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Apr 24, 2007
Maintenance of Cash Reserve Ratio (CRR) - StCBs
RBI/2006-2007/339RPCD.CO.RF.BC.No.75/07.02.01/2006-07April@@NBSP@@24, 2007All Scheduled State Co-operative Banks Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circulars RBI/2006-2007/276 RPCD.RF.BC.54/07.02.01/ 2006-07 dated March 02, 2007 and RBI/2006-07/307 RPCD.CO.RF.BC.No.64/ 07.02.01/2006-07 dated April 04, 2007 on the captioned subject. Government of India in their Extraordinary Gazette notif
RBI/2006-2007/339RPCD.CO.RF.BC.No.75/07.02.01/2006-07April@@NBSP@@24, 2007All Scheduled State Co-operative Banks Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circulars RBI/2006-2007/276 RPCD.RF.BC.54/07.02.01/ 2006-07 dated March 02, 2007 and RBI/2006-07/307 RPCD.CO.RF.BC.No.64/ 07.02.01/2006-07 dated April 04, 2007 on the captioned subject. Government of India in their Extraordinary Gazette notif
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Apr 24, 2007
Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories
RBI/2006-2007/340 RPCD.CO.RF.BC.No.77/07.02.01/2006-07April 24, 2007All Scheduled State Co-operative Banks Dear Sir,Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular RBI/2006-2007/277 RPCD.RF.BC.56/07.02.01/2006-07 dated March 02, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006 coming into force with effect from April 01,2007, the statutory minimum
RBI/2006-2007/340 RPCD.CO.RF.BC.No.77/07.02.01/2006-07April 24, 2007All Scheduled State Co-operative Banks Dear Sir,Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular RBI/2006-2007/277 RPCD.RF.BC.56/07.02.01/2006-07 dated March 02, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006 coming into force with effect from April 01,2007, the statutory minimum
Apr 10, 2007
Prime Minister Rozgar Yojana - Extension of date of validity of sanction for the programme year 2006-07
RBI/2006- 2007/316 RPCD.PLNFS.BC.No. 68/09.04.01/ 2006 – 2007 April 10, 2007 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Prime Minister Rozgar Yojana – Extension of date of @@NBSP@@validity of sanction for the programme year 2006-07 Please refer our circular RBI / 2005-06 / 358 / RPCD.PLNFS.BC.No.74/ 09.04.01/2005 –2006 dated April 13, 2006. In view of the unsatisfactory performance of the implementing banks of PMR
RBI/2006- 2007/316 RPCD.PLNFS.BC.No. 68/09.04.01/ 2006 – 2007 April 10, 2007 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Prime Minister Rozgar Yojana – Extension of date of @@NBSP@@validity of sanction for the programme year 2006-07 Please refer our circular RBI / 2005-06 / 358 / RPCD.PLNFS.BC.No.74/ 09.04.01/2005 –2006 dated April 13, 2006. In view of the unsatisfactory performance of the implementing banks of PMR
Apr 04, 2007
Credit flow to Micro, Small and Medium Enterprises Sector
RBI/2006-2007/306 RPCD.PLNFS. BC.No.63/ 06.02.31/ 2006-07 April 4, 2007 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks All Regional Rural Banks/Local Area Banks Dear Sir, Credit flow to Micro, Small and Medium Enterprises Sector Please refer to Paragraph No.2 of our circular RPCD.PLFNS.BC.No.31/ 06.02.31/ 2005-06 dated August 19, 2005 wherein the definition of Small and Medium Enterprise had been indicated as reproduced below:
RBI/2006-2007/306 RPCD.PLNFS. BC.No.63/ 06.02.31/ 2006-07 April 4, 2007 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks All Regional Rural Banks/Local Area Banks Dear Sir, Credit flow to Micro, Small and Medium Enterprises Sector Please refer to Paragraph No.2 of our circular RPCD.PLFNS.BC.No.31/ 06.02.31/ 2005-06 dated August 19, 2005 wherein the definition of Small and Medium Enterprise had been indicated as reproduced below:
Apr 04, 2007
StCBs - Maintenance of CRR
RBI/2006-2007/307RPCD.CO.RF.BC.No. 64 /07.02.01/2006-07April 4, 2007All Scheduled State Co-operative BanksDear SirSection 42 (1) of RBI Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular No.RPCD.CO.RF.BC 49/07.02.01/2006-07 dated February 14, 2007 read with circular No. RPCD.RF.BC.54/07.02.01/2006-07 dated March 2, 2007 on the captioned subject. As set out in Press Release: 2006-2007/1336 dated March 30, 2007, it has been decided to incre
RBI/2006-2007/307RPCD.CO.RF.BC.No. 64 /07.02.01/2006-07April 4, 2007All Scheduled State Co-operative BanksDear SirSection 42 (1) of RBI Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular No.RPCD.CO.RF.BC 49/07.02.01/2006-07 dated February 14, 2007 read with circular No. RPCD.RF.BC.54/07.02.01/2006-07 dated March 2, 2007 on the captioned subject. As set out in Press Release: 2006-2007/1336 dated March 30, 2007, it has been decided to incre
Mar 30, 2007
Returns on priority sector advances - Inconsistency in reporting data
RPCD. Stat. No. BC. 62/11.01.01/2006-07 March 30, 2007 The Chairman/Managing Director All Scheduled Commercial Banks Dear Sir Returns on priority sector advances – Inconsistency in reporting data We have been receiving periodical returns on priority sector advances from banks in different formats viz., half-yearly return on priority sector advances, special return I, II and III on priority sector advances, returns on DRI advances, SC/ST advances, advances to minority
RPCD. Stat. No. BC. 62/11.01.01/2006-07 March 30, 2007 The Chairman/Managing Director All Scheduled Commercial Banks Dear Sir Returns on priority sector advances – Inconsistency in reporting data We have been receiving periodical returns on priority sector advances from banks in different formats viz., half-yearly return on priority sector advances, special return I, II and III on priority sector advances, returns on DRI advances, SC/ST advances, advances to minority
Mar 29, 2007
Lead Bank Scheme Allocation of Lead Bank responsibility in respect of Anantnag, Budgam, Pulwana and Srinagar districts in J & K State
