Uttarakhand - RBI - Reserve Bank of India
Uttarakhand
CENTRAL REGION (Concld.) |
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STATE: UTTARAKHAND |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
1,05,962 |
1022,41 |
817,84 |
1,23,637 |
1729,88 |
1499,40 |
- |
- |
- |
|
1. Direct Finance |
1,04,868 |
988,74 |
790,40 |
1,14,472 |
1426,09 |
1235,10 |
- |
- |
- |
|
2. Indirect Finance |
1,094 |
33,66 |
27,43 |
9,165 |
303,79 |
264,30 |
- |
- |
- |
II. |
INDUSTRY |
7,581 |
1154,78 |
669,70 |
10,098 |
3953,98 |
3067,89 |
22 |
49,71 |
35,26 |
|
1. Mining & Quarrying |
41 |
16,77 |
10,09 |
61 |
38,94 |
32,10 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
2,061 |
212,79 |
144,51 |
1,146 |
604,67 |
403,17 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
458 |
127,61 |
91,92 |
231 |
109,70 |
58,19 |
- |
- |
- |
|
(b) Sugar |
4 |
55 |
42 |
38 |
307,27 |
180,37 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
362 |
13,12 |
8,85 |
26 |
14,10 |
10,80 |
- |
- |
- |
|
(d) Tea Processing |
6 |
19 |
17 |
4 |
1,55 |
1,18 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
34 |
28,73 |
16,33 |
23 |
3,05 |
2,83 |
- |
- |
- |
|
(f) Others |
1,197 |
42,59 |
26,81 |
824 |
169,00 |
149,80 |
- |
- |
- |
|
3. Beverage & Tobacco |
33 |
7,35 |
4,07 |
31 |
7,86 |
5,40 |
- |
- |
- |
|
4. Textiles |
1,603 |
58,76 |
42,95 |
762 |
135,15 |
115,72 |
- |
- |
- |
|
(a) Cotton Textiles |
127 |
1,77 |
1,13 |
93 |
46,83 |
36,12 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
43 |
32 |
24 |
8 |
88 |
18 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
134 |
20,83 |
15,68 |
130 |
4,77 |
4,05 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
1,299 |
35,85 |
25,91 |
531 |
82,69 |
75,37 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
354 |
64,15 |
50,79 |
1,483 |
252,87 |
185,44 |
1 |
10,00 |
4,77 |
|
6. Woods and Wood Products |
480 |
7,26 |
4,69 |
227 |
44,08 |
39,18 |
- |
- |
- |
|
7. Leather & Leather Products |
68 |
1,09 |
61 |
79 |
9,28 |
8,57 |
- |
- |
- |
|
8. Gems and Jewellery |
38 |
5,88 |
5,52 |
26 |
1,02 |
56 |
- |
- |
- |
|
9. Rubber & Plastic Products |
82 |
23,09 |
17,50 |
255 |
200,02 |
174,02 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
264 |
180,43 |
134,78 |
1,140 |
536,92 |
376,29 |
1 |
25 |
25 |
|
(a) Heavy Industrial Chemicals |
9 |
3,54 |
1,03 |
57 |
323,94 |
188,00 |
1 |
25 |
25 |
|
(b) Fertilisers |
6 |
17 |
20 |
2 |
4 |
2 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
103 |
120,99 |
88,07 |
601 |
150,54 |
136,29 |
- |
- |
- |
|
(d) Non-Edible Oils |
2 |
75 |
71 |
9 |
4,70 |
3,78 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
144 |
54,97 |
44,77 |
471 |
57,70 |
48,19 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
6 |
211,38 |
7,92 |
19 |
30,51 |
18,88 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
48 |
4,57 |
3,85 |
71 |
77,86 |
72,81 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
406 |
89,91 |
66,24 |
495 |
556,23 |
426,96 |
- |
- |
- |
|
(a) Iron & Steel |
42 |
60,97 |
47,57 |
111 |
365,99 |
293,87 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
15 |
15,39 |
8,15 |
17 |
13,70 |
13,00 |
- |
- |
- |
|
(c) Metal Products |
