(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Year-on-year

Oct. 29#

Month

1998-99

1999-2000

1998

1999

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

35,024

1,227

4,427

2,614

7,804

6,915

Borrowings from Banks⁽¹⁾

14,301

1,350

5,099

2,229

996

2,043

Other demand and time liabilities⁽²⁾

946

164

-1,072

224

-49

574

Liabilities to Others

Aggregate deposits

7,72,358@

10,679

72,049

58,333

1,11,533

1,01,824

(1.4)

(12.0)

(8.2)

(20.0)

(15.2)

[9.0]

[8.4]

[16.7]

[15.6]

Demand

1,15,220

4,144

-340

-2,203

14,216

13,047

Time

6,57,137@

6,535

72,389*

60,535*

97,317*

88,777*

Borrowings⁽³⁾

3,455

1,481

1,169

2,314

-741

1,006

Other demand and time liabilities

67,203

4,885

2,739*

7,130*

6,561*

17,784*

Borrowings from Reserve Bank

7,481

3,277

4,902

4,587

5,296

2,185

Cash in hand and Balances with Reserve Bank

78,779

9,179

13,783

10,870

18,366

3,691

Cash in hand

4,478

243

741

116

657

129

Balances with Reserve Bank

74,301

8,936

13,042

10,754

17,708

3,561

Assets with the Banking System

Balance with other Banks⁽⁴⁾

13,368

332

-429

280

1,747

2,244

Money at call and short notice

20,377

-1,162

9,383

2,204

4,965

2,123

Advances to banks

2,120

37

-660

16

25

617

Other assets

1,698

-18

-471

276

-935

503

Investments⁽⁵⁾

2,92,007

2,411

29,663

37,413

29,125

43,639

(0.8)

(13.6)

(14.7)

(13.3)

(17.6)

Government securities

2,60,560

2,193

29,886

37,343

31,186

43,717

Other approved securities

31,447

218

-223

70

-2,061

-78

Bank Credit

3,91,910

13,516

13,629

23,073

50,081

54,202

(3.6)

(4.2)

(6.3)

(17.4)

(16.1)

Food Credit

22,163

1,631

4,256

5,347

5,978

5,422

Non-food credit

3,69,747

11,885

9,373

17,726

44,103

48,780

Loans, cash-credit and overdrafts

3,61,419

12,192

15,300

23,945

48,935

51,384

Inland bills- purchased

4,217

26

-337

-676

-351

-106

discounted⁽⁶⁾

11,037

918

-198

295

1,346

1,466

Foreign bills-purchased

7,869

276

-729

-382

-280

668

discounted

7,368

104

-407

-109

431

790

Cash-Deposit Ratio

10.20

Investment-Deposit Ratio

37.81

Credit-Deposit Ratio

50.74

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.

Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.