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Official Website of Reserve Bank of India	
Notifications
																									
																												Apr 13, 2017
																									
																									
                                                
																							
                                                
																									
																									Financial Literacy Week
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/275 FIDD.FLC.BC.No.27/12.01.018/2016-17 April 13, 2017 To Chairman/MD & CEO Scheduled Commercial Banks (Including RRBs) Dear Sir/Madam, Financial Literacy Week To emphasize the importance of financial literacy, it has been decided to observe the week June 5-9, 2017 as Financial Literacy Week across the country. 2. The literacy week will focus on four broad themes, viz. KYC, Exercising Credit Discipline, Grievance Redressal and Going Digital (UPI and *9
																									
                                                				
																											
                                            				
																								RBI/2016-17/275 FIDD.FLC.BC.No.27/12.01.018/2016-17 April 13, 2017 To Chairman/MD & CEO Scheduled Commercial Banks (Including RRBs) Dear Sir/Madam, Financial Literacy Week To emphasize the importance of financial literacy, it has been decided to observe the week June 5-9, 2017 as Financial Literacy Week across the country. 2. The literacy week will focus on four broad themes, viz. KYC, Exercising Credit Discipline, Grievance Redressal and Going Digital (UPI and *9
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 30, 2017
																									
																									
                                                
																							
                                                
																									
																									Assignment of SLBC Convenorship - Telangana
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/261 FIDD.CO.LBS.BC. No. 25/02.01.001/2016-17 March 30, 2017 The Chairmen and Managing Directors SLBC Convenor Banks Dear Sir, Assignment of SLBC Convenorship - Telangana As per the Gazette of India Notification G.S.R. 157 (E) dated February 22, 2017, the merger of State Bank of Hyderabad with State Bank of India has been notified. The Order called the ‘Acquisition of State Bank of Hyderabad Order, 2017’ comes into effect on April 1, 2017. 2. Therefore, it 
																									
                                                				
																											
                                            				
																								RBI/2016-17/261 FIDD.CO.LBS.BC. No. 25/02.01.001/2016-17 March 30, 2017 The Chairmen and Managing Directors SLBC Convenor Banks Dear Sir, Assignment of SLBC Convenorship - Telangana As per the Gazette of India Notification G.S.R. 157 (E) dated February 22, 2017, the merger of State Bank of Hyderabad with State Bank of India has been notified. The Order called the ‘Acquisition of State Bank of Hyderabad Order, 2017’ comes into effect on April 1, 2017. 2. Therefore, it 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 30, 2017
																									
																									
                                                
																							
                                                
																									
																									Assignment of Lead Bank Responsibility
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/262 FIDD.CO.LBS.BC. No. 26/02.01.001/2016-17 March 30, 2017 The Chairmen and Managing Directors SLBC Convenor Banks Dear Sir, Assignment of Lead Bank Responsibility As per the Gazette of India Notification dated February 22, 2017, the merger of Associate banks with State Bank of India has been notified. The Order comes into effect on April 1, 2017. 2. Therefore, it has been decided to assign the lead bank responsibility of districts hitherto held by the As
																									
                                                				
																											
                                            				
																								RBI/2016-17/262 FIDD.CO.LBS.BC. No. 26/02.01.001/2016-17 March 30, 2017 The Chairmen and Managing Directors SLBC Convenor Banks Dear Sir, Assignment of Lead Bank Responsibility As per the Gazette of India Notification dated February 22, 2017, the merger of Associate banks with State Bank of India has been notified. The Order comes into effect on April 1, 2017. 2. Therefore, it has been decided to assign the lead bank responsibility of districts hitherto held by the As
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 27, 2017
																									
																									
                                                
																							
                                                
																									
																									Formation of seven new districts in the State of Manipur - Assignment of Lead Bank Responsibility
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/258 FIDD.CO.LBS.BC.No.24/02.08.001/2016-17 March 27, 2017 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of seven new districts in the State of Manipur - Assignment of Lead Bank Responsibility Please refer to the circular FIDD.CO.LBS.BC.No.23/02.08.001/2016-17 dated March 9, 2017 on assigning lead bank responsibility to the seven newly created districts in the State of Manipur. 2. The Government of Manipur vide Gazette Notif
																									
                                                				
																											
                                            				
																								RBI/2016-17/258 FIDD.CO.LBS.BC.No.24/02.08.001/2016-17 March 27, 2017 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of seven new districts in the State of Manipur - Assignment of Lead Bank Responsibility Please refer to the circular FIDD.CO.LBS.BC.No.23/02.08.001/2016-17 dated March 9, 2017 on assigning lead bank responsibility to the seven newly created districts in the State of Manipur. 2. The Government of Manipur vide Gazette Notif
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 09, 2017
																									
																									
                                                
																							
                                                
																									
																									Formation of seven new districts in the State of Manipur - Assignment of Lead Bank Responsibility
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/248 FIDD.CO.LBS.BC.No.23/02.08.001/2016-17 March 9, 2017 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of seven new districts in the State of Manipur - Assignment of Lead Bank Responsibility The Government of Manipur vide Gazette Notification dated December 8, 2016 had notified the creation of seven new districts in the State of Manipur. It has been decided to assign the lead bank responsibility of the seven new districts a
																									
                                                				
																											
                                            				
																								RBI/2016-17/248 FIDD.CO.LBS.BC.No.23/02.08.001/2016-17 March 9, 2017 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of seven new districts in the State of Manipur - Assignment of Lead Bank Responsibility The Government of Manipur vide Gazette Notification dated December 8, 2016 had notified the creation of seven new districts in the State of Manipur. It has been decided to assign the lead bank responsibility of the seven new districts a
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 02, 2017
																									
																									
                                                
																							
                                                
																									
																									Financial Literacy by FLCs (Financial Literacy Centres) and rural branches - Policy Review
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/236 FIDD.FLC.BC.No.22/12.01.018/2016-17 March 02, 2017 To Chairman/MD & CEO Scheduled Commercial Banks (Including RRBs) Dear Sir/Madam, Financial Literacy by FLCs (Financial Literacy Centres) and rural branches - Policy Review Please refer to our circular FIDD.FLC.BC.No.18/12.01.018/2015-16 dated January 14, 2016 on guidelines for FLCs and rural branches. In terms of this circular, FLCs and rural branches were advised to conduct two types of camps viz.
																									
