SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,27,996

2428,66

2050,03

1,95,676

1229,33

1082,81

1.

Direct Finance

8,09,143

2168,50

1827,57

1,91,949

1091,68

962,76

2.

Indirect Finance

18,853

260,16

222,46

3,727

137,65

120,06

II.

INDUSTRY

3,32,471

2070,93

1652,76

70,771

1346,35

1012,29

1.

Mining & Quarrying

101

12,30

7,46

128

21,16

16,13

2.

Food Manufacturing & Processing

34,761

318,73

269,24

9,057

408,26

250,73

(a)

Rice Mills, Flour & Dal Mills

31,130

114,30

97,22

7,705

111,78

88,39

(b)

Sugar

7

24

18

2

6

6

(c)

Edible Oils & Vanaspati

425

11,12

9,75

226

21,59

16,36

(d)

Tea Processing

40

119,81

111,84

68

177,43

81,91

(e)

Processing of Fruits & Vegetables

155

9,42

7,93

91

16,19

12,59

(f)

Others

3,004

63,84

42,32

965

81,20

51,40

3.

Beverage & Tobacco

61

16,68

13,04

75

16,29

14,23

4.

Textiles

4,692

113,65

93,95

2,481

70,02

46,48

(a)

Cotton Textiles

335

57,22

52,72

478

7,89

6,97

(b)

Jute & Other Natural Fibre Textiles

446

7,32

4,42

330

30,78

14,50

(c)

Handloom Textiles & Khadi

1,838

12,90

10,40

307

4,06

3,48

(d)

Other Textiles & Textile Products

2,073

36,21

26,40

1,366

27,28

21,54

5.

Paper, Paper Products & Printing

215

16,79

15,61

151

9,47

8,61

6.

Leather & Leather Products

161

8,83

6,91

84

9,58

3,70

7.

Rubber & Plastic Products

153

107,32

95,06

197

22,50

18,34

8.

Chemicals & Chemical Products

492

24,45

20,86

1,333

93,38

86,61

(a)

Heavy Industrial Chemicals

11

2,77

2,49

14

20,65

20,35

(b)

Fertilisers

9

49

38

14

5,04

4,02

(c)

Drugs & Pharmaceuticals

345

8,37

6,59

1,175

10,07

8,63

(d)

Non-Edible Oils

4

19

19

6

25

16

(e)

Other Chemicals & Chemical Products

123

12,62

11,21

124

57,37

53,46

9.

Petroleum, Coal Products & Nuclear Fuels

24

593,66

449,19

22

105,72

76,09

10.

Manufacture of Cement & Cement Products

235

11,91

10,60

96

15,35

12,15

11.

Basic Metals & Metal Products

431

85,68

71,89

352

127,47

117,17

(a)

Iron & Steel

43

40,36

34,14

65

40,10

32,02

(b)

Non-Ferrous Metals

28

14,73

10,06

21

5,27

4,60

(c)

Metal Products

360

30,58

27,68

266

82,10

80,56

12.

Engineering

1,008

123,54

101,91

434

84,60

71,50

(a)

Heavy Engineering

29

44,14

46,22

48

13,12

9,30

(b)

Light Engineering

710

48,13

27,67

231

12,32

9,49

(c)

Electrical Machinery & Goods

217

21,39

17,83

114

55,48

49,07

(d)

Electronic Machinery & Goods

52

9,89

10,19

41

3,68

3,64

13.

Vehicles, Vehicle Parts & Transport Equipments

291

9,37

8,16

79

7,63

6,61

14.

Other Industries

2,85,112

439,17

346,42

52,800

203,61

162,49

15.

Electricity, Gas & Water

12

33,76

5,19

34

5,13

2,63

(a)

Electricity Generation & Transmission

8

33,55

5,05

11

3,35

93

(b)

Non-Conventional Energy

1

2

2

14

93

87

(c)

Gas, Steam & Water Supply

3

19

12

9

85

83

16.

Construction

4,722

155,10

137,26

3,448

146,19

118,83

III.

TRANSPORT OPERATORS

21,187

259,71

241,91

5,703

58,93

42,54

IV.

PROFESSIONAL AND OTHER SERVICES

40,957

211,90

175,39

11,298

182,80

153,64

V.

PERSONAL LOANS

3,94,575

3424,83

2701,77

1,85,352

2137,25

1729,87

1.

Loans for Purchase of Consumer Durables

53,594

359,98

252,80

20,955

118,40

86,64

2.

Loans for Housing

50,974

1271,68

1097,17

35,380

970,38

826,77

3.

Rest of the Personal Loans

2,90,007

1793,17

1351,79

1,29,017

1048,47

816,45

VI.

TRADE

3,60,034

1469,12

1215,11

1,11,167

1337,68

1078,03

1.

Wholesale Trade

15,526

139,66

119,79

5,263

314,54

220,56

2.

Retail Trade

3,44,508

1329,46

1095,32

1,05,904

1023,13

857,47

VII.

FINANCE

1,371

16,20

13,50

893

46,13

32,97

VIII.

ALL OTHERS

75,935

328,46

274,18

28,282

1350,93

270,10

TOTAL BANK CREDIT

20,54,526

10209,80

8324,64

6,09,142

7689,39

5402,25

OF WHICH : 1.

Artisans and Village & Tiny Industries

2,70,688

436,03

336,47

50,044

258,85

205,26

2.

Other Small Scale Industries

44,150

272,51

223,87

10,100

220,41

179,05

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

56,904

801,30

653,18

26,386

3065,24

2170,70

1.

