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Lending Rates of Scheduled Commercial Banks Sub Page Banner 2010 onwards

RBI Lending Rates Filter

On Advances other than Rupee Export Credit

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Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended December 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 5.76 15.25 6.90 14.02 5.63 14.88 7.15 13.35 6.91 11.25 7.03 12.28
Pvt. Sec. Banks 6.90 19.73 4.00 19.05 3.75 26.00 8.18 11.95 7.01 10.33 5.86 18.13
Foreign Banks 8.25 12.63 4.05 10.25 5.22 10.20 8.68 9.85 4.55 7.25 5.94 9.50

Table 2 : Median Range of Interest Rates on Advances For the Month Ended March 2011

(Per cent per annum)

Bank Group

Interest Rate Range including all of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

9.00

16.88

9.00

16.88

8.45

17.13

9.85

14.00

9.50

13.88

8.88

13.88

Pvt. Sec. Banks

9.00

18.13

7.88

17.50

5.60

19.50

12.00

14.50

10.00

13.00

9.00

14.00

Foreign Banks

10.25

15.00

8.65

14.50

6.33

12.88

10.50

14.05

9.45

11.38

7.70

12.00

Table 1 : Range of Interest Rates on Advances - June 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 1.50 36.60 1.00 31.40 1.00 24.95 7.00 19.15 4.00 19.15 7.00 16.95
Private Sector Banks 2.00 30.00 2.50 46.00 1.50 34.25 5.55 21.00 6.50 24.05 3.85 26.00
Foreign Banks 7.65 42.46 1.40 47.88 1.00 28.00 7.77 42.46 3.47 47.88 2.00 27.00

Table 2 : Median Range of Interest Rates on Advances For the  Month Ended December 2010

(Per cent per annum)

Bank Group

Interest Rate Range including all of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

8.73

16.00

8.50

16.00

8.38

16.13

9.66

13.50

9.00

13.50

8.75

13.50

Pvt. Sec. Banks

9.13

17.50

6.75

16.88

5.80

18.13

11.50

14.00

8.88

12.00

8.25

14.50

Foreign Banks

11.00

14.50

7.75

14.50

7.38

13.50

12.00

14.50

8.33

12.25

8.00

12.75

Table 2 : Median Range of Interest Rates on Advances for the  Month Ended June 2011

(Per cent per annum)

Bank Group

Interest Rate Range including all of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

9.25

17.25

9.73

17.25

8.70

17.50

10.00

14.00

10.00

13.88

9.50

14.50

Pvt. Sec. Banks

10.00

18.38

7.88

18.50

6.00

19.50

12.00

15.00

10.00

13.45

9.25

15.00

Foreign Banks

10.50

15.50

8.50

14.00

7.13

12.95

11.25

14.50

9.88

12.06

7.70

12.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

17.85

7.63

17.35

9.25

17.88

10.25

13.93

10.25

13.48

10.25

15.00

Pvt. Sec. Banks

10.75

18.05

10.38

17.88

7.50

19.93

12.00

15.00

11.00

13.63

10.88

15.25

Foreign Banks

10.50

15.52

9.74

14.62

9.57

13.50

11.50

13.70

9.93

13.03

9.95

13.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- December 2014
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 17.25 7.33 17.23 10.00 17.75 10.25 14.50 10.25 13.38 10.25 15.00
Private Sector Banks 10.75 18.75 10.18 17.88 5.65 20.55 11.39 14.25 10.90 13.00 10.88 15.38
Foreign Banks 10.40 14.50 9.68 13.63 9.60 13.75 11.25 13.50 9.75 11.73 9.90 13.00
Table 1 : Range of Interest Rates on Advances for the Month ended March 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.10 26.75 4.00 24.25 3.47 30.00 1.80 25.20 4.00 18.75 3.47 18.70
Private Sector Banks 1.00 30.00 3.53 46.00 1.00 40.00 4.50 30.00 4.01 24.00 4.00 31.50
Foreign Banks 5.90 45.02 0.04 47.88 1.00 23.99 6.10 45.02 0.20 47.88 2.50 19.00
Table 1 : Range of Interest Rates on Advances for the Quarter ended December 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60%  of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.00 23.80 0.00 22.15 0.00 27.50 0.00 23.75 0.00 18.75 0.00 25.95
Pvt. Sec. Banks 1.00 47.88 0.00 46.00 0.00 40.89 4.00 30.00 4.00 19.60 0.00 29.00
Foreign Banks 3.63 45.02 0.05 47.88 0.00 25.00 3.63 45.02 0.05 47.88 0.00 19.00
Table 1 : Range of Interest Rates on Advances - December 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 30.40 2.28 31.40 1.00 30.00 5.43 18.90 5.50 16.95 4.70 19.00
Private Sector Banks 3.00 30.00 4.00 46.00 1.15 34.25 4.09 21.00 6.50 23.00 4.00 26.00
Foreign Banks 7.71 42.46 1.40 47.88 1.00 26.00 8.30 42.46 3.47 47.88 2.00 21.50

Table 1 :  Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009

(per cent per annum)

 

Interest rate range excluding 5 % of business contracted at extreme rate

Interest rate range at which at least 60 % business is contracted

 