RBI/2006-2007/295 RPCD.CO.LBS.BC.No. 59 /02.08.01/2006-07 March 29, 2007The Chairman All Lead Banks (As per mailing list)Dear Sir, Lead Bank Scheme Allocation of Lead Bank responsibility in respect of Anantnag, Budgam, Pulwana and Srinagar districts in J & K State Please refer to our Circular RPCD.No.LBS.BC. 87/02.01.01/2004-05 dated March 07, 2005 extending the period of transfer of lead responsibility in respect of Anantnag, Budgam, Pulwana and Srinagar district
RBI/2006-2007/295 RPCD.CO.LBS.BC.No. 59 /02.08.01/2006-07 March 29, 2007The Chairman All Lead Banks (As per mailing list)Dear Sir, Lead Bank Scheme Allocation of Lead Bank responsibility in respect of Anantnag, Budgam, Pulwana and Srinagar districts in J & K State Please refer to our Circular RPCD.No.LBS.BC. 87/02.01.01/2004-05 dated March 07, 2005 extending the period of transfer of lead responsibility in respect of Anantnag, Budgam, Pulwana and Srinagar district
Mar 29, 2007
Credit Mobilisation Target under SGSY during 2007-08
RBI/2006-2007/296 RPCD.SP. BC. No. /60 /09.01.01/2006-07 March 29, 2007 The Chairman /Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation target under Swarnajayanti Gram Swarozgar Yojana (SGSY) during the year 2007-08 Government of India have finalised credit mobilisation target for the year 2007-08 under SGSY. The State /UT wise credit mobilisation targets for the year 2007-08 are enclosed. The credit mobilisation as
RBI/2006-2007/296 RPCD.SP. BC. No. /60 /09.01.01/2006-07 March 29, 2007 The Chairman /Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation target under Swarnajayanti Gram Swarozgar Yojana (SGSY) during the year 2007-08 Government of India have finalised credit mobilisation target for the year 2007-08 under SGSY. The State /UT wise credit mobilisation targets for the year 2007-08 are enclosed. The credit mobilisation as
Mar 02, 2007
StCBs - Maintenance of CRR
RBI/2006-2007/276 RPCD.RF.BC.54/07.02.01/2006-07 March 02, 2007 All Scheduled State Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2005-2006/424 RPCD.RF.BC/93/07.02.01/ 2005-06 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21(E) dated January 9, 2007 have notified January 9, 2007 as the date on w
RBI/2006-2007/276 RPCD.RF.BC.54/07.02.01/2006-07 March 02, 2007 All Scheduled State Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2005-2006/424 RPCD.RF.BC/93/07.02.01/ 2005-06 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21(E) dated January 9, 2007 have notified January 9, 2007 as the date on w
Jan 31, 2007
Clean Note Policy - Stapling of Note Packets
RBI/2006-2007/241 RPCD.CO.RF.BC No.43/ 07.38.03/2006-07 January 31, 2007 All State Co-operative Banks/ District Central Co-operative Banks Dear Sir Clean Note Policy - Stapling of Note Packets It is observed that despite instructions issued by the Reserve bank of India, banks still continue to follow the practice of stapling of note packets. This practice, apart from damaging notes, reduces the life span of notes and renders it difficult for customers to open note pac
RBI/2006-2007/241 RPCD.CO.RF.BC No.43/ 07.38.03/2006-07 January 31, 2007 All State Co-operative Banks/ District Central Co-operative Banks Dear Sir Clean Note Policy - Stapling of Note Packets It is observed that despite instructions issued by the Reserve bank of India, banks still continue to follow the practice of stapling of note packets. This practice, apart from damaging notes, reduces the life span of notes and renders it difficult for customers to open note pac
Jan 18, 2007
Assignment of Lead Bank Responsibility for New Districts in Assam
RBI/2006-2007/233 RPCD.CO.LBS.BC.No. 42 /02.08.01/2006-07 January 18, 2007 The Chairman All Lead Banks Dear Sir, Formation of new districts in Assam – Assignment of Lead Bank responsibility Government of Assam vide their Extraordinary Gazette Notification No. 228 dated October 30, 2003 have advised about the formation of three new districts viz. Udalguri, Chirang and Baksa District covering 827, 500 & 698 villages respectively out of the existing districts in the
RBI/2006-2007/233 RPCD.CO.LBS.BC.No. 42 /02.08.01/2006-07 January 18, 2007 The Chairman All Lead Banks Dear Sir, Formation of new districts in Assam – Assignment of Lead Bank responsibility Government of Assam vide their Extraordinary Gazette Notification No. 228 dated October 30, 2003 have advised about the formation of three new districts viz. Udalguri, Chirang and Baksa District covering 827, 500 & 698 villages respectively out of the existing districts in the
Jan 10, 2007
Assignment of Lead Bank for New District in Punjab
RBI/2006-2007/231 RPCD.CO.LBS.BC.No. 41/02.08.01/2006-07 January 10, 2007 The Chairman All Lead Banks Dear Sir, Formation of new district in Punjab – Assignment of Lead Bank responsibility The Department of Revenue and Rehabilitation, Government of Punjab vide their Gazette Notification No.1/5/06-RE-II(1)/12617 dated November 8, 2006 have advised about the formation of new district viz. Barnala covering Barnala Tehsil (130 villages), Tapa Sub-Tehsil (27 Villages) and
RBI/2006-2007/231 RPCD.CO.LBS.BC.No. 41/02.08.01/2006-07 January 10, 2007 The Chairman All Lead Banks Dear Sir, Formation of new district in Punjab – Assignment of Lead Bank responsibility The Department of Revenue and Rehabilitation, Government of Punjab vide their Gazette Notification No.1/5/06-RE-II(1)/12617 dated November 8, 2006 have advised about the formation of new district viz. Barnala covering Barnala Tehsil (130 villages), Tapa Sub-Tehsil (27 Villages) and
Nov 28, 2006
Priority Sector Lending - Loans to Self-Help Groups
RBI/2006-2007/191 RPCD.No.Plan.BC. 37 /04.09.01/2006-07 November 28, 2006 @@NBSP@@ The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Loans to Self-Help Groups Please refer to paragraph 3.9 of Section I of our Master Circular dated July 3, 2006 on Lending to Priority Sector, in terms of which loans provided by banks to Non-Government Organizations (NGOs)/Self-He