Direct Finance

55,307

666,22

541,46

25,026

801,81

625,19

2.

Indirect Finance

1,597

135,08

111,72

1,360

2263,42

1545,51

II.

INDUSTRY

40,598

3100,37

2297,83

88,562

45045,55

28418,18

1.

Mining & Quarrying

177

36,32

27,75

248

1400,97

817,81

2.

Food Manufacturing & Processing

5,313

433,92

334,02

15,543

3637,69

2840,30

(a)

Rice Mills, Flour & Dal Mills

2,242

165,16

130,37

164

236,67

145,18

(b)

Sugar

3

16

14

41

714,62

481,95

(c)

Edible Oils & Vanaspati

121

37,97

23,19

146

133,95

117,40

(d)

Tea Processing

149

105,36

82,23

764

2171,72

1801,22

(e)

Processing of Fruits & Vegetables

885

36,92

29,91

26

7,62

7,14

(f)

Others

1,913

88,35

68,19

14,402

373,11

287,41

3.

Beverage & Tobacco

64

10,16

8,60

98

164,68

97,06

4.

Textiles

7,961

141,79

114,98

12,774

2333,90

1672,59

(a)

Cotton Textiles

2,426

27,27

21,77

2,191

818,03

619,14

(b)

Jute & Other Natural Fibre Textiles

3,558

75,96

60,61

1,681

510,73

310,56

(c)

Handloom Textiles & Khadi

876

2,50

2,05

1,283

28,22

20,99

(d)

Other Textiles & Textile Products

1,101

36,06

30,55

7,619

976,92

721,90

5.

Paper, Paper Products & Printing

549

41,47

28,89

1,260

1483,65

696,30

6.

Leather & Leather Products

165

12,23

7,29

1,698

2446,56

688,47

7.

Rubber & Plastic Products

496

46,90

39,56

1,086

716,60

432,34

8.

Chemicals & Chemical Products

1,032

290,66

255,06

15,121

3342,19

2075,79

(a)

Heavy Industrial Chemicals

57

224,12

198,57

232

1462,44

804,56

(b)

Fertilisers

5

3,45

3,42

17

215,55

174,75

(c)

Drugs & Pharmaceuticals

665

14,65

13,26

5,622

397,57

294,10

(d)

Non-Edible Oils

13

5,90

4,43

24

15,36

11,12

(e)

Other Chemicals & Chemical Products

292

42,53

35,37

9,226

1251,28

791,27

9.

Petroleum, Coal Products & Nuclear Fuels

51

442,25

231,85

227

1689,50

1113,96

10.

Manufacture of Cement & Cement Products

230

33,67

30,08

1,157

597,19

386,54

11.

Basic Metals & Metal Products

1,135

786,28

580,23

2,816

11353,29

6646,28

(a)

Iron & Steel

505

671,31

498,44

1,315

8677,51

5045,41

(b)

Non-Ferrous Metals

57

52,02

28,83

254

1484,11

770,92

(c)

Metal Products

573

62,95

52,96

1,247

1191,68

829,95

12.

Engineering

1,610

233,97

174,99

13,402

4717,92

2936,60

(a)

Heavy Engineering

504

55,52

47,21

1,545

836,48

520,81

(b)

Light Engineering

787

62,50

49,52

7,048

1624,46

1030,94

(c)

Electrical Machinery & Goods

242

107,03

73,86

3,870

1510,69

1165,30

(d)

Electronic Machinery & Goods

77

8,92

4,41

939

746,29

219,55

13.

Vehicles, Vehicle Parts & Transport Equipments

305

21,43

17,52

791

875,28

642,18

14.

Other Industries

18,166

248,07

202,04

16,089

4539,96

3107,78

15.

Electricity, Gas & Water

41

33,83

18,38

149

837,04

582,91

(a)

Electricity Generation & Transmission

20

16,07

7,62

93

808,58

556,78

(b)

Non-Conventional Energy

1

10

10

4

66

65

(c)

Gas, Steam & Water Supply

20

17,66

10,67

52

27,80

25,47

16.

Construction

3,303

287,40

226,60

6,103

4909,11

3681,26

III.

TRANSPORT OPERATORS

6,033

133,67

120,30

8,885

804,13

578,79

IV.

PROFESSIONAL AND OTHER SERVICES

11,027

425,30

347,35

13,450

4842,33

3290,20

V.

PERSONAL LOANS

2,57,030

3384,26

2724,80

5,57,385

13487,55

10214,64

1.

Loans for Purchase of Consumer Durables

11,440

69,05

55,72

17,234

155,22

140,62

2.

Loans for Housing

54,701

1556,45

1300,45

1,05,412

5626,58

4818,84

3.

Rest of the Personal Loans

1,90,889

1758,76

1368,64

4,34,739

7705,75

5255,18

VI.

TRADE

72,784

2000,76

1384,00

46,261

8740,15

6374,67

1.

Wholesale Trade

6,712

610,21

395,04

12,273

5916,73

4410,76

2.

Retail Trade

66,072

1390,55

988,96

33,988

2823,42

1963,91

VII.

FINANCE

333

3055,08

46,60

994

4152,31

3059,30

VIII.

ALL OTHERS

46,726

560,74

479,61

95,837

2384,36

1504,03

TOTAL BANK CREDIT

4,91,435

13461,48

8053,67

8,37,760

82521,62

55610,51

OF WHICH : 1.

Artisans and Village & Tiny Industries

15,026

85,92

72,50

3,031

166,46

145,11

2.

Other Small Scale Industries

10,108

621,61

477,35

15,431

3072,21

2563,93