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

3.50 –18.00

5.65 – 18.00

7.00 – 16.25

5.65 – 15.75

Foreign Banks

5.50 – 18.50

5.00 – 25.50

6.75 – 17.25

7.50 – 21.00

Private Sector Banks

4.75 – 24.00

5.06 – 26.00

5.00 – 18.50

9.00 – 19.75

Note :  i) Data pertain to 78  banks, of which 27 are public sector banks, 29 are foreign banks and 22 are private sector banks.
Table 2 : Median Range of Interest Rates on Advances for the Month ended December 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 15.73 7.00 15.98 8.03 16.13 8.10 12.25 7.60 11.90 8.28 13.90
Private Sector Banks 8.60 18.35 7.00 19.00 5.99 23.86 9.95 13.35 9.00 12.00 8.10 15.63
Foreign Banks 9.25 13.50 6.56 10.69 7.25 11.28 9.55 11.25 7.19 9.40 7.60 10.61
Table 2: Median Range of Interest Rates on Advances for the Month Ended June 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 16.63 6.50 16.63 6.48 16.13 7.00 15.10 7.00 13.43 7.53 15.10
Pvt. Sec. Banks 8.06 18.00 5.75 19.00 4.00 23.85 9.40 13.35 8.85 11.90 8.00 15.63
Foreign Banks 9.00 12.70 5.73 10.25 6.48 11.03 9.00 10.50 6.42 8.50 6.98 9.95
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.65 17.05 7.00 17.45 9.75 17.75 9.95 13.75 9.90 13.50 10.00 14.75
Private Sector Banks 10.50 18.43 10.20 18.00 5.00 20.75 10.88 14.75 10.75 13.25 10.75 15.75
Foreign Banks 10.50 13.63 9.25 12.80 9.30 13.38 11.80 13.23 9.50 11.40 9.50 12.50
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.95 17.05 7.50 17.35 9.95 17.70 10.00 13.75 10.00 13.50 10.00 14.50
Private Sector Banks 10.25 18.28 9.95 18.05 4.00 20.75 11.13 14.75 10.75 13.00 10.75 15.00
Foreign Banks 10.50 14.28 9.40 13.00 9.50 13.75 12.01 13.50 9.65 11.50 9.75 12.50
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended March 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 16.25 7.00 15.63 8.10 16.75 8.28 12.98 8.20 12.48 8.58 14.68
Private Sector Banks 8.85 19.00 7.69 19.00 5.62 23.08 9.60 13.65 9.00 11.50 8.50 15.35
Foreign Banks 9.15 13.35 8.00 11.50 8.03 11.83 9.75 11.25 8.20 10.75 8.50 11.35
Table 1 : Range of Interest Rates on Advances for the Quarter ended June 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.30 39.40 4.00 60.00 2.00 30.00 4.15 23.35 4.00 19.00 4.00 22.50
Private Sector Banks 1.00 30.00 3.55 48.13 1.00 40.00 4.40 30.00 4.20 19.25 4.00 26.00
Foreign Banks 7.14 45.02 1.40 47.88 1.00 31.70 7.14 42.46 4.30 47.88 2.50 27.00
Table 1 : Range of Interest Rates on Advances for the month ended September 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.15 28.35 4.00 44.75 4.00 37.50 4.05 28.15 4.00 18.75 4.00 20.75
Private Sector Banks 1.95 30.00 3.91 46.00 1.00 40.00 4.60 30.00 4.20 19.45 4.00 26.00
Foreign Banks 6.75 45.02 1.40 47.88 1.00 31.70 6.75 42.46 3.00 47.88 2.50 19.49

Table 1: Range of Interest Rates on Advances (Other than export credit)
for the Quarter ended September 2010

(Per cent per annum)

Bank Group

Interest Rate Range

Interest Rate Range at which at least
60% of the business has been contracted

 

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

 

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.00

21.50

2.50

25.00

3.50

24.50

6.50

19.60

5.14

17.75

4.00

18.85

Private Sector Banks

4.20

25.00

4.00

37.20

4.00

27.00

7.00

17.50

5.50

15.75

5.90

22.00

Foreign Banks

1.25

42.60

2.25

42.00

0.10

57.44

2.00

36.50

2.26

40.80

2.25

53.18

Table 2: Median Range of Interest Rates on Advances (Other than export credit)
for the Quarter ended September 2010

(Per cent per annum)

Bank Group

Interest Rate Range

Interest Rate Range at which at least
60% of the business has been contracted

 

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

 

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

8.00

15.65

8.00

16.00

7.75

16.00

9.00

13.13

8.75

13.38

7.75

13.50

Private Sector Banks

8.25

17.13

7.00

17.13

5.75

19.50

11.25

14.25

8.05

12.50

8.00

15.00

Foreign Banks

9.00

14.50

7.00

13.00

6.75

13.50

10.38

13.00

7.50

11.13

7.25

12.55

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

17.85

7.00

17.45

9.25

18.13

10.25

14.38

10.25

13.48

10.25

15.10

Pvt. Sec. Banks

10.75

18.05

10.23

17.88

8.50

19.93

11.75

15.00

11.00

13.13

10.88

15.25

Foreign Banks

10.50

15.51

9.75

14.40

9.57

13.50

11.63

13.63

9.75

12.70

9.95

12.50

Table 1 : Range of Interest Rates on Advances for the  Month Ended December 2010

(Per cent per annum)

Bank Group

Interest Rate Range including all of  business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.75

24.00

3.00

25.00

3.50

24.40

5.75

19.35

4.46

22.25

4.00

18.00

Pvt. Sec. Banks

4.20

22.25

3.79

37.20

3.50

27.00

4.00

17.50

3.79

18.00

3.50

22.00

Foreign Banks

6.80

42.00

2.25

47.88

0.01

57.44

8.69

41.88

2.26

40.80

2.26

53.18

Table 1 : Range of Interest Rates on Advances for the Month Ended March 2011

(Per cent per annum)

Bank Group

Interest Rate Range including all of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.00

27.00

3.00

25.00

3.50

24.40

4.00

18.85

5.46

17.75

4.00

19.60

Pvt. Sec. Banks

4.20

23.75

4.00

25.00

2.25

28.00

7.75

18.25

4.50

19.25

2.25

22.00

Foreign Banks

7.75

42.00

4.50

47.88

0.01

57.14

7.75

41.88

7.45

25.00

4.09

39.84

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- September 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

