On Advances other than Rupee Export Credit - RBI - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances for the Quarter Ended June 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 20.08 | 0.01 | 20.00 | 0.01 | 21.80 | 4.00 | 17.25 | 4.00 | 18.75 | 4.00 | 17.25 |
Pvt. Sec. Banks | 2.85 | 47.88 | 1.50 | 46.00 | 1.05 | 40.00 | 5.20 | 30.00 | 5.00 | 46.00 | 2.85 | 29.00 |
Foreign Banks | 4.19 | 45.63 | 1.40 | 47.88 | 1.00 | 34.00 | 4.19 | 45.62 | 1.75 | 47.88 | 2.50 | 25.00 |
Table 2: Median Range of Interest Rates on Advances for the Quarter Ended September 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.63 | 6.00 | 16.63 | 5.40 | 16.13 | 7.00 | 14.50 | 7.00 | 12.55 | 7.18 | 14.53 |
Pvt. Sec. Banks | 7.45 | 18.00 | 4.80 | 19.00 | 4.00 | 23.76 | 9.00 | 13.00 | 8.70 | 11.90 | 6.98 | 14.75 |
Foreign Banks | 7.80 | 12.60 | 5.10 | 9.70 | 5.62 | 10.50 | 7.95 | 10.50 | 6.45 | 8.50 | 6.15 | 9.50 |
Table 1: Range of Interest Rates on Advances for the Month Ended June 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 26.00 | 0.00 | 22.15 | 0.00 | 30.00 | 0.00 | 24.50 | 0.00 | 19.25 | 0.00 | 24.70 |
Pvt. Sec. Banks | 1.00 | 33.40 | 0.00 | 46.00 | 0.00 | 43.96 | 4.05 | 30.00 | 4.02 | 19.60 | 0.00 | 29.00 |
Foreign Banks | 5.27 | 45.02 | 0.10 | 47.88 | 0.00 | 23.99 | 5.47 | 45.02 | 0.20 | 47.88 | 0.00 | 19.00 |
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 22.15 | 0.01 | 20.00 | 0.01 | 21.80 | 4.00 | 17.60 | 4.50 | 18.75 | 4.00 | 17.60 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 46.00 | 1.50 | 40.20 | 5.55 | 33.00 | 3.00 | 46.00 | 1.78 | 27.00 |
Foreign Banks | 5.65 | 45.63 | 1.40 | 48.00 | 1.00 | 32.00 | 5.90 | 45.63 | 2.00 | 47.88 | 2.50 | 24.00 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 22.50 | 4.00 | 18.75 | 4.00 | 21.80 | 4.00 | 18.00 | 4.00 | 18.75 | 4.00 | 18.00 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 46.00 | 1.00 | 40.20 | 5.55 | 34.00 | 2.00 | 46.00 | 1.70 | 27.00 |
Foreign Banks | 6.15 | 45.63 | 1.40 | 47.88 | 1.00 | 32.00 | 6.15 | 45.63 | 4.00 | 47.88 | 2.50 | 24.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.24 | 16.03 | 5.64 | 15.65 | 4.88 | 16.25 | 8.52 | 13.10 | 6.96 | 11.90 | 7.28 | 13.23 |
Pvt. Sec. Banks | 7.67 | 19.99 | 5.75 | 19.00 | 4.00 | 26.00 | 9.01 | 12.68 | 7.75 | 10.25 | 7.25 | 16.25 |
Foreign Banks | 8.70 | 11.73 | 6.96 | 10.45 | 6.23 | 11.23 | 9.15 | 10.50 | 7.67 | 8.65 | 7.33 | 10.25 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December- 2015 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 25.00 | 4.00 | 32.90 | 1.00 | 36.00 | 5.33 | 19.10 | 6.00 | 17.15 | 4.50 | 19.85 |
Private Sector Banks | 5.65 | 30.25 | 4.00 | 46.00 | 1.50 | 29.35 | 5.65 | 22.00 | 5.08 | 20.40 | 4.00 | 25.93 |
Foreign Banks | 8.38 | 42.46 | 1.00 | 47.88 | 1.00 | 28.00 | 8.50 | 41.82 | 5.00 | 47.88 | 2.00 | 27.00 |
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December- 2015 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 9.65 | 17.05 | 7.00 | 17.20 | 9.65 | 17.50 | 9.70 | 13.75 | 9.68 | 13.50 | 9.90 | 14.70 |
Private Sector Banks | 10.25 | 18.00 | 9.64 | 18.38 | 5.61 | 21.05 | 10.70 | 14.40 | 10.50 | 13.13 | 10.25 | 15.00 |
Foreign Banks | 10.25 | 13.85 | 9.05 | 12.38 | 9.20 | 13.00 | 11.25 | 13.50 | 9.20 | 11.08 | 9.25 | 12.25 |
Table 2 : Median Range of Interest Rates on Advances for the Month Ended March 2016 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 9.65 | 17.05 | 7.00 | 17.20 | 9.65 | 17.50 | 9.70 | 13.75 | 9.68 | 13.38 | 9.90 | 14.70 |
Pvt. Sec. Banks | 10.13 | 18.50 | 9.57 | 18.87 | 6.10 | 21.00 | 10.50 | 14.33 | 10.13 | 13.34 | 10.00 | 16.10 |
Foreign Banks | 10.00 | 13.85 | 9.05 | 11.85 | 9.15 | 12.50 | 11.00 | 13.50 | 9.20 | 10.98 | 9.50 | 12.25 |
Table 1 : Range of Interest Rates on Advances - September 2016 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 2.00 | 30.40 | 4.00 | 30.00 | 1.00 | 36.00 | 5.33 | 19.00 | 5.77 | 16.95 | 4.75 | 18.70 |
Private Sector Banks | 3.00 | 30.00 | 4.00 | 46.00 | 1.15 | 34.25 | 4.11 | 21.00 | 6.50 | 23.00 | 4.00 | 26.00 |
Foreign Banks | 8.00 | 42.46 | 1.40 | 47.88 | 1.00 | 26.00 | 8.38 | 42.46 | 3.75 | 47.88 | 2.00 | 21.00 |