(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

Jan. 20#

2004-2005

2005-2006

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

32,922

–695

–2,198

–3,387

–1,557

–1,714

Borrowings from Banks ⁽¹⁾

27,556

–2,524

11,487

–59

13,001

1,043

Other demand and time liabilities⁽²⁾

6,777

49

43

3,653

441

4,107

Liabilities to Others

Aggregate deposits@

19,48,848

9,208

1,57,576

2,48,649

2,20,392

2,86,855

(0.5)

(10.5)

(14.6)

(15.3)

(17.3)

Demand

2,96,967

–5,909

6,238

48,939

41,202

65,706

Time@

16,51,881

15,117

1,51,338

1,99,711

1,79,189

2,21,149

[1,47,825]

[1,75,676]

Borrowings⁽³⁾

78,304

–2,527

41,394

8,781

43,321

12,240

Other demand and time liabilities

1,78,301

–2,723

14,705

–14,458

27,162

15,513

Borrowings from Reserve Bank

1,835

1,584

—

1,785

—

1,835

Cash in hand and Balances with Reserve Bank

1,16,059

4,523

26,671

19,482

17,562

12,493

Cash in hand

10,326

–92

561

1,854

643

1,866

Balances with Reserve Bank

1,05,733

4,615

26,110

17,628

16,919

10,626

Assets with the Banking System

Balance with other Banks⁽⁴⁾

23,437

–45

627

4,116

1,085

5,849

Money at call and short notice

10,175

–4,587

1,578

–9,685

1,022

–9,461

Advances to Banks

3,559

–80

–1,103

–6,133

204

–5,862

Other assets

3,458

60

–251

1,034

–53

1,072

Investments ⁽⁵⁾

7,14,502

–9,866

34,366

–24,651

60,285

2,548

(–1.4)

(5.1)

(–3.3)

(9.3)

(0.4)

Government securities

6,91,721

–9,320

36,352

–27,260

62,667

611

[24,160]

[50,474]

Other approved securities

22,781

–546

–1,986

2,609

–2,382

1,937

Bank Credit

13,64,508

7,638

2,06,537

2,64,079

2,50,327

3,17,185

(0.6)

(24.6)

(24.0)

(31.4)

(30.3)

Food Credit

38,343

–4,757

5,468

–2,778

4,743

–3,086

Non-food credit

13,26,165

12,395

2,01,070

2,66,857

2,45,584

3,20,271

[1,68,188]

[2,12,702]

Loans, cash-credit and overdrafts

12,96,581

6,928

1,93,975

2,56,369

2,34,361

3,13,366

Inland bills- purchased

9,924

391

346

2,370

952

2,609

discounted⁽⁶⁾

28,350

342

2,977

3,118

4,224

3,643

Foreign bills-purchased

11,210

–80

285

383

1,047

813

discounted

18,442

57

8,955

1,840

9,742

–3,245

Cash-Deposit Ratio

5.96

Investment-Deposit Ratio

36.66

Credit-DepositRatio

70.02

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has
been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.