17.75

7.50

17.45

10.00

18.00

10.25

14.25

10.25

13.48

10.25

15.00

Pvt. Sec. Banks

10.75

18.75

10.23

17.88

7.35

19.93

11.75

15.00

11.00

13.00

10.88

15.25

Foreign Banks

10.50

15.46

9.75

13.88

9.60

13.00

11.85

13.63

9.75

11.78

9.75

12.50

Table 1 : Range of Interest Rates on Advances for the Month Ended June 2011

(Per cent per annum)

Bank Group

Interest Rate Range including all of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

23.60

3.00

25.00

3.50

24.40

5.94

23.60

5.46

17.75

4.00

18.60

Pvt. Sec. Banks

4.20

23.75

3.79

25.00

2.00

29.00

7.75

18.25

3.79

23.00

2.25

22.01

Foreign Banks

7.75

42.00

4.50

47.88

0.01

57.14

7.75

41.40

7.65

35.00

4.00

28.36

Table 1 : Range of Interest Rates on Advances for the Quarter Ended March 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.00

22.10

3.50

23.00

3.50

24.40

7.00

19.85

6.00

18.00

4.00

22.60

Pvt. Sec. Banks

4.75

27.75

4.00

25.00

2.00

33.00

9.40

20.75

7.00

21.75

5.00

22.25

Foreign Banks

9.00

42.00

4.50

47.88

2.50

53.47

9.00

42.00

5.50

25.00

2.50

28.25

Table 2 : Median Range of Interest Rates on Advances  for the Quarter Ended March 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

10.13

17.88

10.00

17.75

10.13

18.50

10.75

15.00

10.70

14.98

10.60

15.35

Pvt. Sec. Banks

10.50

19.25

10.13

17.75

5.00

19.75

12.50

15.50

11.00

14.00

10.50

15.13

Foreign Banks

10.68

15.63

10.25

15.00

8.75

14.15

12.63

14.50

10.60

12.50

10.00

13.30

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended June 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

 

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

9.50

17.88

9.13

17.63

10.00

18.18

10.58

15.00

10.50

14.00

10.50

15.50

Pvt. Sec. Banks

10.75

19.70

10.00

18.50

6.13

19.85

12.10

15.00

11.00

13.88

10.63

15.38

Foreign Banks

12.00

16.00

9.38

14.00

9.45

14.00

13.00

14.50

10.38

12.60

10.00

13.00

Table 2 : Median Range of Interest Rates on Advances  (other than export credit)
for the  Quarter Ended September 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at leas
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

 

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

9.50

17.88

9.13

17.63

10.00

18.18

10.80

15.00

10.50

14.13

10.50

15.38

Pvt. Sec. Banks

10.70

20.00

10.00

18.50

4.63

20.18

12.50

15.00

11.00

13.63

10.20

15.63

Foreign Banks

11.50

16.25

9.75

14.00

9.50

14.00

12.50

14.50

10.25

12.20

9.95

13.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-March 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.75

24.00

3.75

22.40

3.25

36.00

4.00

20.15

6.00

17.75

4.00

19.85

Pvt. Sec. Banks

5.85

28.25

4.25

30.25

1.50

34.49

10.75

20.75

7.50

21.75

4.73

22.25

Foreign Banks

3.20

45.11

4.50

47.88

2.00

29.00

4.20

41.40

7.75

47.88

2.00

26.50

Table 2 : Median Range of Interest Rates on Advances  (other than export credit) for the Quarter Ended-March 2013

(Per cent per annum)

Bank Group

 

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

10.00

17.70

8.00

17.50

9.50

18.13

10.48

14.45

10.25

13.73

10.25

15.00

Pvt. Sec. Banks

10.50

19.50

10.35

19.35

4.00

20.55

12.00

14.25

10.88

13.88

10.50

15.38

Foreign Banks

11.00

15.50

9.50

14.50

9.50

14.00

12.00

14.00

10.10

13.13

9.70

12.75

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

23.50

4.00

31.50

3.75

36.00

4.00

20.15

5.77

19.50

4.00

19.80

Pvt. Sec. Banks

5.85

28.25

4.00

30.82

1.50

33.01

10.79

20.75

7.50

23.00

5.00

22.25

Foreign Banks

9.00

42.46

7.45

47.88

2.00

26.00

9.25

41.40

7.45

47.88

2.00

21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60%  of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

17.70

7.00

17.00

9.00

18.13

10.25

14.13

10.10

13.70

10.25

14.85

Pvt. Sec. Banks

10.75

18.75

10.35

17.98

6.25

19.80

12.25

15.00

10.95

13.75

10.75

15.38

Foreign Banks

11.40

15.37

10.13

14.38

9.42

14.00

12.35

14.25

10.80

13.18

9.90

13.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

23.50

2.87

23.25

3.75

36.00

4.00

20.15

6.00

17.75

4.00

22.90

Pvt. Sec. Banks

5.85

30.25

4.00

26.35

1.50

33.21

10.79

20.75

7.50

23.00

5.00

22.25

Foreign Banks

9.25

45.02

5.00

47.88

2.00

25.50

9.25

41.40

5.00

47.88

2.00

21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

18.00

7.00

17.35

9.50

18.25

10.25

13.93

10.25

13.58

10.25

15.23

Pvt. Sec. Banks

10.70

18.25

10.38

18.03

8.43

19.93

12.05

15.00

11.00

13.63

11.00

15.25

Foreign Banks

11.50

15.50

10.00

13.88

9.50

13.50

12.00

14.00

10.38

12.05

9.88

12.63

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

24.00

4.00

20.75

1.00

36.00

5.50

18.00

6.00

17.25

5.00

18.25

Pvt. Sec. Banks

5.85

30.00

4.00

26.35

1.50

33.01

10.55

20.75

7.50

17.75

5.00

20.35

Foreign Banks

9.00

44.72

5.00

47.88

2.00

25.00

9.25

41.40

5.00

47.88

2.00

21.00

Table 1 :  Range of interest rates on advances (above Rs. 2 lakh) other than
export credit  for the quarter ended  December 2008
(Per cent  per  annum)

 

Interest rate range excluding 5 % of business contracted at extreme rate

Interest rate range at which at least 60 % business is contracted

 

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

5.25 –18.00

6.00 – 18.00

7.00 – 17.00

7.00 – 16.75

Foreign Banks

5.40 – 24.00

5.00 – 26.00

7.28 – 18.00

7.00 – 21.00

Private Sector Banks

6.30 – 22.25

5.06 – 30.00

9.00 – 18.75

9.25 – 18.75

Note :  i) Data pertain to  77 banks, of which  27  are public sector banks,28 are foreign banks and 22  are private sector banks.

