Uttar Pradesh - RBI - Reserve Bank of India
Uttar Pradesh
Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999 |
CENTRAL REGION | |||||||||
STATE : UTTAR PRADESH | | | | (Amount in Rupees Lakh) | |||||
RURAL | SEMI-URBAN | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | |
I. | AGRICULTURE | 20,20,829 | 3252,56 | 2571,30 | 5,98,094 | 1608,58 | 1290,37 | ||
1. | Direct Finance | 19,93,185 | 3105,19 | 2481,89 | 5,92,550 | 1476,79 | 1200,38 | ||
2. | Indirect Finance | 27,644 | 147,36 | 89,41 | 5,544 | 131,80 | 89,99 | ||
II. | INDUSTRY | 3,49,503 | 1754,33 | 1440,31 | 1,36,310 | 2850,12 | 2275,11 | ||
1. | Mining & Quarrying | 53 | 4,09 | 2,88 | 87 | 54,02 | 43,58 | ||
2. | Food Manufacturing & Processing | 4,158 | 364,95 | 338,76 | 3,382 | 932,58 | 741,59 | ||
(a) Rice Mills, Flour & Dal Mills | 2,398 | 82,22 | 63,41 | 1,844 | 186,32 | 137,51 | |||
(b) Sugar | 81 | 209,82 | 215,32 | 141 | 655,22 | 533,90 | |||
(c) Edible Oils & Vanaspati | 666 | 13,91 | 11,76 | 466 | 34,61 | 22,78 | |||
(d) Tea Processing | 1 | 4 | 1 | 5 | 48 | 16 | |||
(e) Processing of Fruits & Vegetables | 11 | 1,17 | 92 | 28 | 6,00 | 4,93 | |||
(f) Others | 1,001 | 57,80 | 47,33 | 898 | 49,94 | 42,32 | |||
3. | Beverage & Tobacco | 20 | 9,03 | 8,05 | 69 | 19,60 | 15,34 | ||
4. | Textiles | 2,481 | 163,43 | 133,50 | 3,526 | 483,45 | 397,71 | ||
(a) Cotton Textiles | 151 | 35,38 | 34,95 | 487 | 99,53 | 93,07 | |||
(b) Jute Textiles | 1 | 5 | 5 | 20 | 1,63 | 74 | |||
(c) Handloom Textiles & Khadi | 248 | 4,65 | 2,87 | 761 | 26,98 | 23,78 | |||
(d) Other Textiles | 2,081 | 123,35 | 95,63 | 2,258 | 355,31 | 280,12 | |||
5. | Paper, Paper Products & Printing | 191 | 42,06 | 36,69 | 834 | 156,14 | 141,64 | ||
6. | Leather & Leather Products | 121 | 21,92 | 16,80 | 121 | 7,13 | 6,10 | ||
7. | Rubber & Rubber Products | 88 | 13,78 | 13,31 | 90 | 38,11 | 38,08 | ||
8. | Chemicals & Chemical Products | 566 | 187,42 | 125,43 | 775 | 184,04 | 144,70 | ||
(a) Heavy Industrial Chemicals | 18 | 52,90 | 20,77 | 55 | 25,46 | 19,69 | |||
(b) Fertilisers | 14 | 11,11 | 10,91 | 23 | 39,92 | 31,81 | |||
(c) Drugs & Pharmaceuticals | 124 | 55,75 | 34,79 | 145 | 58,57 | 58,14 | |||
(d) Non-Edible Oils | 7 | 1,21 | 98 | 18 | 3,87 | 2,84 | |||
(e) Other Chemicals & Chemical Products | 403 | 66,44 | 57,99 | 534 | 56,23 | 32,22 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 17 | 2,52 | 1,12 | 24 | 14,92 | 14,37 | ||
10. | Manufacture of Cement & Cement Products | 147 | 2,75 | 2,20 | 160 | 6,26 | 5,74 | ||
11. | Basic Metals & Metal Products | 467 | 115,57 | 99,54 | 649 | 207,16 | 177,93 | ||
(a) Iron & Steel | 85 | 60,37 | 52,56 | 207 | 86,09 | 81,96 | |||
(b) Non-Ferrous Metals | 12 | 25,77 | 23,62 | 14 | 12,82 | 6,45 | |||
(c) Other Metal Products | 370 | 29,43 | 23,36 | 428 | 108,25 | 89,51 | |||
12. | Engineering | 780 | 194,10 | 132,77 | 1,073 | 252,73 | 192,06 | ||
(a) Heavy Engineering | 52 | 8,13 | 8,02 | 51 | 37,86 | 32,12 | |||
(b) Light Engineering | 440 | 31,30 | 14,15 | 511 | 33,97 | 29,23 | |||
(c) Electrical Machinery & Goods | 222 | 25,23 | 15,34 | 432 | 90,76 | 63,25 | |||
(d) Electronic Machinery & Goods | 66 | 129,44 | 95,27 | 79 | 90,14 | 67,45 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 698 | 88,12 | 71,05 | 438 | 29,29 | 21,18 | ||