RBI/2006-2007/191 RPCD.No.Plan.BC. 37 /04.09.01/2006-07 November 28, 2006 @@NBSP@@ The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Loans to Self-Help Groups Please refer to paragraph 3.9 of Section I of our Master Circular dated July 3, 2006 on Lending to Priority Sector, in terms of which loans provided by banks to Non-Government Organizations (NGOs)/Self-He
Nov 22, 2006
Microfinance - Joint fact-finding study with the banks
RBI 2006-07/185 RPCD.CO.Plan. BC. No.34 /04.09.22/2006-07 November 22, 2006 The Chairman and Managing Director All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Microfinance - Joint fact-finding study with the banks In a joint fact-finding study on microfinance conducted recently by Reserve Bank and a few major banks, the following observations have been made: (i) Some of the microfinance institutions (MFIs) financed by banks or acting as their
RBI 2006-07/185 RPCD.CO.Plan. BC. No.34 /04.09.22/2006-07 November 22, 2006 The Chairman and Managing Director All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Microfinance - Joint fact-finding study with the banks In a joint fact-finding study on microfinance conducted recently by Reserve Bank and a few major banks, the following observations have been made: (i) Some of the microfinance institutions (MFIs) financed by banks or acting as their
Nov 22, 2006
STCBs/DCCBs: Housing Loans - Implementation of Delhi High Court Orders
RBI/2006-07/187 RPCD. RF. BC.35/07.40.06/2006-07 November 22, 2006 The Chief Executive Officers of all State and District Central Co-operative Banks (StCBs/DCCBs) Dear Sirs Housing Loans – Implementation of Delhi High Court Orders Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby
RBI/2006-07/187 RPCD. RF. BC.35/07.40.06/2006-07 November 22, 2006 The Chief Executive Officers of all State and District Central Co-operative Banks (StCBs/DCCBs) Dear Sirs Housing Loans – Implementation of Delhi High Court Orders Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby
Nov 22, 2006
RRBs: Housing Loans - Implimentation of Delhi High Court Orders
RBI/2006-07/188 RPCD.CO.No.RRB.BC. 36/03.05.33/2006-07 November 22, 2006 The Chief Executive Officers of all Regional Rural Banks (RRBs) Dear Sirs Housing Loans – Implementation of Delhi High Court Orders Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby direct that henceforth Ba
RBI/2006-07/188 RPCD.CO.No.RRB.BC. 36/03.05.33/2006-07 November 22, 2006 The Chief Executive Officers of all Regional Rural Banks (RRBs) Dear Sirs Housing Loans – Implementation of Delhi High Court Orders Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby direct that henceforth Ba
Nov 15, 2006
Lead Bank Scheme - Inclusion of National Horticulture Board as a permanent member of the State Level Bankers’ Committees (SLBC) of the respective State
RBI/2006-07/176 RPCD.LBS.CO.BC.No. 33 /02.18.02/2006-07 15th November, 2006 The Chairman/Managing Director, All SLBC/UTLBC Convenor Banks, (As per mailing list) Dear Sir, Lead Bank Scheme – Inclusion of National Horticulture Board as a permanent member of the State Level Bankers’ Committees (SLBC) of the respective State A Working Group on improvement of Banking Services in Uttaranchal was constituted by RBI under the Chairmanship of Shri V. S. Das, Executive Director
RBI/2006-07/176 RPCD.LBS.CO.BC.No. 33 /02.18.02/2006-07 15th November, 2006 The Chairman/Managing Director, All SLBC/UTLBC Convenor Banks, (As per mailing list) Dear Sir, Lead Bank Scheme – Inclusion of National Horticulture Board as a permanent member of the State Level Bankers’ Committees (SLBC) of the respective State A Working Group on improvement of Banking Services in Uttaranchal was constituted by RBI under the Chairmanship of Shri V. S. Das, Executive Director
Nov 13, 2006
Relief Measures to assist Distressed Farmers
RBI/ 2006-07/ 174 RPCD.PLFS. BC. No. 32 /05.04.02/ 2006-07 November 13, 2006 The Chairman /Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Relief Measures to assist Distressed Farmers Please refer to paragraph 119 of the Mid-term Review of Annual Policy Statement for the year 2006-07 (copy enclosed). 2. At present the benefits of OTS schemes are not available for farmers, whose accounts have earlier been rescheduled/converted
RBI/ 2006-07/ 174 RPCD.PLFS. BC. No. 32 /05.04.02/ 2006-07 November 13, 2006 The Chairman /Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Relief Measures to assist Distressed Farmers Please refer to paragraph 119 of the Mid-term Review of Annual Policy Statement for the year 2006-07 (copy enclosed). 2. At present the benefits of OTS schemes are not available for farmers, whose accounts have earlier been rescheduled/converted
Oct 18, 2006
Package of relief measures for the debt stressed farmers of 25 districts in the states of Andhra Pradesh, Karnataka & Kerala
RBI/2006-07/156 RPCD.PLFS.NO.BC. 31 / 05.04.02 /2006-07 October 18, 2006 The Chairman and Managing Director/Chief Executive Officers All Scheduled Commercial Banks. Dear Sir, Package of relief measures for the debt stressed farmers of 25 districts in the states of Andhra Pradesh, Karnataka & Kerala For mitigating the distress of farmers in the following 25 debt stressed districts of Andhra Pradesh, Karnataka and Kerala, the Union Government has approved a package
RBI/2006-07/156 RPCD.PLFS.NO.BC. 31 / 05.04.02 /2006-07 October 18, 2006 The Chairman and Managing Director/Chief Executive Officers All Scheduled Commercial Banks. Dear Sir, Package of relief measures for the debt stressed farmers of 25 districts in the states of Andhra Pradesh, Karnataka & Kerala For mitigating the distress of farmers in the following 25 debt stressed districts of Andhra Pradesh, Karnataka and Kerala, the Union Government has approved a package