Table 1 :  Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009

(per cent per annum)

 

Interest rate range excluding 5 % of business contracted at extreme rate

Interest rate range at which at least 60 % business is contracted

 

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

3.50 –18.00

5.65 – 18.00

7.00 – 16.25

5.65 – 15.75

Foreign Banks

5.50 – 18.50

5.00 – 25.50

6.75 – 17.25

7.50 – 21.00

Private Sector Banks

4.75 – 24.00

5.06 – 26.00

5.00 – 18.50

9.00 – 19.75

Note :  i) Data pertain to 78  banks, of which 27 are public sector banks, 29 are foreign banks and 22 are private sector banks.
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 23.70 1.79 22.80 1.00 36.00 5.50 19.70 6.00 17.75 4.61 19.40
Private Sector Banks 5.85 30.25 4.00 25.25 1.50 33.01 5.85 20.75 4.16 20.60 3.50 24.25
Foreign Banks 9.00 44.72 1.40 47.88 1.00 32.09 9.00 41.73 5.00 47.88 2.00 27.00
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 28.50 2.05 22.80 1.00 36.00 5.00 18.75 4.00 18.75 5.05 19.40
Private Sector Banks 1.15 30.00 4.00 28.00 1.50 33.01 1.15 22.20 6.00 20.60 3.50 25.93
Foreign Banks 8.39 42.46 1.40 47.88 1.00 28.00 8.90 41.79 5.00 47.88 2.00 27.00
Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.45 17.05 7.00 16.98 9.45 17.40 9.70 13.75 9.63 13.50 9.70 14.95
Pvt. Sec. Banks 10.00 18.95 9.04 18.25 6.27 21.07 10.78 14.62 10.04 12.00 9.49 16.50
Foreign Banks 9.85 15.11 8.90 11.50 8.95 13.00 10.63 13.15 9.00 10.75 9.00 12.50
Table 2 : Median Range of Interest Rates on Advances - March 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.60 16.75 7.00 16.95 8.60 17.25 9.60 13.75 9.05 13.63 9.50 15.00
Private Sector Banks 9.05 18.83 8.00 19.00 5.62 22.00 10.00 14.84 8.80 11.50 8.50 16.35
Foreign Banks 9.06 13.38 7.73 11.28 8.55 12.50 10.38 12.88 8.06 10.43 8.80 11.51
Table 1 : Range of Interest Rates on Advances for the Month Ended June 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.20 37.00 2.49 31.40 0.00 28.75 6.00 19.00 2.49 19.00 0.00 16.95
Pvt. Sec. Banks 3.00 28.25 0.00 46.00 0.00 34.25 5.55 21.45 5.95 26.40 0.00 26.00
Foreign Banks 7.50 42.46 1.40 47.88 0.00 27.00 7.50 42.46 4.50 47.88 0.00 27.00
Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.10 16.00 7.00 15.40 4.00 15.40 9.15 14.10 8.35 13.20 8.35 13.15
Pvt. Sec. Banks 8.45 18.15 7.50 19.13 4.50 22.13 9.30 14.83 8.35 11.30 8.00 15.63
Foreign Banks 8.50 13.20 7.50 11.29 7.53 11.07 9.15 11.00 8.00 9.45 7.75 10.50
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 16.50 7.00 16.00 8.05 16.85 8.05 14.50 7.85 13.15 8.20 15.50
Private Sector Banks 8.70 18.25 7.83 18.73 5.25 22.90 9.35 15.84 8.80 11.68 8.20 16.25
Foreign Banks 9.15 13.20 7.95 10.50 8.00 12.00 9.75 11.00 8.14 9.68 8.43 11.14

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended - December 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

10.20

17.75

9.13

17.63

10.25

18.18

10.80

15.00

10.50

14.13

10.50

15.25

Pvt. Sec. Banks

11.00

20.00

10.25

19.13

4.75

20.35

12.00

14.75

11.00

13.88

10.75

15.00

Foreign Banks

11.25

15.35

9.50

14.00

8.30

13.90

12.50

14.25

10.35

12.50

9.60

12.18

Table 2 : Median Range of Interest Rates on Advances - December 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.25 16.00 7.00 15.40 8.05 16.75 8.85 13.90 8.30 13.25 8.60 14.00
Private Sector Banks 8.39 18.70 7.15 18.75 5.74 22.00 9.35 13.60 8.05 11.50 7.75 16.25
Foreign Banks 9.50 13.20 7.00 11.50 7.80 12.50 10.25 11.95 7.40 9.85 7.85 11.35
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 16.50 7.00 16.00 8.10 16.75 8.10 14.50 8.23 13.00 8.25 15.25
Private Sector Banks 8.80 18.45 8.25 19.00 6.00 22.90 9.45 15.33 9.00 12.13 8.50 16.25
Foreign Banks 8.50 14.00 8.00 11.25 8.00 11.51 10.50 11.75 8.18 10.20 8.53 11.07
Table 2 : Median Range of Interest Rates on Advances for the month ended September 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 15.75 7.00 15.60 8.18 16.50 8.23 12.53 7.95 11.90 8.45 14.25
Private Sector Banks 8.80 19.00 7.01 19.00 5.00 23.03 9.85 13.35 9.00 12.00 8.50 15.98
Foreign Banks 9.33 13.43 7.25 10.88 7.77 11.47 9.83 12.55 7.84 9.75 8.15 10.65

