1B

Item

Code

BSR 1B Activity/Occupation

Description

Codes

Nature of

Borrowal

Account

1

2

3

4

5

Agriculture and Allied Activities

a)

Cultivation of food and cash crops excluding plantation crops - Direct finance

01

Cereals & Pulses

Cereals & Pulses

01101, 01102

3

02

Sugarcane

Sugarcane

01104

3

03

Cotton

Cotton

01105

3

04

All other crops

Other food and cash crops

01103, 01106 - 09, 01111, 01119

3

(excluding plantation crops)

05

b)

Cultivation of Plantation Crops-Direct

Plantation crops including

01121 – 29

3

finance

development finance

06

c)

Other types of direct finance to agriculture

Other direct finance to agriculture-

01151 – 59

3

include funds provided directly to

farmers

07

d)

Indirect finance to agriculture

Total Indirect finance to agriculture

01182, 01409, 40102, 51403,

52301, 65102, 65901, 65902,

65904, 65905, 65931

3

09

e)

Activities allied to agriculture

Pursuits allied to agricultural activities

01201 - 09, 01301, 01401,

such as farming of animals, poultry,

01402, 02001, 05001

3

cotton ginning, biotechnology related

to agriculture, forestry, fishing

Industry

a)

Artisans, Village/Cottage Industries and Tiny Industries

11

Artisans & Craftsmen

Artisans and craftsmen

93001

1

12

Village, Cottage & Tiny Industries

All loans given to Manufacturing

Divisions 15 - 37 :

Industries with nature of borrowal

All occupation codes

1

account as 1

1

2

3

4

5

b)Other Industries (All loans given to Manufacturing Industries with nature of borrowal account as 2 or 3)

Food Manufacturing and Processing

16

Rice Mills, Flour and Dal Mills

Grain Mill Products

15301

2 or 3

17

Edible oils and Vanaspati

Oils and Fats

15104

2 or 3

18

Other food manufacturing and processing

Other food manufacturing industries

Division 15 except codes 15104,

15301, 15501, 15502 and

including code 16003

2 or 3

Textiles

21

Cotton textile

Cotton Textile

17101

2 or 3

22

Jute and natural fibre textile

Jute and other natural fibre textile

17102, 17202

2 or 3

23

Handloom textile and Khadi

Handloom textile and Khadi

17105, 18102

2 or 3

24

Other textile and textile goods

Other manufacturing of textiles

Division 17 except codes 17101,

17102, 17105, 17202 and

including code 18101

2 or 3

25

Paper and paper products

Manufacture of paper and paper

Division 21

2 or 3

products

26

Printing, Publishing & allied activities

Publishing, printing and reproduction

Division 22

2 or 3

of recorded media

27

Leather & leather products

Dressing of leather and fur,

manufacture of leather and leather &

18201, 19101 – 02, 19201

2 or 3

fur products including footwear

29

Rubber & Plastic products

Manufacture of rubber and plastic

19202, 25101 – 02, 25201

2 or 3

products including on-leather footwear

Chemicals & chemical products

31

Drugs and pharmaceuticals

Manufacture of pharmaceuticals etc.

24203

2 or 3

32

Other chemicals & chemical products

Manufacture of chemicals and

chemical products except plastics and

Division 24 except code 24203

2 or 3

pharmaceuticals

33

Cement & cement products

Manufacture of Cement and cement

26902 – 03

2 or 3

products

34

Metals and metal products

Manufacture of basic metal and

fabricated metal products except

Divisions 27 & 28

2 or 3

machinery and equipments

1

2

3

4

5

35

Engineering

Manufacture of machinery,

equipments including medical

precision and optical instruments and

Divisions 29, 33

2 or 3

watches as well as computer and

computer peripherals

36

Electrical machinery & goods

Manufacture of electrical machinery

and apparatus and office, accounting

Division 31 & code 30002

2 or 3

and computing machinery

37

Electronic machinery & goods

Manufacture of radio, television,

communication apparatus and

Division 32 & code 30001

2 or 3

computer and computer peripherals

38

Vehicles, vehicle parts & Transport equipments

Manufacture of motor vehicles,

Divisions 34, 35

2 or 3

trailers and other transport equipments

39

Other industries ( not included elsewhere )

Other manufacturing industries except

Divisions 15 - 37 : All occupation

items 16 to 38 above; and Film industry

codes except items 16 to 38

above and including item code

92101

2 or 3

20

Total of Other Industries

All loans given to Manufacturing

Divisions 15 - 37 : All occupation

(included under Item code 16 to 18 and

Industries with nature of borrowal

codes and item code 92101account

2 or 3

21 to 39)

as 2 or 3, and Film industry

19

Of (Item code 20)Which

All loans given to Manufacturing

Divisions 15 - 37 : All occupation

Small Scale Industries

Industries with nature of borrowal

codes

2

account as 2

40

Construction

Constructions : General, Specialised

Division 45

3

and Infrastructure

Trade

41

Wholesale Trade

Wholesale trade

Division 51 except item

3

code 51403

42

Retail Trade

Retail trade including sale

maintenance and repair of motor

Divisions 50, 52 except codes

vehicles and motorcycles

50003, 52301, 52601

3

45

Transport and other support services

Land, Water and Air Transport

including supporting & auxiliary

Divisions 60 – 63

3

services

1

2

3

4

5

50

Financial Intermediation

Financial intermediation including

Division 65, 66, 67 except

insurance and pension funding and

codes 65102, 65901, 65902,

auxiliary services and excluding those

65904, 65905, 65931

3

under indirect finance to agriculture

Professional and other services

51

Professional services

Professional services related to

72101, 72201, 74101,

computers, engineering, technical and

74201, 85102

3

medical activities

52

Hotels & restaurants

Hotels and restaurants

Division 55

3

53

Recreation services

Recreational, cultural and

Division 92 except item

sporting activities

code 92101

3

54

Repairs & servicing (except capital goods)

Repairs and servicing of household

50003, 52601, 72501

3

goods, motor vehicles, office

accounting & computing machinery and

other similar articles

55

Other services

Post & Telecommunications services,

Divisions 64, 70, 71, 73, 75, 80,

real estate, renting of machinery &

90, 91 and item codes 72301,

equipment, research & development,

72901, 72909, 74301, 74901,

public administration and defence,

85101, 85201, 85301, 93002

3

education, health services, other

community and social services

Personal loans and consumption loans

61

Staff housing loans (other than given under

Staff housing loans (other than given

94001

3

NHB scheme)

under NHB scheme)

62

Other housing loans (excluding Staff) and

Other housing loans (excluding Staff)

94002

3

Housing loans under NHB scheme

and Housing loans under NHB scheme

(including staff loans under NHB)

(including staff loans under NHB)

63

Purchase of motor vehicles including

Purchase of motor vehicles including

94003

3

two-wheelers (other than those given to staff)

two-wheelers (other than those given

to staff)

64

Purchase of consumer durables (other than

Purchase of consumer durables (other

94004

3

those given to staff)

than those given to staff)

65

Education

Educational loans to individuals for

94005

3

pursuit of studies

66

Loans to staff for purposes other than housing

Loans to staff for purposes other than

94006

3

housing

67

Personal loans against shares, debentures,

Personal loans against shares,

FDR, Government securities etc.

debentures, FDR, Government

94007

3

securities etc.

68

Loans extended through Credit Cards

Loans extended through Credit Cards

94008

3

69

Other personal loans(other than those

Other personal loans(other than those

94009

3

given to staff)

given to staff)

79

All others including unclassified

-

Code 99999 and others not

included above

3