Sep 04, 2006
Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities
RBI / 2006-07 / 120 RPCD.PLFS.No.BC. 21 /05.05.02/2006-07 September 04, 2006 Chairman & Managing Director/Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities Please refer to paragraph 7(iii) of the Annex to our Circular RPCD.CO.PLFS.No.BC.16/05.04.02/ 2006-07 dated August 9, 2006, which deals with restructuring of existing loans of borrowers affected by natur
RBI / 2006-07 / 120 RPCD.PLFS.No.BC. 21 /05.05.02/2006-07 September 04, 2006 Chairman & Managing Director/Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities Please refer to paragraph 7(iii) of the Annex to our Circular RPCD.CO.PLFS.No.BC.16/05.04.02/ 2006-07 dated August 9, 2006, which deals with restructuring of existing loans of borrowers affected by natur
Sep 01, 2006
Prime Minister's 15 Point Programme for the Welfare of Minorities-
RBI/2006-07/122 RPCD.SP.BC.No. 22 / 09.10.01 / 2006-07 Sept 1, 2006 The Chairman/ Managing Directors All Scheduled Commercial Banks Dear Sir, Prime Minister's 15 Point Programme for the Welfare of Minorities- Please refer to our Master Circular ref. RPCD.SP.BC.09/ 09.10.01/ 2006-07 dated July 5, 2006 regarding credit facilities to minority communities. In this connection, Government of India have recently finalised a new ' Prime Minister's 15- Point Programme for the
RBI/2006-07/122 RPCD.SP.BC.No. 22 / 09.10.01 / 2006-07 Sept 1, 2006 The Chairman/ Managing Directors All Scheduled Commercial Banks Dear Sir, Prime Minister's 15 Point Programme for the Welfare of Minorities- Please refer to our Master Circular ref. RPCD.SP.BC.09/ 09.10.01/ 2006-07 dated July 5, 2006 regarding credit facilities to minority communities. In this connection, Government of India have recently finalised a new ' Prime Minister's 15- Point Programme for the
Aug 24, 2006
Bank Credit to Khadi and Village Industries (KVI) Sector
RBI/2006-07/116 RPCD.PLNFS.BC. No.18/06.06.12 (D)/2006-07 August 24, 2006 The Chairman/Managing Director /Chief Executive Officer All Scheduled Commercial Banks (including RRBs & LABs) Dear Sir, Bank Credit to Khadi and Village Industries (KVI) Sector Please refer to our circulars RPCD.PLNFS.BC.No.16/06.06.12 (D)/94-95 dated July 28, 1994 and RPCD.PLNFS.No.620/06.02.28(i)/2002-03 dated September 11, 2003 respectively advising all Scheduled Commercial Banks to reco
RBI/2006-07/116 RPCD.PLNFS.BC. No.18/06.06.12 (D)/2006-07 August 24, 2006 The Chairman/Managing Director /Chief Executive Officer All Scheduled Commercial Banks (including RRBs & LABs) Dear Sir, Bank Credit to Khadi and Village Industries (KVI) Sector Please refer to our circulars RPCD.PLNFS.BC.No.16/06.06.12 (D)/94-95 dated July 28, 1994 and RPCD.PLNFS.No.620/06.02.28(i)/2002-03 dated September 11, 2003 respectively advising all Scheduled Commercial Banks to reco
Aug 11, 2006
Penalties on Default in Maintenance of CRR
RBI/2006-2007/107 RPCD. RF. BC.17/07.02.01/2006-07 August 11, 2006 All Scheduled State Co-operative Banks and Regional Rural Banks Dear Sir, Section 42 (1) of Reserve Bank of India Act, 1934 - Penalties on default in maintenance of Cash Reserve Ratio (CRR) Please refer to our circular RBI/2005-2006/424 RPCD.RF.BC.93/07.02.01/2005-2006 dated June 22, 2006 on the captioned subject, wherein it was advised that the Reserve Bank will not be paying any interest on the CRR b
RBI/2006-2007/107 RPCD. RF. BC.17/07.02.01/2006-07 August 11, 2006 All Scheduled State Co-operative Banks and Regional Rural Banks Dear Sir, Section 42 (1) of Reserve Bank of India Act, 1934 - Penalties on default in maintenance of Cash Reserve Ratio (CRR) Please refer to our circular RBI/2005-2006/424 RPCD.RF.BC.93/07.02.01/2005-2006 dated June 22, 2006 on the captioned subject, wherein it was advised that the Reserve Bank will not be paying any interest on the CRR b
Aug 09, 2006
Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities
RBI/2006-07/105 RPCD.CO.PLFS.No.BC 16/05.04.02/2006-07 August 09, 2006 Chairman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks. Dear Sir, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities As you are aware, Reserve Bank of India has from time to time issued guidelines/instructions to banks in regard to relief measures to be provided in areas affected by natural calamities and these have been i
RBI/2006-07/105 RPCD.CO.PLFS.No.BC 16/05.04.02/2006-07 August 09, 2006 Chairman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks. Dear Sir, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities As you are aware, Reserve Bank of India has from time to time issued guidelines/instructions to banks in regard to relief measures to be provided in areas affected by natural calamities and these have been i
Aug 07, 2006
Providing Clearing and Settlement services for internet based electronic purse schemes
RBI/2006-07/100 RPCD.RF.BC. 14/07.40.06/2006-07 August 7, 2006 All State and District Central Co-operative Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes It has come to our notice that some companies have launched internet based electronic purse schemes with the following features: (i) Any individual who wishes to be a member of the scheme can register himself by going to the website and filing up a simple form w
RBI/2006-07/100 RPCD.RF.BC. 14/07.40.06/2006-07 August 7, 2006 All State and District Central Co-operative Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes It has come to our notice that some companies have launched internet based electronic purse schemes with the following features: (i) Any individual who wishes to be a member of the scheme can register himself by going to the website and filing up a simple form w
Aug 07, 2006
Providing Clearing and Settlement services for internet based electronic purse schemes