Table 1 : Range of Interest Rates on Advances for the Month Ended September 2011

Bank Group

Interest Rate Range including all of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

23.10

3.00

23.75

3.50

24.40

7.00

21.35

5.90

18.60

4.00

19.85

Pvt. Sec. Banks

5.85

23.75

4.00

25.00

2.00

30.00

8.00

18.90

4.25

23.00

2.00

22.01

Foreign Banks

7.75

42.00

4.50

47.88

4.00

53.48

9.75

42.00

6.90

35.00

4.00

28.36

Table 2 : Median Range of Interest Rates on Advances  (other than export credit) for the Quarter Ended-June 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

7.00

17.83

7.50

17.25

8.00

18.18

10.25

14.33

10.25

13.73

10.25

15.00

                         

Pvt. Sec. Banks

10.50

19.50

10.33

18.38

6.13

20.05

12.00

14.50

10.75

13.63

10.50

15.85

                         

Foreign Banks

10.95

15.25

9.50

13.93

9.25

13.75

12.00

13.50

9.75

12.25

9.75

12.50

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended - June 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

28.70

3.58

20.25

1.00

36.00

5.00

18.00

6.00

18.75

5.00

20.65

Pvt. Sec. Banks

5.85

30.00

4.00

26.35

1.50

33.01

10.20

20.75

7.50

17.75

5.00

20.35

Foreign Banks

8.45

44.72

5.00

47.88

2.00

24.00

9.25

40.43

5.00

47.88

2.00

21.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- September 2014

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

28.70

4.00

29.00

1.00

36.00

5.00

18.00

6.00

18.75

4.00

20.65

Pvt. Sec. Banks

5.85

30.25

4.00

25.35

1.50

33.01

10.20

20.75

4.00

17.75

5.00

24.25

Foreign Banks

9.00

44.72

2.00

47.88

1.00

40.00

9.50

41.40

5.00

47.88

2.00

21.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- December 2014
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 28.70 4.00 29.00 1.00 36.00 5.25 19.00 6.00 20.00 4.00 20.65
Private Sector Banks 5.85 30.25 4.00 25.35 1.50 33.01 10.20 20.75 7.50 21.75 6.00 26.00
Foreign Banks 9.00 44.72 1.40 47.88 1.00 27.00 9.50 41.40 5.00 47.88 2.00 21.00
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March - 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 10.20 17.25 7.50 17.35 10.00 17.75 10.25 14.50 10.25 13.63 10.25 15.00
Private Sector Banks 10.50 18.75 10.08 17.63 4.00 20.68 11.00 14.25 10.78 13.00 10.68 14.88
Foreign Banks 10.48 14.38 9.58 13.23 9.43 13.00 11.25 13.50 9.68 12.13 9.63 12.43
Table 1 : Range of Interest Rates on Advances for the Month Ended March 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 26.00 4.00 32.90 1.00 36.00 5.33 19.00 6.00 17.15 4.75 19.55
Pvt. Sec. Banks 5.65 30.00 2.61 46.00 0.25 36.00 5.65 21.00 7.00 20.40 3.25 26.00
Foreign Banks 8.50 42.46 1.40 47.88 1.00 27.00 8.85 41.79 5.00 47.88 2.00 27.00
Table 1 : Range of Interest Rates on Advances for the Month Ended June 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 30.50 1.65 30.00 1.00 36.00 5.33 19.00 6.00 19.45 4.70 19.55
Pvt. Sec. Banks 2.90 30.00 4.00 46.00 1.15 34.25 5.65 21.00 7.00 20.40 4.00 26.00
Foreign Banks 7.93 42.46 1.40 47.88 1.00 28.00 8.40 42.46 5.00 47.88 2.00 27.00
Table 2 : Median Range of Interest Rates on Advances - June 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.65 16.00 7.50 15.55 8.60 16.75 9.50 14.05 9.10 13.25 9.40 14.20
Private Sector Banks 8.43 18.25 7.85 18.75 5.00 22.00 9.68 14.59 8.33 11.50 8.00 16.42
Foreign Banks 9.25 14.00 7.55 11.38 8.25 12.38 9.84 11.70 7.66 10.15 8.67 11.51
Table 1 : Range of Interest Rates on Advances - September 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 1.50 36.60 1.00 31.40 1.00 24.95 7.00 19.00 4.00 19.00 7.00 18.55
Private Sector Banks 2.50 30.00 2.50 46.00 1.50 34.25 5.55 30.00 6.00 20.00 4.00 26.00
Foreign Banks 7.40 42.46 1.40 47.88 0.00 35.00 7.40 42.46 3.47 47.88 2.00 27.00
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March - 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 28.70 1.39 29.00 1.00 36.00 5.50 19.80 6.00 18.75 4.61 20.65
Private Sector Banks 5.85 30.25 4.00 25.35 1.50 33.01 6.00 20.75 4.00 21.75 4.00 25.97
Foreign Banks 9.00 44.72 1.40 47.88 1.00 27.00 9.20 41.40 5.00 47.88 2.00 21.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

24.00

4.00

22.75

3.50

36.00

4.00

23.35

6.25

17.75

4.00

19.50

Pvt. Sec. Banks

5.85

28.25

4.25

23.00

1.50

33.01

10.50

20.75

7.50

21.75

4.73

22.25

Foreign Banks

8.18

44.40

4.50

47.88

2.00

36.00

9.00

41.88

7.75

47.88

2.00

28.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-June 2013

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.75

22.50

4.00

31.50

3.75

36.00

4.00

20.30

6.00

19.50

4.00

19.50

                         

Pvt. Sec. Banks

5.85

28.25

4.00

24.00

1.50

34.49

10.75

20.75

7.50

21.75

5.00

22.25

                         