                                                				
																											
                                            				
																								RBI/2016-17/236 FIDD.FLC.BC.No.22/12.01.018/2016-17 March 02, 2017 To Chairman/MD & CEO Scheduled Commercial Banks (Including RRBs) Dear Sir/Madam, Financial Literacy by FLCs (Financial Literacy Centres) and rural branches - Policy Review Please refer to our circular FIDD.FLC.BC.No.18/12.01.018/2015-16 dated January 14, 2016 on guidelines for FLCs and rural branches. In terms of this circular, FLCs and rural branches were advised to conduct two types of camps viz.
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Feb 16, 2017
																									
																									
                                                
																							
                                                
																									
																									Formation of twenty one new districts in the State of Telangana - Assignment of Lead Bank Responsibility
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/227 FIDD.CO.LBS.BC.No.21/02.08.001/2016-17 February 16, 2017 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of twenty one new districts in the State of Telangana - Assignment of Lead Bank Responsibility The Government of Telangana vide Gazette Notification dated October 11, 2016 had notified the formation of twenty one new districts in the State of Telangana. It has been decided to assign the lead bank responsibility of the 
																									
                                                				
																											
                                            				
																								RBI/2016-17/227 FIDD.CO.LBS.BC.No.21/02.08.001/2016-17 February 16, 2017 The Chairmen & Managing Directors All Lead Banks Dear Sir/Madam, Formation of twenty one new districts in the State of Telangana - Assignment of Lead Bank Responsibility The Government of Telangana vide Gazette Notification dated October 11, 2016 had notified the formation of twenty one new districts in the State of Telangana. It has been decided to assign the lead bank responsibility of the 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Dec 29, 2016
																									
																									
                                                
																							
                                                
																									
																									Sanction of Additional Working Capital Limits to Micro and Small Enterprises (MSEs)
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/200 FIDD.MSME & NFS.BC.No.20/06.02.31/2016-17 December 29, 2016 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir / Madam, Sanction of Additional Working Capital Limits to Micro and Small Enterprises (MSEs) Please refer to our circular FIDD.MSME & NFS.BC.No.60/06.02.31/2015-16 dated August 27, 2015 on ‘Streamlining flow of credit to Micro and Small Enterprises (MSEs) for facilitating timely and adequate credit flow during the
																									
                                                				
																											
                                            				
																								RBI/2016-17/200 FIDD.MSME & NFS.BC.No.20/06.02.31/2016-17 December 29, 2016 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir / Madam, Sanction of Additional Working Capital Limits to Micro and Small Enterprises (MSEs) Please refer to our circular FIDD.MSME & NFS.BC.No.60/06.02.31/2015-16 dated August 27, 2015 on ‘Streamlining flow of credit to Micro and Small Enterprises (MSEs) for facilitating timely and adequate credit flow during the
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Dec 26, 2016
																									
																									
                                                
																							
                                                
																									
																									Interest Subvention Scheme for Short Term Crop Loans during the year 2016-17- Grant of grace period of 60 days beyond due date
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/194FIDD.No.FSD.BC. 19/05.04.02/2016-17 December 26, 2016 To, The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Interest Subvention Scheme for Short Term Crop Loans during the year 2016-17- Grant of grace period of 60 days beyond due date As you are aware the Government of India (GoI) has been implementing the Interest Subvention Scheme (the Scheme) since 2006-07. In terms of the extant Scheme for the
																									
                                                				
																											
                                            				
																								RBI/2016-17/194FIDD.No.FSD.BC. 19/05.04.02/2016-17 December 26, 2016 To, The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Interest Subvention Scheme for Short Term Crop Loans during the year 2016-17- Grant of grace period of 60 days beyond due date As you are aware the Government of India (GoI) has been implementing the Interest Subvention Scheme (the Scheme) since 2006-07. In terms of the extant Scheme for the
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Nov 30, 2016
																									
																									
                                                
																							
                                                
																									
																									Accounts under PMJDY - Precautions
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/165 DCM (Plg) No. 1450/10.27.00/2016-17 November 29, 2016 The Chairman / Managing Director/ Chief Executive Officer,Public Sector Banks/ Private Sector Banks / Foreign Banks/ Regional RuralBanks / Urban Cooperative Banks/ State Cooperative Banks/ District Central Cooperative Banks Dear Sir, Accounts under PMJDY - Precautions Please refer to our circular DCM (Plg) No.1424/10.27.00/2016-16 dated November 25, 2016 on “Withdrawal of cash – Weekly limit”. With 
																									
                                                				
																											
                                            				
																								RBI/2016-17/165 DCM (Plg) No. 1450/10.27.00/2016-17 November 29, 2016 The Chairman / Managing Director/ Chief Executive Officer,Public Sector Banks/ Private Sector Banks / Foreign Banks/ Regional RuralBanks / Urban Cooperative Banks/ State Cooperative Banks/ District Central Cooperative Banks Dear Sir, Accounts under PMJDY - Precautions Please refer to our circular DCM (Plg) No.1424/10.27.00/2016-16 dated November 25, 2016 on “Withdrawal of cash – Weekly limit”. With 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Oct 13, 2016
																									
																									
                                                
																							
                                                
																									
																									Revised Kisan Credit Card (KCC) Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/84 FIDD.FSD.BC.No.18/05.05.010/2016-17 October 13, 2016 The Chairman and Managing Director/ CEOs All Scheduled Commercial Banks (Excluding RRBs) Madam/Dear Sir, Revised Kisan Credit Card (KCC) Scheme Please refer to our circular RPCD.FSD.BC.No.23/05.05.09/2012-13 dated August 7, 2012 on the above subject. 2. It has been decided to make certain changes in Para 13 of the revised KCC Scheme as indicated in the Annex. All banks are advised to take note of the 
																									
                                                				
																											
                                            				
																								RBI/2016-17/84 FIDD.FSD.BC.No.18/05.05.010/2016-17 October 13, 2016 The Chairman and Managing Director/ CEOs All Scheduled Commercial Banks (Excluding RRBs) Madam/Dear Sir, Revised Kisan Credit Card (KCC) Scheme Please refer to our circular RPCD.FSD.BC.No.23/05.05.09/2012-13 dated August 7, 2012 on the above subject. 2. It has been decided to make certain changes in Para 13 of the revised KCC Scheme as indicated in the Annex. All banks are advised to take note of the 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Oct 06, 2016
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending - Revised Reporting System
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-2017/79 FIDD.CO.Plan.CO.BC.No.17/04.09.001/2016-17 October 6, 2016 The Chairman / Managing Director /Chief Executive Officer[All scheduled commercial banks(excluding Regional Rural Banks)] Madam/Dear Sir, Priority Sector Lending - Revised Reporting System Priority Sector guidelines were revised vide circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015. Accordingly, quarterly and annual monitoring formats for reporting priority sector lending were
																									
                                                				
																											
                                            				
																								RBI/2016-2017/79 FIDD.CO.Plan.CO.BC.No.17/04.09.001/2016-17 October 6, 2016 The Chairman / Managing Director /Chief Executive Officer[All scheduled commercial banks(excluding Regional Rural Banks)] Madam/Dear Sir, Priority Sector Lending - Revised Reporting System Priority Sector guidelines were revised vide circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015. Accordingly, quarterly and annual monitoring formats for reporting priority sector lending were
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Sep 29, 2016
																									
																									
                                                
																							
                                                
																									
																									‘Doubling Farmers’ Income by 2022’ - Measures
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/66 FIDD.CO.LBS.BC.No.16 /02.01.001/2016-17 September 29, 2016 The Chairman and Managing Directors SLBC Convener Banks/ Lead Banks Dear Sir/ Madam, ‘Doubling Farmers’ Income by 2022’ - Measures As you are aware, the Government of India in the Union Budget 2016-17 had announced its resolve to double the income of farmers by 2022. Several steps have been taken towards attaining this objective including setting up of an inter-ministerial committee for preparat
																									