RBI/2006-07/101 RPCD.RRB.BC 15/03.05.33/06-07 August 7, 2006 All Regional Rural Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes It has come to our notice that some companies have launched internet based electronic purse schemes with the following features: (i) Any individual who wishes to be a member of the scheme can register himself by going to the website and filing up a simple form which contains only his / he
RBI/2006-07/101 RPCD.RRB.BC 15/03.05.33/06-07 August 7, 2006 All Regional Rural Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes It has come to our notice that some companies have launched internet based electronic purse schemes with the following features: (i) Any individual who wishes to be a member of the scheme can register himself by going to the website and filing up a simple form which contains only his / he
Aug 03, 2006
Formation of new district in Punjab - Assignment of Lead Bank responsibility
RBI/2006-07/099 RPCD.CO.LBS.BC.No. 13 /02.08.01/2006-07 August 3, 2006 The Chairman All Lead Banks Dear Sir, Formation of new district in Punjab – Assignment of Lead Bank responsibility The Department of Revenue and Rehabilitation, Government of Punjab vide their Gazette Notification No.1/4/06-RE-II(1)/5545 dated June 08, 2006 have advised about the formation of new district viz. Tarn Taran covering three tehsils, viz Tarn Taran Tehsil (200 villages), Khadoor Sahib Te
RBI/2006-07/099 RPCD.CO.LBS.BC.No. 13 /02.08.01/2006-07 August 3, 2006 The Chairman All Lead Banks Dear Sir, Formation of new district in Punjab – Assignment of Lead Bank responsibility The Department of Revenue and Rehabilitation, Government of Punjab vide their Gazette Notification No.1/4/06-RE-II(1)/5545 dated June 08, 2006 have advised about the formation of new district viz. Tarn Taran covering three tehsils, viz Tarn Taran Tehsil (200 villages), Khadoor Sahib Te
Jul 17, 2006
Package of Relief Measures to the Vidarbha Region in Maharashtra
RBI/ 2006-07/ 74 RPCD.PLFS. BC. No. 12 /05.04.02 (Vidarbha)/ 2006-07 July 17, 2006 The Chairman/Managing Director/ Chief Executive Officer, Commercial Banks operating in Vidarbha Region. Dear Sir, Package of Relief Measures to the Vidarbha Region in Maharashtra In order to mitigate distress of farmers in the six debt-ridden districts of Vidarbha, the H
RBI/ 2006-07/ 74 RPCD.PLFS. BC. No. 12 /05.04.02 (Vidarbha)/ 2006-07 July 17, 2006 The Chairman/Managing Director/ Chief Executive Officer, Commercial Banks operating in Vidarbha Region. Dear Sir, Package of Relief Measures to the Vidarbha Region in Maharashtra In order to mitigate distress of farmers in the six debt-ridden districts of Vidarbha, the H
Jun 22, 2006
StcBs / RRBs - Maintenance of CRR on Exempted Categories
RBI/2005-2006/425 RPCD.RF.BC. 94/07.02.01/2005-2006 June 22, 2006 All Scheduled State Co-operative Banks (StCBs) and Regional Rural Banks (RRBs) Dear Sir, Maintenance of CRR on Exempted Categories Please refer to our Circulars RPCD.No.RF.BC 49/07.02.05/2001-02 dated December 31, 2001 (addressed to all Scheduled State Co-operative Banks), RPCD.No.RF.BC 50/07.02.05/2001-02 dated December 31, 2001 (addressed to all Regional Rural Banks) and RPCD.CO.RF.BC.53/07.02.01/2005
RBI/2005-2006/425 RPCD.RF.BC. 94/07.02.01/2005-2006 June 22, 2006 All Scheduled State Co-operative Banks (StCBs) and Regional Rural Banks (RRBs) Dear Sir, Maintenance of CRR on Exempted Categories Please refer to our Circulars RPCD.No.RF.BC 49/07.02.05/2001-02 dated December 31, 2001 (addressed to all Scheduled State Co-operative Banks), RPCD.No.RF.BC 50/07.02.05/2001-02 dated December 31, 2001 (addressed to all Regional Rural Banks) and RPCD.CO.RF.BC.53/07.02.01/2005
Jun 22, 2006
StcBs / RRBs - Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of CRR
RBI/2005-2006/424 RPCD.RF.BC. 93/07.02.01/2005-2006 June 22, 2006 All Scheduled State Co-operative Banks (StCBs) and Regional Rural Banks (RRBs) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our Circular RPCD.RF.BC.No 32/07.02.05/2004-2005 dated September 11, 2004. 2. The Reserve Bank of India (Amendment) Bill, 2006 has been enacted and has come into force with effect from June 22, 2006, with its notificati
RBI/2005-2006/424 RPCD.RF.BC. 93/07.02.01/2005-2006 June 22, 2006 All Scheduled State Co-operative Banks (StCBs) and Regional Rural Banks (RRBs) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our Circular RPCD.RF.BC.No 32/07.02.05/2004-2005 dated September 11, 2004. 2. The Reserve Bank of India (Amendment) Bill, 2006 has been enacted and has come into force with effect from June 22, 2006, with its notificati
Jun 15, 2006
PMRY- Cut-Off date for lapsing of sanction and completion of disbursement of loans for the programme year 2005-06 - Further extension regarding
RBI / 2005-06/415 RPCD.PLNFS.BC.No. 91/ 09.04.01/ 2005 –2006 June 15, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY– Cut-Off date for lapsing of sanction and completion of disburse- ment of loans for the programme year 2005-06 – Further extension regarding Please refer our circular RBI / 2005-06 / 336/ RPCD.PLNFS.BC.No.70/ 09.04.01 /2005 –2006 dated March 24, 2006. Considering the request of certain States
RBI / 2005-06/415 RPCD.PLNFS.BC.No. 91/ 09.04.01/ 2005 –2006 June 15, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY– Cut-Off date for lapsing of sanction and completion of disburse- ment of loans for the programme year 2005-06 – Further extension regarding Please refer our circular RBI / 2005-06 / 336/ RPCD.PLNFS.BC.No.70/ 09.04.01 /2005 –2006 dated March 24, 2006. Considering the request of certain States
Jun 07, 2006
Assignment Lead Bank responsibility for new district in Punjab