Foreign Banks

3.20

41.40

6.00

47.88

2.00

26.50

4.20

41.40

7.75

47.88

2.00

21.00

Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended March 2022
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.28 15.00 6.90 14.03 5.63 14.88 7.20 12.30 6.90 11.25 7.03 12.28
Pvt. Sec. Banks 6.78 19.63 4.08 19.00 3.75 26.00 7.90 11.75 7.00 10.03 5.50 13.70
Foreign Banks 8.18 12.63 4.37 9.75 5.30 10.00 8.90 10.00 4.95 7.05 5.60 9.05
Table 1 : Range of Interest Rates on Advances for the Quarter Ended June 2022
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.01 20.08 0.01 20.00 0.01 21.80 4.00 17.25 4.00 18.75 4.00 17.25
Pvt. Sec. Banks 2.85 47.88 1.50 46.00 1.05 40.00 5.20 30.00 5.00 46.00 2.85 29.00
Foreign Banks 4.19 45.63 1.40 47.88 1.00 34.00 4.19 45.62 1.75 47.88 2.50 25.00
Table 2: Median Range of Interest Rates on Advances for the Quarter Ended September 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.50 16.63 6.00 16.63 5.40 16.13 7.00 14.50 7.00 12.55 7.18 14.53
Pvt. Sec. Banks 7.45 18.00 4.80 19.00 4.00 23.76 9.00 13.00 8.70 11.90 6.98 14.75
Foreign Banks 7.80 12.60 5.10 9.70 5.62 10.50 7.95 10.50 6.45 8.50 6.15 9.50
Table 1: Range of Interest Rates on Advances for the Month Ended June 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.00 26.00 0.00 22.15 0.00 30.00 0.00 24.50 0.00 19.25 0.00 24.70
Pvt. Sec. Banks 1.00 33.40 0.00 46.00 0.00 43.96 4.05 30.00 4.02 19.60 0.00 29.00
Foreign Banks 5.27 45.02 0.10 47.88 0.00 23.99 5.47 45.02 0.20 47.88 0.00 19.00
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2022
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.01 22.15 0.01 20.00 0.01 21.80 4.00 17.60 4.50 18.75 4.00 17.60
Pvt. Sec. Banks 4.00 47.88 1.50 46.00 1.50 40.20 5.55 33.00 3.00 46.00 1.78 27.00
Foreign Banks 5.65 45.63 1.40 48.00 1.00 32.00 5.90 45.63 2.00 47.88 2.50 24.00
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2022
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.75 22.50 4.00 18.75 4.00 21.80 4.00 18.00 4.00 18.75 4.00 18.00
Pvt. Sec. Banks 4.00 47.88 1.50 46.00 1.00 40.20 5.55 34.00 2.00 46.00 1.70 27.00
Foreign Banks 6.15 45.63 1.40 47.88 1.00 32.00 6.15 45.63 4.00 47.88 2.50 24.00
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.24 16.03 5.64 15.65 4.88 16.25 8.52 13.10 6.96 11.90 7.28 13.23
Pvt. Sec. Banks 7.67 19.99 5.75 19.00 4.00 26.00 9.01 12.68 7.75 10.25 7.25 16.25
Foreign Banks 8.70 11.73 6.96 10.45 6.23 11.23 9.15 10.50 7.67 8.65 7.33 10.25
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 4.00 25.00 4.00 32.90 1.00 36.00 5.33 19.10 6.00 17.15 4.50 19.85
Private Sector Banks 5.65 30.25 4.00 46.00 1.50 29.35 5.65 22.00 5.08 20.40 4.00 25.93
Foreign Banks 8.38 42.46 1.00 47.88 1.00 28.00 8.50 41.82 5.00 47.88 2.00 27.00
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December- 2015
(Per cent per annum)
Bank Group Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.65 17.05 7.00 17.20 9.65 17.50 9.70 13.75 9.68 13.50 9.90 14.70
Private Sector Banks 10.25 18.00 9.64 18.38 5.61 21.05 10.70 14.40 10.50 13.13 10.25 15.00
Foreign Banks 10.25 13.85 9.05 12.38 9.20 13.00 11.25 13.50 9.20 11.08 9.25 12.25
Table 2 : Median Range of Interest Rates on Advances for the Month Ended March 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.65 17.05 7.00 17.20 9.65 17.50 9.70 13.75 9.68 13.38 9.90 14.70
Pvt. Sec. Banks 10.13 18.50 9.57 18.87 6.10 21.00 10.50 14.33 10.13 13.34 10.00 16.10
Foreign Banks 10.00 13.85 9.05 11.85 9.15 12.50 11.00 13.50 9.20 10.98 9.50 12.25
Table 1 : Range of Interest Rates on Advances - September 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 30.40 4.00 30.00 1.00 36.00 5.33 19.00 5.77 16.95 4.75 18.70
Private Sector Banks 3.00 30.00 4.00 46.00 1.15 34.25 4.11 21.00 6.50 23.00 4.00 26.00
Foreign Banks 8.00 42.46 1.40 47.88 1.00 26.00 8.38 42.46 3.75 47.88 2.00 21.00
Table 2 : Median Range of Interest Rates on Advances - September 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.45 17.05 7.50 16.88 9.30 17.40 9.70 13.50 9.53 13.38 9.70 14.70
Private Sector Banks 9.63 19.00 9.00 18.38 7.01 21.90 10.40 13.95 9.45 11.75 9.55 16.75
Foreign Banks 9.60 13.25 8.50 11.50 9.00 12.58 10.70 12.00 8.85 10.70 9.13 12.38
Table 2 : Median Range of Interest Rates on Advances - December 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.35 16.90 7.50 16.83 9.25 17.25 9.65 13.50 9.35 13.38 9.70 14.50
Private Sector Banks 9.53 18.50 8.73 18.78 6.25 21.93 10.23 14.72 9.10 12.25 9.20 16.50
Foreign Banks 10.08 13.38 8.20 11.50 8.73 12.50 10.65 12.88 8.70 10.50 9.13 11.88
Table 1 : Range of Interest Rates on Advances - March 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 36.60 1.00 31.40 1.00 30.00 5.50 18.20 4.00 16.95 4.90 18.50
Private Sector Banks 2.50 30.00 4.00 46.00 1.50 34.25 5.55 21.00 6.25 20.30 2.70 26.00
Foreign Banks 7.70 42.46 1.40 47.88 1.00 28.00 7.80 42.46 3.47 47.88 2.00 27.00
Table 2 : Median Range of Interest Rates on Advances - September 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.40 15.45 7.00 15.00 8.25 16.25 8.85 14.05 8.45 13.25 8.65 14.10
Private Sector Banks 8.55 19.20 7.40 18.75 5.00 22.00 9.63 14.54 8.23 11.50 7.90 15.70
Foreign Banks 9.25 13.50 7.22 11.50 7.87 12.08 10.75 11.95 7.34 9.96 8.35 11.30
Table 1 : Range of Interest Rates on Advances - December 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 37.00 2.32 44.75 1.00 30.00 6.00 19.00 2.32 19.00 4.00 18.45
Private Sector Banks 2.50 28.25 4.00 46.00 1.15 34.25 5.55 21.00 5.00 20.60 4.00 26.00
Foreign Banks 7.19 42.46 1.40 47.88 1.00 28.00 7.19 42.46 3.13 47.88 2.50 27.00
Table 2 : Median Range of Interest Rates on Advances - March 2018
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60%  of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.10 16.00 7.00 15.40 8.05 16.75 9.15 14.10 8.30 13.20 8.60 14.10
Private Sector Banks 8.05 18.25 7.40 19.13 5.74 22.25 9.00 14.44 8.63 11.75 7.83 16.25
Foreign Banks 8.90 13.20 7.70 11.50 7.86 12.00 9.50 11.00 7.85 10.00 8.13 11.05
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.45 37.00 4.00 44.75 1.00 36.95 5.10 18.75 4.00 19.00 4.00 20.25
Private Sector Banks 4.00 30.00 1.00 48.13 0.01 34.25 5.55 30.00 5.95 24.00 4.00 26.00
Foreign Banks 6.95 45.01 1.40 47.88 1.00 27.00 6.95 42.46 4.00 47.88 2.50 27.00
Table 1 : Range of Interest Rates on Advances for the Quarter ended December 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 1.85 39.45 3.15 44.75 1.00 30.00 5.15 19.50 3.15 19.00 4.00 20.25
Private Sector Banks 4.00 30.00 3.90 48.13 2.10 36.68 4.15 30.00 5.09 24.00 4.00 26.00
Foreign Banks 1.40 47.88 3.30 25.00 1.00 27.00 7.63 47.88 3.30 20.75 2.50 27.00
Table 1 : Range of Interest Rates on Advances - March 2018
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 37.00 2.59 54.90 1.00 24.95 6.00 19.00 2.59 19.00 3.95 16.95
Private Sector Banks 2.65 34.25 3.00 46.00 1.35 34.25 5.55 21.00 5.50 20.00 4.00 26.00
Foreign Banks 7.35 42.46 1.40 47.88 0.80 28.00 7.35 42.46 3.50 47.88 3.00 28.00
Table 1 : Range of Interest Rates on Advances for the Quarter ended March 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.00 39.40 4.00 44.75 2.00 30.00 6.00 19.50 4.00 19.00 4.00 17.20
Private Sector Banks 4.00 30.00 2.00 48.13 1.71 39.98 4.15 30.00 4.20 24.00 3.75 26.00
Foreign Banks 7.25 45.20 1.40 47.88 1.00 27.00 7.40 42.46 0.03 47.88 2.50 27.00
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 16.25 7.00 15.98 8.15 16.75 8.35 12.95 8.08 13.18 8.60 14.30
Private Sector Banks 8.80 19.00 7.52 19.00 5.62 23.28 9.90 13.65 9.25 12.50 8.58 15.98
Foreign Banks 9.45 13.43 7.79 11.00 8.25 11.93 10.33 12.55 8.07 9.75 8.41 11.35

