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Ratios and Rates
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Ratios and Rates
Date: July 18, 2025
| (Per cent) | ||||||
| Item/Week Ended | 2024 | 2025 | ||||
| Jul. 12 | Jun. 13 | Jun. 20 | Jun. 27 | Jul. 4 | Jul. 11 | |
| 1 | 2 | 3 | 4 | 5 | 6 | |
| Ratios | ||||||
| Cash Reserve Ratio | 4.50 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| Statutory Liquidity Ratio | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 |
| Cash-Deposit Ratio | 4.96 | 4.44 | .. | 4.36 | .. | .. |
| (4.94) | (4.43) | .. | (4.35) | .. | .. | |
| Credit-Deposit Ratio | 77.37 | 77.84 | .. | 77.39 | .. | .. |
| (79.39) | (79.39) | .. | (78.90) | .. | .. | |
| Incremental Credit-Deposit Ratio | 57.50 | 18.77 | .. | 31.23 | .. | .. |
| (54.12) | (14.31) | .. | (28.30) | .. | .. | |
| Investment-Deposit Ratio | 29.60 | 28.87 | .. | 28.45 | .. | .. |
| (29.78) | (29.01) | .. | (28.59) | .. | .. | |
| Incremental Investment-Deposit Ratio | 31.41 | -1.05 | .. | 0.01 | .. | .. |
| (28.64) | (1.31) | .. | (0.13) | .. | .. | |
| Rates | ||||||
| Policy Repo Rate | 6.50 | 5.50 | 5.50 | 5.50 | 5.50 | 5.50 |
| Fixed Reverse Repo Rate | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 |
| Standing Deposit Facility (SDF) Rate * | 6.25 | 5.25 | 5.25 | 5.25 | 5.25 | 5.25 |
| Marginal Standing Facility (MSF) Rate | 6.75 | 5.75 | 5.75 | 5.75 | 5.75 | 5.75 |
| Bank Rate | 6.75 | 5.75 | 5.75 | 5.75 | 5.75 | 5.75 |
| Base Rate | 9.10/10.40 | 9.10/10.40 | 9.10/10.30 | 9.10/10.30 | 9.10/10.30 | 8.50/10.30 |
| MCLR (Overnight) | 8.10/8.60 | 8.15/8.25 | 8.15/8.25 | 7.95/8.25 | 7.95/8.20 | 7.95/8.20 |
| Term Deposit Rate >1 Year | 6.00/7.30 | 6.00/6.85 | 5.85/6.70 | 5.85/6.70 | 5.85/6.70 | 5.85/6.70 |
| Savings Deposit Rate | 2.70/3.00 | 2.70/2.75 | 2.50/2.75 | 2.50/2.75 | 2.50/2.75 | 2.50 |
| Call Money Rate (Weighted Average) | 6.48 | 5.30 | 5.27 | 5.29 | 5.31 | 5.32 |
| 91-Day Treasury Bill (Primary) Yield | 6.76 | 5.37 | 5.36 | 5.41 | 5.37 | 5.39 |
| 182-Day Treasury Bill (Primary) Yield | 6.87 | 5.43 | 5.46 | 5.54 | 5.50 | 5.54 |
| 364-Day Treasury Bill (Primary) Yield | 6.92 | 5.50 | 5.50 | 5.57 | 5.55 | 5.58 |
| 10-Year G-Sec Par Yield (FBIL) | 7.02 | 6.31 | 6.33 | 6.33 | 6.33 | 6.33 |
| Reference Rate and Forward Premia @ | ||||||
| INR-US$ Spot Rate (₹ Per Foreign Currency) | 83.54 | 86.10 | 86.61 | 85.56 | 85.39 | 85.85 |
| INR-Euro Spot Rate (₹ Per Foreign Currency) | 90.77 | 99.32 | 99.76 | 100.20 | 100.60 | 100.29 |
| Forward Premia of US$ 1-month | 1.07 | 1.59 | 1.62 | 1.65 | 1.39 | 1.39 |
| 3-month | 1.15 | 1.53 | 1.57 | 1.66 | 1.61 | 1.52 |
| 6-month | 1.31 | 1.64 | 1.68 | 1.79 | 1.73 | 1.70 |
| *As per Press Release No. 2022-2023/41 dated April 08, 2022. | ||||||
| @ Financial Benchmarks India Private Limited (FBIL) has taken over from RBI, the computation and dissemination of reference rate for spot USD/INR and exchange rate of other major currencies with effect from July 10, 2018. Data on forward premia are sourced from FBIL with effect from October 13, 2023. | ||||||
| Figures in parentheses include the impact of merger of a non-bank with a bank. | ||||||