RBI/2005-06/402 RPCD.CO.LBS.BC.No.89/02.08.01/2005-06 June 07, 2006 The Chairman All Lead Banks Dear Sir, Formation of new district in Punjab – Assignment of Lead Bank responsibility The Department of Revenue and Rehabilitation, Government of Punjab vide their Gazette Notification No. 2/7/98-RE-II(I)3336 dated April 5, 2006 have advised about the formation of new district viz. Sahibzada Ajit Singh Nagar covering three tehsils, viz Kharar Tehsil (200 villages), Mohali
RBI/2005-06/402 RPCD.CO.LBS.BC.No.89/02.08.01/2005-06 June 07, 2006 The Chairman All Lead Banks Dear Sir, Formation of new district in Punjab – Assignment of Lead Bank responsibility The Department of Revenue and Rehabilitation, Government of Punjab vide their Gazette Notification No. 2/7/98-RE-II(I)3336 dated April 5, 2006 have advised about the formation of new district viz. Sahibzada Ajit Singh Nagar covering three tehsils, viz Kharar Tehsil (200 villages), Mohali
Jun 06, 2006
PMRY - disbursement for purchase of milch animals - cut-off date extended
RBI/2005-06/400 RPCD.PLNFS.BC.No. 88 /09.04.01/ 2005 –2006 June 06, 2006 The Chairman/Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY - Cut-Off date for completion of disbursement for cases relating to purchase of milch animals under the Programme Year 2005 -2006 Please refer to our circular RBI/ 2005-06/336/ RPCD.PLNFS.BC.No.70/09.04.01/ 2005 –2006 dated March 24, 2006. In partial modification of the circular, the Ministry of A
RBI/2005-06/400 RPCD.PLNFS.BC.No. 88 /09.04.01/ 2005 –2006 June 06, 2006 The Chairman/Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY - Cut-Off date for completion of disbursement for cases relating to purchase of milch animals under the Programme Year 2005 -2006 Please refer to our circular RBI/ 2005-06/336/ RPCD.PLNFS.BC.No.70/09.04.01/ 2005 –2006 dated March 24, 2006. In partial modification of the circular, the Ministry of A
Jun 05, 2006
Union Budget - 2006-07 - Proposal for ensuring Short Term Credit to Farmers at the interest rate of 7% p.a.
RBI/ 2005-06/398 RPCD.No.PLFS.BC. 86 /05.04.02(Kharif-06)/2005-06 June 05, 2006 All Public Sector Banks/Regional Rural Banks Dear Sir, Union Budget – 2006-07 – Proposal for ensuring Short Term Credit to Farmers at the interest rate of 7% p.a. As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 49) for 2006-07 had announced as follows : "Government has decided to ensure that the farmer receives short term credit at 7 per cent, with an upper
RBI/ 2005-06/398 RPCD.No.PLFS.BC. 86 /05.04.02(Kharif-06)/2005-06 June 05, 2006 All Public Sector Banks/Regional Rural Banks Dear Sir, Union Budget – 2006-07 – Proposal for ensuring Short Term Credit to Farmers at the interest rate of 7% p.a. As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 49) for 2006-07 had announced as follows : "Government has decided to ensure that the farmer receives short term credit at 7 per cent, with an upper
May 23, 2006
Guidelines for Relief Measures by Banks to Poultry Industry
RBI/ 2005-06/390 RPCD.PLFS. BC. No.84 /05.04.02(Poultry)/ 2005-06 May 23, 2006 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks@@NBSP@@ Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry Please refer to paragraph 2 of our circular RPCD.PLFS.BC. No 73/05.04.02/ 2005-06@@NBSP@@dated April 04, 2006 indicating that Instructions would be issued separately on the scope of the subvention and its calculation as well as
RBI/ 2005-06/390 RPCD.PLFS. BC. No.84 /05.04.02(Poultry)/ 2005-06 May 23, 2006 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks@@NBSP@@ Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry Please refer to paragraph 2 of our circular RPCD.PLFS.BC. No 73/05.04.02/ 2005-06@@NBSP@@dated April 04, 2006 indicating that Instructions would be issued separately on the scope of the subvention and its calculation as well as
May 17, 2006
PMRY - Cut-off Date for Lapsing of Sanction/Completion of Disbursement of Loans extended
RBI/2005-06/389 RPCD.PLNFS.BC.No. 83/ 09.04.01/ 2005 –2006 May 17, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY–Extension of Cut-Off date for lapsing of sanction and completion ofdisbursement of loans for the programme year 2005-06 - for some states/UT Please refer our circular RBI / 2005-06 / 336/ RPCD.PLNFS.BC.No.70/ 09.04.01 /2005 –2006 dated March 24, 2006. 2. Ministry of Agro & Rural Industries, G
RBI/2005-06/389 RPCD.PLNFS.BC.No. 83/ 09.04.01/ 2005 –2006 May 17, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY–Extension of Cut-Off date for lapsing of sanction and completion ofdisbursement of loans for the programme year 2005-06 - for some states/UT Please refer our circular RBI / 2005-06 / 336/ RPCD.PLNFS.BC.No.70/ 09.04.01 /2005 –2006 dated March 24, 2006. 2. Ministry of Agro & Rural Industries, G
May 02, 2006
Credit Mobilisation target under Swarnajayanti Gram Swarozgar Yojana (SGSY) during the year 2006-07
RBI/2006/ 381 RPCD.SP. BC. No. 80 /09.01.01/2005-06 May 2, 2006 The Chairman /Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation target under Swarnajayanti Gram Swarozgar Yojana (SGSY) during the year 2006-07 Government of India have finalised tentative credit mobilisation target for the year 2006-07 under SGSY. The State /UT wise credit mobilisation targets for the year 2006-07 are enclosed. The credit mobilisation
RBI/2006/ 381 RPCD.SP. BC. No. 80 /09.01.01/2005-06 May 2, 2006 The Chairman /Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Credit Mobilisation target under Swarnajayanti Gram Swarozgar Yojana (SGSY) during the year 2006-07 Government of India have finalised tentative credit mobilisation target for the year 2006-07 under SGSY. The State /UT wise credit mobilisation targets for the year 2006-07 are enclosed. The credit mobilisation
Apr 13, 2006
Target under PMRY for 2006-07