14. | Other Industries | 3,38,406 | 535,15 | 450,09 | 1,22,037 | 424,07 | 320,58 | ||
15. | Electricity, Gas & Water | 17 | 79 | 78 | 53 | 28,19 | 4,52 | ||
(a) Electricity Generation & Transmission | 16 | 49 | 47 | 33 | 24,18 | 2,02 | |||
(b) Non-Conventional Energy | 1 | 30 | 32 | 3 | 34 | 34 | |||
(c) Gas, Steam & Water Supply | - | - | - | 17 | 3,67 | 2,15 | |||
16. | Construction | 1,293 | 8,65 | 7,34 | 2,992 | 12,44 | 9,99 | ||
III. | TRANSPORT OPERATORS | 86,851 | 261,07 | 190,85 | 25,034 | 133,46 | 99,51 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,37,035 | 173,67 | 142,27 | 42,244 | 118,27 | 105,02 | ||
V. | PERSONAL LOANS | 2,96,180 | 647,82 | 551,26 | 2,12,924 | 638,43 | 527,80 | ||
1. | Loans for Purchase of Consumer Durables | 15,046 | 29,80 | 23,25 | 11,305 | 29,68 | 23,38 | ||
2. | Loans for Housing | 20,521 | 124,25 | 110,50 | 26,931 | 182,98 | 150,28 | ||
3. | Rest of the Personal Loans | 2,60,613 | 493,78 | 417,51 | 1,74,688 | 425,78 | 354,14 | ||
VI. | TRADE | 6,49,012 | 1070,71 | 872,08 | 2,71,335 | 887,20 | 732,72 | ||
1. | Wholesale Trade | 19,488 | 127,51 | 103,87 | 9,587 | 192,10 | 152,58 | ||
2. | Retail Trade | 6,29,524 | 943,20 | 768,21 | 2,61,748 | 695,10 | 580,14 | ||
VII. | FINANCE | 915 | 7,85 | 7,38 | 1,523 | 27,02 | 23,02 | ||
VIII. | ALL OTHERS | 1,25,950 | 831,02 | 721,40 | 88,408 | 367,58 | 321,38 | ||
TOTAL BANK CREDIT | 36,66,275 | 7999,02 | 6496,85 | 13,75,872 | 6630,67 | 5374,93 | |||
OF WHICH: | 1. Artisans & Village Industries | 2,24,908 | 274,07 | 229,48 | 60,009 | 107,06 | 90,00 | ||
| 2. Other Small Scale Industries | 1,00,640 | 468,57 | 379,26 | 55,714 | 722,54 | 568,80 |
CENTRAL REGION | |||||||||
STATE : UTTAR PRADESH | | | | (Amount in Rupees Lakh) | |||||
URBAN | METROPOLITAN | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||
| | | 7 | 8 | 9 | 10 | 11 | 12 | |
I. | AGRICULTURE | 1,12,882 | 473,35 | 388,65 | 6,444 | 66,38 | 54,08 | ||
1. | Direct Finance | 1,09,883 | 355,52 | 291,14 | 5,334 | 18,85 | 16,33 | ||
2. | Indirect Finance | 2,999 | 117,83 | 97,50 | 1,110 | 47,53 | 37,76 | ||
II. | INDUSTRY | 1,21,466 | 4363,89 | 3366,46 | 27,119 | 1455,97 | 1275,09 | ||
1. | Mining & Quarrying | 163 | 244,27 | 38,98 | 28 | 4,03 | 3,63 | ||
2. | Food Manufacturing & Processing | 2,306 | 662,09 | 569,16 | 498 | 120,79 | 99,35 | ||
(a) Rice Mills, Flour & Dal Mills | 888 | 122,19 | 77,36 | 191 | 22,12 | 15,90 | |||
(b) Sugar | 143 | 333,19 | 277,81 | 13 | 47,91 | 47,76 | |||
(c) Edible Oils & Vanaspati | 316 | 75,45 | 60,70 | 49 | 15,79 | 9,13 | |||
(d) Tea Processing | 5 | 50 | 47 | 11 | 15,29 | 9,80 | |||
(e) Processing of Fruits & Vegetables | 32 | 10,26 | 8,79 | 20 | 1,34 | 1,17 | |||
(f) Others | 922 | 120,50 | 144,02 | 214 | 18,34 | 15,59 | |||
3. | Beverage & Tobacco | 99 | 92,19 | 68,66 | 12 | 2,20 | 2,64 | ||
4. | Textiles | 4,622 | 427,54 | 373,70 | 926 | 362,11 | 319,90 | ||
(a) Cotton Textiles | 706 | 86,63 | 75,99 | 227 | 70,14 | 73,31 | |||
(b) Jute Textiles | 10 | 57 | 31 | 7 | 7,81 | 2,62 | |||
(c) Handloom Textiles & Khadi | 454 | 28,10 | 26,04 | 46 | 2,46 | 1,95 | |||
(d) Other Textiles | 3,452 | 312,24 | 271,36 | 646 | 281,70 | 242,01 | |||
5. | Paper, Paper Products & Printing | 1,582 | 223,28 | 189,29 | 471 | 50,30 | 41,20 | ||
