Ratios and Rates

Date: August 12, 2022

(per cent)
Item/Week Ended	2021	2022
	Aug. 6	Jul. 8	Jul. 15	Jul. 22	Jul. 29	Aug. 5
	1	2	3	4	5	6
Ratios
Cash Reserve Ratio	4.00	4.50	4.50	4.50	4.50	4.50
Statutory Liquidity Ratio	18.00	18.00	18.00	18.00	18.00	18.00
Cash-Deposit Ratio	..	..	5.32	..	5.55	..
Credit-Deposit Ratio	..	..	73.06	..	72.88	..
Incremental Credit-Deposit Ratio #	..	..	113.13	..	94.38	..
Investment-Deposit Ratio	..	..	29.69	..	29.55	..
Incremental Investment-Deposit Ratio	..	..	75.87	..	56.35	..
Rates
Policy Repo Rate	4.00	4.90	4.90	4.90	4.90	5.40
Fixed Reverse Repo Rate	3.35	3.35	3.35	3.35	3.35	3.35
Standing Deposit Facility (SDF) Rate*	..	4.65	4.65	4.65	4.65	5.15
Marginal Standing Facility (MSF) Rate	4.25	5.15	5.15	5.15	5.15	5.65
Bank Rate	4.25	5.15	5.15	5.15	5.15	5.65
Base Rate	7.40/8.80	7.75/8.80	7.75/8.80	7.75/8.80	7.75/8.80	7.75/8.80
MCLR (Overnight)	6.55/7.00	6.70/7.50	6.70/7.50	6.70/7.50	6.70/7.50	6.80/7.65
Term Deposit Rate >1 Year	4.90/5.50	5.00/5.75	5.00/5.75	5.00/5.75	5.30/5.75	5.30/5.75
Savings Deposit Rate	2.70/3.00	2.70/3.00	2.70/3.00	2.70/3.00	2.70/3.00	2.70/3.00
Call Money Rate (Weighted Average)	3.19	4.69	4.69	4.79	5.04	4.72
91-Day Treasury Bill (Primary) Yield	3.38	5.14	5.24	5.40	5.62	5.56
182-Day Treasury Bill (Primary) Yield	3.49	5.67	5.75	5.85	5.98	5.89
364-Day Treasury Bill (Primary) Yield	3.70	6.14	6.18	6.24	6.33	6.23
10-Year G-Sec Par Yield (FBIL)	6.27	7.42	7.43	7.42	7.32	7.32
FBIL@ Reference Rate and Forward Premia
INR-US$ Spot Rate (₹ per Foreign Currency)	74.19	79.25	79.88	79.91	79.42	79.12
INR-Euro Spot Rate (₹ per Foreign Currency)	87.73	80.58	80.01	81.46	81.17	80.91
Forward Premia of US$ 1-month	3.51	3.18	3.30	3.37	3.32	3.49
3-month	3.80	3.03	3.10	3.36	3.35	3.24
6-month	3.99	2.94	2.98	3.13	3.20	3.08
*As per Press Release No. 2022-2023/41 dated April 08, 2022. @ Financial Benchmarks India Private Limited (FBIL) has taken over from RBI, the computation and dissemination of reference rate for spot USD/INR and exchange rate of other major currencies with effect from July 10, 2018. # Ratios for all fortnights since December 3, 2021 are adjusted for past reporting errors by select scheduled commercial banks (SCBs).