                                                				
																											
                                            				
																								RBI/2016-17/66 FIDD.CO.LBS.BC.No.16 /02.01.001/2016-17 September 29, 2016 The Chairman and Managing Directors SLBC Convener Banks/ Lead Banks Dear Sir/ Madam, ‘Doubling Farmers’ Income by 2022’ - Measures As you are aware, the Government of India in the Union Budget 2016-17 had announced its resolve to double the income of farmers by 2022. Several steps have been taken towards attaining this objective including setting up of an inter-ministerial committee for preparat
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Sep 29, 2016
																									
																									
                                                
																							
                                                
																									
																									Master Circular- Credit Facilities to Minority Communities - Modification
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/67 FIDD.GSSD.BC.No.15/09.10.01/2016-17 September 29, 2016 The Chairman/ Managing DirectorAll Scheduled Commercial Banks(excluding RRBs and Foreign banks with less than 20 branches) Dear Sir / Madam, Master Circular- Credit Facilities to Minority Communities – Modification Please refer to our Master Circular FIDD.GSSD.BC.No.01/09.10.01/2016-17 dated July 01, 2016. 2. In partial modification of the Circular, para 2.1 under “Definition of Minority Communities
																									
                                                				
																											
                                            				
																								RBI/2016-17/67 FIDD.GSSD.BC.No.15/09.10.01/2016-17 September 29, 2016 The Chairman/ Managing DirectorAll Scheduled Commercial Banks(excluding RRBs and Foreign banks with less than 20 branches) Dear Sir / Madam, Master Circular- Credit Facilities to Minority Communities – Modification Please refer to our Master Circular FIDD.GSSD.BC.No.01/09.10.01/2016-17 dated July 01, 2016. 2. In partial modification of the Circular, para 2.1 under “Definition of Minority Communities
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Sep 01, 2016
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending - Targets and Classification: Lending to non-corporate farmers - System wide average of last three years
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/55 FIDD.CO.Plan.BC.14/ 04.09.01/2016-17 September 1, 2016 The Chairman/ Managing Director Chief Executive Officer [All Domestic Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending - Targets and Classification: Lending to non-corporate farmers – System wide average of last three years It was communicated vide our Circular No. FIDD.CO.Plan.BC.08/04.09.01/2015-16 dated July 16, 2015 on the captioned subject, t
																									
                                                				
																											
                                            				
																								RBI/2016-17/55 FIDD.CO.Plan.BC.14/ 04.09.01/2016-17 September 1, 2016 The Chairman/ Managing Director Chief Executive Officer [All Domestic Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending - Targets and Classification: Lending to non-corporate farmers – System wide average of last three years It was communicated vide our Circular No. FIDD.CO.Plan.BC.08/04.09.01/2015-16 dated July 16, 2015 on the captioned subject, t
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Aug 25, 2016
																									
																									
                                                
																							
                                                
																									
																									Pradhan Mantri Fasal Bima Yojna-Non-feeding of data by bank branches in the Crop Insurance Portal of MoA&FW
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/41 FIDD.CO.FSD.BC.11/05.10.007/2016-17 August 25, 2016 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir Pradhan Mantri Fasal Bima Yojna-Non-feeding of data by bank branches in the Crop Insurance Portal of MoA&FW. Please refer to our circular FIDD.No.FSD.BC20/05.10.007/2015-16 dated March 17, 2016 advising you to ensure strict compliance of the provisions of the Pradhan
																									
                                                				
																											
                                            				
																								RBI/2016-17/41 FIDD.CO.FSD.BC.11/05.10.007/2016-17 August 25, 2016 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir Pradhan Mantri Fasal Bima Yojna-Non-feeding of data by bank branches in the Crop Insurance Portal of MoA&FW. Please refer to our circular FIDD.No.FSD.BC20/05.10.007/2015-16 dated March 17, 2016 advising you to ensure strict compliance of the provisions of the Pradhan
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Aug 25, 2016
																									
																									
                                                
																							
                                                
																									
																									Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) - Aajeevika - Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/42 FIDD.GSSD.CO.BC.No.13/09.01.03/2016-17 August 25, 2016 The Chairman / Managing Director Public and Private Sector Banks Dear Sir / Madam, Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular FIDD.GSSD.CO.BC.NO. 19/09.01.03/2015-16 dated January 21, 2016 on interest subvention scheme under National Rural Livelihoods Mission (NRLM). 2. The revised guidelines for th
																									
                                                				
																											
                                            				
																								RBI/2016-17/42 FIDD.GSSD.CO.BC.No.13/09.01.03/2016-17 August 25, 2016 The Chairman / Managing Director Public and Private Sector Banks Dear Sir / Madam, Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular FIDD.GSSD.CO.BC.NO. 19/09.01.03/2015-16 dated January 21, 2016 on interest subvention scheme under National Rural Livelihoods Mission (NRLM). 2. The revised guidelines for th
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Aug 11, 2016
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending status for Factoring Transactions
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/37 FIDD.CO.Plan.BC.10/04.09.01/2016-17 August 11, 2016 The Chairman/ Managing Director/Chief Executive Officer[All Scheduled Commercial Banks(excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending status for Factoring Transactions Please refer to Master Direction FIDD.CO.Plan.1/04.09.01/2016-17 dated July 7, 2016 on Priority Sector Lending (PSL) and Guidelines dated December 3, 2014 for setting up of and operating the Trade Receivables D
																									
                                                				
																											
                                            				
																								RBI/2016-17/37 FIDD.CO.Plan.BC.10/04.09.01/2016-17 August 11, 2016 The Chairman/ Managing Director/Chief Executive Officer[All Scheduled Commercial Banks(excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending status for Factoring Transactions Please refer to Master Direction FIDD.CO.Plan.1/04.09.01/2016-17 dated July 7, 2016 on Priority Sector Lending (PSL) and Guidelines dated December 3, 2014 for setting up of and operating the Trade Receivables D
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Aug 04, 2016
																									
																									
                                                
																							
                                                
																									
																									Union Budget - 2016-17 Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/32 FIDD.CO.FSD.BC.No 9/05.02.001/2016-17 August 4, 2016 To, The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Union Budget – 2016-17 Interest Subvention Scheme As directed by the Government of India and in pursuance of the budget announcement relating to the Interest Subvention Scheme 2016-17 (the Scheme) it is advised that Government of India has approved the implementation of the Scheme for the yea
																									
                                                				
																											
