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  Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended June 2024
Sl. No.   MCLR
Overnight
Pre-Shipment
Up to 180 days Beyond 180 days-270 days
Rate of Interest Interest Rate for Rate of Interest Interest Rate for
    60 per cent or     60 per cent or
    more business     more business
Min Max Min Max Min Max Min Max
(A) Public sector banks                  
1 BANK OF BARODA 8.10 6.90 12.90 7.04 10.35 6.75 11.35 7.99 10.15
2 BANK OF INDIA 8.10                
3 BANK OF MAHARASHTRA 8.20 5.50 11.05 5.50 8.60        
4 CANARA BANK 8.15 7.25 18.35 7.25 18.35 7.25 18.35 7.25 18.35
5 CENTRAL BANK OF INDIA 8.00 10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.15 6.50 14.00 6.50 14.00 6.50 14.00 6.50 14.00
7 INDIAN OVERSEAS BANK 8.10 8.50 10.15 8.50 10.15 8.50 10.15 8.50 10.15
8 PUNJAB AND SIND BANK 8.10 6.75 9.90 6.75 9.10 6.75 14.70 6.75 14.70
9 PUNJAB NATIONAL BANK 8.25 4.75 16.50 4.75 13.00 4.75 16.50 4.75 13.75
10 STATE BANK OF INDIA 8.10   16.65 5.03 6.13        
11 UCO BANK 8.10 6.00 9.05 6.00 8.60 6.00 9.00 6.00 8.80
12 UNION BANK OF INDIA 8.15   16.40 6.08 7.60 7.31 16.75 9.95 14.50
(B) Private banks                  
13 AXIS BANK LIMITED 9.10 5.50 10.30 7.75 9.10 6.20 13.10 8.25 9.85
14 BANDHAN BANK LIMITED 6.41                
15 CITY UNION BANK LIMITED 7.55 8.40 14.50 9.50 10.50 8.40 14.50 8.40 10.50
16 CSB BANK LIMITED 8.50                
17 DCB BANK LIMITED 10.38 7.00 12.00 7.00 12.00        
18 DHANLAXMI BANK LIMITED 8.20 6.90 12.65 11.40 11.40 10.50 12.65 10.50 12.65
19 FEDERAL BANK LTD 9.45 7.75 20.50 8.65 10.50 7.50 19.00 7.55 8.95
20 HDFC BANK LTD. 8.95 5.23 8.43 5.54 6.67 6.50 7.00 6.50 6.91
21 ICICI BANK LIMITED 8.60 9.50 19.50 9.50 19.00 8.50 11.50 8.50 9.00
22 IDBI BANK LIMITED 8.35 7.25 16.75 7.25 8.40 7.25 19.70 7.75 12.15
23 IDFC FIRST BANK LIMITED 10.05 7.74 11.50 8.95 9.25 9.00 9.00 9.00 9.00
24 INDUSIND BANK LTD 10.10 7.00 18.75 7.82 10.50 8.29 10.65 9.92 10.50
25 JAMMU & KASHMIR BANK LTD 8.05 10.20 10.70 10.45 10.45 10.95 11.45 11.20 11.20
26 KARNATAKA BANK LTD 9.50                
27 KARUR VYSYA BANK LTD 9.35 6.00 18.20 7.00 10.50        
28 KOTAK MAHINDRA BANK LTD. 8.70 7.70 9.65 8.25 9.15 9.00 9.00 9.00 9.00
29 NAINITAL BANK LTD 7.95                
30 RBL BANK LTD 9.15 4.70 13.75 5.70 8.75 6.95 7.55 7.05 7.30
31 SOUTH INDIAN BANK LTD 9.75 9.25 9.25 9.25 9.25 8.90 9.71 8.90 9.50
32 TAMILNAD MERCANTILE BANK LTD 7.85 6.45 19.35 6.45 19.35 6.45 15.90 6.45 15.90
33 YES BANK LTD. 9.20 7.22 10.90 7.22 9.00        
(C ) Foreign banks                  
34 AB BANK PLC 1.42                
35 AMERICAN EXPRESS BANKING CORP. 5.83                
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.40                
37 BANK OF AMERICA , NATIONAL ASSOCIATION 7.05 6.99 9.15 7.28 7.43 7.50 7.50 7.50 7.50
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.30 7.30 9.50 7.30 9.50        
39 BANK OF CEYLON 9.59 10.42 12.42 10.42 12.42        
40 BANK OF CHINA LIMITED 4.69                
41 BANK OF NOVA SCOTIA                  
42 BARCLAYS BANK PLC 8.05 7.95 8.25 7.95 8.25        
43 BNP PARIBAS 8.02 5.65 6.75 5.70 6.39        
44 CITIBANK N.A 6.95 7.18 11.71 7.81 9.29 7.66 9.30 7.93 9.00
45 COOPERATIEVE RABOBANK U.A. 0.00                
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.73 8.30 10.25 8.30 10.15 7.57 7.57 7.57 7.57
47 CTBC BANK CO., LTD. 7.90 7.25 8.25 7.50 7.85 7.47 7.85 7.47 7.85
48 DBS BANK INDIA LIMITED 8.80 7.80 13.50 8.20 8.86 8.20 11.75 8.20 8.70
49 DEUTSCHE BANK AG 8.35 7.88 9.95 8.39 8.81 8.04 12.00 8.04 12.00
50 DOHA BANK Q.P.S.C. 7.50                
51 EMIRATES NBD BANK (P.J.S.C.) 8.20 6.01 7.85 6.03 7.85        
52 FIRST ABU DHABI BANK PJSC 7.30                
53 FIRSTRAND BANK LTD                  
54 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.13 7.10 7.10 7.10 7.10        
55 INDUSTRIAL BANK OF KOREA 6.32                
56 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.10 7.54 8.52 7.67 8.02        
57 KEB HANA BANK 9.25 7.80 7.80 7.80 7.80        
58 KOOKMIN BANK 8.57                
59 MASHREQ BANK PSC 8.66                
60 MIZUHO BANK LTD 8.15 7.56 10.01 7.73 7.87 8.05 8.05 8.05 8.05
61 MUFG BANK, LTD. 6.70 8.30 8.95 8.35 8.95        
62 NATWEST MARKETS PLC                  
63 NONGHYUP BANK 8.00                
64 PT BANK MAYBANK INDONESIA TBK   8.82 8.94 8.88 8.88        
65 QATAR NATIONAL BANK (Q.P.S.C) 7.60                
66 SBERBANK 8.24                
67 SBM BANK (INDIA) LIMITED 9.40 6.78 10.95 6.78 6.78        
68 SHINHAN BANK 9.45 7.60 9.50 7.60 8.75        
69 SOCIETE GENERALE 7.40                
70 SONALI BANK PLC 1.67                
71 STANDARD CHARTERED BANK 6.65 4.62 11.75 5.75 6.95 4.60 4.60 4.60 4.60
72 SUMITOMO MITSUI BANKING CORPORATION 7.70 7.85 8.50 7.95 8.00        
73 THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED 8.50 6.37 10.23 7.35 10.23 7.66 9.45 7.66 9.45
74 UNITED OVERSEAS BANK LTD 7.15 7.19 7.19 7.19 7.19        
75 WOORI BANK 8.17                
76 CREDIT SUISSE 6.19                
Table 6A: Bankwise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended June 2024
Sl. No. Banks MCLR
Overnight
Cash Credit Demand Loan Term Loan (All tenures)
Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
    60 per cent or     60 per cent or     60 per cent or
    more business     more business     more business
(A) Public sector banks   Min Max Min Max Min Max Min Max Min Max Min Max
1 BANK OF BARODA 8.10 7.00 16.50 9.20 15.60 8.25 16.50 8.75 10.25 8.70 16.50 8.70 16.50
2 BANK OF INDIA 8.10 4.00 22.00 7.00 17.10 4.00 30.00 6.90 18.75 4.00 24.75 5.50 19.09
3 BANK OF MAHARASHTRA 8.20 4.50 15.30 4.50 10.40 5.00 15.30 5.00 8.40 6.00 15.30 6.00 10.20
4 CANARA BANK 8.15 8.90 18.35 8.90 18.35 8.90 18.35 8.90 18.35 8.22 18.35 8.22 18.35
5 CENTRAL BANK OF INDIA 8.00 6.50 16.25 7.00 13.75 7.00 14.75 7.00 13.75 6.50 16.25 7.30 15.25
6 INDIAN BANK 8.15 4.00 17.90 4.85 17.90 6.00 10.80 6.00 10.80 4.00 16.50 4.00 16.50
7 INDIAN OVERSEAS BANK 8.10 8.95 15.90 8.95 15.90 11.80 12.60 11.80 12.60 8.75 15.90 8.75 15.90
8 PUNJAB AND SIND BANK 8.10 6.50 14.95 7.90 13.85 5.40 14.70 6.65 9.95 4.00 14.95 7.35 13.85
9 PUNJAB NATIONAL BANK 8.25 6.60 15.85 8.30 14.40 4.50 14.15 7.10 8.80 4.00 17.25 5.50 11.75
10 STATE BANK OF INDIA 8.10   29.65 7.00 10.50   20.15 8.55 9.75   20.40   11.65
