ALL OTHERS |
2,58,361 |
3210,85 |
2289,16 |
2,88,567 |
10098,83 |
8119,27 |
|
TOTAL BANK CREDIT |
24,20,398 |
95441,91 |
70761,06 |
79,74,363 |
281983,00 |
177217,83 |