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Asset Publisher

83624067

West Bengal

EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

9,04,221

4285,30

3360,62

1,93,328

2020,84

1594,17

 

1. Direct Finance

8,73,747

3454,24

2666,37

1,85,632

1380,26

1144,17

 

2. Indirect Finance

30,474

831,06

694,25

7,696

640,57

450,00

II.

INDUSTRY

2,11,196

4777,33

3143,24

52,157

1903,70

1492,07

 

1. Mining & Quarrying

266

38,29

33,72

265

37,84

29,80

 

2. Food Manufacturing & Processing

76,859

771,56

626,15

12,744

539,57

432,05

 

  (a) Rice Mills, Flour & Dal Mills

23,344

235,29

199,88

4,339

275,30

229,60

 

  (b) Sugar

9

10,31

7,15

1

4

2

 

  (c) Edible Oils & Vanaspati

882

21,80

17,17

210

47,24

30,89

 

  (d) Tea Processing

956

306,25

256,98

98

77,74

55,74

 

  (e) Processing of Fruits & Vegetables

129

35,51

25,55

113

27,19

24,18

 

  (f) Others

51,539

162,40

119,43

7,983

112,06

91,62

 

3. Beverage & Tobacco

276

34,79

30,29

303

73,75

64,67

 

4. Textiles

19,464

170,08

127,59

8,845

122,10

78,14

 

  (a) Cotton Textiles

1,621

25,61

19,35

1,010

10,52

7,28

 

  (b) Jute & Other Natural Fibre Textiles

2,946

9,63

7,25

433

27,05

16,56

 

  (c) Handloom Textiles & Khadi

4,502

31,42

23,44

2,815

11,75

8,92

 

  (d) Other Textiles & Textile Products

10,395

103,43

77,55

4,587

72,78

45,37

 

5. Paper, Paper Products & Printing

1,327

24,84

22,27

652

21,75

18,63

 

6. Woods and Wood Products

5,844

32,94

26,83

1,837

25,57

21,98

 

7. Leather & Leather Products

1,128

29,55

26,84

592

9,07

8,71

 

8. Gems and Jewellery

911

9,65

8,03

311

6,72

5,19

 

9. Rubber & Plastic Products

649

121,07

63,21

388

26,00

20,70

 

10. Chemicals & Chemical Products

1,278

108,39

32,87

2,975

109,11

73,05

 

  (a) Heavy Industrial Chemicals

23

5,04

4,61

32

38,44

24,08

 

  (b) Fertilisers

179

1,64

1,32

44

3,84

3,19

 

  (c) Drugs & Pharmaceuticals

346

7,63

7,29

2,611

31,71

18,70

 

  (d) Non-Edible Oils

36

2,78

2,34

21

10,59

7,90

 

  (e) Other Chemicals & Chemical Products

694

91,30

17,30

267

24,53

19,17

 

11. Petroleum, Coal Products & Nuclear Fuels

50

768,30

352,38

43

107,61

60,92

 

12. Manufacture of Cement & Cement Products

891

23,70

19,57

322

27,31

23,39

 

13. Basic Metals & Metal Products

1,647

1162,38

865,57

840

220,47

195,83

 

  (a) Iron & Steel

101

885,74

670,04

84

147,20

135,32

 

  (b) Non-Ferrous Metals

25

54,89

41,77

33

18,68

8,31

 

  (c) Metal Products

1,521

221,74

153,76

723

54,59

52,20

 

14. Engineering

3,349

168,03

139,08

1,857

162,77

152,50

 

  (a) Heavy Engineering

104

28,09

22,17

61

14,00

10,61

 

  (b) Light Engineering

2,392

61,47

52,03

1,241

37,13

29,47

 

  (c) Electrical Machinery & Goods

528

75,10

62,16

420

50,66

56,22

 

  (d) Electronic Machinery & Goods

325

3,36

2,73

135

60,98

56,20

 

15. Vehicles, Vehicle Parts & Transport Equipments

760

15,72

14,41

266

19,85

17,17

 

16. Other Industries

91,787

241,08

176,96

15,286

141,14

107,76

 

17. Electricity, Gas & Water

27

827,98

416,93

34

50,59

10,87

 

  (a) Electricity Generation & Transmission

12

826,41

415,48

9

48,28

9,07

 

  (b) Non-Conventional Energy

3

22

21

7

56

52

 

  (c) Gas, Steam & Water Supply

12

1,35

1,24

18

1,75

1,28

 

18. Construction

4,683

228,99

160,55

4,597

202,48

170,71

 

  (a) Other than Infrastructure

1,592

93,77

80,17

2,073

138,23

117,36

 

  (b) Infrastructure Construction

3,091

135,23

80,38

2,524

64,25

53,34

III.