11 UCO BANK 8.10 4.00 16.50 9.50 16.50 4.00 15.00 7.25 9.15 4.00 17.00 6.70 13.00
12 UNION BANK OF INDIA 8.15   36.50 8.60 11.05   36.00 7.33 8.90   36.00 7.50 11.10
(B) Private banks                          
13 AXIS BANK LIMITED 9.10 8.50 13.60 9.20 11.75 11.20 18.65 12.60 16.15 6.32 12.20 6.90 9.80
14 BANDHAN BANK LIMITED 6.41 9.00 19.97 9.60 11.70         9.00 29.00 9.10 22.95
15 CITY UNION BANK LIMITED 7.55 8.25 19.00 9.60 11.25 6.00 19.00 8.90 9.70 3.00 19.75 8.00 12.25
16 CSB BANK LIMITED 8.50 8.31 19.30 10.00 12.40   25.75 9.60 12.65 4.00 26.00 9.00 25.00
17 DCB BANK LIMITED 10.38 11.00 15.00 12.00 15.00 9.00 11.00 9.00 10.00 9.00 26.00 9.00 26.00
18 DHANLAXMI BANK LIMITED 8.20 6.90 22.50 10.50 14.95 5.75 23.00 8.75 10.00 4.00 30.18 8.70 12.10
19 FEDERAL BANK LTD 9.45 5.00 20.95 8.50 12.38 4.00 28.00 9.10 11.90 2.50 26.00 8.25 10.05
20 HDFC BANK LTD. 8.95 8.40 12.00 8.90 10.56 7.78 9.67 8.03 9.00 6.05 24.98 6.10 17.64
21 ICICI BANK LIMITED 8.60 6.25 20.00 9.00 15.50 1.25 19.50 7.75 10.50 2.50 21.50 7.75 10.75
22 IDBI BANK LIMITED 8.35 5.80 21.35 9.00 13.40 5.40 31.40 7.25 10.20 1.50 25.00 7.17 11.15
23 IDFC FIRST BANK LIMITED 10.05 7.00 47.88 10.50 42.00 8.45 14.50 8.80 10.80 2.00 36.00 9.10 24.50
24 INDUSIND BANK LTD 10.10 6.50 27.75 8.71 10.89 4.75 47.40 5.15 47.40 4.00 31.50 6.55 24.00
25 JAMMU & KASHMIR BANK LTD 8.05 4.00 16.50 7.00 12.45 7.25 14.10 7.25 11.95 4.00 19.00 7.47 12.00
26 KARNATAKA BANK LTD 9.50         5.00 19.75 9.89 11.99 4.50 19.65 7.01 11.52
27 KARUR VYSYA BANK LTD 9.35 6.50 18.40 9.25 11.50 4.00 19.50 9.60 9.70 4.00 21.70 8.90 12.20
28 KOTAK MAHINDRA BANK LTD. 8.70 8.65 11.25 8.90 9.80 7.85 10.60 8.05 9.00 2.85 29.96 7.90 25.00
29 NAINITAL BANK LTD 7.95 7.00 17.25 9.10 11.30 4.00 17.00 7.80 7.80 4.00 16.60 7.70 12.00
30 RBL BANK LTD 9.15 3.50 47.88 3.50 47.88 4.00 13.55 7.20 11.90 2.00 47.88 2.00 47.88
31 SOUTH INDIAN BANK LTD 9.75 8.75 15.47 9.30 12.45 6.96 16.00 7.14 9.60 7.34 12.95 7.50 11.25
32 TAMILNAD MERCANTILE BANK LTD 7.85 7.00 17.90 7.00 17.90 5.95 19.35 5.95 19.35 4.00 19.70 4.00 19.70
33 YES BANK LTD. 9.20 7.00 18.00 7.00 18.00 7.05 16.00 7.46 9.50 4.00 26.00 5.25 26.00
(C ) Foreign banks                          
34 AB BANK PLC 1.42 11.00 11.00 11.00 11.00         9.00 9.00 9.00 9.00
35 AMERICAN EXPRESS BANKING CORP. 5.83         12.00 47.88 42.00 47.88        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.40         7.30 9.92 7.30 8.49 7.40 10.30 7.40 9.93
37 BANK OF AMERICA , NATIONAL ASSOCIATION 7.05         5.80 9.88 7.59 8.16 4.99 9.75 8.00 8.80
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.30 8.75 12.40 8.75 12.40 6.55 9.40 6.55 9.40 6.00 15.00 6.00 15.00
39 BANK OF CEYLON 9.59 8.50 15.00 8.50 15.00 7.00 13.84 7.00 13.84 6.50 13.00 6.50 13.00
40 BANK OF CHINA LIMITED 4.69         7.50 7.50 7.50 7.50 8.05 8.40 8.05 8.40
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 8.05         7.53 9.16 7.53 9.15 6.40 12.00 6.46 11.29
43 BNP PARIBAS 8.02 7.71 19.75 7.86 9.36 5.15 10.35 7.80 8.65 5.30 11.44 5.30 10.25
44 CITIBANK N.A 6.95 7.31 9.58 7.54 8.95 8.07 9.22 8.29 8.89 6.95 10.45 6.95 9.47
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.73 7.57 10.25 8.30 10.15 7.84 10.35 8.10 8.60 4.70 10.90 7.75 9.50
47 CTBC BANK CO., LTD. 7.90 8.75 8.75 8.75 8.75 7.25 9.50 7.59 8.10 7.00 9.50 7.51 9.16
48 DBS BANK INDIA LIMITED 8.80         6.50 21.00 8.80 12.00 5.95 29.00 8.05 18.49
49 DEUTSCHE BANK AG 8.35         7.54 12.00 7.90 8.29 7.54 22.50 8.62 15.95
50 DOHA BANK Q.P.S.C. 7.50         7.50 9.85 8.00 8.70 2.00 12.75 7.70 9.85
51 EMIRATES NBD BANK (P.J.S.C.) 8.20         6.01 9.40 7.85 8.15 8.23 8.79 8.26 8.74
52 FIRST ABU DHABI BANK PJSC 7.30                 6.85 12.05 8.15 10.00
53 FIRSTRAND BANK LTD                          
54 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.13         7.42 8.80 7.42 8.80 7.70 10.56 7.70 10.56
55 INDUSTRIAL BANK OF KOREA 6.32         7.40 8.80 7.40 8.80 7.60 9.53 7.60 9.53
56 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.10         5.83 11.77 7.56 8.04 5.74 9.04 5.89 8.08
57 KEB HANA BANK 9.25         7.00 11.50 7.55 8.27 7.25 9.95 7.25 9.59
58 KOOKMIN BANK 8.57         7.50 9.00 7.50 8.00 7.50 11.50 7.70 11.00
59 MASHREQ BANK PSC 8.66         8.10 9.85 8.10 9.85 9.00 10.71 9.00 10.71
60 MIZUHO BANK LTD 8.15 8.40 13.20 8.70 9.60 7.46 10.30 7.85 8.40 6.70 10.85 8.05 9.75
61 MUFG BANK, LTD. 6.70         7.60 12.45 8.15 8.85 5.10 12.07 6.97 8.80
62 NATWEST MARKETS PLC                          
63 NONGHYUP BANK 8.00         7.48 7.70 7.48 7.70 8.40 8.40 8.40 8.40
64 PT BANK MAYBANK INDONESIA TBK           8.10 8.19 8.16 8.16 8.24 11.36 8.24 11.36
65 QATAR NATIONAL BANK (Q.P.S.C) 7.60 8.25 10.15 10.15 10.15 7.70 9.57 7.85 8.50 5.70 11.50 8.00 9.90
66 SBERBANK 8.24                 8.65 13.75 8.65 13.75
67 SBM BANK (INDIA) LIMITED 9.40 9.70 12.60 10.00 12.15 9.40 12.00 9.45 12.00 6.15 23.00 6.78 14.75
68 SHINHAN BANK 9.45         7.39 11.96 7.80 8.50 3.00 16.50 8.45 10.35
69 SOCIETE GENERALE 7.40         7.35 8.35 7.35 7.60 5.85 9.20 5.85 9.20
70 SONALI BANK PLC 1.67 12.50 13.50 12.50 13.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
71 STANDARD CHARTERED BANK 6.65 12.05 45.63 45.63 45.63 7.50 18.00 8.10 9.24 1.00 21.00 8.46 12.75
72 SUMITOMO MITSUI BANKING CORPORATION 7.70         7.40 10.75 7.70 8.80 5.60 11.75 8.02 9.91
73 THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED 8.50         5.65 35.00 7.18 12.35 2.50 42.00 4.94 42.00
74 UNITED OVERSEAS BANK LTD 7.15         7.75 8.57 7.75 8.57        
75 WOORI BANK 8.17         7.48 14.76 7.55 7.93 8.36 12.00 8.36 10.30
76 CREDIT SUISSE 6.19                        
Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended June 2024
Sl.No.   MCLR
Overnight
Post-Shipment
Demand Bills Usance Bills Up to 90 days Usance bills beyond 90 days and up to 180 days
Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
    60 per cent or   60 per cent or     60 per cent or
    more business     more business     more business
Min Max Min Max Min Max Min Max Min Max Min Max
(A) Public sector banks                          
1 BANK OF BARODA 8.10 6.15 10.90 7.54 9.80 7.05 10.90 7.09 10.15 7.60 10.90 9.65 10.25
2 BANK OF INDIA 8.10                        
3 BANK OF MAHARASHTRA 8.20         7.40 15.30 7.40 7.90        
4 CANARA BANK 8.15                        