                                            				
																								RBI/2016-17/32 FIDD.CO.FSD.BC.No 9/05.02.001/2016-17 August 4, 2016 To, The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Union Budget – 2016-17 Interest Subvention Scheme As directed by the Government of India and in pursuance of the budget announcement relating to the Interest Subvention Scheme 2016-17 (the Scheme) it is advised that Government of India has approved the implementation of the Scheme for the yea
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jul 28, 2016
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending -Targets and Classification- Bank loans to MFIs for on-lending - Qualifying asset - Revised loan limit
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2016-17/27 FIDD.CO.Plan.BC.No.8/04.09.001/2016-17 July 28, 2016 The Chairman/ Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks (excluding RRBs)] Dear Sir/ Madam, Priority Sector Lending –Targets and Classification- Bank loans to MFIs for on-lending - Qualifying asset - Revised loan limit Please refer to paragraph 19 (b) (iv) of the Master Direction on Priority Sector Lending – Targets and Classification FIDD.CO.Plan.No.1/04.09.001/2016-17
																									
                                                				
																											
                                            				
																								RBI/2016-17/27 FIDD.CO.Plan.BC.No.8/04.09.001/2016-17 July 28, 2016 The Chairman/ Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks (excluding RRBs)] Dear Sir/ Madam, Priority Sector Lending –Targets and Classification- Bank loans to MFIs for on-lending - Qualifying asset - Revised loan limit Please refer to paragraph 19 (b) (iv) of the Master Direction on Priority Sector Lending – Targets and Classification FIDD.CO.Plan.No.1/04.09.001/2016-17
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jun 30, 2016
																									
																									
                                                
																							
                                                
																									
																									Performance Audit of Crop Insurance Schemes
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/442FIDD.No.FSD.BC.28/05.10.007/2015-16 June 30, 2016 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks(excluding Regional Rural Banks) Madam / Sir, Performance Audit of Crop Insurance Schemes The Comptroller and Auditor General is conducting a performance audit of agricultural crop insurance schemes to examine the efficacy of crop insurance in providing succour to farmers who suffer damage to their crops. This audit is p
																									
                                                				
																											
                                            				
																								RBI/2015-16/442FIDD.No.FSD.BC.28/05.10.007/2015-16 June 30, 2016 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks(excluding Regional Rural Banks) Madam / Sir, Performance Audit of Crop Insurance Schemes The Comptroller and Auditor General is conducting a performance audit of agricultural crop insurance schemes to examine the efficacy of crop insurance in providing succour to farmers who suffer damage to their crops. This audit is p
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jun 09, 2016
																									
																									
                                                
																							
                                                
																									
																									National Rural livelihoods Mission (NRLM) - Aajeevika - Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/420 FIDD.GSSD.CO.BC.No.26/09.01.03/2015-16 June 09, 2016 The Chairman / Managing Director All Public Sector Banks Dear Sir / Madam, National Rural livelihoods Mission (NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular FIDD.GSSD.CO.BC.No.19/09.01.03/2015-16 January 21, 2016 enclosing guidelines on interest subvention scheme under National Rural Livelihoods Mission (NRLM). 2. In partial modification of the Scheme, Ministry of Rural 
																									
                                                				
																											
                                            				
																								RBI/2015-16/420 FIDD.GSSD.CO.BC.No.26/09.01.03/2015-16 June 09, 2016 The Chairman / Managing Director All Public Sector Banks Dear Sir / Madam, National Rural livelihoods Mission (NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular FIDD.GSSD.CO.BC.No.19/09.01.03/2015-16 January 21, 2016 enclosing guidelines on interest subvention scheme under National Rural Livelihoods Mission (NRLM). 2. In partial modification of the Scheme, Ministry of Rural 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jun 02, 2016
																									
																									
                                                
																							
                                                
																									
																									Implementation of Supreme Court Orders in Writ Petition by Swaraj Abhiyan against Union of India and others- Guidelines on Relief Measures by banks in areas affected by Natural Calamities
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/416 FIDD.FSD.BC.No.25/05.10.001/2015-16 June 2, 2016 The Chairman/ Managing Director / Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Madam / Sir Implementation of Supreme Court Orders in Writ Petition by Swaraj Abhiyan against Union of India and others- Guidelines on Relief Measures by banks in areas affected by Natural Calamities During the hearing of the captioned Writ Petition, the Hon'ble Supreme Court has d
																									
                                                				
																											
                                            				
																								RBI/2015-16/416 FIDD.FSD.BC.No.25/05.10.001/2015-16 June 2, 2016 The Chairman/ Managing Director / Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Madam / Sir Implementation of Supreme Court Orders in Writ Petition by Swaraj Abhiyan against Union of India and others- Guidelines on Relief Measures by banks in areas affected by Natural Calamities During the hearing of the captioned Writ Petition, the Hon'ble Supreme Court has d
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												May 05, 2016
																									
																									
                                                
																							
                                                
																									
																									Discontinuation of Statements on Special Agriculture Credit Plan (SACP)
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/391 FIDD. No. FSD. BC.24/05.05.014/2015-16 May 5, 2016 The Chairman/ Managing Director / Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Madam / Dear Sir, Discontinuation of Statements on Special Agriculture Credit Plan (SACP) In order to monitor and augment the flow of credit to Agriculture, Special Agriculture Credit Plans (SACP) were introduced for Public Sector banks in 1994 and extended to Private Sector Bank
																									
                                                				
																											
                                            				
																								RBI/2015-16/391 FIDD. No. FSD. BC.24/05.05.014/2015-16 May 5, 2016 The Chairman/ Managing Director / Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Madam / Dear Sir, Discontinuation of Statements on Special Agriculture Credit Plan (SACP) In order to monitor and augment the flow of credit to Agriculture, Special Agriculture Credit Plans (SACP) were introduced for Public Sector banks in 1994 and extended to Private Sector Bank
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Apr 07, 2016
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending Certificates
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/366 FIDD.CO.Plan.BC.23/04.09.01/2015-16 April 7, 2016 The Chairman/ Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks (including Regional Rural Banks)/ Urban Co-operative Banks/ Local Area Banks] Dear Sir/ Madam, Priority Sector Lending Certificates Please refer to Para VIII of Circular FIDD.CO.Plan.BC 54/04.09.01/2014 – 15 dated April 23, 2015 on Priority Sector Lending - Targets and Classifications about introduction of Priority 
																									
                                                				
																											
                                            				
																								RBI/2015-16/366 FIDD.CO.Plan.BC.23/04.09.01/2015-16 April 7, 2016 The Chairman/ Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks (including Regional Rural Banks)/ Urban Co-operative Banks/ Local Area Banks] Dear Sir/ Madam, Priority Sector Lending Certificates Please refer to Para VIII of Circular FIDD.CO.Plan.BC 54/04.09.01/2014 – 15 dated April 23, 2015 on Priority Sector Lending - Targets and Classifications about introduction of Priority 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Apr 07, 2016
																									
																									
                                                
																							
                                                
																									
																									Deendayal Antyodaya Yojana (DAY)-National Urban Livelihoods Mission
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/360FIDD.GSSD.CO.BC.No.22/09.16.03/2015-16 April 07, 2016 The Chairman/ Managing Director All Scheduled Commercial Banks Dear Sir/Madam, Deendayal Antyodaya Yojana (DAY)-National Urban Livelihoods Mission Please refer to Master circular FIDD.GSSD.CO.BC.No.10/09.16.03/2015-16 dated July 30, 2015 on National Urban Livelihoods Mission (NULM) Scheme. 2. With a view to improving the livelihood opportunities for the poor in urban areas, Ministry of Housing and Ur
																									