TRANSPORT OPERATORS

14,896

176,64

138,03

4,505

99,39

74,57

IV.

PROFESSIONAL AND OTHER SERVICES

80,697

656,60

496,04

26,562

643,24

485,56

 

1. Professional Services

17,618

58,97

42,64

3,492

58,82

41,29

 

2. Tourism, Hotel & Restaurants

2,095

30,05

23,33

1,152

61,55

54,27

 

3. Recreation services

276

8,77

8,50

282

4,91

4,31

 

4. IT and Telecommunications

75

5,32

4,61

93

7,71

6,47

 

5. Others

60,633

553,50

416,94

21,543

510,24

379,22

V.

PERSONAL LOANS

3,14,292

3390,40

2531,38

1,83,524

3130,46

2403,78

 

1. Housing

57,239

1324,00

1064,71

47,589

1524,09

1262,85

 

2. Consumer Durables

51,307

461,47

301,14

18,769

163,66

110,90

 

3. Vehicles

11,702

207,54

141,32

9,687

240,76

151,97

 

4. Education

7,098

117,07

85,96

7,834

191,88

129,81

 

5. Personal Credit Cards

2,332

11,28

7,86

1,498

9,48

6,35

 

6. Others

1,84,614

1269,03

930,39

98,147

1000,59

741,90

VI.

TRADE

3,25,959

3265,87

2727,10

1,02,090

1897,14

1508,79

 

1. Wholesale Trade

26,472

1210,48

1132,25

11,299

404,49

343,31

 

2. Retail Trade

2,99,487

2055,39

1594,84

90,791

1492,65

1165,48

VII.

FINANCE

39,015

165,38

97,20

6,423

40,71

30,40

VIII.

ALL OTHERS

67,417

266,82

207,46

22,530

203,57

153,24

 

TOTAL BANK CREDIT

19,57,693

16984,34

12701,07

5,91,119

9939,05

7742,58

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

74,305

1589,51

1302,34

18,564

3478,50

2392,72

 

1. Direct Finance

70,142

1069,48

868,81

13,443

1917,19

1231,82

 

2. Indirect Finance

4,163

520,03

433,53

5,121

1561,32

1160,90

II.

INDUSTRY

35,485

5222,91

3770,51

77,391

80258,11

52764,41

 

1. Mining & Quarrying

293

237,87

131,96

377

2062,19

1386,20

 

2. Food Manufacturing & Processing

3,483

838,23

715,64

6,642

5943,70

4004,30

 

  (a) Rice Mills, Flour & Dal Mills

869

292,77

250,81

463

506,58

442,93

 

  (b) Sugar

5

28

22

79

1908,74

1386,18

 

  (c) Edible Oils & Vanaspati

198

39,47

36,25

603

93,26

74,63

 

  (d) Tea Processing

162

207,27

180,34

718

2319,33

1426,78

 

  (e) Processing of Fruits & Vegetables

44

18,57

13,01

72

146,25

111,57

 

  (f) Others

2,205

279,87

235,02

4,707

969,54

562,21

 

3. Beverage & Tobacco

202

76,09

53,26

168

518,04

310,87

 

4. Textiles

10,042

281,26

235,32

10,987

3668,67

2282,71

 

  (a) Cotton Textiles

3,857

58,68

43,57

2,549

1094,24

715,16

 

  (b) Jute & Other Natural Fibre Textiles

3,755

148,53

128,35

1,005

662,93

417,53

 

  (c) Handloom Textiles & Khadi

842

9,26

8,73

396

19,81

16,66

 

  (d) Other Textiles & Textile Products

1,588

64,79

54,67

7,037

1891,69

1133,37

 

5. Paper, Paper Products & Printing

848

150,05

112,40

1,813

1594,06

1284,07

 

6. Woods and Wood Products

718

48,54

30,88

724

834,85

588,51

 

7. Leather & Leather Products

569

10,75

9,57

7,174

1250,15

725,50

 

8. Gems and Jewellery

133

6,85

5,90

582

488,77

451,10

 

9. Rubber & Plastic Products

594

91,67

78,19

2,017

954,97

689,78

 

10. Chemicals & Chemical Products

793

320,96

196,30

4,282

4354,77

2607,03

 