5 CENTRAL BANK OF INDIA 8.00         10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.15         6.50 14.00 6.50 14.00        
7 INDIAN OVERSEAS BANK 8.10         9.00 10.65 9.00 10.65 8.75 10.40 8.75 10.40
8 PUNJAB AND SIND BANK 8.10         5.30 11.41 5.30 9.25 6.05 12.00 6.41 9.25
9 PUNJAB NATIONAL BANK 8.25 9.50 17.50 9.50 17.50 6.90 17.50 6.90 17.50 9.50 14.00 9.50 14.00
10 STATE BANK OF INDIA 8.10   17.25   6.90   17.25   6.90        
11 UCO BANK 8.10                        
12 UNION BANK OF INDIA 8.15   14.95   7.15   19.41   7.55   17.75   7.32
(B) Private banks                          
13 AXIS BANK LIMITED 9.10 6.20 7.50 6.25 7.40 5.25 7.40 5.25 6.40 5.25 14.15 5.50 8.75
14 BANDHAN BANK LIMITED 6.41                        
15 CITY UNION BANK LIMITED 7.55 8.50 15.75 9.00 10.20 8.50 15.75 9.50 10.50 8.50 15.75 9.50 10.50
16 CSB BANK LIMITED 8.50                        
17 DCB BANK LIMITED 10.38                        
18 DHANLAXMI BANK LIMITED 8.20         8.00 12.50 8.00 11.00        
19 FEDERAL BANK LTD 9.45 6.33 12.75 8.70 9.25 3.35 14.40 7.28 9.25 4.52 14.40 6.17 9.25
20 HDFC BANK LTD. 8.95 5.31 8.05 5.82 6.69 6.54 6.54 6.54 6.54        
21 ICICI BANK LIMITED 8.60 7.75 9.00 8.00 8.00 7.50 19.00 9.00 19.00 7.50 19.00 9.00 19.00
22 IDBI BANK LIMITED 8.35                        
23 IDFC FIRST BANK LIMITED 10.05         9.00 9.50 9.00 9.50 8.75 9.50 8.75 9.50
24 INDUSIND BANK LTD 10.10 8.95 10.50 10.00 10.00 7.08 18.75 8.10 10.50 7.18 12.25 7.21 10.50
25 JAMMU & KASHMIR BANK LTD 8.05 9.50 11.25 11.25 11.25 10.20 10.70 10.45 10.45 10.45 10.95 10.70 10.70
26 KARNATAKA BANK LTD 9.50                        
27 KARUR VYSYA BANK LTD 9.35                        
28 KOTAK MAHINDRA BANK LTD. 8.70         8.50 10.50 9.00 10.50 8.90 9.90 9.00 9.90
29 NAINITAL BANK LTD 7.95                        
30 RBL BANK LTD 9.15         6.65 11.65 6.65 11.65 5.65 10.90 6.75 8.75
31 SOUTH INDIAN BANK LTD 9.75 8.75 10.50 9.30 9.90 8.20 11.70 8.75 9.90 8.25 10.50 8.50 10.10
32 TAMILNAD MERCANTILE BANK LTD 7.85 5.49 9.35 5.49 9.35 5.49 15.85 5.49 15.85 6.40 10.70 6.40 10.70
33 YES BANK LTD. 9.20         7.74 10.90 7.74 10.90 8.43 10.90 8.60 10.90
(C ) Foreign banks                          
34 AB BANK PLC 1.42                        
35 AMERICAN EXPRESS BANKING CORP. 5.83                        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.40                 8.50 8.50 8.50 8.50
37 BANK OF AMERICA , NATIONAL ASSOCIATION 7.05                        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.30                 7.55 8.50 7.55 8.50
39 BANK OF CEYLON 9.59 10.42 12.42 10.42 12.42                
40 BANK OF CHINA LIMITED 4.69                        
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 8.05         8.15 8.24 8.15 8.24 7.95 7.95 7.95 7.95
43 BNP PARIBAS 8.02                        
44 CITIBANK N.A 6.95         7.38 10.06 7.54 8.51 7.61 9.93 8.24 9.32
45 COOPERATIEVE RABOBANK U.A. 0.00                        
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.73                        
47 CTBC BANK CO., LTD. 7.90                        
48 DBS BANK INDIA LIMITED 8.80         5.75 11.50 8.59 9.50 5.75 11.75 8.45 9.50
49 DEUTSCHE BANK AG 8.35         8.14 9.04 8.14 9.04 8.09 8.92 8.11 8.16
50 DOHA BANK Q.P.S.C. 7.50                        
51 EMIRATES NBD BANK (P.J.S.C.) 8.20                        
52 FIRST ABU DHABI BANK PJSC 7.30                        
53 FIRSTRAND BANK LTD                          
54 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.13         7.10 7.32 7.10 7.32 7.20 7.50 7.20 7.50
55 INDUSTRIAL BANK OF KOREA 6.32                        
56 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.10                        
57 KEB HANA BANK 9.25                        
58 KOOKMIN BANK 8.57                        
59 MASHREQ BANK PSC 8.66                        
60 MIZUHO BANK LTD 8.15                        
61 MUFG BANK, LTD. 6.70         8.40 8.40 8.40 8.40        
62 NATWEST MARKETS PLC                          
63 NONGHYUP BANK 8.00                        
64 PT BANK MAYBANK INDONESIA TBK                          
65 QATAR NATIONAL BANK (Q.P.S.C) 7.60                        
66 SBERBANK 8.24                        
67 SBM BANK (INDIA) LIMITED 9.40                        
68 SHINHAN BANK 9.45         8.35 8.50 8.35 8.50        
69 SOCIETE GENERALE 7.40                        
70 SONALI BANK PLC 1.67 10.50 16.00 10.50 16.00                
71 STANDARD CHARTERED BANK 6.65         4.50 11.00 6.17 8.21 4.50 10.50 5.85 7.50
72 SUMITOMO MITSUI BANKING CORPORATION 7.70                        
73 THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED 8.50 8.05 8.90 8.90 8.90 7.91 9.93 7.91 9.93 7.91 10.02 8.11 10.02
74 UNITED OVERSEAS BANK LTD 7.15                        
75 WOORI BANK 8.17                        
76 CREDIT SUISSE 6.19                        
Table 8: Bank Group-wise Weighted Average Lending Rates (WALR)
(On Fresh Rupee Loans Sanctioned)
(Per cent)
Month Public Sector Banks Private Sector Banks Foreign Banks All SCBs
Mar-13 11.38 11.87 11.12 11.46
Jun-13 11.43 11.64 10.60 11.40
Sep-13 11.82 12.32 12.18 11.96
Dec-13 11.64 12.01 11.17 11.70
Mar-14 11.38 12.19 11.38 11.57
Jun-14 11.55 12.09 10.91 11.60
Sep-14 11.32 12.17 10.94 11.52
Dec-14 11.27 12.09 10.69 11.45
Mar-15 10.86 11.93 10.50 11.07
Jun-15 10.90 11.68 10.33 11.03
Sep-15 10.63 11.30 10.18 10.77
Dec-15 10.44 11.19 9.61 10.59
Mar-16 10.29 10.97 10.01 10.47
Jun-16 10.38 10.84 9.47 10.43
Sep-16 10.17 10.99 9.47 10.35
Dec-16 10.03 10.51 9.24 10.12
Mar-17 9.56 10.12 9.42 9.74
Jun-17 9.37 9.75 8.97 9.50
Sep-17 9.31 9.59 9.38 9.42
Dec-17 9.36 9.52 9.10 9.41
Mar-18 9.04 9.87 9.16 9.34
Jun-18 9.11 9.92 9.15 9.45
Sep-18 9.45 10.06 9.32 9.67
Dec-18 9.38 10.44 9.54 9.79
Mar-19 9.09 10.59 9.63 9.69
Jun-19 9.20 10.32 9.10 9.66
Sep-19 9.05 10.18 8.92 9.52
Dec-19 8.69 10.00 8.64 9.23
Mar-20 8.48 9.29 8.28 8.71
Jun-20 8.06 8.74 7.20 8.28
Sep-20 7.98 8.66 6.72 8.22
Dec-20 7.55 8.70 7.24 8.02
Mar-21 7.24 9.07 6.17 7.92
Jun-21 7.50 8.29 5.75 7.73
Sep-21 7.20 8.98 5.88 7.90
Dec-21 7.16 8.62 6.03 7.72
Mar-22 6.90 8.81 5.92 7.63
Jun-22 7.26 8.90 6.67 7.91
Sep-22 7.81 9.69 7.44 8.59
Dec-22 8.22 9.67 8.70 8.88
Mar-23 8.67 10.08 8.86 9.32
Jun-23 8.50 9.99 8.83 9.20
Sep-23 8.63 10.18 9.31 9.38
Dec-23 8.51 10.20 9.52 9.32
Note: WALR have been computed based on data submitted by banks.
Data are provisional.