                                                				
																											
                                            				
																								RBI/2015-16/360FIDD.GSSD.CO.BC.No.22/09.16.03/2015-16 April 07, 2016 The Chairman/ Managing Director All Scheduled Commercial Banks Dear Sir/Madam, Deendayal Antyodaya Yojana (DAY)-National Urban Livelihoods Mission Please refer to Master circular FIDD.GSSD.CO.BC.No.10/09.16.03/2015-16 dated July 30, 2015 on National Urban Livelihoods Mission (NULM) Scheme. 2. With a view to improving the livelihood opportunities for the poor in urban areas, Ministry of Housing and Ur
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 17, 2016
																									
																									
                                                
																							
                                                
																									
																									Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs)
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/338FIDD.MSME & NFS.BC.No.21/06.02.31/2015-16 March 17, 2016 All Scheduled Commercial Banks (Excluding RRBs) Madam / Sir, Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs) In order to provide a simpler and faster mechanism to address the stress in the accounts of MSMEs and to facilitate the promotion and development of MSMEs, the Ministry of Micro, Small and Medium Enterprises, Government of India, vide their Gazett
																									
                                                				
																											
                                            				
																								RBI/2015-16/338FIDD.MSME & NFS.BC.No.21/06.02.31/2015-16 March 17, 2016 All Scheduled Commercial Banks (Excluding RRBs) Madam / Sir, Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs) In order to provide a simpler and faster mechanism to address the stress in the accounts of MSMEs and to facilitate the promotion and development of MSMEs, the Ministry of Micro, Small and Medium Enterprises, Government of India, vide their Gazett
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 17, 2016
																									
																									
                                                
																							
                                                
																									
																									Pradhan Mantri Fasal Bima Yojana
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/341 FIDD.No.FSD.BC.20/05.10.007/2015-16 March 17, 2016 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Pradhan Mantri Fasal Bima Yojana As you are aware, Government of India has recently approved Pradhan Mantri Fasal Bima Yojana (PMFBY) which would replace the existing schemes of National Agricultural Insurance Scheme (NAIS) & Modified National Agricultural Insuran
																									
                                                				
																											
                                            				
																								RBI/2015-16/341 FIDD.No.FSD.BC.20/05.10.007/2015-16 March 17, 2016 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Pradhan Mantri Fasal Bima Yojana As you are aware, Government of India has recently approved Pradhan Mantri Fasal Bima Yojana (PMFBY) which would replace the existing schemes of National Agricultural Insurance Scheme (NAIS) & Modified National Agricultural Insuran
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jan 21, 2016
																									
																									
                                                
																							
                                                
																									
																									National Rural Livelihoods Mission (NRLM) - Aajeevika - Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/296 FIDD. GSSD. CO. BC .No. 19/09.01.03/2015-16 January 21, 2016 The Chairman / Managing Director All Public Sector BanksDear Sir / Madam, National Rural Livelihoods Mission (NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular FIDD.GSSD.CO.BC.NO.45/09.01.03/2014-15 dated December 09, 2014 on interest subvention scheme under National Rural Livelihoods Mission (NRLM). 2. The revised guidelines for the year 2015-16 on Interest Subventi
																									
                                                				
																											
                                            				
																								RBI/2015-16/296 FIDD. GSSD. CO. BC .No. 19/09.01.03/2015-16 January 21, 2016 The Chairman / Managing Director All Public Sector BanksDear Sir / Madam, National Rural Livelihoods Mission (NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular FIDD.GSSD.CO.BC.NO.45/09.01.03/2014-15 dated December 09, 2014 on interest subvention scheme under National Rural Livelihoods Mission (NRLM). 2. The revised guidelines for the year 2015-16 on Interest Subventi
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jan 14, 2016
																									
																									
                                                
																							
                                                
																									
																									Financial Literacy Centres (FLCs) - Revised Guidelines
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/286 FIDD.FLC.BC.No.18/12.01.018/2015-16 January 14, 2016 To Chairman/MD & CEO Scheduled Commercial Banks(Including RRBs) Dear Sir/Madam, Financial Literacy Centres (FLCs) – Revised Guidelines Please refer to our circulars RPCD.FLC.No.12452/12.01.018/2011-12 dated June 6, 2012 and RPCD.FLC.No.7641/12.01.018/ 2012-13 dated January 31, 2013 issuing operational guidelines for conduct of financial literacy camps by FLCs and rural branches of banks. Subseque
																									
                                                				
																											
                                            				
																								RBI/2015-16/286 FIDD.FLC.BC.No.18/12.01.018/2015-16 January 14, 2016 To Chairman/MD & CEO Scheduled Commercial Banks(Including RRBs) Dear Sir/Madam, Financial Literacy Centres (FLCs) – Revised Guidelines Please refer to our circulars RPCD.FLC.No.12452/12.01.018/2011-12 dated June 6, 2012 and RPCD.FLC.No.7641/12.01.018/ 2012-13 dated January 31, 2013 issuing operational guidelines for conduct of financial literacy camps by FLCs and rural branches of banks. Subseque
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jan 14, 2016
																									
																									
                                                
																							
                                                
																									
																									Direct Benefit Transfer (DBT) Scheme - Seeding of Aadhaar in Bank Accounts - Clarification
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/289 FIDD.CO.LBS.BC. No.17/02.01.001/2015-16 January 14, 2016 The Chairman and Managing Director Scheduled Commercial Banks including RRBs Dear Sir/Madam, Direct Benefit Transfer (DBT) Scheme – Seeding of Aadhaar in Bank Accounts – Clarification Please refer to circular RPCD.CO.LBS.BC.No.11/02.01.001/2013-14 dated July 9, 2013 regarding the use of Aadhaar to facilitate delivery of social welfare benefits by direct credit to the bank accounts of beneficiarie
																									
                                                				
																											
                                            				
																								RBI/2015-16/289 FIDD.CO.LBS.BC. No.17/02.01.001/2015-16 January 14, 2016 The Chairman and Managing Director Scheduled Commercial Banks including RRBs Dear Sir/Madam, Direct Benefit Transfer (DBT) Scheme – Seeding of Aadhaar in Bank Accounts – Clarification Please refer to circular RPCD.CO.LBS.BC.No.11/02.01.001/2013-14 dated July 9, 2013 regarding the use of Aadhaar to facilitate delivery of social welfare benefits by direct credit to the bank accounts of beneficiarie
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Dec 31, 2015
																									
																									
                                                
																							
                                                