  (a) Heavy Industrial Chemicals

57

183,28

97,13

257

1404,19

500,56

 

  (b) Fertilisers

16

9,98

5,82

23

193,79

181,00

 

  (c) Drugs & Pharmaceuticals

285

14,92

12,94

1,188

627,01

568,19

 

  (d) Non-Edible Oils

21

13,42

11,48

21

23,33

17,16

 

  (e) Other Chemicals & Chemical Products

414

99,36

68,93

2,793

2106,44

1340,11

 

11. Petroleum, Coal Products & Nuclear Fuels

52

62,16

54,91

240

3218,52

1883,13

 

12. Manufacture of Cement & Cement Products

468

122,23

91,10

553

1918,95

1505,13

 

13. Basic Metals & Metal Products

1,213

1318,69

936,49

11,603

29983,24

18963,28

 

  (a) Iron & Steel

415

992,67

694,29

1,770

20268,08

12948,70

 

  (b) Non-Ferrous Metals

71

53,85

37,20

240

2471,67

1108,11

 

  (c) Metal Products

727

272,16

205,01

9,593

7243,48

4906,47

 

14. Engineering

4,813

372,40

300,52

9,446

6857,06

4225,15

 

  (a) Heavy Engineering

706

179,52

143,46

819

1165,27

562,97

 

  (b) Light Engineering

3,793

128,03

101,37

6,028

2411,86

1414,26

 

  (c) Electrical Machinery & Goods

235

52,60

44,79

2,281

2458,39

1641,06

 

  (d) Electronic Machinery & Goods

79

12,25

10,89

318

821,54

606,86

 

15. Vehicles, Vehicle Parts & Transport Equipments

212

124,61

54,19

1,295

1272,43

1073,77

 

16. Other Industries

7,408

489,10

261,31

12,527

2566,79

1724,00

 

17. Electricity, Gas & Water

64

247,46

130,58

201

5513,53

3628,97

 

  (a) Electricity Generation & Transmission

13

233,72

120,82

113

5131,59

3417,20

 

  (b) Non-Conventional Energy

2

35

25

33

229,77

169,18

 

  (c) Gas, Steam & Water Supply

49

13,40

9,51

55

152,17

42,59

 

18. Construction

3,580

423,97

372,00

6,760

7257,41

5430,93

 

  (a) Other than Infrastructure

2,338

311,39

270,59

3,500

2686,84

1779,36

 

  (b) Infrastructure Construction

1,242

112,57

101,41

3,260

4570,56

3651,58

III.

TRANSPORT OPERATORS

8,305

267,98

223,39

14,601

1989,75

1382,39

IV.

PROFESSIONAL AND OTHER SERVICES

22,185

1340,49

1012,29

36,927

12489,74

8790,91

 

1. Professional Services

2,693

69,88

45,71

4,756

1193,91

886,44

 

2. Tourism, Hotel & Restaurants

601

85,75

61,38

2,115

1746,27

986,95

 

3. Recreation services

164

28,92

16,97

602

210,79

143,96

 

4. IT and Telecommunications

127

15,34

13,01

276

919,52

631,71

 

5. Others

18,600

1140,61

875,22

29,178

8419,24

6141,85

V.

PERSONAL LOANS

3,09,784

5221,41

4116,74

6,97,100

20619,75

17197,31

 

1. Housing

80,545

2873,77

2424,48

1,30,787

7967,02

9319,45

 

2. Consumer Durables

13,839

125,01

89,01

16,141

139,67

98,37

 

3. Vehicles

64,575

495,99

327,97

1,70,390

4298,57

2427,07

 

4. Education

15,702

299,17

226,84

21,034

502,87

392,36

 

5. Personal Credit Cards

3,293

39,75

22,41

69,261

896,05

233,47

 

6. Others

1,31,830

1387,73

1026,03

2,89,487

6815,58

4726,61

VI.

TRADE

71,716

2731,93

2172,79

59,839

18905,74

12937,68

 

1. Wholesale Trade

7,390

940,77

673,14

16,891

13222,92

8436,06

 

2. Retail Trade

64,326

1791,15

1499,65

42,948

5682,82

4501,62

VII.

FINANCE

1,260

94,28

71,12

4,029

14493,70

10779,56

VIII.

ALL OTHERS

28,435

435,45

350,53

69,188

3560,71

2434,95

 

TOTAL BANK CREDIT

5,51,475

16903,96

13019,71

9,77,639

155795,99

108679,94

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