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended December 2023
Sl.   MCLR
Overnight
Pre-Shipment
 No.   Up to 180 days Beyond 180 days-270 days
    Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or     60 per cent or
        more business     more business
    Min Max Min Max Min Max Min Max
(A) Public sector banks                  
1 BANK OF BARODA 8.00 6.55 17.75 7.50 17.25 8.25 17.75 9.35 17.25
2 BANK OF INDIA 8.00                
3 BANK OF MAHARASHTRA 8.00 5.00 11.70 5.00 8.40        
4 CANARA BANK 8.00 7.26 18.60 7.26 18.60 8.75 18.60 8.75 18.60
5 CENTRAL BANK OF INDIA 7.95 10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.10 6.50 14.00 6.50 14.00 6.50 14.00 6.50 14.00
7 INDIAN OVERSEAS BANK 8.00 8.30 10.65 8.30 10.65 8.30 9.65 8.30 9.65
8 PUNJAB AND SIND BANK 7.90 5.00 9.65 5.25 8.95 6.10 8.85 6.75 7.65
9 PUNJAB NATIONAL BANK 8.20 2.45 16.50 4.50 11.65 4.45 17.50 4.45 13.60
10 STATE BANK OF INDIA 8.00 5.33 16.55 5.33 8.05        
11 UCO BANK 8.00 6.00 8.60 6.00 8.60 6.00 8.80 6.00 8.80
12 UNION BANK OF INDIA 7.90 6.18 22.95 6.18 7.55 5.82 24.10 6.85 16.25
(B) Private banks                  
13 AXIS BANK LIMITED 9.05 5.75 10.55 7.75 9.05 6.40 13.00 7.95 9.50
14 BANDHAN BANK LIMITED 7.07                
15 CITY UNION BANK LIMITED 8.40 8.50 14.50 9.75 11.00 8.50 14.50 9.00 11.00
16 CSB BANK LIMITED 7.30                
17 DCB BANK LIMITED 10.46 7.00 13.00 7.00 13.00        
18 FEDERAL BANK LTD 8.20 7.40 20.50 8.25 10.50 7.47 19.00 8.25 9.00
19 HDFC BANK LTD. 9.35 5.16 7.91 5.50 7.34 3.10 5.64 3.80 5.64
20 ICICI BANK LIMITED 8.70 10.25 19.50 19.00 19.00 9.75 15.00 9.75 10.25
21 IDBI BANK LIMITED 8.50 6.40 16.75 7.35 9.50 6.40 18.70 9.50 12.15
22 IDFC FIRST BANK LIMITED 8.30 7.74 11.50 8.00 9.50        
23 INDUSIND BANK LTD 9.50 6.55 18.75 8.00 11.00 8.57 11.00 9.30 9.30
24 JAMMU AND KASHMIR BANK LTD 9.85 8.85 16.50 8.85 8.85 4.85 16.50 8.85 8.85
25 KARNATAKA BANK LTD 8.10                
26 KARUR VYSYA BANK LTD 9.15 5.50 18.20 6.90 10.50        
27 KOTAK MAHINDRA BANK LTD. 9.10 7.80 9.75 8.35 9.30 8.10 9.00 9.00 9.00
28 NAINITAL BANK LTD 8.50                
29 RBL BANK LTD 7.65 4.70 11.65 5.40 9.10 6.30 7.15 6.40 6.90
30 SOUTH INDIAN BANK LTD 9.25 8.90 11.88 8.90 11.77 9.35 9.85 9.35 9.85
31 TAMILNAD MERCANTILE BANK LTD 9.50 9.45 28.75 9.45 28.75 9.45 22.75 9.45 22.75
32 THE DHANALAKSHMI BANK LTD 7.75 6.91 15.35 11.40 11.40 10.70 15.35 10.70 12.65
33 YES BANK LTD. 9.00 6.04 12.76 7.65 10.50 9.20 10.00 9.20 9.20
(C ) Foreign banks                  
34 AB BANK LIMITED 5.57                
35 AMERICAN EXPRESS BANKING CORP. 5.47                
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45 8.01 8.04 8.01 8.04        
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.15 6.98 9.15 7.25 7.36        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35 6.90 14.65 6.90 14.65        
39 BANK OF CEYLON 9.43 9.42 11.42 9.42 11.42        
40 BANK OF CHINA 5.81                
41 BANK OF NOVA SCOTIA                  
42 BARCLAYS BANK PLC 7.95 8.10 8.45 8.16 8.45        
43 BNP PARIBAS 8.00 5.65 8.26 5.70 6.15        
44 CITIBANK N A 6.80 7.23 11.73 7.92 9.46 7.69 7.69 7.69 7.69
45 COOPERATIEVE RABOBANK U.A.                  
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.66 7.51 10.20 8.20 10.20        
47 CREDIT SUISSE AG 5.66                
48 CTBC BANK CO., LTD. 7.14 7.20 8.40 7.50 7.85 7.60 7.85 7.60 7.85
49 DBS BANK LTD. 8.75 7.70 11.65 8.18 9.00 8.50 11.75 9.25 9.45
50 DEUTSCHE BANK AG 7.95 7.92 9.08 8.18 8.38 9.00 12.00 12.00 12.00
51 DOHA BANK QSC 7.15                
52 EMIRATES NBD BANK (P.J.S.C.) 8.30 6.03 6.15 6.07 6.15        
53 FIRST ABU DHABI BANK PJSC 5.90                
54 FIRSTRAND BANK LTD                  
55 HANA BANK 9.25 7.80 7.80 7.80 7.80        
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.45 4.38 11.91 5.45 8.92 5.08 6.45 5.45 6.45
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 6.87 6.90 6.90 6.90 6.90        
58 INDUSTRIAL BANK OF KOREA 7.15                
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25 7.53 8.83 7.89 8.65        
60 KOOKMIN BANK 8.15                
61 MASHREQ BANK PSC 8.42                
62 MIZUHO BANK LTD 8.35 7.19 10.09 7.76 7.76 7.95 7.95 7.95 7.95
63 MUFG BANK LTD. 7.15 8.20 8.40 8.20 8.40        
64 NATWEST MARKETS PLC                  
65 PT BANK MAYBANK INDONESIA TBK   8.99 9.04 9.01 9.01        
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.90                
67 SBERBANK 7.95                
68 SBM BANK (INDIA)LTD 9.30 6.77 11.70 6.77 6.84 7.15 7.15 7.15 7.15
69 SHINHAN BANK 9.20 7.50 10.40 7.50 9.50        
70 SOCIETE GENERALE 7.35                
71 SONALI BANK 5.35                
72 STANDARD CHARTERED BANK 6.95 4.50 10.75 6.00 7.00        
73 SUMITOMO MITSUI BANKING CORPORATION 7.25 7.25 10.10 8.10 8.10        
74 UNITED OVERSEAS BANK LTD 7.65                
75 WOORI BANK 7.00                
Table 6A: Bank-wise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended December 2023
Sl. Banks MCLR
Overnight
Cash Credit Demand Loan Term Loan (All tenures)
 No.   Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or     60 per cent or     60 per cent or
        more business     more business     more business
(A) Public sector banks   Min Max Min Max Min Max Min Max Min Max Min Max
1 BANK OF BARODA 8.00 7.00 16.45 9.15 15.55 8.20 16.45 8.70 10.20 8.65 16.45 8.65 16.45
2 BANK OF INDIA 8.00 4.00 22.00 7.00 17.10 4.00 30.00 6.75 18.75 4.00 30.00 5.50 19.09
3 BANK OF MAHARASHTRA 8.00 4.00 15.30 4.00 10.50 5.00 15.30 5.00 8.20 5.00 15.30 5.00 10.20
4 CANARA BANK 8.00 8.75 18.60 8.75 18.60 8.75 18.60 8.75 18.60 8.21 18.60 8.21 18.60
5 CENTRAL BANK OF INDIA 7.95 6.50 16.25 7.00 13.75 7.00 14.75 7.00 13.75 6.50 16.25 7.30 15.25
6 INDIAN BANK 8.10 3.80 17.90 3.80 17.90 6.00 11.90 6.00 11.90 3.80 16.50 3.80 16.50
7 INDIAN OVERSEAS BANK 8.00 9.35 15.85 9.35 15.85 11.70 13.80 11.70 13.80 8.00 14.40 8.00 14.40
8 PUNJAB AND SIND BANK 7.90 6.50 14.95 7.90 13.85 5.40 14.70 6.75 9.30 4.00 14.95 7.15 13.85
9 PUNJAB NATIONAL BANK 8.20 3.75 16.25 9.30 10.70 3.00 18.50 7.26 7.75 4.00 17.25 7.00 10.45
10 STATE BANK OF INDIA 8.00 7.00 33.90 7.00 11.05 8.50 20.00 8.50 10.20   20.25   12.00
11 UCO BANK 8.00 4.00 17.00 9.50 17.00 4.00 15.75 7.25 9.12 4.00 17.40 6.70 13.00
12 UNION BANK OF INDIA 7.90 8.40 36.50 8.40 11.20 7.15 36.00 7.15 8.70 7.65 36.00 7.65 11.30
(B) Private banks                          
13 AXIS BANK LIMITED 9.05 8.50 13.60 9.20 11.80 11.15 18.35 12.60 15.85 6.32 11.70 6.85 9.75
14 BANDHAN BANK LIMITED 7.07 9.00 19.97 9.65 11.70         9.00 29.00 9.63 22.50
15 CITY UNION BANK LIMITED 8.40 8.00 19.00 9.50 11.50 5.00 19.00 8.90 9.50 3.00 19.50 8.00 12.50