RBI/2005-06/358 RPCD.PLNFS.BC.No. 74 /09.04.01/ 2005 –2006 April 13, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target under the Prime Minister Rozgar Yojana (PMRY) for the year 2006-2007 We advise that Government of India have allocated a target of 3,84,340 to States/UTs as per `Annexure A', under PMRY for the year 2006 – 2007. 2. The targets have been worked out on the basis of the final performance report
RBI/2005-06/358 RPCD.PLNFS.BC.No. 74 /09.04.01/ 2005 –2006 April 13, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target under the Prime Minister Rozgar Yojana (PMRY) for the year 2006-2007 We advise that Government of India have allocated a target of 3,84,340 to States/UTs as per `Annexure A', under PMRY for the year 2006 – 2007. 2. The targets have been worked out on the basis of the final performance report
Apr 04, 2006
Guidelines for Relief Measures by Banks to Poultry Industry
RBI/ 2005-06/346 RPCD. PLFS. BC. No.73/05.04.02/ 2005-06 April 04, 2006 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poul
RBI/ 2005-06/346 RPCD. PLFS. BC. No.73/05.04.02/ 2005-06 April 04, 2006 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poul
Mar 24, 2006
PMRY - Cut-Off date for lapsing of sanctions and completion of disbursement against the sanction cases of the Programme year 2005-06 - Extension thereof
RBI / 2005-06 / 336 RPCD.PLNFS.BC.No.70 /09.04.01/2005 –2006 March 24, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY - Cut-Off date for lapsing of sanctions and completion of disbursement against the sanction cases of the Programme year 2005-06 - Extension thereof Please refer to our circular RBI/2004-05/427/ RPCD.PLNFS.BC.No.95/ 09.04.01/ 2004 –2005 dated April 20, 2005 intimating the targets for the progr
RBI / 2005-06 / 336 RPCD.PLNFS.BC.No.70 /09.04.01/2005 –2006 March 24, 2006 The Chairman / Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY - Cut-Off date for lapsing of sanctions and completion of disbursement against the sanction cases of the Programme year 2005-06 - Extension thereof Please refer to our circular RBI/2004-05/427/ RPCD.PLNFS.BC.No.95/ 09.04.01/ 2004 –2005 dated April 20, 2005 intimating the targets for the progr
Mar 09, 2006
StCBs/DCCBs - Advances against Gold Ornaments/Jewellery
RBI/2005-06/318 RPCD.CO.RF.BC.No. 67 /07.40.06/2005-06 March 9, 2006 All State Co-operative Banks (SCBs) and District Central Co-operative Banks (DCCBs) Dear Sir / Madam Advances against Gold Ornaments and Jewellery State Co-operative Banks (SCBs) and District Central Co-operative Banks (DCCBs) may be granting advances for various purposes against the security of gold ornaments and jewellery as part of their lending policy. 2. As you are aware, hallmarking of gold jew
RBI/2005-06/318 RPCD.CO.RF.BC.No. 67 /07.40.06/2005-06 March 9, 2006 All State Co-operative Banks (SCBs) and District Central Co-operative Banks (DCCBs) Dear Sir / Madam Advances against Gold Ornaments and Jewellery State Co-operative Banks (SCBs) and District Central Co-operative Banks (DCCBs) may be granting advances for various purposes against the security of gold ornaments and jewellery as part of their lending policy. 2. As you are aware, hallmarking of gold jew
Mar 09, 2006
Banks advised to credit Interest Relief to Farmers' Accounts before March 31, 2006
RBI/2005-06/319 RPCD.No.PLFS.BC.66/05.04.02(Kharif-05)/2005-06 March 09, 2006 All Scheduled Commercial Banks Dear Sir, Union Budget 2006-07 - Guidelines for Relief to Farmers 1. Paragraph 48 of the Union Budget Speech envisages grant of interest relief of two percentage points in the interest rate on the principal amount upto Rs1 lakh on crop loans availed by the farmers for Kharif and Rabi 2005-06. The amount of the relief is required to be credited to t
RBI/2005-06/319 RPCD.No.PLFS.BC.66/05.04.02(Kharif-05)/2005-06 March 09, 2006 All Scheduled Commercial Banks Dear Sir, Union Budget 2006-07 - Guidelines for Relief to Farmers 1. Paragraph 48 of the Union Budget Speech envisages grant of interest relief of two percentage points in the interest rate on the principal amount upto Rs1 lakh on crop loans availed by the farmers for Kharif and Rabi 2005-06. The amount of the relief is required to be credited to t
Mar 09, 2006
Prevention of Money Laundering Act, 2002 - Obligation of RRBs
RBI/2005-06/321 RPCD.CO. RRB.AML.BC.68/03.05.33(E)/2005-06 March 9, 2006 The Chairmen of all the Regional Rural Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of Regional Rural Banks in terms of Rules notified thereunder Please refer to our circular RPCD.NO.RRB.BC.81/03.05.33(E)/ 2004-05 dated February 18, 2005 on KYC Guidelines and Anti Money Laundering Standards. Regional Rural Banks were advised to put in place a policy framework within three
RBI/2005-06/321 RPCD.CO. RRB.AML.BC.68/03.05.33(E)/2005-06 March 9, 2006 The Chairmen of all the Regional Rural Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of Regional Rural Banks in terms of Rules notified thereunder Please refer to our circular RPCD.NO.RRB.BC.81/03.05.33(E)/ 2004-05 dated February 18, 2005 on KYC Guidelines and Anti Money Laundering Standards. Regional Rural Banks were advised to put in place a policy framework within three
Mar 03, 2006
Prevention of Money Laundering Act, 2002 - Obligation of banks in terms of Rules notified thereunder
RBI/2005-06/313 RPCD.CO. RF.AML.BC.65/07.02.12/2005-06 March 3, 2006 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder Please refer to our circular RPCD.AML.BC.80/07.40.00/ 2004-05 dated February 18, 2005 on KYC Guidelines and Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three months of
RBI/2005-06/313 RPCD.CO. RF.AML.BC.65/07.02.12/2005-06 March 3, 2006 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder Please refer to our circular RPCD.AML.BC.80/07.40.00/ 2004-05 dated February 18, 2005 on KYC Guidelines and Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three months of
Feb 27, 2006
RRBs - Advances against Gold Ornaments and Jewellery
