Ratios and Rates (January 31, 2025) - RBI - Reserve Bank of India
Ratios and Rates
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Ratios and Rates
Date: January 31, 2025
| (Per cent) | ||||||
| Item/Week Ended | 2024 | 2025 | ||||
| Jan. 26 | Dec. 27 | Jan. 3 | Jan. 10 | Jan. 17 | Jan. 24 | |
| 1 | 2 | 3 | 4 | 5 | 6 | |
| Ratios | ||||||
| Cash Reserve Ratio | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 |
| Statutory Liquidity Ratio | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 |
| Cash-Deposit Ratio | 5.10 | 4.68 | .. | 4.57 | .. | .. |
| (5.07) | (4.66) | .. | (4.55) | .. | .. | |
| Credit-Deposit Ratio | 77.67 | 78.67 | .. | 78.64 | .. | .. |
| (79.98) | (80.42) | .. | (80.37) | .. | .. | |
| Incremental Credit-Deposit Ratio | 95.59 | 86.13 | .. | 85.40 | .. | .. |
| (117.52) | (82.58) | .. | (81.76) | .. | .. | |
| Investment-Deposit Ratio | 29.49 | 29.75 | .. | 29.74 | .. | .. |
| (29.78) | (29.90) | .. | (29.89) | .. | .. | |
| Incremental Investment-Deposit Ratio | 24.52 | 32.53 | .. | 32.25 | .. | .. |
| (27.74) | (30.82) | .. | (30.64) | .. | .. | |
| Rates | ||||||
| Policy Repo Rate | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 |
| Fixed Reverse Repo Rate | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 |
| Standing Deposit Facility (SDF) Rate * | 6.25 | 6.25 | 6.25 | 6.25 | 6.25 | 6.25 |
| Marginal Standing Facility (MSF) Rate | 6.75 | 6.75 | 6.75 | 6.75 | 6.75 | 6.75 |
| Bank Rate | 6.75 | 6.75 | 6.75 | 6.75 | 6.75 | 6.75 |
| Base Rate | 9.10/10.25 | 9.10/10.40 | 9.10/10.40 | 9.10/10.40 | 9.10/10.40 | 9.10/10.40 |
| MCLR (Overnight) | 8.00/8.60 | 8.15/8.45 | 8.15/8.45 | 8.15/8.45 | 8.15/8.45 | 8.15/8.45 |
| Term Deposit Rate >1 Year | 6.50/7.25 | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 |
| Savings Deposit Rate | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 |
| Call Money Rate (Weighted Average) | 6.77 | 6.71 | 6.60 | 6.74 | 6.59 | 6.57 |
| 91-Day Treasury Bill (Primary) Yield | 7.02 | 6.55 | 6.60 | 6.59 | 6.60 | 6.61 |
| 182-Day Treasury Bill (Primary) Yield | 7.19 | 6.70 | 6.72 | 6.70 | 6.72 | 6.71 |
| 364-Day Treasury Bill (Primary) Yield | 7.17 | 6.69 | 6.70 | 6.69 | 6.70 | 6.68 |
| 10-Year G-Sec Par Yield (FBIL) | 7.18 | 6.79 | 6.78 | 6.77 | 6.78 | 6.75 |
| Reference Rate and Forward Premia @ | ||||||
| INR-US$ Spot Rate (₹ Per Foreign Currency) | 83.12 | 85.59 | 85.76 | 85.90 | 86.58 | 86.29 |
| INR-Euro Spot Rate (₹ Per Foreign Currency) | 90.42 | 89.11 | 88.11 | 88.35 | 89.08 | 90.21 |
| Forward Premia of US$ 1-month | 1.30 | 3.70 | 3.12 | 3.66 | 3.12 | 2.90 |
| 3-month | 1.59 | 2.91 | 3.37 | 3.62 | 3.16 | 2.89 |
| 6-month | 1.60 | 2.61 | 2.86 | 2.99 | 2.65 | 2.43 |
| *As per Press Release No. 2022-2023/41 dated April 08, 2022. | ||||||
| @ Financial Benchmarks India Private Limited (FBIL) has taken over from RBI, the computation and dissemination of reference rate for spot USD/INR and exchange rate of other major currencies with effect from July 10, 2018. Data on forward premia are sourced from FBIL with effect from October 13, 2023. | ||||||
| Figures in parentheses include the impact of merger of a non-bank with a bank. | ||||||
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