16 CSB BANK LIMITED 7.30 8.16 19.94 10.05 12.30   42.00 10.10 12.65 4.00 26.00 8.90 25.00
17 DCB BANK LIMITED 10.46 11.00 15.00 11.00 15.00 9.00 11.00 9.00 11.00 5.00 26.00 5.00 26.00
18 FEDERAL BANK LTD 8.20 5.00 20.90 8.50 12.43 4.00 28.00 8.99 11.90 2.50 26.00 8.25 10.15
19 HDFC BANK LTD. 9.35 8.38 12.00 8.90 10.52 7.35 9.59 7.50 8.72 5.15 24.86 5.19 16.74
20 ICICI BANK LIMITED 8.70 7.00 19.50 8.50 15.50 1.50 19.50 7.75 9.50 2.50 22.25 7.75 10.75
21 IDBI BANK LIMITED 8.50 5.90 28.15 8.75 13.15 2.00 31.40 8.30 9.16 3.00 27.20 7.35 10.90
22 IDFC FIRST BANK LIMITED 8.30 7.00 47.88 10.50 42.00 8.40 14.10 8.80 10.60 2.00 36.00 9.24 24.50
23 INDUSIND BANK LTD 9.50 6.50 28.00 8.76 11.06 6.17 47.40 6.98 47.40 4.00 31.50 6.65 24.00
24 JAMMU AND KASHMIR BANK LTD 9.85 4.00 39.45 7.00 12.45 7.25 14.10 7.25 12.95 0.10 20.00 7.10 12.05
25 KARNATAKA BANK LTD 8.10         4.50 20.27 10.12 12.21 4.50 20.00 7.20 11.00
26 KARUR VYSYA BANK LTD 9.15 8.50 20.40 9.25 12.35 4.00 19.50 9.45 9.55 4.00 21.00 8.50 11.60
27 KOTAK MAHINDRA BANK LTD. 9.10 8.50 11.50 8.90 10.00 7.75 10.25 8.00 9.00 1.46 26.03 2.35 25.00
28 NAINITAL BANK LTD 8.50 7.00 17.25 7.00 16.75 4.00 17.00 5.10 13.75 4.00 16.25 4.25 15.75
29 RBL BANK LTD 7.65 7.36 47.88 10.00 47.88 6.50 20.00 6.50 20.00 3.75 47.88 4.50 47.88
30 SOUTH INDIAN BANK LTD 9.25 8.99 15.47 9.50 12.72 7.00 15.50 7.46 9.95 7.25 13.15 7.27 11.35
31 TAMILNAD MERCANTILE BANK LTD 9.50 5.55 20.00 5.55 20.00 6.25 28.75 6.25 28.75 4.00 21.75 4.00 21.75
32 THE DHANALAKSHMI BANK LTD 7.75 6.91 22.50 10.50 14.80 4.25 23.00 8.50 10.00 4.00 30.18 8.50 12.65
33 YES BANK LTD. 9.00 7.00 18.00 7.00 18.00 7.10 16.00 7.30 12.00 2.00 26.00 2.50 26.00
(C ) Foreign banks                          
34 AB BANK LIMITED 5.57                        
35 AMERICAN EXPRESS BANKING CORP. 5.47         12.00 47.88 42.00 47.88        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45         7.60 10.00 7.61 8.60 6.25 10.30 6.25 10.30
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.15         5.80 10.30 7.36 8.15 4.99 9.35 8.03 8.76
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35 6.90 14.65 6.90 10.75 6.55 11.30 6.55 9.00   15.00   15.00
39 BANK OF CEYLON 9.43 9.25 13.00 9.25 13.00 8.50 13.00 8.50 13.00 6.50 13.00 6.50 13.00
40 BANK OF CHINA 5.81         7.75 7.75 7.75 7.75 7.40 8.40 7.40 8.40
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 7.95         7.59 9.45 7.65 9.25 6.40 13.05 6.46 11.00
43 BNP PARIBAS 8.00 7.75 19.75 8.00 9.40 4.80 10.30 6.15 8.66 5.30 11.54 5.30 9.63
44 CITIBANK N A 6.80 7.47 9.96 7.73 9.25 8.07 9.48 8.40 9.20 7.62 10.55 8.17 9.62
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.66 7.51 10.20 8.20 10.20 7.72 10.25 8.05 8.80 4.70 10.90 5.95 9.59
47 CREDIT SUISSE AG 5.66                 6.91 12.00 6.91 12.00
48 CTBC BANK CO., LTD. 7.14         7.20 9.45 7.55 8.12 7.00 10.64 7.75 9.14
49 DBS BANK LTD. 8.75         7.50 15.70 12.00 12.00 4.50 28.00 8.00 17.00
50 DEUTSCHE BANK AG 7.95         7.10 12.95 7.80 8.36 7.88 22.65 8.77 16.50
51 DOHA BANK QSC 7.15         8.35 9.85 8.50 8.75 2.00 12.75 4.00 9.55
52 EMIRATES NBD BANK (P.J.S.C.) 8.30         6.03 8.78 7.93 8.10 8.20 9.05 8.20 9.05
53 FIRST ABU DHABI BANK PJSC 5.90                 6.85 10.99 6.85 10.10
54 FIRSTRAND BANK LTD                          
55 HANA BANK 9.25         7.25 11.50 7.35 8.19 7.25 10.06 7.25 9.74
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.45         4.38 16.00 4.49 13.59 2.50 42.00 6.10 42.00
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 6.87         7.01 8.41 7.68 7.98 7.70 10.08 7.70 10.08
58 INDUSTRIAL BANK OF KOREA 7.15         7.90 8.80 7.90 8.80 7.55 9.53 7.55 9.53
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25         7.19 9.38 7.65 8.51 5.91 9.18 7.73 8.62
60 KOOKMIN BANK 8.15         7.50 9.30 7.50 8.75 7.50 11.50 7.50 11.10
61 MASHREQ BANK PSC 8.42         8.00 9.76 8.00 9.76 8.95 10.47 8.95 10.47
62 MIZUHO BANK LTD 8.35 8.75 13.20 9.50 9.60 7.47 10.70 7.85 8.35 6.70 10.86 7.97 9.80
63 MUFG BANK LTD. 7.15         7.50 11.50 8.15 8.89 5.10 12.00 5.62 8.75
64 NATWEST MARKETS PLC                          
65 PT BANK MAYBANK INDONESIA TBK           8.29 8.33 8.30 8.33 8.35 11.46 8.35 11.46
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.90 8.60 13.13 10.23 10.23 7.50 10.40 8.05 8.35 5.70 10.75 9.15 10.20
67 SBERBANK 7.95                 8.50 13.75 8.50 13.75
68 SBM BANK (INDIA)LTD 9.30 9.25 12.35 9.90 12.15 9.35 12.75 9.35 12.75 6.15 23.00 8.50 13.70
69 SHINHAN BANK 9.20         7.01 11.65 7.80 8.20 3.00 16.50 8.25 10.40
70 SOCIETE GENERALE 7.35         7.25 10.93 7.50 7.98 5.85 9.20 5.85 9.20
71 SONALI BANK 5.35 12.50 13.50 12.50 13.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
72 STANDARD CHARTERED BANK 6.95 12.05 45.63 45.63 45.63 7.12 18.00 7.75 9.45 1.00 22.00 8.45 13.10
73 SUMITOMO MITSUI BANKING CORPORATION 7.25         7.25 10.85 7.85 8.60 5.50 11.75 7.70 9.96
74 UNITED OVERSEAS BANK LTD 7.65         7.46 8.30 7.46 8.30        
75 WOORI BANK 7.00         7.54 14.90 7.54 8.70 8.50 12.00 8.50 10.50
Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended March 2024
Sl.   MCLR
Overnight
Post-Shipment
No.   Demand Bills Usance Bills Up to 90 days Usance bills beyond 90 days and up to 180 days
    Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or   60 per cent or     60 per cent or
        more business     more business     more business
    Min Max Min Max Min Max Min Max Min Max Min Max
(A) Public sector banks                          
1 BANK OF BARODA 8.05 8.12 10.90 9.35 9.90 7.23 11.25 7.59 10.05 6.75 11.25 8.40 10.25
2 BANK OF INDIA 8.10                        
3 BANK OF MAHARASHTRA 8.10         7.40 15.30 7.40 7.90        
4 CANARA BANK 8.15                        
5 CENTRAL BANK OF INDIA 8.00         10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.15         6.50 14.00 6.50 14.00        
7 INDIAN OVERSEAS BANK 8.00         8.90 10.65 8.90 10.65 8.65 10.40 8.65 10.40
8 PUNJAB AND SIND BANK 8.00         4.90 10.75 5.50 7.65 4.90 10.40 5.80 7.90
9 PUNJAB NATIONAL BANK 8.30 6.90 17.50 9.10 17.50 5.90 17.50 6.90 17.50 9.50 14.00 9.50 14.00
10 STATE BANK OF INDIA 8.00   17.25   6.85   17.25   6.85        
11 UCO BANK 8.10                        
12 UNION BANK OF INDIA 8.10   14.95 7.01 9.70   19.41   9.90   17.75   7.27
(B) Private banks                          
13 AXIS BANK LIMITED 9.10 5.50 7.50 6.25 7.00 5.25 7.40 5.25 6.50 5.00 11.85 5.15 6.45
14 BANDHAN BANK LIMITED 7.11                        
15 CITY UNION BANK LIMITED 7.40 8.50 15.75 10.60 11.10 8.50 15.75 9.50 10.50 8.50 15.75 9.50 10.20
16 CSB BANK LIMITED 8.40                        
17 DCB BANK LIMITED 10.22                        