349 |
13,54 |
10,52 |
367 |
176,54 |
120,10 |
- |
- |
- |
|
14. Engineering |
737 |
120,50 |
84,42 |
1,981 |
489,90 |
376,86 |
18 |
37,44 |
28,32 |
|
(a) Heavy Engineering |
18 |
7,35 |
6,03 |
46 |
38,40 |
13,95 |
- |
- |
- |
|
(b) Light Engineering |
410 |
65,86 |
41,54 |
1,452 |
240,01 |
177,90 |
17 |
37,42 |
28,32 |
|
(c) Electrical Machinery & Goods |
249 |
32,70 |
23,87 |
385 |
173,27 |
150,21 |
1 |
2 |
- |
|
(d) Electronic Machinery & Goods |
60 |
14,58 |
12,98 |
98 |
38,22 |
34,79 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
69 |
14,71 |
10,25 |
200 |
81,54 |
78,82 |
1 |
2,00 |
1,90 |
|
16. Other Industries |
1,185 |
62,65 |
45,43 |
1,181 |
222,67 |
203,59 |
1 |
2 |
2 |
|
17. Electricity, Gas & Water |
6 |
16,49 |
14,47 |
27 |
482,29 |
390,77 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
2 |
15,04 |
13,51 |
17 |
481,13 |
389,66 |
- |
- |
- |
|
(b) Non-Conventional Energy |
2 |
15 |
15 |
1 |
3 |
3 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
2 |
1,30 |
81 |
9 |
1,13 |
1,08 |
- |
- |
- |
|
18. Construction |
100 |
57,01 |
21,62 |
914 |
182,15 |
158,76 |
- |
- |
- |
|
(a) Other than Infrastructure |
20 |
14,49 |
6,09 |
607 |
115,37 |
110,48 |
- |
- |
- |
|
(b) Infrastructure Construction |
80 |
42,52 |
15,53 |
307 |
66,78 |
48,29 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
4,074 |
141,40 |
94,62 |
1,989 |
104,18 |
88,55 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,930 |
243,92 |
154,07 |
13,542 |
1163,92 |
1007,18 |
5 |
84 |
70 |
|
1. Professional Services |
247 |
11,74 |
8,60 |
2,337 |
144,17 |
135,33 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
1,582 |
115,69 |
68,70 |
1,214 |
150,24 |
128,97 |
- |
- |
- |
|
3. Recreation services |
155 |
5,31 |
3,17 |
109 |
9,26 |
8,96 |
- |
- |
- |
|
4. IT and Telecommunications |
66 |
4,11 |
3,27 |
89 |
14,20 |
12,09 |
- |
- |
- |
|
5. Others |
3,880 |
107,06 |
70,33 |
9,793 |
846,06 |
721,83 |
5 |
84 |
70 |
V. |
PERSONAL LOANS |
1,52,494 |
2819,07 |
1993,25 |
96,367 |
2113,38 |
1830,36 |
11 |
33 |
18 |
|
1. Housing |
32,832 |
1199,69 |
902,14 |
26,159 |
1102,68 |
1010,46 |
- |
- |
- |
|
2. Consumer Durables |
2,745 |
14,66 |
9,63 |
4,849 |
37,00 |
26,51 |
- |
- |
- |
|
3. Vehicles |
14,626 |
343,29 |
246,35 |
11,491 |
198,86 |
171,84 |
- |
- |
- |
|
4. Education |
7,458 |
239,92 |
156,03 |
10,428 |
229,71 |
213,55 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
655 |
5,04 |
3,31 |
1 |
3 |
1 |
|
6. Others |
94,833 |
1021,51 |
679,11 |
42,785 |
540,09 |
404,68 |
10 |
29 |
17 |
VI. |
TRADE |
25,158 |
772,00 |
473,89 |
29,218 |
1196,23 |
935,67 |
15 |
10,02 |
4,74 |
|
1. Wholesale Trade |
159 |
224,72 |
68,99 |
986 |
128,38 |
107,34 |
2 |
73 |
72 |
|
2. Retail Trade |
24,999 |
547,29 |
404,90 |
28,232 |
1067,85 |
828,33 |
13 |
9,29 |
4,02 |
VII. |
FINANCE |
54 |
1,79 |
1,68 |
1,628 |
124,55 |
45,18 |
1 |
20 |
1 |
VIII. |
ALL OTHERS |
797 |
6,45 |
5,80 |
13,709 |
314,86 |
207,84 |
28 |
4,68 |
2,36 |
|
TOTAL BANK CREDIT |
3,02,050 |
6161,82 |
4210,85 |
2,90,188 |
10700,97 |
8682,07 |
82 |
65,78 |
43,24 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS |
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STATE: UTTARAKHAND |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
51,162 |
301,31 |
221,82 |
10,560 |
399,04 |
305,51 |
2,91,321 |
3452,63 |
2844,57 |
|
1. Direct Finance |
50,733 |
296,77 |
218,66 |
10,255 |
351,40 |
260,67 |
2,80,328 |
3063,00 |
2504,84 |
|
2. Indirect Finance |
429 |
4,53 |
3,15 |
305 |
47,64 |
44,84 |
10,993 |
389,63 |
339,72 |
II. |
INDUSTRY |
4,719 |
57,26 |
42,20 |
1,284 |
4438,53 |
1044,13 |
23,704 |
9654,24 |
4859,18 |
|
1. Mining & Quarrying |
5 |
53 |
27 |
3 |
3,30 |
2,43 |
110 |
59,55 |
44,89 |
|
2. Food Manufacturing & Processing |
273 |
5,59 |
3,89 |
140 |
61,62 |
46,62 |
3,620 |
884,67 |
598,18 |
|
(a) Rice Mills, Flour & Dal Mills |
166 |
2,09 |
1,37 |
83 |
42,92 |
28,37 |
938 |
282,32 |
179,84 |
|
(b) Sugar |
1 |
6 |
6 |
2 |
7 |
5 |
45 |
307,95 |
180,89 |
|
(c) Edible Oils & Vanaspati |
6 |
8 |
7 |
2 |
40 |
33 |
396 |
27,71 |
20,05 |
|
(d) Tea Processing |
3 |
5 |
2 |
1 |
7 |
7 |
14 |
1,86 |
1,44 |
|
(e) Processing of Fruits & Vegetables |
7 |
25 |
18 |
- |
- |
- |
64 |
32,03 |
19,34 |
|
(f) Others |
90 |
3,06 |
2,19 |
52 |
18,16 |
17,81 |
2,163 |
232,80 |
196,61 |
|
3. Beverage & Tobacco |
- |
- |
- |
4 |
5,19 |
5,06 |
68 |
20,40 |
14,53 |
|
4. Textiles |
735 |
4,60 |
3,40 |
132 |
91,08 |
54,08 |
3,232 |
289,59 |
216,16 |
|
(a) Cotton Textiles |
82 |
86 |
66 |
3 |
8,01 |
6,99 |
305 |
57,46 |
44,89 |
|
(b) Jute & Other Natural Fibre Textiles |
2 |
6 |
3 |
1 |
- |
- |
54 |
1,26 |
45 |
|
(c) Handloom Textiles & Khadi |
476 |
1,55 |
1,04 |
3 |
1,27 |
88 |
743 |
28,41 |
21,65 |
|
(d) Other Textiles & Textile Products |
175 |
2,12 |
1,67 |
125 |
81,80 |
46,21 |
2,130 |
202,46 |
149,16 |
|
5. Paper, Paper Products & Printing |
35 |
1,63 |
1,37 |
40 |
23,50 |
12,26 |
1,913 |
352,14 |
254,63 |
|
6. Woods and Wood Products |
251 |
2,48 |
1,99 |
27 |
49 |
39 |
985 |
54,30 |
46,25 |
|
7. Leather & Leather Products |
1 |
9 |
9 |
10 |
3,37 |
3,42 |
158 |
13,83 |
12,69 |
|
8. Gems and Jewellery |
9 |
25 |
15 |
3 |
16 |
3 |
76 |
7,30 |
6,27 |
|
9. Rubber & Plastic Products |
3 |
83 |
19 |
35 |
19,53 |
14,59 |
375 |
243,48 |
206,30 |
|
10. Chemicals & Chemical Products |
12 |
1,00 |
87 |
14 |
3,50 |
3,08 |
1,431 |
722,10 |
515,27 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
1 |
7 |
5 |
68 |
327,80 |
189,33 |
|
(b) Fertilisers |
3 |
3 |
1 |
- |
- |
- |
11 |
23 |
23 |
|
(c) Drugs & Pharmaceuticals |
3 |
5 |
4 |
4 |
2,30 |
2,31 |
711 |
273,89 |
226,70 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
11 |
5,45 |
4,50 |
|
(e) Other Chemicals & Chemical Products |
6 |
93 |
83 |
9 |
1,14 |
73 |
630 |
114,74 |
94,52 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
25 |
241,89 |
26,79 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
5 |
1,97 |
2,07 |
124 |
84,41 |
78,73 |
|
13. Basic Metals & Metal Products |
46 |
82 |
53 |
60 |
9,44 |
9,24 |
1,007 |
656,40 |
502,98 |
|
(a) Iron & Steel |
1 |
3 |
3 |
4 |
6,01 |
5,89 |
158 |
433,01 |
347,36 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
32 |
29,09 |
21,15 |
|
(c) Metal Products |
45 |
79 |
50 |
56 |
3,43 |
3,34 |
817 |
194,30 |
134,47 |
|
14. Engineering |
97 |
2,13 |
1,76 |
50 |
23,02 |
17,38 |
2,883 |
672,99 |
508,75 |
|
(a) Heavy Engineering |
- |
- |
- |
10 |
6,28 |
2,98 |
74 |
52,02 |
22,96 |
|
(b) Light Engineering |
44 |
68 |
53 |
18 |
2,31 |
1,49 |
1,941 |
346,28 |
249,79 |
|
(c) Electrical Machinery & Goods |
19 |
24 |
17 |
15 |
13,76 |
12,42 |
669 |
220,00 |
186,68 |
|
(d) Electronic Machinery & Goods |
34 |
1,21 |
1,06 |
7 |
67 |
50 |
199 |
54,69 |
49,32 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
26 |
43 |
33 |
23 |
7,09 |
5,02 |
319 |
105,77 |
96,32 |
|
16. Other Industries |
2,895 |
21,73 |
14,66 |
198 |
58,28 |
46,63 |
5,460 |
365,35 |
310,32 |
|
17. Electricity, Gas & Water |
3 |
19 |
8 |
10 |
4062,27 |
793,87 |
46 |
4561,24 |
1199,19 |
|
(a) Electricity Generation & Transmission |
3 |
19 |
8 |
5 |
4060,00 |
792,00 |
27 |
4556,36 |
1195,25 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
3 |
18 |
18 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
5 |
2,27 |
1,87 |
16 |
4,70 |
3,76 |
|
18. Construction |
328 |
14,97 |
12,62 |
530 |
64,71 |
27,94 |
1,872 |
318,85 |
220,95 |
|
(a) Other than Infrastructure |
300 |
13,82 |
11,52 |
513 |
63,20 |
26,91 |
1,440 |
206,88 |
154,99 |
|
(b) Infrastructure Construction |
28 |
1,15 |
1,10 |
17 |
1,52 |
1,03 |
432 |
111,96 |
65,95 |
III. |
TRANSPORT OPERATORS |
3,773 |
101,14 |
74,13 |
2,026 |
104,18 |
72,07 |
11,862 |
450,90 |
329,36 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,072 |
65,70 |
51,32 |
2,262 |
201,48 |
160,69 |
24,811 |
1675,86 |
1373,97 |
|
1. Professional Services |
833 |
6,72 |
4,44 |
467 |
38,49 |
36,16 |
3,884 |
201,12 |
184,53 |
|
2. Tourism, Hotel & Restaurants |
742 |
32,85 |
25,56 |
255 |
29,24 |
24,95 |
3,793 |
328,01 |
248,18 |
|
3. Recreation services |
19 |
55 |
40 |
11 |
36 |
33 |
294 |
15,48 |
12,86 |
|
4. IT and Telecommunications |
18 |
1,03 |
85 |
12 |
60 |
54 |
185 |
19,94 |
16,75 |
|
5. Others |
1,460 |
24,55 |
20,07 |
1,517 |
132,79 |
98,70 |
16,655 |
1111,31 |
911,64 |
V. |
PERSONAL LOANS |
23,677 |
273,40 |
210,23 |
38,253 |
724,03 |
511,22 |
3,10,802 |
5930,21 |
4545,24 |
|
1. Housing |
9,142 |
118,56 |
93,99 |
4,372 |
244,01 |
205,09 |
72,505 |
2664,94 |
2211,69 |
|
2. Consumer Durables |
1,922 |
16,42 |
11,42 |
209 |
3,89 |
3,06 |
9,725 |
71,97 |
50,62 |
|
3. Vehicles |
2,167 |
33,60 |
26,99 |
19,556 |
217,22 |
103,46 |
47,840 |
792,97 |
548,64 |
|
4. Education |
491 |
8,16 |
5,65 |
837 |
24,87 |
23,37 |
19,214 |
502,66 |
398,60 |
|
5. Personal Credit Cards |
- |
- |
- |
237 |
7,26 |
1,38 |
893 |
12,34 |
4,71 |
|
6. Others |
9,955 |
96,65 |
72,18 |
13,042 |
226,79 |
174,85 |
1,60,625 |
1885,34 |
1330,99 |
VI. |
TRADE |
17,131 |
232,17 |
169,01 |
3,431 |
151,89 |
113,92 |
74,953 |
2362,31 |
1697,23 |
|
1. Wholesale Trade |
1,744 |
28,66 |
21,96 |
62 |
22,78 |
11,35 |
2,953 |
405,27 |
210,36 |
|
2. Retail Trade |
15,387 |
203,50 |
147,06 |
3,369 |
129,11 |
102,56 |
72,000 |
1957,04 |
1486,87 |
VII. |
FINANCE |
1,381 |
5,83 |
3,26 |
53 |
6,10 |
4,12 |
3,117 |
138,47 |
54,25 |
VIII. |
ALL OTHERS |
5,624 |
43,54 |
33,33 |
24,946 |
82,58 |
68,53 |
45,104 |
452,12 |
317,86 |
|
TOTAL BANK CREDIT |
1,10,539 |
1080,34 |
805,30 |
82,815 |
6107,83 |
2280,19 |
7,85,674 |
24116,74 |
16021,65 |