Table 2 : Median Range of Interest Rates on Advances For the Month Ended September 2011

(Per cent per annum)

Bank Group

Interest Rate Range including allof business contracted at Extreme Rate

Interest Rate Range at which at least60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

10.13

17.75

10.38

17.75

10.13

18.25

11.00

15.00

10.65

14.85

10.50

15.25

Pvt. Sec. Banks

10.25

19.13

9.88

19.00

4.75

19.50

12.38

15.25

10.40

13.75

9.00

15.25

Foreign Banks

11.00

15.25

9.40

13.35

8.00

14.25

12.50

14.75

10.45

11.73

9.13

13.00

Table 1 : Range of Interest Rates on Advances for the Month Ended December 2011

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least 60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

4.00

22.10

3.00

22.75

3.50

24.40

7.00

22.10

5.93

17.75

4.00

20.60

Pvt. Sec. Banks

5.85

24.00

4.00

25.00

2.00

30.00

11.05

18.90

7.00

21.75

5.00

24.00

Foreign Banks

9.00

42.00

4.50

47.88

4.00

53.48

9.75

42.00

8.00

25.00

4.00

28.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended June 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

 

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.00

22.10

3.50

22.75

3.50

24.40

5.25

19.75

6.21

17.75

4.00

19.50

Pvt. Sec. Banks

5.85

27.75

4.19

24.00

1.50

33.00

9.40

20.75

4.19

21.75

5.00

22.25

Foreign Banks

7.15

44.40

2.73

47.88

2.50

53.47

7.98

42.00

2.78

25.00

2.50

28.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended September 2012

(Per cent per annum)

Bank Group

Interest Rate Range - All Business
(Including businesses contracted at Extreme Rates)