18 FEDERAL BANK LTD 9.46 6.72 12.50 8.70 9.25 1.35 15.30 7.04 9.20 4.52 13.05 6.22 9.08
19 HDFC BANK LTD. 8.95 5.51 8.37 5.85 8.26                
20 ICICI BANK LIMITED 8.60 8.00 8.25 8.00 8.00 8.00 19.00 8.25 8.25 8.00 11.50 8.25 8.25
21 IDBI BANK LIMITED 8.35                        
22 IDFC FIRST BANK LIMITED 9.70         8.75 9.50 8.75 9.50 8.75 9.50 9.00 9.50
23 INDUSIND BANK LTD 10.00 8.35 10.00 8.91 10.00 7.08 18.75 7.08 11.50 7.08 12.75 7.18 11.00
24 JAMMU AND KASHMIR BANK LTD 8.00 9.40 11.25 11.25 11.25 6.75 15.90 6.75 11.25 6.75 15.90 11.25 11.25
25 KARNATAKA BANK LTD 9.10                        
26 KARUR VYSYA BANK LTD 9.25                        
27 KOTAK MAHINDRA BANK LTD. 8.65         8.50 10.50 8.50 10.50 9.00 9.00 9.00 9.00
28 NAINITAL BANK LTD 7.65                        
29 RBL BANK LTD 9.35 8.45 8.55 8.45 8.55 6.57 9.00 6.57 9.00 5.65 12.10 7.93 9.30
30 SOUTH INDIAN BANK LTD 9.80 8.75 11.77 8.80 9.85 8.20 11.00 8.75 9.80 8.25 12.00 8.50 10.50
31 TAMILNAD MERCANTILE BANK LTD 7.75 5.56 12.10 5.56 12.10 6.30 15.85 6.30 15.85 6.60 9.65 6.60 9.65
32 THE DHANALAKSHMI BANK LTD 8.20         8.00 12.50 10.40 10.40        
33 YES BANK LTD. 9.40         7.50 11.00 8.50 10.00 8.23 11.00 8.90 11.00
(C ) Foreign banks                          
34 AB BANK LIMITED 5.98                        
35 AMERICAN EXPRESS BANKING CORP. 5.48                        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45         8.40 8.40 8.40 8.40 8.40 8.50 8.40 8.50
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.30                        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35                 7.75 9.50 7.75 9.50
39 BANK OF CEYLON 9.69 10.39 12.39 10.39 12.39                
40 BANK OF CHINA 5.54                        
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 7.70         8.15 8.28 8.17 8.28        
43 BNP PARIBAS 7.90                        
44 CITIBANK N A 6.60         7.38 11.03 7.53 9.11 7.95 9.61 8.18 8.86
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.44                        
47 CREDIT SUISSE AG 5.39                        
48 CTBC BANK CO., LTD. 7.63                        
49 DBS BANK LTD. 8.80         6.00 15.45 8.75 9.39 6.00 10.25 8.61 10.25
50 DEUTSCHE BANK AG 8.25         8.10 9.17 8.15 8.53 7.30 9.03 7.44 8.15
51 DOHA BANK QSC 7.40                        
52 EMIRATES NBD BANK (P.J.S.C.) 8.30                        
53 FIRST ABU DHABI BANK PJSC 6.40                        
54 FIRSTRAND BANK LTD                          
55 HANA BANK 9.25                        
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.60 5.11 6.00 6.00 6.00 4.98 9.80 4.98 7.01 4.98 7.06 5.27 6.99
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.23         7.00 7.20 7.00 7.20 7.20 7.50 7.20 7.50
58 INDUSTRIAL BANK OF KOREA 6.70                        
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25                        
60 KOOKMIN BANK 8.56                        
61 MASHREQ BANK PSC 8.01                        
62 MIZUHO BANK LTD 8.15                        
63 MUFG BANK LTD. 7.15         8.35 8.35 8.35 8.35        
64 NATWEST MARKETS PLC                          
65 PT BANK MAYBANK INDONESIA TBK                          
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.85                        
67 SBERBANK 8.00                        
68 SBM BANK (INDIA)LTD 9.40                        
69 SHINHAN BANK 9.45         8.30 9.25 8.30 9.25        
70 SOCIETE GENERALE 7.40                        
71 SONALI BANK 7.23 10.50 16.00 10.50 16.00                
72 STANDARD CHARTERED BANK 6.80         4.50 13.00 6.00 10.50 4.50 11.75 6.22 8.19
73 SUMITOMO MITSUI BANKING CORPORATION 7.50         8.90 8.90 8.90 8.90        
74 UNITED OVERSEAS BANK LTD 7.86                        
75 WOORI BANK 7.00                        
Table 6A: Bank-wise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended March 2024
Sl. Banks MCLR
Overnight
Cash Credit Demand Loan Term Loan (All tenures)
 No.   Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or     60 per cent or     60 per cent or
        more business     more business     more business
(A) Public sector banks   Min Max Min Max Min Max Min Max Min Max Min Max
1 BANK OF BARODA 8.05 7.00 16.45 9.15 15.55 8.20 16.45 8.70 10.20 8.65 16.45 8.65 16.45
2 BANK OF INDIA 8.10 4.00 22.00 7.00 17.10 4.00 30.00 6.80 18.75 4.00 30.00 5.50 19.09
3 BANK OF MAHARASHTRA 8.10 4.00 15.30 4.00 10.40 5.00 15.30 5.00 8.30 5.00 15.30 5.00 11.40
4 CANARA BANK 8.15 8.90 18.35 8.90 18.35 8.90 18.35 8.90 18.35 8.21 18.35 8.21 18.35
5 CENTRAL BANK OF INDIA 8.00 6.50 16.25 7.00 13.75 7.00 14.75 7.00 13.75 6.50 16.25 7.30 15.25
6 INDIAN BANK 8.15 3.80 17.90 4.25 17.90 7.20 12.25 7.20 12.25 3.80 15.90 3.80 15.90
7 INDIAN OVERSEAS BANK 8.00 9.35 15.90 9.35 15.90 11.70 12.80 11.70 12.80 8.65 15.50 8.65 15.50
8 PUNJAB AND SIND BANK 8.00 6.50 14.95 7.90 13.85 5.40 14.70 7.40 9.95 4.00 14.95 7.35 13.90
9 PUNJAB NATIONAL BANK 8.30 6.60 15.80 9.30 10.70 5.00 14.90 7.31 7.86 4.00 17.25 7.27 10.25
10 STATE BANK OF INDIA 8.00   33.90 7.00 10.65   20.00 8.55 9.90   20.40   11.55
11 UCO BANK 8.10 4.00 17.00 9.50 17.00 4.00 15.55 7.25 9.15 4.00 17.40 6.70 13.00
12 UNION BANK OF INDIA 8.10   36.50 8.60 11.10   36.00 7.34 8.90   36.00 7.80 11.30
(B) Private banks                          
13 AXIS BANK LIMITED 9.10 8.50 13.60 9.20 11.75 11.20 18.40 12.60 15.95 6.32 11.95 6.85 9.85
14 BANDHAN BANK LIMITED 7.11 9.00 19.97 9.60 11.82         9.00 29.00 9.01 22.95
15 CITY UNION BANK LIMITED 7.40 8.25 19.00 9.60 11.35 5.00 19.00 8.90 9.60 3.00 19.75 8.00 12.40
16 CSB BANK LIMITED 8.40 8.30 19.94 10.00 12.40   42.00 9.50 12.65 4.00 26.00 9.00 25.00
17 DCB BANK LIMITED 10.22 11.00 15.00 11.00 15.00 9.00 10.00 9.00 10.00 9.00 26.00 9.00 26.00
18 FEDERAL BANK LTD 9.46 5.00 20.90 8.50 12.60 4.00 28.00 8.75 11.90 2.50 26.00 8.25 10.15
19 HDFC BANK LTD. 8.95 8.40 12.00 8.90 10.55 7.65 9.75 8.00 8.97 5.15 24.94 5.18 16.92
20 ICICI BANK LIMITED 8.60 6.50 20.00 9.00 15.50 1.25 19.50 7.75 10.50 2.50 21.50 7.75 10.75
21 IDBI BANK LIMITED 8.35 6.50 21.90 9.00 13.15 2.00 31.40 7.25 9.50 1.00 25.25 7.35 11.15
22 IDFC FIRST BANK LIMITED 9.70 7.00 47.88 10.50 42.00 8.40 14.30 9.00 10.65 2.00 36.00 9.10 24.50
23 INDUSIND BANK LTD 10.00 6.50 27.75 9.00 11.14 4.23 47.40 4.23 47.40 4.00 31.50 6.90 24.00
24 JAMMU AND KASHMIR BANK LTD 8.00 4.00 29.95 7.00 12.45 7.10 14.10 7.10 11.95 4.00 19.15 7.10 11.35
25 KARNATAKA BANK LTD 9.10         5.00 19.75 9.50 11.80 4.50 20.08 7.15 10.90
26 KARUR VYSYA BANK LTD 9.25 6.50 18.40 9.00 11.50 4.00 19.50 9.50 9.60 4.00 21.00 8.90 11.00
27 KOTAK MAHINDRA BANK LTD. 8.65 8.50 11.25 8.85 9.85 7.95 11.00 8.25 9.20 2.65 30.05 8.00 25.00
28 NAINITAL BANK LTD 7.65 7.00 17.25 7.00 16.75 4.00 17.00 5.10 13.75 4.00 16.25 4.25 15.75
29 RBL BANK LTD 9.35 7.36 47.88 10.00 47.88 6.50 20.00 6.50 20.00 3.75 47.88 4.50 47.88
30 SOUTH INDIAN BANK LTD 9.80 8.85 15.47 9.40 12.58 7.05 16.13 7.63 9.95 7.25 13.00 7.50 11.30
31 TAMILNAD MERCANTILE BANK LTD 7.75 7.00 19.90 7.00 19.90 5.85 28.75 5.85 28.75 4.00 20.20 4.00 20.20
32 THE DHANALAKSHMI BANK LTD 8.20 6.90 22.50 10.50 14.95 4.25 23.00 8.70 10.00 4.00 30.18 8.65 12.25
33 YES BANK LTD. 9.40 7.00 18.00 7.00 11.50 7.10 16.00 7.48 12.40 2.00 26.00 2.50 26.00
(C ) Foreign banks                          
34 AB BANK LIMITED 5.98 11.00 11.00 11.00 11.00         9.00 9.00 9.00 9.00
35 AMERICAN EXPRESS BANKING CORP. 5.48         12.00 47.88 42.00 47.88        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45         7.65 10.13 7.71 10.00 6.25 10.30 7.40 10.30
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.30         5.80 9.99 7.43 8.22 4.99 9.75 8.03 8.88
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35 7.30 12.85 7.30 10.75 6.55 10.75 6.55 9.00   15.00   15.00
39 BANK OF CEYLON 9.69 10.00 13.05 10.00 13.05 7.00 13.84 7.00 13.84 6.50 13.00 6.50 13.00
40 BANK OF CHINA 5.54         7.60 7.60 7.60 7.60 8.40 8.40 8.40 8.40
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 7.70         7.52 10.26 7.52 10.26 6.40 13.05 6.46 12.00
43 BNP PARIBAS 7.90 7.90 19.75 8.75 9.10 5.15 10.35 7.95 8.80 5.30 11.51 5.30 9.63
44 CITIBANK N A 6.60 7.40 9.75 7.58 9.00 7.98 9.19 8.14 8.87 7.80 10.57 8.16 9.52
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.44 7.42 10.25 7.52 10.15 7.84 10.35 8.15 8.45 4.70 10.90 6.60 9.52
47 CREDIT SUISSE AG 5.39                 6.55 12.00 6.55 12.00
48 CTBC BANK CO., LTD. 7.63         7.30 9.80 7.53 8.30 7.00 9.50 7.52 9.22
49 DBS BANK LTD. 8.80         7.50 15.70 8.80 10.08 5.00 28.00 8.20 17.99
50 DEUTSCHE BANK AG 8.25         7.10 12.00 7.93 8.49 6.95 22.75 8.65 16.25
51 DOHA BANK QSC 7.40         8.00 9.85 8.00 8.70 2.00 12.75 4.00 9.25
52 EMIRATES NBD BANK (P.J.S.C.) 8.30         6.15 8.90 7.88 8.20 8.26 9.05 8.28 9.05
53 FIRST ABU DHABI BANK PJSC 6.40                 6.85 11.88 6.85 10.10
54 FIRSTRAND BANK LTD                          
55 HANA BANK 9.25         7.25 11.50 7.35 8.35 7.25 10.20 7.25 9.67
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.60         3.25 16.00 4.20 13.90 2.50 42.00 6.00 42.00
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.23         7.47 8.78 7.47 8.78 7.70 10.68 7.70 10.68
58 INDUSTRIAL BANK OF KOREA 6.70         7.90 8.80 7.90 8.80 7.60 9.53 7.60 9.53
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25         5.82 9.74 7.65 8.34 5.88 9.12 7.28 8.30
60 KOOKMIN BANK 8.56         7.50 9.30 7.50 9.30 7.50 11.50 7.70 11.00
61 MASHREQ BANK PSC 8.01         8.15 9.89 8.15 9.89 9.05 10.08 9.05 10.08
62 MIZUHO BANK LTD 8.15 8.50 13.20 8.70 9.00 7.53 10.55 7.91 8.55 6.70 10.93 8.15 9.25
63 MUFG BANK LTD. 7.15         7.65 12.45 8.15 8.82 5.10 12.24 6.97 8.95
64 NATWEST MARKETS PLC                          
65 PT BANK MAYBANK INDONESIA TBK           8.22 8.25 8.23 8.25 8.29 11.36 8.29 11.36
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.85 10.23 10.24 10.23 10.24 7.85 10.18 8.00 8.60 5.70 11.50 9.00 10.75
67 SBERBANK 8.00                 8.50 13.75 8.50 13.75
68 SBM BANK (INDIA)LTD 9.40 9.70 12.60 9.80 12.15 9.45 12.75 9.45 10.70 6.15 23.00 8.65 13.70
69 SHINHAN BANK 9.45         7.39 11.65 7.80 8.50 3.00 16.50 8.45 10.40
70 SOCIETE GENERALE 7.40         7.35 10.37 7.50 8.22 5.85 9.20 5.85 9.20
71 SONALI BANK 7.23 12.50 13.50 12.50 13.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
72 STANDARD CHARTERED BANK 6.80 12.05 45.63 45.63 45.63 7.42 18.00 8.00 9.24 1.00 22.00 8.50 13.29
73 SUMITOMO MITSUI BANKING CORPORATION 7.50         7.60 10.85 7.90 8.90 5.60 11.75 8.00 10.06
74 UNITED OVERSEAS BANK LTD 7.86         7.99 8.47 7.99 8.47        
75 WOORI BANK 7.00         7.48 15.02 7.90 8.80 8.50 12.00 8.50 10.50
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended March 2024
Sl.   MCLR
Overnight
Pre-Shipment
 No.   Up to 180 days Beyond 180 days-270 days
    Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or     60 per cent or
        more business     more business
    Min Max Min Max Min Max Min Max
(A) Public sector banks                  
1 BANK OF BARODA 8.05 6.90 12.90 7.59 10.35 7.85 10.85 8.70 10.25
2 BANK OF INDIA 8.10                
3 BANK OF MAHARASHTRA 8.10 5.00 11.05 5.00 8.40        
4 CANARA BANK 8.15 7.27 18.35 7.27 18.35 7.91 18.35 7.91 18.35
5 CENTRAL BANK OF INDIA 8.00 10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.15 6.50 14.00 6.50 14.00 6.50 14.00 6.50 14.00
7 INDIAN OVERSEAS BANK 8.00 8.40 10.15 8.40 10.15 8.40 10.15 8.40 10.15
8 PUNJAB AND SIND BANK 8.00 5.00 9.65 5.50 8.95 6.10 8.85 6.75 8.85
9 PUNJAB NATIONAL BANK 8.30 2.45 16.50 2.45 13.15 2.65 17.50 2.65 13.60
10 STATE BANK OF INDIA 8.00   16.65 5.13 7.33        
11 UCO BANK 8.10 6.00 8.75 6.00 8.60 6.00 8.95 6.00 8.80
12 UNION BANK OF INDIA 8.10   16.40 6.04 7.60 6.10 16.75 6.80 14.45
(B) Private banks                  
13 AXIS BANK LIMITED 9.10 5.55 10.70 7.80 9.10 6.50 13.10 8.15 9.25
14 BANDHAN BANK LIMITED 7.11                
15 CITY UNION BANK LIMITED 7.40 8.75 14.50 9.60 10.60 8.75 14.50 9.10 10.60
16 CSB BANK LIMITED 8.40                
17 DCB BANK LIMITED 10.22 6.00 12.00 6.00 12.00        
18 FEDERAL BANK LTD 9.46 7.65 20.50 8.50 10.15 7.51 19.00 7.55 8.95
19 HDFC BANK LTD. 8.95 5.14 8.30 5.50 6.70 3.80 6.56 3.80 6.56
20 ICICI BANK LIMITED 8.60 11.50 19.50 19.00 19.00 9.00 19.00 9.75 19.00
21 IDBI BANK LIMITED 8.35 7.25 16.75 7.35 8.35 7.25 19.60 9.00 12.15
22 IDFC FIRST BANK LIMITED 9.70 7.74 11.50 8.95 9.25        
23 INDUSIND BANK LTD 10.00 6.55 19.25 7.83 10.55 8.97 12.00 9.05 10.50
24 JAMMU AND KASHMIR BANK LTD 8.00 4.75 16.65 8.75 8.75 4.75 16.65 8.75 8.75
25 KARNATAKA BANK LTD 9.10                
26 KARUR VYSYA BANK LTD 9.25 6.00 18.20 6.95 10.50        
27 KOTAK MAHINDRA BANK LTD. 8.65 8.00 10.00 8.35 9.25 8.50 9.25 8.90 9.00
28 NAINITAL BANK LTD 7.65                
29 RBL BANK LTD 9.35 4.70 11.70 5.60 8.90 6.30 7.10 6.40 6.40
30 SOUTH INDIAN BANK LTD 9.80 8.90 11.75 8.90 9.50 9.17 9.85 9.20 9.85
31 TAMILNAD MERCANTILE BANK LTD 7.75 6.45 28.75 6.45 28.75 6.45 22.75 6.45 22.75
32 THE DHANALAKSHMI BANK LTD 8.20 6.90 12.65 11.40 11.40 10.50 12.65 10.50 12.65
33 YES BANK LTD. 9.40 5.89 14.11 7.79 10.50 8.80 10.00 9.20 9.20
(C ) Foreign banks                  
34 AB BANK LIMITED 5.98                
35 AMERICAN EXPRESS BANKING CORP. 5.48                
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45                
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.30 6.91 9.15 7.14 7.30 7.58 7.58 7.58 7.58
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35 7.30 12.85 7.30 12.85        
39 BANK OF CEYLON 9.69 10.39 12.39 10.39 12.39        
40 BANK OF CHINA 5.54                
41 BANK OF NOVA SCOTIA                  
42 BARCLAYS BANK PLC 7.70 8.10 10.26 8.16 10.26        
43 BNP PARIBAS 7.90 5.65 8.26 5.70 6.35        
44 CITIBANK N A 6.60 6.78 11.75 7.83 9.40        
45 COOPERATIEVE RABOBANK U.A.                  
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.44 7.42 10.25 7.52 10.15 7.57 7.57 7.57 7.57
47 CREDIT SUISSE AG 5.39                
48 CTBC BANK CO., LTD. 7.63 7.30 9.80 7.50 7.85 7.85 7.85 7.85 7.85
49 DBS BANK LTD. 8.80 7.96 13.00 8.25 8.27 8.10 11.80 8.70 9.25
50 DEUTSCHE BANK AG 8.25 8.00 9.95 8.12 8.73 8.40 12.00 8.40 12.00
51 DOHA BANK QSC 7.40                
52 EMIRATES NBD BANK (P.J.S.C.) 8.30 6.15 7.89 7.87 7.89        
53 FIRST ABU DHABI BANK PJSC 6.40                
54 FIRSTRAND BANK LTD                  
55 HANA BANK 9.25         7.80 7.80 7.80 7.80
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.60 4.20 11.60 4.45 8.80 4.86 6.45 5.66 6.45
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.23 6.90 6.90 6.90 6.90        
58 INDUSTRIAL BANK OF KOREA 6.70                
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25 7.89 9.09 8.09 8.84        
60 KOOKMIN BANK 8.56                
61 MASHREQ BANK PSC 8.01                
62 MIZUHO BANK LTD 8.15 7.75 10.20 7.86 7.86        
63 MUFG BANK LTD. 7.15 8.30 8.65 8.30 8.65        
64 NATWEST MARKETS PLC                  
65 PT BANK MAYBANK INDONESIA TBK   8.90 8.99 8.92 8.93        
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.85                
67 SBERBANK 8.00                
68 SBM BANK (INDIA)LTD 9.40 6.77 10.95 6.77 6.77 7.15 7.15 7.15 7.15
69 SHINHAN BANK 9.45 7.60 9.50 7.60 9.50        
70 SOCIETE GENERALE 7.40                
71 SONALI BANK 7.23                
72 STANDARD CHARTERED BANK 6.80 4.60 11.95 5.75 7.00        
73 SUMITOMO MITSUI BANKING CORPORATION 7.50 7.85 10.10 7.90 7.90        
74 UNITED OVERSEAS BANK LTD 7.86 7.23 7.23 7.23 7.23        
75 WOORI BANK 7.00                
Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended September 2024
Sl.No.   MCLR
Overnight
Post-Shipment
Demand Bills Usance Bills Up to 90 days Usance bills beyond 90 days and up to 180 days
Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
    60 per cent or   60 per cent or     60 per cent or
    more business     more business     more business
Min Max Min Max Min Max Min Max Min Max Min Max
(A) Public sector banks                          
1 BANK OF BARODA 8.15 6.15 10.90 7.54 9.80 7.05 10.90 7.09 10.15 7.60 10.90 9.65 10.25
2 BANK OF INDIA 8.20                        
3 BANK OF MAHARASHTRA 8.20         7.40 15.30 7.40 9.00        
4 CANARA BANK 8.30         7.25 7.25 7.25 7.25        
5 CENTRAL BANK OF INDIA 8.20         10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.25         6.50 14.00 6.50 14.00        
7 INDIAN OVERSEAS BANK 8.25         9.10 10.65 9.10 10.65 8.85 10.40 8.85 10.40
8 PUNJAB AND SIND BANK 8.25         5.30 11.41 5.30 9.75 5.30 12.75 6.10 11.75
9 PUNJAB NATIONAL BANK 8.30 9.50 17.50 9.50 17.50 6.90 17.50 6.90 17.50 9.50 15.25 9.50 14.00
10 STATE BANK OF INDIA 8.20   17.25   7.40   17.25   7.40        
11 UCO BANK 8.20                        
12 UNION BANK OF INDIA 8.20   14.95 7.50 9.75   17.75   7.15   19.00   7.21
(B) Private banks                          
13 AXIS BANK LIMITED 9.15 5.30 8.80 6.20 7.50 5.25 8.25 5.25 6.70 5.25 11.90 5.35 9.90
14 BANDHAN BANK LIMITED 6.75                        
15 CITY UNION BANK LIMITED 8.05 8.50 15.75 9.70 10.50 8.50 15.75 9.50 10.50 8.50 15.75 9.50 9.75
16 CSB BANK LIMITED 8.70                        
17 DCB BANK LIMITED 10.34                        
18 FEDERAL BANK LTD 9.55 5.82 13.25 8.60 9.25 3.35 14.40 6.23 9.35 4.58 13.05 5.68 9.00
19 HDFC BANK LTD. 9.15 5.28 9.92 5.58 8.44                
20 ICICI BANK LIMITED 8.45 8.00 9.25 8.00 8.00 7.50 19.00 9.25 19.00 7.50 19.00 9.25 19.00
21 IDBI BANK LIMITED 8.45                        
22 IDFC FIRST BANK LIMITED 9.65         9.60 9.60 9.60 9.60 9.25 9.60 9.25 9.60
23 INDUSIND BANK LTD 10.25 7.75 10.50 10.00 10.00 7.00 18.75 10.00 10.50 6.92 12.35 6.97 10.50
24 JAMMU AND KASHMIR BANK LTD 8.20 9.55 11.25 11.25 11.25 6.90 16.05 7.95 11.25 6.90 16.05 11.25 11.25
25 KARNATAKA BANK LTD 9.75                        
26 KARUR VYSYA BANK LTD 9.35                        
27 KOTAK MAHINDRA BANK LTD. 8.75         8.50 10.50 8.50 9.45 8.95 9.00 8.95 9.00
28 NAINITAL BANK LTD 8.10                        
29 RBL BANK LTD 9.60 8.00 8.00 8.00 8.00 5.35 8.75 5.35 8.75 6.20 9.50 6.50 7.50
30 SOUTH INDIAN BANK LTD 7.95 7.90 10.48 8.75 9.90 8.20 12.27 8.75 9.90 8.06 10.50 8.55 9.10
31 TAMILNAD MERCANTILE BANK LTD 7.85 5.20 14.35 5.20 14.35 5.20 14.35 5.20 14.35 5.20 14.35 5.20 14.35
32 THE DHANALAKSHMI BANK LTD 8.50         8.00 12.50 10.40 10.40        
33 YES BANK LTD. 9.20         7.96 10.90 10.45 10.45 8.44 10.90 8.49 10.80
(C ) Foreign banks                          
34 AB BANK LIMITED 4.93                        
35 AMERICAN EXPRESS BANKING CORP. 5.76                        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 6.95                 8.50 8.50 8.50 8.50
37 BANK OF AMERICA , NATIONAL ASSOCIATION 7.00                        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.85         9.50 9.50 9.50 9.50 9.50 9.50 9.50 9.50
39 BANK OF CEYLON 9.71                        
40 BANK OF CHINA 6.76                        
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 8.00         8.00 8.15 8.00 8.12 7.95 7.95 7.95 7.95
43 BNP PARIBAS 7.64                        
44 CITIBANK N A 7.00         7.29 11.12 7.33 8.40 7.88 11.32 8.26 9.00
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.65                        
47 CREDIT SUISSE AG 6.40                        
48 CTBC BANK CO., LTD. 6.94                        
49 DBS BANK LTD. 8.75         7.90 11.60 8.35 9.05 8.61 10.25 8.88 9.50
50 DEUTSCHE BANK AG 8.10         7.84 8.79 7.93 7.95 7.83 8.69 7.83 7.84
51 DOHA BANK QSC 7.20                        
52 EMIRATES NBD BANK (P.J.S.C.) 7.80                        
53 FIRST ABU DHABI BANK PJSC 7.55                        
54 FIRSTRAND BANK LTD                          
55 HANA BANK 9.25                        
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.45         5.60 11.14 7.83 9.78 7.80 9.75 7.88 7.98
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 6.56         6.90 6.90 6.90 6.90 7.25 7.50 7.25 7.50
58 INDUSTRIAL BANK OF KOREA 7.88                        
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 6.85                        
60 KOOKMIN BANK 8.42                        
61 MASHREQ BANK PSC 9.43                        
62 MIZUHO BANK LTD 8.00                        
63 MUFG BANK LTD. 6.45                        
64 NATWEST MARKETS PLC                          
65 PT BANK MAYBANK INDONESIA TBK                          
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.55                        
67 SBERBANK 8.32                        
68 SBM BANK (INDIA)LTD 9.50                        
69 SHINHAN BANK 9.15                        
70 SOCIETE GENERALE 6.90                        
71 SONALI BANK 5.93 10.50 16.00 10.50 16.00                
72 STANDARD CHARTERED BANK 7.80         6.17 12.50 9.00 10.50 4.50 10.50 7.25 9.50
73 SUMITOMO MITSUI BANKING CORPORATION 7.45                        
74 UNITED OVERSEAS BANK LTD 6.89                        
75 WOORI BANK 7.78                        

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