																									
																									Roadmap for opening brick and mortar branches in villages with population more than 5000 without a bank branch of a scheduled commercial bank
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/277 FIDD.CO.LBS.BC.No. 82 /02.01.001/2015-16 December 31, 2015 The Chairman and Managing Director SLBC Convenor Banks Dear Sir/Madam, Roadmap for opening brick and mortar branches in villages with population more than 5000 without a bank branch of a scheduled commercial bank You are aware that SLBC Convenor banks were advised vide circular RPCD.CO.LBS.BC. No. 86/02.01.001/2011-12 dated June 19, 2012 to prepare a roadmap to provide banking services in all u
																									
                                                				
																											
                                            				
																								RBI/2015-16/277 FIDD.CO.LBS.BC.No. 82 /02.01.001/2015-16 December 31, 2015 The Chairman and Managing Director SLBC Convenor Banks Dear Sir/Madam, Roadmap for opening brick and mortar branches in villages with population more than 5000 without a bank branch of a scheduled commercial bank You are aware that SLBC Convenor banks were advised vide circular RPCD.CO.LBS.BC. No. 86/02.01.001/2011-12 dated June 19, 2012 to prepare a roadmap to provide banking services in all u
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Dec 03, 2015
																									
																									
                                                
																							
                                                
																									
																									Regional Rural Banks - Priority Sector Lending - Targets and Classification
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/257 FIDD.CO.Plan.BC.No.14/04.09.01/2015-16 December 3, 2015 The Chairman All Regional Rural Banks Dear Sir/Madam, Regional Rural Banks - Priority Sector Lending – Targets and Classification During the last decade, Regional Rural Banks (RRBs) have undergone significant structural and operational changes, be it two-phased amalgamation, implementation of CBS platform or recapitalization, inter alia. Considering the growing significance of RRBs in pursuit of f
																									
                                                				
																											
                                            				
																								RBI/2015-16/257 FIDD.CO.Plan.BC.No.14/04.09.01/2015-16 December 3, 2015 The Chairman All Regional Rural Banks Dear Sir/Madam, Regional Rural Banks - Priority Sector Lending – Targets and Classification During the last decade, Regional Rural Banks (RRBs) have undergone significant structural and operational changes, be it two-phased amalgamation, implementation of CBS platform or recapitalization, inter alia. Considering the growing significance of RRBs in pursuit of f
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Nov 19, 2015
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending - Targets and Classification
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/241 FIDD.CO.Plan.BC. 13/04.09.01/2015-16 November 18, 2015 The Chairman/ Managing Director Chief Executive Officer [All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending – Targets and ClassificationIt was communicated vide our Circular No. FIDD.CO.Plan.BC.08/04.09.01/2015-16 dated July 16, 2015 on the captioned subject, that the system-wide average of the last three years achievement with regard to overal
																									
                                                				
																											
                                            				
																								RBI/2015-16/241 FIDD.CO.Plan.BC. 13/04.09.01/2015-16 November 18, 2015 The Chairman/ Managing Director Chief Executive Officer [All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending – Targets and ClassificationIt was communicated vide our Circular No. FIDD.CO.Plan.BC.08/04.09.01/2015-16 dated July 16, 2015 on the captioned subject, that the system-wide average of the last three years achievement with regard to overal
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Aug 27, 2015
																									
																									
                                                
																							
                                                
																									
																									Streamlining flow of credit to Micro and Small Enterprises (MSEs) for facilitating timely and adequate credit flow during their ‘Life Cycle’
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/160 FIDD.MSME & NFS.BC.No.60/06.02.31/2015-16 August 27, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir / Madam, Streamlining flow of credit to Micro and Small Enterprises (MSEs) for facilitating timely and adequate credit flow during their ‘Life Cycle’ Micro and small units are more prone to facing financial difficulties during their Life Cycle than large enterprises / corporates when the business conditions turn adverse
																									
                                                				
																											
                                            				
																								RBI/2015-16/160 FIDD.MSME & NFS.BC.No.60/06.02.31/2015-16 August 27, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir / Madam, Streamlining flow of credit to Micro and Small Enterprises (MSEs) for facilitating timely and adequate credit flow during their ‘Life Cycle’ Micro and small units are more prone to facing financial difficulties during their Life Cycle than large enterprises / corporates when the business conditions turn adverse
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Aug 13, 2015
																									
																									
                                                
																							
                                                
																									
																									Union Budget - 2015-16 Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/152 FIDD.No.FSD.BC.59/05.04.02/2015-16 August 13, 2015 The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Union Budget - 2015-16 Interest Subvention Scheme Please refer to our letter FIDD CO.FSD.No.10740/05.04.02/2014-15 dated June 17, 2015 conveying extension of Interest Subvention Scheme upto July 31, 2015. In this regard, it is advised that Government of India has approved the implementation of the
																									
                                                				
																											
                                            				
																								RBI/2015-16/152 FIDD.No.FSD.BC.59/05.04.02/2015-16 August 13, 2015 The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Union Budget - 2015-16 Interest Subvention Scheme Please refer to our letter FIDD CO.FSD.No.10740/05.04.02/2014-15 dated June 17, 2015 conveying extension of Interest Subvention Scheme upto July 31, 2015. In this regard, it is advised that Government of India has approved the implementation of the
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jul 16, 2015
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending - Targets and Classification
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2015-16/132 FIDD.CO.Plan.BC.08/04.09.01/2015-16 July 16, 2015 The Chairman/ Managing Director Chief Executive Officer [All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending – Targets and ClassificationPlease refer to our Master Circular No. FIDD.CO.Plan.BC.04/04.09.01/2015-16 dated July 1, 2015 on the above subject. 2. The target for direct lending by banks to agriculture under Priority Sector Norms has aimed to 
																									
                                                				
																											
                                            				
																								RBI/2015-16/132 FIDD.CO.Plan.BC.08/04.09.01/2015-16 July 16, 2015 The Chairman/ Managing Director Chief Executive Officer [All Scheduled Commercial Banks (excluding Regional Rural Banks)] Dear Sir/ Madam, Priority Sector Lending – Targets and ClassificationPlease refer to our Master Circular No. FIDD.CO.Plan.BC.04/04.09.01/2015-16 dated July 1, 2015 on the above subject. 2. The target for direct lending by banks to agriculture under Priority Sector Norms has aimed to 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jun 11, 2015
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending - Revised Reporting System
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/639 FIDD.CO.Plan.BC.No.58/04.09.001/2014-15 June 11, 2015 The Chairman / Managing Director /Chief Executive Officer[All scheduled commercial banks(excluding regional rural banks)] Madam/Dear Sir, Priority Sector Lending - Revised Reporting System As you are aware, priority sector guidelines have been revised vide circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015, wherein it was advised that separate guidelines relating to priority sector da
																									
                                                				
																											
                                            				
																								RBI/2014-15/639 FIDD.CO.Plan.BC.No.58/04.09.001/2014-15 June 11, 2015 The Chairman / Managing Director /Chief Executive Officer[All scheduled commercial banks(excluding regional rural banks)] Madam/Dear Sir, Priority Sector Lending - Revised Reporting System As you are aware, priority sector guidelines have been revised vide circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015, wherein it was advised that separate guidelines relating to priority sector da
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												May 28, 2015
																									