6. | Leather & Leather Products | 1,056 | 131,43 | 99,29 | 891 | 177,18 | 138,24 | ||
7. | Rubber & Rubber Products | 692 | 117,36 | 104,18 | 106 | 7,65 | 6,54 | ||
8. | Chemicals & Chemical Products | 2,004 | 363,56 | 318,92 | 958 | 141,38 | 135,89 | ||
(a) Heavy Industrial Chemicals | 84 | 79,99 | 76,32 | 43 | 4,50 | 4,22 | |||
(b) Fertilisers | 60 | 36,78 | 26,69 | 29 | 37,68 | 43,60 | |||
(c) Drugs & Pharmaceuticals | 445 | 43,59 | 35,00 | 227 | 25,11 | 21,51 | |||
(d) Non-Edible Oils | 34 | 10,46 | 7,23 | 10 | 71 | 61 | |||
(e) Other Chemicals & Chemical Products | 1,381 | 192,74 | 173,69 | 649 | 73,39 | 65,96 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 88 | 16,04 | 13,62 | 25 | 3,01 | 2,67 | ||
10. | Manufacture of Cement & Cement Products | 277 | 21,19 | 20,69 | 73 | 27,46 | 25,88 | ||
11. | Basic Metals & Metal Products | 4,537 | 627,14 | 443,87 | 448 | 128,71 | 117,35 | ||
(a) Iron & Steel | 660 | 274,72 | 197,28 | 169 | 85,97 | 83,41 | |||
(b) Non-Ferrous Metals | 389 | 73,65 | 58,58 | 11 | 1,65 | 2,79 | |||
(c) Other Metal Products | 3,488 | 278,77 | 188,00 | 268 | 41,09 | 31,15 | |||
12. | Engineering | 2,694 | 595,02 | 438,68 | 696 | 133,06 | 115,31 | ||
(a) Heavy Engineering | 246 | 111,30 | 86,00 | 29 | 12,19 | 7,29 | |||
(b) Light Engineering | 1,064 | 79,87 | 61,98 | 270 | 11,16 | 9,63 | |||
(c) Electrical Machinery & Goods | 1,209 | 237,94 | 170,79 | 333 | 71,16 | 56,44 | |||
(d) Electronic Machinery & Goods | 175 | 165,91 | 119,91 | 64 | 38,55 | 41,95 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 778 | 79,25 | 62,33 | 373 | 89,83 | 78,48 | ||
14. | Other Industries | 99,290 | 657,18 | 546,07 | 21,081 | 120,27 | 108,85 | ||
15. | Electricity, Gas & Water | 185 | 17,09 | 12,01 | 27 | 70,79 | 67,88 | ||
(a) Electricity Generation & Transmission | 165 | 15,42 | 10,81 | 17 | 69,21 | 65,98 | |||
(b) Non-Conventional Energy | 2 | 16 | 16 | 1 | 8 | 8 | |||
(c) Gas, Steam & Water Supply | 18 | 1,52 | 1,04 | 9 | 1,50 | 1,83 | |||
16. | Construction | 1,093 | 89,24 | 67,01 | 506 | 17,20 | 11,29 | ||
III. | TRANSPORT OPERATORS | 17,536 | 144,34 | 110,26 | 2,536 | 50,23 | 38,95 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 36,712 | 230,50 | 188,82 | 8,195 | 83,69 | 64,88 | ||
V. | PERSONAL LOANS | 2,90,161 | 1271,37 | 1080,98 | 1,19,768 | 614,46 | 528,77 | ||
1. | Loans for Purchase of Consumer Durables | 19,246 | 66,38 | 54,48 | 8,393 | 22,74 | 19,12 | ||
2. | Loans for Housing | 49,396 | 476,52 | 417,62 | 18,891 | 247,03 | 208,00 | ||
3. | Rest of the Personal Loans | 2,21,519 | 728,47 | 608,88 | 92,484 | 344,69 | 301,65 | ||
VI. | TRADE | 1,85,998 | 1361,23 | 1107,44 | 45,454 | 415,29 | 336,69 | ||
1. | Wholesale Trade | 12,699 | 541,41 | 414,01 | 6,923 | 161,47 | 114,62 | ||
2. | Retail Trade | 1,73,299 | 819,83 | 693,43 | 38,531 | 253,83 | 222,07 | ||
VII. | FINANCE | 526 | 94,89 | 78,56 | 300 | 75,10 | 61,88 | ||
VIII. | ALL OTHERS | 1,37,231 | 842,59 | 718,23 | 62,677 | 709,63 | 600,68 | ||
TOTAL BANK CREDIT | 9,02,512 | 8782,16 | 7039,39 | 2,72,493 | 3470,75 | 2961,02 | |||
OF WHICH: | 1. Artisans & Village Industries | 33,310 | 108,69 | 90,59 | 5,276 | 15,53 | 13,47 | ||
| 2. Other Small Scale Industries | 67,457 | 1440,23 | 1135,68 | 17,208 | 292,76 | 250,90 |