RBI/2005-06/307 RPCD.CO.No.RRB.BC.64/03.05.34/2005-06 February 27, 2006 The Chairmen All Regional Rural Banks Dear Sir Advances against Gold Ornaments and Jewellery Regional Rural Banks (RRBs) may be granting advances for various purposes against the security of gold ornaments and jewellery as part of their lending policy. 2. As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore
RBI/2005-06/307 RPCD.CO.No.RRB.BC.64/03.05.34/2005-06 February 27, 2006 The Chairmen All Regional Rural Banks Dear Sir Advances against Gold Ornaments and Jewellery Regional Rural Banks (RRBs) may be granting advances for various purposes against the security of gold ornaments and jewellery as part of their lending policy. 2. As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore
Feb 20, 2006
Master Circular on Lending to Priority Sector-Modification
RBI/2005-06/304 RPCD. PLFS.BC. NO.63/05.05.03/2005-06 February 20, 2006 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Master Circular on Lending to Priority Sector-Modification Please refer to our Master Circular RPCD. No. Plan. BC. 21/ 04.09.01/ 2005-06 dated July 18, 2005 issuing guidelines/instructions/directives to banks on lending to Priority Sector. In terms of paragraph 1.2.2 (i), loans to State Electricity
RBI/2005-06/304 RPCD. PLFS.BC. NO.63/05.05.03/2005-06 February 20, 2006 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Master Circular on Lending to Priority Sector-Modification Please refer to our Master Circular RPCD. No. Plan. BC. 21/ 04.09.01/ 2005-06 dated July 18, 2005 issuing guidelines/instructions/directives to banks on lending to Priority Sector. In terms of paragraph 1.2.2 (i), loans to State Electricity
Jan 19, 2006
StCBs/DCCBs - Charging of Depreciation on Computers
RBI/2005-06/ 276 RPCD.CO.RF.BC.No. 62 /07.40.06/2005-06 January 19, 2006 All State Co-operative Banks (SCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Charging of depreciation on computers – Method and rate thereof As you are aware, NABARD has already issued a circular (ref.no. NB.IDD.COOP. (ST) Pol./282/V.20/2004-05 dated July 01, 2004) regarding charging of depreciation on computers. 2. It is reiterated that all SCBs / DCCBs should continue to charge
RBI/2005-06/ 276 RPCD.CO.RF.BC.No. 62 /07.40.06/2005-06 January 19, 2006 All State Co-operative Banks (SCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Charging of depreciation on computers – Method and rate thereof As you are aware, NABARD has already issued a circular (ref.no. NB.IDD.COOP. (ST) Pol./282/V.20/2004-05 dated July 01, 2004) regarding charging of depreciation on computers. 2. It is reiterated that all SCBs / DCCBs should continue to charge
Dec 27, 2005
Scheme to cover loans for general purposes under General Credit Card (GCC)
RBI/2005-06/245 RPCD.CO.No.RRB.BC.59/03.05.33 (F)/2005-06 December 27, 2005 To All Scheduled Commercial Banks/ Regional Rural Banks Dear Sir/Madam, Scheme to cover loans for general purposes under General Credit Card (GCC) As you are aware, credit cards are now being extensively issued to and used by individuals to make purchases of goods and services on credit and make cash withdrawals. In rural areas, with limited Point-of-Sale (POS) and limited ATM facilities
RBI/2005-06/245 RPCD.CO.No.RRB.BC.59/03.05.33 (F)/2005-06 December 27, 2005 To All Scheduled Commercial Banks/ Regional Rural Banks Dear Sir/Madam, Scheme to cover loans for general purposes under General Credit Card (GCC) As you are aware, credit cards are now being extensively issued to and used by individuals to make purchases of goods and services on credit and make cash withdrawals. In rural areas, with limited Point-of-Sale (POS) and limited ATM facilities
Dec 08, 2005
Maintenance of CRR / SLR on transaction in Collateralised Borrowing and Lending Obligation (CBLO)
RBI/2005-06/230 RPCD.CO.RF.BC. 53/07.02.01/2005-06 December 8, 2005 All Scheduled State Co-operative Banks (SCBs) and Regional Rural Banks (RRBs) Dear Sir, Maintenance of CRR / SLR on transaction in Collateralised Borrowing and Lending Obligation (CBLO) As you are aware, Reserve Bank of India has been promoting collateralised borrowing/ lending operations by market participants. 2. The Clearing Corporation of India Ltd. (CCIL) has developed and introduced with effect
RBI/2005-06/230 RPCD.CO.RF.BC. 53/07.02.01/2005-06 December 8, 2005 All Scheduled State Co-operative Banks (SCBs) and Regional Rural Banks (RRBs) Dear Sir, Maintenance of CRR / SLR on transaction in Collateralised Borrowing and Lending Obligation (CBLO) As you are aware, Reserve Bank of India has been promoting collateralised borrowing/ lending operations by market participants. 2. The Clearing Corporation of India Ltd. (CCIL) has developed and introduced with effect
Dec 06, 2005
Financing of projects under Agri-clinics and Agri-bussiness center scheme - Review at meetings
RBI/2005-06/228 Ref. No. RPCD.LBS.BC.No.52/02.01.01/2005-06 December 6, 2005 The Chairman / Managing Director, All Scheduled Commercial Banks, (including RRBs) Dear Sir, Financing of projects under Agri-clinics and Agri-bussiness center scheme – Review at meetings Small Farmers' Agri-Business Consortium (SFAC), Ministry of Agriculture, Department of Agriculture and Co-operation, New Delhi, an implementing agency of Central Sector Scheme has requested us to include the
RBI/2005-06/228 Ref. No. RPCD.LBS.BC.No.52/02.01.01/2005-06 December 6, 2005 The Chairman / Managing Director, All Scheduled Commercial Banks, (including RRBs) Dear Sir, Financing of projects under Agri-clinics and Agri-bussiness center scheme – Review at meetings Small Farmers' Agri-Business Consortium (SFAC), Ministry of Agriculture, Department of Agriculture and Co-operation, New Delhi, an implementing agency of Central Sector Scheme has requested us to include the
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