																									
                                                
																							
                                                
																									
																									National Urban Livelihoods Mission (NULM ) - Reporting Format
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/613 FIDD.CO.GSSD.BC.No.57/09.16.003/2014 - 15 May 28, 2015 The Chairman / Managing Director All Scheduled Commercial Banks Dear Sir, National Urban Livelihoods Mission (NULM ) - Reporting Format Please refer to our Circular RPCD.CO.GSSD.BC.No.26/09.16.03/2014-15 dated August 14, 2014 on Self Employment Programme (SEP) under National Urban Livelihoods Mission (NULM). 2. In order to monitor progress of the targets vis a vis achievement under NULM, Banks are 
																									
                                                				
																											
                                            				
																								RBI/2014-15/613 FIDD.CO.GSSD.BC.No.57/09.16.003/2014 - 15 May 28, 2015 The Chairman / Managing Director All Scheduled Commercial Banks Dear Sir, National Urban Livelihoods Mission (NULM ) - Reporting Format Please refer to our Circular RPCD.CO.GSSD.BC.No.26/09.16.03/2014-15 dated August 14, 2014 on Self Employment Programme (SEP) under National Urban Livelihoods Mission (NULM). 2. In order to monitor progress of the targets vis a vis achievement under NULM, Banks are 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												May 21, 2015
																									
																									
                                                
																							
                                                
																									
																									SHG-Bank Linkage Programme - Revision of progress reports
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/607 FIDD.FID.BC.No.56/12.01.033/2014-15 May 21, 2015 The Chairman / Managing Director Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam, SHG-Bank Linkage Programme – Revision of progress reports In terms of our Circular RPCD.CO.MFFI.BC.No.103/12.01.01/2006-07 dated June 20, 2007 on Microfinance – Submission of progress report and Master Circular RPCD.FID.BC.No.06/12.01.033/2014-15 dated July 01, 2014 on SHG Bank Linka
																									
                                                				
																											
                                            				
																								RBI/2014-15/607 FIDD.FID.BC.No.56/12.01.033/2014-15 May 21, 2015 The Chairman / Managing Director Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam, SHG-Bank Linkage Programme – Revision of progress reports In terms of our Circular RPCD.CO.MFFI.BC.No.103/12.01.01/2006-07 dated June 20, 2007 on Microfinance – Submission of progress report and Master Circular RPCD.FID.BC.No.06/12.01.033/2014-15 dated July 01, 2014 on SHG Bank Linka
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Apr 23, 2015
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending-Targets and Classification
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/573 FIDD.CO.Plan.BC.54/04.09.01/2014-15 April 23, 2015 The Chairman / Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Dear Sir/ Madam, PRIORITY SECTOR LENDING-TARGETS AND CLASSIFICATION An Internal Working Group (IWG) was set up in July 2014 to revisit the existing priority sector lending guidelines. The report of the IWG was placed in the public domain inviting comments. The recommendations of 
																									
                                                				
																											
                                            				
																								RBI/2014-15/573 FIDD.CO.Plan.BC.54/04.09.01/2014-15 April 23, 2015 The Chairman / Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Dear Sir/ Madam, PRIORITY SECTOR LENDING-TARGETS AND CLASSIFICATION An Internal Working Group (IWG) was set up in July 2014 to revisit the existing priority sector lending guidelines. The report of the IWG was placed in the public domain inviting comments. The recommendations of 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Apr 16, 2015
																									
																									
                                                
																							
                                                
																									
																									Union Budget - 2015-16 Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/557FIDD.No.FSD.BC.53/05.04.02/2014-15 April 16, 2015 The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir / Madam Union Budget – 2015-16 Interest Subvention Scheme Please refer to our Circular FIDD. No. FSD.BC. 48/05.04.02/2014-15 dated January 21, 2015 on Interest Subvention Scheme for Short-term Crop Loans for the year 2014-15. As regards the Scheme for the year 2015-16, Government of India (GoI) has advise
																									
                                                				
																											
                                            				
																								RBI/2014-15/557FIDD.No.FSD.BC.53/05.04.02/2014-15 April 16, 2015 The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir / Madam Union Budget – 2015-16 Interest Subvention Scheme Please refer to our Circular FIDD. No. FSD.BC. 48/05.04.02/2014-15 dated January 21, 2015 on Interest Subvention Scheme for Short-term Crop Loans for the year 2014-15. As regards the Scheme for the year 2015-16, Government of India (GoI) has advise
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 25, 2015
																									
																									
                                                
																							
                                                
																									
																									Guidelines for Relief Measures by Banks in Areas Affected by Natural Calamities
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/512 FIDD.No.FSD.BC.52/05.10.001/2014-15 March 25, 2015 The Chairman/Managing Director/Chief Executive Officer All scheduled commercial banks (excluding Regional Rural Banks) Madam / Dear Sir, GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our ‘Master Circular RPCD.No.FSD.BC.07/05.04.02/2014-15 dated July 1, 2014’ on the above subject. The guidelines contained in the above circular have been revisited taking 
																									
                                                				
																											
                                            				
																								RBI/2014-15/512 FIDD.No.FSD.BC.52/05.10.001/2014-15 March 25, 2015 The Chairman/Managing Director/Chief Executive Officer All scheduled commercial banks (excluding Regional Rural Banks) Madam / Dear Sir, GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our ‘Master Circular RPCD.No.FSD.BC.07/05.04.02/2014-15 dated July 1, 2014’ on the above subject. The guidelines contained in the above circular have been revisited taking 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Mar 13, 2015
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending - Persons with Disabilities (PwD) - Inclusion under Weaker Sections
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/499 FIDD.CO.Plan.BC.51/04.09.01/2014-15 March 13, 2015 The Chairman / Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Dear Sir/Madam, Priority Sector Lending - Persons with Disabilities (PwD) – Inclusion under Weaker Sections Please refer to Paragraph IV of our Master Circular RPCD.CO.Plan.BC 10/04.09.01/2014-15 dated July 1, 2014 on Priority Sector Lending-Targets and Classification. 2. It has 
																									
                                                				
																											
                                            				
																								RBI/2014-15/499 FIDD.CO.Plan.BC.51/04.09.01/2014-15 March 13, 2015 The Chairman / Managing Director/ Chief Executive Officer [All Scheduled Commercial Banks, (excluding Regional Rural Banks)] Dear Sir/Madam, Priority Sector Lending - Persons with Disabilities (PwD) – Inclusion under Weaker Sections Please refer to Paragraph IV of our Master Circular RPCD.CO.Plan.BC 10/04.09.01/2014-15 dated July 1, 2014 on Priority Sector Lending-Targets and Classification. 2. It has 
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Feb 25, 2015
																									
																									
                                                
																							
                                                
