IST,
Scheduled Commercial Banks - Business in India
| (₹ Crore) | ||||||
| Item | Outstanding | Variation over | ||||
| as on Oct. 17, 2025 | Fortnight | Financial Year so far | Year-on-Year | |||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System |
|
|
|
|
|
|
| 1.1 Demand and Time Deposits from Banks |
317202 |
-1961 |
-468 |
7788 |
53712 |
23199 |
| 1.2 Borrowings from Banks |
84169 |
256 |
-51652 |
-27807 |
-70172 |
-46608 |
| 1.3 Other Demand and Time Liabilities |
27974 |
-461 |
-49195 |
-1942 |
-48380 |
4717 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23883278 |
-215363 |
1333105 |
1302677 |
2292522 |
2074946 |
| 2.1a Growth (Per cent) |
|
-0.9 |
6.5 |
5.8 |
11.7 |
9.5 |
| 2.1.1 Demand |
2973155 |
-98441 |
100754 |
275106 |
295870 |
428547 |
| 2.1.2 Time |
20910123 |
-116922 |
1232351 |
1027571 |
1996652 |
1646399 |
| 2.2 Borrowings |
860993 |
5063 |
87455 |
-54256 |
41515 |
-4404 |
| 2.3 Other Demand and Time Liabilities |
1097738 |
50897 |
13188 |
36106 |
50493 |
147121 |
| 3 Borrowings from Reserve Bank |
8733 |
7221 |
-214960 |
-302733 |
-136050 |
977 |
| 4 Cash in Hand and Balances with Reserve Bank |
915100 |
-58576 |
54894 |
-49189 |
67151 |
-160710 |
| 4.1 Cash in hand |
87638 |
-2441 |
1835 |
5764 |
466 |
-3630 |
| 4.2 Balances with Reserve Bank |
827461 |
-56134 |
53058 |
-54953 |
66685 |
-157080 |
| 5 Assets with the Banking System |
|
|
|
|
|
|
| 5.1 Balances with Other Banks |
243092 |
8822 |
11710 |
27291 |
20196 |
33055 |
| 5.2 Money at Call and Short Notice |
16905 |
-7280 |
5592 |
-8933 |
-5346 |
-1043 |
| 5.3 Advances to Banks |
31761 |
1296 |
-1475 |
-7743 |
-3183 |
-15133 |
| 5.4 Other Assets |
57267 |
-940 |
-50402 |
-10086 |
-28228 |
-7755 |
| 6 Investments |
6885114 |
8836 |
384450 |
187186 |
437579 |
394106 |
| 6.1a Growth (Per cent) |
|
0.1 |
6.3 |
2.8 |
7.2 |
6.1 |
| 6.1 Government Securities |
6884499 |
8798 |
384658 |
187201 |
437534 |
394232 |
| 6.2 Other Approved Securities |
615 |
38 |
-208 |
-15 |
45 |
-125 |
| 7 Bank Credit |
19211865 |
-49468 |
805510 |
967892 |
1779787 |
1974190 |
| 7.1a Growth (Per cent) |
|
-0.3 |
4.9 |
5.3 |
11.5 |
11.5 |
| 7a.1 Food Credit |
52490 |
9830 |
-4427 |
15959 |
-1187 |
33836 |
| 7a.2 Non-food credit |
19159375 |
-59298 |
809937 |
951934 |
1780974 |
1940355 |
| 7b.1 Loans, Cash credit and Overdrafts |
18845770 |
-49560 |
787020 |
935918 |
1731960 |
1924447 |
| 7b.2 Inland Bills - Purchased |
86695 |
1011 |
7616 |
11732 |
21357 |
18611 |
| 7b.3 Discounted |
244216 |
468 |
12881 |
23156 |
27622 |
33977 |
| 7b.4 Foreign Bills - Purchased |
12918 |
-1031 |
-586 |
-2204 |
-367 |
-2908 |
| 7b.5 Discounted |
22267 |
-355 |
-1421 |
-710 |
-784 |
63 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
Share this page:
Install the RBI mobile application and get quick access to the latest news!
Scan the QR code to install our app
Page Last Updated on:
