On Advances other than Rupee Export Credit - RBI - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013 |
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(Per cent per annum) |
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Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least |
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Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
4.00 |
23.50 |
4.00 |
31.50 |
3.75 |
36.00 |
4.00 |
20.15 |
5.77 |
19.50 |
4.00 |
19.80 |
Pvt. Sec. Banks |
5.85 |
28.25 |
4.00 |
30.82 |
1.50 |
33.01 |
10.79 |
20.75 |
7.50 |
23.00 |
5.00 |
22.25 |
Foreign Banks |
9.00 |
42.46 |
7.45 |
47.88 |
2.00 |
26.00 |
9.25 |
41.40 |
7.45 |
47.88 |
2.00 |
21.00 |
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013 |
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(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
7.00 |
17.70 |
7.00 |
17.00 |
9.00 |
18.13 |
10.25 |
14.13 |
10.10 |
13.70 |
10.25 |
14.85 |
Pvt. Sec. Banks |
10.75 |
18.75 |
10.35 |
17.98 |
6.25 |
19.80 |
12.25 |
15.00 |
10.95 |
13.75 |
10.75 |
15.38 |
Foreign Banks |
11.40 |
15.37 |
10.13 |
14.38 |
9.42 |
14.00 |
12.35 |
14.25 |
10.80 |
13.18 |
9.90 |
13.00 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
4.00 |
23.50 |
2.87 |
23.25 |
3.75 |
36.00 |
4.00 |
20.15 |
6.00 |
17.75 |
4.00 |
22.90 |
Pvt. Sec. Banks |
5.85 |
30.25 |
4.00 |
26.35 |
1.50 |
33.21 |
10.79 |
20.75 |
7.50 |
23.00 |
5.00 |
22.25 |
Foreign Banks |
9.25 |
45.02 |
5.00 |
47.88 |
2.00 |
25.50 |
9.25 |
41.40 |
5.00 |
47.88 |
2.00 |
21.00 |
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
7.00 |
18.00 |
7.00 |
17.35 |
9.50 |
18.25 |
10.25 |
13.93 |
10.25 |
13.58 |
10.25 |
15.23 |
Pvt. Sec. Banks |
10.70 |
18.25 |
10.38 |
18.03 |
8.43 |
19.93 |
12.05 |
15.00 |
11.00 |
13.63 |
11.00 |
15.25 |
Foreign Banks |
11.50 |
15.50 |
10.00 |
13.88 |
9.50 |
13.50 |
12.00 |
14.00 |
10.38 |
12.05 |
9.88 |
12.63 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March 2014 |
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(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
4.00 |
24.00 |
4.00 |
20.75 |
1.00 |
36.00 |
5.50 |
18.00 |
6.00 |
17.25 |
5.00 |
18.25 |
Pvt. Sec. Banks |
5.85 |
30.00 |
4.00 |
26.35 |
1.50 |
33.01 |
10.55 |
20.75 |
7.50 |
17.75 |
5.00 |
20.35 |
Foreign Banks |
9.00 |
44.72 |
5.00 |
47.88 |
2.00 |
25.00 |
9.25 |
41.40 |
5.00 |
47.88 |
2.00 |
21.00 |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended December 2008 |
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(Per cent per annum) |
||||
|
Interest rate range excluding 5 % of business contracted at extreme rate |
Interest rate range at which at least 60 % business is contracted |
||
|
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
Public Sector Banks |
5.25 –18.00 |
6.00 – 18.00 |
7.00 – 17.00 |
7.00 – 16.75 |
Foreign Banks |
5.40 – 24.00 |
5.00 – 26.00 |
7.28 – 18.00 |
7.00 – 21.00 |
Private Sector Banks |
6.30 – 22.25 |
5.06 – 30.00 |
9.00 – 18.75 |
9.25 – 18.75 |
Note : i) Data pertain to 77 banks, of which 27 are public sector banks,28 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009 |
||||
(per cent per annum) |
||||
|
Interest rate range excluding 5 % of business contracted at extreme rate |
Interest rate range at which at least 60 % business is contracted |
||
|
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
Public Sector Banks |
3.50 –18.00 |
5.65 – 18.00 |
7.00 – 16.25 |
5.65 – 15.75 |
Foreign Banks |
5.50 – 18.50 |
5.00 – 25.50 |
6.75 – 17.25 |
7.50 – 21.00 |
Private Sector Banks |
4.75 – 24.00 |
5.06 – 26.00 |
5.00 – 18.50 |
9.00 – 19.75 |
Note : i) Data pertain to 78 banks, of which 27 are public sector banks, 29 are foreign banks and 22 are private sector banks. |
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 25.60 | 0.00 | 22.15 | 0.00 | 27.50 | 0.00 | 24.05 | 0.00 | 18.75 | 0.00 | 24.70 |
Pvt. Sec. Banks | 1.00 | 33.30 | 0.00 | 46.00 | 0.00 | 40.00 | 4.05 | 30.00 | 4.10 | 19.25 | 0.00 | 29.00 |
Foreign Banks | 4.55 | 45.02 | 0.10 | 47.88 | 0.00 | 25.00 | 4.55 | 45.02 | 1.30 | 47.88 | 0.00 | 19.00 |
Table 1 : Range of Interest Rates on Advances for the Month ended December 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.30 | 28.20 | 4.00 | 24.25 | 4.00 | 30.00 | 4.05 | 28.05 | 4.00 | 18.75 | 4.00 | 24.50 |
Private Sector Banks | 1.00 | 30.00 | 3.91 | 46.00 | 1.00 | 40.00 | 4.60 | 30.00 | 4.10 | 19.45 | 3.50 | 29.00 |
Foreign Banks | 6.45 | 45.02 | 0.05 | 47.88 | 1.00 | 23.99 | 6.56 | 42.46 | 0.50 | 47.88 | 2.50 | 19.49 |
Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 15.70 | 7.00 | 15.98 | 7.93 | 16.13 | 7.90 | 12.23 | 7.45 | 11.78 | 8.25 | 13.50 |
Private Sector Banks | 8.55 | 18.25 | 7.00 | 19.00 | 5.00 | 22.95 | 9.70 | 13.30 | 9.15 | 12.00 | 8.30 | 15.30 |
Foreign Banks | 8.60 | 13.70 | 6.49 | 10.48 | 7.20 | 10.90 | 10.00 | 10.50 | 7.13 | 9.23 | 7.55 | 10.25 |