Scheduled Commercial Banks - Business in India (August 08, 2025) - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
133485675
Scheduled Commercial Banks - Business in India
Date: August 08, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on Jul. 25, 2025 | Variation over | ||||
| Fortnight | Financial year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 342422 | 1021 | -13084 | 33008 | 35031 | 61036 |
| 1.2 Borrowings from Banks | 105206 | 9636 | -43677 | -6770 | -54518 | -33546 |
| 1.3 Other Demand and Time Liabilities | 22321 | -204 | 3056 | -7595 | 9431 | -53186 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23349278 | 23573 | 718342 | 768677 | 2025805 | 2155710 |
| 2.1a Growth (Per cent) | 0.1 | 3.5 | 3.4 | 10.6 | 10.2 | |
| 2.1.1 Demand | 2876367 | 74332 | 367 | 178318 | 185438 | 432146 |
| 2.1.2 Time | 20472912 | -50760 | 717975 | 590359 | 1840367 | 1723564 |
| 2.2 Borrowings | 837820 | -17466 | 157247 | -77429 | 150848 | -97370 |
| 2.3 Other Demand and Time Liabilities | 990022 | 18099 | -38460 | -71610 | 78194 | 91054 |
| 3. Borrowings from Reserve Bank | 1906 | 683 | -215555 | -309560 | -37867 | -5255 |
| 4 Cash in Hand and Balances with Reserve Bank | 1000708 | -14033 | 54508 | 36419 | 79220 | -74716 |
| 4.1 Cash in hand | 82478 | -2063 | 9917 | 604 | 2427 | -16872 |
| 4.2 Balances with Reserve Bank | 918229 | -11970 | 44590 | 35815 | 76794 | -57844 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 264216 | 6899 | -5201 | 48414 | 1573 | 71089 |
| 5.2 Money at Call and Short Notice | 17836 | 284 | 1575 | -8002 | -8978 | 3906 |
| 5.3 Advances to Banks | 27214 | -1919 | -6756 | -12290 | -1124 | -14399 |
| 5.4 Other Assets | 59896 | -9349 | -980 | -7457 | 21724 | -54548 |
| 6 Investments | 6726836 | 10588 | 207209 | 28908 | 474408 | 413069 |
| 6.1a Growth (Per cent) | 0.2 | 3.4 | 0.4 | 8.1 | 6.5 | |
| 6.1 Government Securities | 6726292 | 10598 | 207047 | 28994 | 474050 | 413635 |
| 6.2 Other Approved Securities | 544 | -10 | 162 | -86 | 357 | -567 |
| 7 Bank Credit | 18501872 | 31979 | 381771 | 257900 | 2026811 | 1687937 |
| 7.1a Growth (Per cent) | 0.2 | 2.3 | 1.4 | 13.7 | 10.0 | |
| 7a.1 Food Credit | 56674 | -2318 | 5109 | 20143 | 7354 | 28484 |
| 7a.2 Non-food credit | 18445197 | 34298 | 376662 | 237756 | 2019458 | 1659453 |
| 7b.1 Loans, Cash credit and Overdrafts | 18163660 | 33783 | 366130 | 253809 | 1972449 | 1663228 |
| 7b.2 Inland Bills - Purchased | 77094 | -2034 | 7171 | 2131 | 24077 | 9456 |
| 7b.3 Discounted | 225406 | 437 | 9715 | 4347 | 34966 | 18334 |
| 7b.4 Foreign Bills - Purchased | 13316 | -417 | -560 | -1806 | -2676 | -2536 |
| 7b.5 Discounted | 22395 | 210 | -684 | -582 | -2004 | -545 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
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