3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2004 |
Month |
|||||
Jul. 30# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
36,791 |
–1,837 |
–2,312 |
–43 |
125 |
–1,352 |
|
Borrowings from Banks (1) |
15,265 |
–594 |
–517 |
239 |
352 |
–3,855 |
|
Other demand and time liabilities(2) |
2,176 |
–1,073 |
219 |
–451 |
397 |
–298 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
15,81,288 |
21,355 |
70,131 |
76,871 |
1,43,700 |
2,30,303 |
|
(1.4) |
(5.5) |
(5.1) |
(11.9) |
(17.0) |
|||
Demand |
2,15,337 |
2,784 |
3,142 |
–9,685 |
21,974 |
41,906 |
|
Time@ |
13,65,950 |
18,571 |
66,990 |
86,557 |
1,21,726 |
1,88,397 |
|
Borrowings(3) |
31,607 |
1,544 |
3,337 |
6,937 |
6,191 |
15,632 |
|
Other demand and time liabilities |
1,48,535 |
5,497 |
–4,475 |
451 |
14,895 |
23,204 |
|
Borrowings from Reserve Bank |
180 |
180 |
–78 |
180 |
–21 |
179 |
|
Cash in hand and Balances with Reserve Bank |
86,360 |
–552 |
16,262 |
9,465 |
3,409 |
4,195 |
|
Cash in hand |
8,961 |
438 |
1,713 |
1,063 |
2,388 |
–320 |
|
Balances with Reserve Bank |
77,399 |
–989 |
14,549 |
8,402 |
1,021 |
4,515 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,926 |
–674 |
–1,921 |
965 |
–2,796 |
2,659 |
|
Money at call and short notice |
17,313 |
–1,509 |
–4,022 |
–744 |
–424 |
–10,799 |
|
Advances to Banks |
9,126 |
–817 |
608 |
–1,397 |
1,890 |
1,371 |
|
Other assets |
4,146 |
1,196 |
3 |
1,508 |
184 |
1,593 |
|
Investments (5) |
7,23,057 |
5,648 |
59,515 |
45,469 |
1,22,299 |
1,15,996 |
|
(0.8) |
(10.9) |
(6.7) |
(25.2) |
(19.1) |
|||
Government securities |
6,96,580 |
2,547 |
59,309 |
41,823 |
1,23,918 |
1,13,855 |
|
Other approved securities |
26,476 |
3,102 |
206 |
3,646 |
–1,619 |
2,141 |
|
Bank Credit |
8,84,195 |
6,787 |
–2,562 |
43,410 |
75,461 |
1,57,542 |
|
(0.8) |
(–0.4) |
(5.2) |
(11.6) |
(21.7) |
|||
Food Credit |
42,292 |
–769 |
–6,202 |
6,331 |
–15,800 |
–985 |
|
Non-food credit |
8,41,903 |
7,556 |
3,640 |
37,079 |
91,261 |
1,58,527 |
|
Loans, cash-credit and overdrafts |
8,33,293 |
6,843 |
659 |
44,053 |
73,151 |
1,50,561 |
|
Inland bills- purchased |
6,596 |
–336 |
–543 |
–373 |
585 |
1,555 |
|
discounted(6) |
21,534 |
42 |
–759 |
–196 |
1,200 |
2,109 |
|
Foreign bills-purchased |
9,429 |
–11 |
–941 |
–684 |
–369 |
620 |
|
discounted |
13,343 |
249 |
–979 |
610 |
894 |
2,697 |
|
Cash-Deposit Ratio |
5.46 |
||||||
Investment-Deposit Ratio |
45.73 |
||||||
Credit-DepositRatio |
55.92 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |