Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,53,923

609,92

549,63

2,07,084

202,40

189,41

1.

Direct Finance

8,47,026

539,29

500,52

2,05,640

177,91

167,74

2.

Indirect Finance

6,897

70,63

49,11

1,444

24,49

21,67

II.

INDUSTRY

6,06,332

995,94

877,45

1,59,902

529,28

476,60

1.

Mining & Quarrying

173

3,38

3,69

88

1,40

1,64

2.

Food Manufacturing & Processing

5,904

185,83

125,25

3,337

102,94

78,95

(a) Rice Mills, Flour & Dal Mills

862

11,92

11,05

458

21,42

18,18

(b) Sugar

7

10,32

6,39

18

36

35

(c) Edible Oils & Vanaspati

365

7,43

6,55

277

6,72

7,45

(d) Tea Processing

108

145,91

91,25

80

52,13

35,57

(e) Processing of Fruits & Vegetables

20

1,84

1,58

39

3,56

3,68

(f) Others

4,542

8,40

8,43

2,465

18,75

13,73

3.

Beverage & Tobacco

141

1,56

1,31

77

5,02

3,93

4.

Textiles

1,936

40,72

32,51

1,867

38,91

27,52

(a) Cotton Textiles

164

12,49

8,04

168

9,99

5,30

(b) Jute Textiles

86

8,09

6,15

132

5,71

2,96

(c) Handloom Textiles & Khadi

302

1,64

1,61

226

1,62

1,72

(d) Other Textiles

1,384

18,49

16,72

1,341

21,60

17,54

5.

Paper, Paper Products & Printing

370

20,47

24,10

430

5,61

6,47

6.

Leather & Leather Products

236

4,87

4,30

302

1,70

1,93

7.

Rubber & Rubber Products

109

1,59

1,51

158

3,46

3,29

8.

Chemicals & Chemical Products

570

62,36

56,39

731

52,19

46,58

(a) Heavy Industrial Chemicals

34

3,48

3,81

24

52

51

(b) Fertilisers

13

1,80

1,90

10

37

37

(c) Drugs & Pharmaceuticals

51

11,50

11,31

128

4,20

3,86

(d) Non-Edible Oils

7

43

51

12

68

52

(e) Other Chemicals & Chemical Products

465

45,16

38,87

557

46,42

41,32

9.

Petroleum, Coal Products & Nuclear Fuels

169

1,84

1,82

127

79,56

79,60

10.

Manufacture of Cement & Cement Products

189

6,77

6,37

142

3,57

2,98

11.

Basic Metals & Metal Products

753

142,41

96,60

769

34,14

30,60

(a) Iron & Steel

125

66,48

60,34

104

23,99

20,34

(b) Non-Ferrous Metals

35

36,67

19,42

30

3,05

2,60

(c) Other Metal Products

593

39,25

16,84

635

7,10

7,66

12.

Engineering

1,004

135,56

158,04

798

32,07

29,69

(a) Heavy Engineering

66

84,20

113,62

80

6,18

6,53

(b) Light Engineering

357

13,17

10,48

232

5,85

5,85

(c) Electrical Machinery & Goods

422

36,50

32,27

282

17,25

14,92

(d) Electronic Machinery & Goods

159

1,70

1,66

204

2,79

2,38

13.

Vehicles, Vehicle Parts & Transport Equipments

335

31,03

32,14

240

4,59

4,73

14.

Other Industries

5,93,820

344,43

321,73

1,50,319

148,82

146,12

15.

Electricity, Gas & Water

402

5,81

4,93

125

7,28

4,68

(a) Electricity Generation & Transmission

265

3,05

2,59

70

3,81

2,52

(b) Non-Conventional Energy

98

2,52

2,12

19

10

8

(c) Gas, Steam & Water Supply

39

23

22

36

3,38

2,07

16.

Construction

221

7,32

6,76

392

8,04

7,89

III.

TRANSPORT OPERATORS

60,804

76,87

67,00

23,575

65,85

56,07

IV.

PROFESSIONAL AND OTHER SERVICES

72,398

56,81

53,25

26,009

41,51

40,49

V.

PERSONAL LOANS

2,11,365

363,61

322,56

1,07,205

324,14

291,56

1.

Loans for Purchase of Consumer Durables

16,313

27,61

22,29

7,628

11,73

9,72

2.

Loans for Housing

19,008

109,36

96,51

16,173

153,97

139,13

3.

Rest of the Personal Loans

1,76,044

226,64

203,77

83,404

158,44

142,72

VI.

TRADE

5,41,144

458,51

434,04

1,86,656

288,68

263,36

1.

Wholesale Trade

10,843

55,81

51,67

5,564

57,56

48,36

2.

Retail Trade

5,30,301

402,70

382,37

1,81,092

231,12

214,99

VII.

FINANCE

624

9,50

8,27

320

6,20

5,47

VIII.

ALL OTHERS

1,14,748

143,13

131,75

41,421

86,21

85,10

TOTAL BANK CREDIT

24,61,338

2714,30

2443,95

7,52,172

1544,28

1408,05

OF WHICH:

1. Artisans & Village Industries

4,34,526

215,18

200,11

86,630

56,03

55,73

2. Other Small Scale Industries

1,39,331

183,13

175,97

60,984

165,49

159,72

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

46,116

72,54

65,11

4,379

158,96

126,12

1.

Direct Finance

44,751

60,52

54,62

3,197

92,45

73,22

2.

Indirect Finance

1,365

12,02

10,49

1,182

66,51

52,90

II.

INDUSTRY

64,715

1303,56

1195,40

36,652

12336,07

9416,33

1.

Mining & Quarrying

72

28,77

26,16

192

892,45

798,21

2.

Food Manufacturing & Processing

1,424

113,38

93,61

1,113

1116,61

776,20

(a) Rice Mills, Flour & Dal Mills

231

17,99

15,76

84

23,60

24,61

(b) Sugar

8

39,85

39,75

15

26,16

18,75

(c) Edible Oils & Vanaspati

103

13,90

8,11

127

64,81

43,04

(d) Tea Processing

53

23,10

13,84

406

850,83

579,78

(e) Processing of Fruits & Vegetables

27

34

42

22

1,36

1,45

(f) Others

1,002

18,20

15,73

459

149,84

108,59

3.

Beverage & Tobacco

43

5,08

5,07

120

465,53

333,70

4.

Textiles

1,289

160,81

99,80

1,868

1455,12

1069,58

(a) Cotton Textiles

83

3,89

2,16

296

254,12

193,09

(b) Jute Textiles

118

135,06

76,02

248

316,43

219,89

(c) Handloom Textiles & Khadi

80

55

50

16

4,77

4,78

(d) Other Textiles

1,008

21,32

21,12

1,308

879,80

651,83

5.

Paper, Paper Products & Printing

492

18,36

24,21

1,568

377,43

347,95

6.

Leather & Leather Products

253

2,49

2,50

1,318

519,16

284,63

7.

Rubber & Rubber Products

193

27,97

26,50

430

224,87

214,30

8.

Chemicals & Chemical Products

796

78,80

58,80

2,338

938,75

760,33

(a) Heavy Industrial Chemicals

31

19,35

9,39

277

261,34

213,80

(b) Fertilisers

8

56

21

54

131,63

117,39

(c) Drugs & Pharmaceuticals

108

5,35

5,95

417

143,35

110,50

(d) Non-Edible Oils

14

1,86

1,72

30

3,62

2,55

(e) Other Chemicals & Chemical Products

635

51,68

41,53

1,560

398,80

316,09

9.

Petroleum, Coal Products & Nuclear Fuels

79

91,39

92,09

218

298,31

237,77

10.

Manufacture of Cement & Cement Products

114

6,08

5,33

102

131,13

90,41

11.

Basic Metals & Metal Products

1,849

182,97

195,91

2,448

2341,38

1717,55

(a) Iron & Steel

496

108,63

131,20

838

1453,17

1132,91

(b) Non-Ferrous Metals

57

12,64

13,31

251

381,94

227,53

(c) Other Metal Products

1,296

61,71

51,40

1,359

506,26

357,10

12.

Engineering

1,964

360,57

369,68

3,755

1823,39

1388,59

(a) Heavy Engineering

237

191,55

184,81

402

455,94

373,21

(b) Light Engineering

939

36,28

32,85

1,415

433,16

312,53

(c) Electrical Machinery & Goods

533

70,46

61,99

1,348

799,44

602,26

(d) Electronic Machinery & Goods

255

62,27

90,03

590

134,85

100,59

13.

Vehicles, Vehicle Parts & Transport Equipments

265

34,74

27,71

502

126,18

119,52

14.

Other Industries

55,349

163,95

147,77

19,454

840,28

661,55

15.

Electricity, Gas & Water

56

11,73

4,84

252

599,30

462,75

(a) Electricity Generation & Transmission

43

11,31

4,56

220

549,11

417,47

(b) Non-Conventional Energy

2

3

1

4

13

13

(c) Gas, Steam & Water Supply

11

39

27

28

50,07

45,15

16.

Construction

477

16,48

15,43

974

186,19

153,29

III.

TRANSPORT OPERATORS

11,513

49,75

42,43

9,274

149,73

131,24

IV.

PROFESSIONAL AND OTHER SERVICES

14,255

51,24

46,81

10,160

353,55

299,07

V.

PERSONAL LOANS

1,17,113

365,31

330,20

5,23,245

1709,11

1274,98

1.

Loans for Purchase of Consumer Durables

6,100

9,93

8,37

5,211

12,28

11,33

2.

Loans for Housing

21,911

164,27

149,91

40,925

466,17

420,47

3.

Rest of the Personal Loans

89,102

191,11

171,92

4,77,109

1230,66

843,18

VI.

TRADE

79,424

271,38

248,11

50,998

1477,44

1138,13

1.

Wholesale Trade

5,220

95,19

85,39

6,009

1093,47

813,45

2.

Retail Trade

74,204

176,18

162,72

44,989

383,97

324,67

VII.

FINANCE

159

9,43

7,44

951

749,58

613,03

VIII.

ALL OTHERS

55,392

132,30

123,19

89,464

1267,32

1225,75

TOTAL BANK CREDIT

3,88,687

2255,50

2058,69

7,25,123

18201,77

14224,64

OF WHICH:

1. Artisans & Village Industries

21,208

19,14

20,11

2,605

8,68

7,86

2. Other Small Scale Industries

34,234

251,94

236,71

20,949

994,71

833,59