Interest Rate Range at which at least
60% of the business has been contracted

Cash Credit

Demand Loan

Term Loan

Cash Credit

Demand Loan

Term Loan

 

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Public Sector Banks

3.00

24.50

3.50

22.75

3.50

36.00

4.00

20.10

6.21

17.75

4.00

19.50

Pvt. Sec. Banks

5.85

27.75

2.80

24.00

1.50

33.01

9.40

20.75

2.80

21.75

5.00

22.25

Foreign Banks

9.00

44.40

3.33

47.88

2.00

45.57

9.00

41.88

3.33

25.00

2.00

28.25

Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2022
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.35 15.73 5.58 15.50 5.63 16.15 7.65 11.73 6.94 11.73 7.00 13.08
Pvt. Sec. Banks 7.46 19.75 5.43 18.90 4.00 25.35 8.83 12.93 7.50 10.20 6.60 16.25
Foreign Banks 8.50 12.25 6.45 10.58 6.30 10.95 9.25 10.75 7.01 8.32 6.95 10.00
Table 1 : Range of Interest Rates on Advances for the Quarter Ended March 2022
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.01 26.05 0.01 20.00 0.01 21.50 4.75 17.25 3.80 18.75 4.00 17.25
Pvt. Sec. Banks 2.10 47.88 1.50 46.00 0.01 40.00 5.55 30.00 2.00 46.00 2.85 29.00
Foreign Banks 3.90 45.63 1.28 47.88 1.00 34.00 3.95 45.62 1.75 47.88 2.50 25.00
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.75 21.10 3.05 18.75 4.00 18.45 4.00 18.45 4.00 18.75 4.00 18.45
Pvt. Sec. Banks 4.00 47.88 1.50 47.40 1.95 36.00 5.55 36.00 5.10 47.40 2.75 27.00
Foreign Banks 6.26 45.63 2.00 47.88 1.00 42.00 6.26 45.63 4.25 47.88 2.50 42.00
Table 1: Range of Interest Rates on Advances for the Quarter ended March 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.00 27.05 0.00 26.55 0.00 26.85 0.15 27.00 0.00 23.80 0.00 25.55
Private Sector Banks 0.00 47.88 0.00 46.00 0.00 40.00 4.00 30.00 3.50 46.00 0.00 29.00
Foreign Banks 4.15 45.02 0.05 47.88 0.00 26.00 4.95 45.00 0.05 47.88 0.00 21.99
Table 2: Median Range of Interest Rates on Advances for the Quarter ended March 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.90 15.30 4.88 15.43 5.25 15.13 6.90 13.35 6.81 11.68 7.03 12.95
Private Sector Banks 7.25 20.00 4.30 17.68 3.25 25.00 8.50 12.00 7.00 10.95 5.95 14.00
Foreign Banks 9.00 13.00 4.31 10.21 5.46 10.88 9.00 10.50 5.30 7.50 6.43 9.75
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.01 25.50 0.01 26.55 0.01 30.00 5.00 24.00 4.00 23.80 5.00 30.00
Private Sector Banks 1.00 47.88 2.00 46.00 1.00 40.00 4.00 30.00 4.10 46.00 2.25 29.00
Foreign Banks 4.05 45.63 0.01 47.88 1.00 34.00 4.05 45.62 0.01 47.88 2.50 25.00
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.80 15.30 5.88 14.64 5.63 15.13 7.26 12.68 7.00 11.68 7.00 12.43
Private Sector Banks 7.00 19.50 4.00 19.05 3.88 24.13 8.38 11.75 7.38 10.70 6.25 16.25
Foreign Banks 8.25 12.63 4.09 10.18 5.50 10.88 8.65 11.23 4.78 7.65 6.50 9.73
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 0.00 25.60 0.00 22.15 0.00 27.50 0.00 24.05 0.00 18.75 0.00 24.70
Pvt. Sec. Banks 1.00 33.30 0.00 46.00 0.00 40.00 4.05 30.00 4.10 19.25 0.00 29.00
Foreign Banks 4.55 45.02 0.10 47.88 0.00 25.00 4.55 45.02 1.30 47.88 0.00 19.00
Table 1 : Range of Interest Rates on Advances for the Month ended December 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.30 28.20 4.00 24.25 4.00 30.00 4.05 28.05 4.00 18.75 4.00 24.50
Private Sector Banks 1.00 30.00 3.91 46.00 1.00 40.00 4.60 30.00 4.10 19.45 3.50 29.00
Foreign Banks 6.45 45.02 0.05 47.88 1.00 23.99 6.56 42.46 0.50 47.88 2.50 19.49
Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 15.70 7.00 15.98 7.93 16.13 7.90 12.23 7.45 11.78 8.25 13.50
Private Sector Banks 8.55 18.25 7.00 19.00 5.00 22.95 9.70 13.30 9.15 12.00 8.30 15.30
Foreign Banks 8.60 13.70 6.49 10.48 7.20 10.90 10.00 10.50 7.13 9.23 7.55 10.25
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2020
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.90 16.63 6.00 16.63 5.40 16.13 7.00 13.70 7.00 12.55 7.08 14.08
Pvt. Sec. Banks 7.40 18.90 4.40 19.00 4.00 23.73 8.75 13.00 8.15 11.75 7.15 15.63
Foreign Banks 9.00 12.40 4.33 9.58 5.62 10.75 9.00 10.50 5.66 8.13 6.75 9.75
Table 2: Median Range of Interest Rates on Advances for the Quarter ended June 2021
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 6.75 15.30 6.00 14.36 5.25 15.13 7.08 12.68 7.00 11.68 6.93 12.43
Private Sector Banks 7.23 19.50 4.00 19.00 3.75 25.00 8.28 12.25 6.60 10.53 5.95 16.25
Foreign Banks 7.78 13.10 4.30 9.95 5.37 10.75 8.70 11.33 4.80 7.48 6.50 9.50

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