																									
																									Priority Sector Lending- Targets and Classification -Overdraft in PMJDY accounts
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/477FIDD.CO.Plan.BC 50 /04.09.01/2014-15 February 25, 2015 The Chairman/ Managing Director/ Chief Executive Officer[All scheduled commercial banks(excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending- Targets and Classification –Overdraft in PMJDY accounts Please refer to our Master Circular RPCD.CO.Plan.BC 10/04.09.01/2014-15 dated July 01, 2014 on Priority Sector Lending- Targets and Classification. 2. It has been decided that overdrafts ext
																									
                                                				
																											
                                            				
																								RBI/2014-15/477FIDD.CO.Plan.BC 50 /04.09.01/2014-15 February 25, 2015 The Chairman/ Managing Director/ Chief Executive Officer[All scheduled commercial banks(excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending- Targets and Classification –Overdraft in PMJDY accounts Please refer to our Master Circular RPCD.CO.Plan.BC 10/04.09.01/2014-15 dated July 01, 2014 on Priority Sector Lending- Targets and Classification. 2. It has been decided that overdrafts ext
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jan 28, 2015
																									
																									
                                                
																							
                                                
																									
																									Dispensing with ‘No Due Certificate’ for lending by banks
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/430 FIDD.CO.LBS.BC.No.49/02.01.001/2014-15 January 28, 2015 The Chairmen & Managing Directors All Scheduled Commercial Banks (including RRBs) Dear Sir/Madam, Dispensing with ‘No Due Certificate’ for lending by banks Please refer to our circular RPCD.LBS (SAA).BC.No.62/08.01.00/2004-05 dated December 8, 2004 on Relaxation in Service Area norms. Further, in terms of circular RPCD.PLFS.BC.No.85/05.04.02/2006-07 dated April 30, 2007 on ‘Simplification of t
																									
                                                				
																											
                                            				
																								RBI/2014-15/430 FIDD.CO.LBS.BC.No.49/02.01.001/2014-15 January 28, 2015 The Chairmen & Managing Directors All Scheduled Commercial Banks (including RRBs) Dear Sir/Madam, Dispensing with ‘No Due Certificate’ for lending by banks Please refer to our circular RPCD.LBS (SAA).BC.No.62/08.01.00/2004-05 dated December 8, 2004 on Relaxation in Service Area norms. Further, in terms of circular RPCD.PLFS.BC.No.85/05.04.02/2006-07 dated April 30, 2007 on ‘Simplification of t
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jan 21, 2015
																									
																									
                                                
																							
                                                
																									
																									Union Budget - 2014-15 Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/417 FIDD.No.FSD.BC.48/05.04.02/2014-15 January 21, 2015 To, The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Union Budget - 2014-15 Interest Subvention Scheme As directed by the Government of India and in pursuance of the budget announcement made by the Finance Minister relating to the Interest Subvention Scheme 2014-15, Interest subvention of 2 % p.a. will be made available to Public Sector Banks (
																									
                                                				
																											
                                            				
																								RBI/2014-15/417 FIDD.No.FSD.BC.48/05.04.02/2014-15 January 21, 2015 To, The Chairman / Managing Director All Public & Private Sector Scheduled Commercial Banks Dear Sir/Madam Union Budget - 2014-15 Interest Subvention Scheme As directed by the Government of India and in pursuance of the budget announcement made by the Finance Minister relating to the Interest Subvention Scheme 2014-15, Interest subvention of 2 % p.a. will be made available to Public Sector Banks (
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Jan 02, 2015
																									
																									
                                                
																							
                                                
																									
																									Roadmap-Provision of Banking Services in Villages with Population below 2000
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/382 FIDD.CO.LBS.BC.No. 47/02.01.001/2014-15 January 2, 2015 CMDs of all SLBC Convenor Banks and Lead Banks Dear Sir/Madam, Roadmap-Provision of Banking Services in Villages with Population below 2000 You are aware that the Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by the Hon’ble Prime Minister on 28th August, 2014 and Phase I of PMJDY is being implemented through banks in a time bound manner for completion by August 14, 2015. 2. In this connectio
																									
                                                				
																											
                                            				
																								RBI/2014-15/382 FIDD.CO.LBS.BC.No. 47/02.01.001/2014-15 January 2, 2015 CMDs of all SLBC Convenor Banks and Lead Banks Dear Sir/Madam, Roadmap-Provision of Banking Services in Villages with Population below 2000 You are aware that the Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by the Hon’ble Prime Minister on 28th August, 2014 and Phase I of PMJDY is being implemented through banks in a time bound manner for completion by August 14, 2015. 2. In this connectio
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Dec 10, 2014
																									
																									
                                                
																							
                                                
																									
																									RIDF and other funds
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/345 FIDD.CO.Plan.BC.46/04.09.59/2014-15 December 10, 2014 The Chairman/Managing Director/ Chief Executive Officer (All Scheduled Commercial Banks excluding RRBs) Dear Sir/Madam, RIDF and other funds Please refer to our Circular RPCD.CO.Plan.BC.66/04.09.54/2011-12 dated March 16, 2012 on the above subject. In this connection, it has been decided to restructure the classification of shortfall and interest payable to banks falling in these categories on depos
																									
                                                				
																											
                                            				
																								RBI/2014-15/345 FIDD.CO.Plan.BC.46/04.09.59/2014-15 December 10, 2014 The Chairman/Managing Director/ Chief Executive Officer (All Scheduled Commercial Banks excluding RRBs) Dear Sir/Madam, RIDF and other funds Please refer to our Circular RPCD.CO.Plan.BC.66/04.09.54/2011-12 dated March 16, 2012 on the above subject. In this connection, it has been decided to restructure the classification of shortfall and interest payable to banks falling in these categories on depos
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        
																									
																												Dec 09, 2014
																									
																									
                                                
																							
                                                
																									
																									National Rural livelihoods Mission (NRLM) - Aajeevika - Interest Subvention Scheme
																										 
																												
																												
                                                
																							  
                                            
                                            	
																					
                                            
																													RBI/2014-15/342 FIDD.GSSD.CO.BC.No.45/09.01.03/ 2014-15 December 09, 2014 The Chairman / Managing Director All Public and Private Sector Banks Dear Sir / Madam, National Rural livelihoods Mission (NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular RPCD.GSSD.CO.BC.No.57/09.01.03/2013-14 dated November 19, 2013 on Interest Subvention Scheme under National Rural Livelihoods Mission (NRLM). 2. The revised guidelines for the year 2014-15 on Interes
																									
                                                				
																											
                                            				
																								RBI/2014-15/342 FIDD.GSSD.CO.BC.No.45/09.01.03/ 2014-15 December 09, 2014 The Chairman / Managing Director All Public and Private Sector Banks Dear Sir / Madam, National Rural livelihoods Mission (NRLM) – Aajeevika - Interest Subvention Scheme Please refer to our circular RPCD.GSSD.CO.BC.No.57/09.01.03/2013-14 dated November 19, 2013 on Interest Subvention Scheme under National Rural Livelihoods Mission (NRLM). 2. The revised guidelines for the year 2014-15 on Interes
                                            
																					
                                           
                                            
                                          
																					
																					
                                           
													
										
										
										
												
                                                
                                        Page Last Updated on: November 23, 2022