Master Circulars - RBI - Reserve Bank of India
Master Circulars
Jun 23, 2022
Master Circular - Housing Finance for UCBs
RBI/2022-23/76 DOR.CRE.REC.No.49/09.22.010/2022-23 June 23, 2022 All Primary (Urban) Co-operative Banks Madam/Dear Sir, Master Circular - Housing Finance for UCBs Please refer to our Master Circular DCBR.BPD.(PCB) MC No.9/09.22.010/2015-16 dated July 1, 2015 on the captioned subject (available at RBI website https://rbi.org.in/). The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject issued till date. Yours faithfully (M
RBI/2022-23/76 DOR.CRE.REC.No.49/09.22.010/2022-23 June 23, 2022 All Primary (Urban) Co-operative Banks Madam/Dear Sir, Master Circular - Housing Finance for UCBs Please refer to our Master Circular DCBR.BPD.(PCB) MC No.9/09.22.010/2015-16 dated July 1, 2015 on the captioned subject (available at RBI website https://rbi.org.in/). The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject issued till date. Yours faithfully (M
Apr 08, 2022
Master Circular - Management of Advances - UCBs
RBI/2022-23/22 DOR.CRE.REC.No.17/13.05.000/2022-23 April 8, 2022 All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular - Management of Advances - UCBs Please refer to our Master Circular DCBR.BPD.(PCB) MC No.14/13.05.000/2015-16 dated July 1, 2015 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines issued on the subject up to April 7, 2022 as listed in the Appendix. Yours faithfully (Manor
RBI/2022-23/22 DOR.CRE.REC.No.17/13.05.000/2022-23 April 8, 2022 All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular - Management of Advances - UCBs Please refer to our Master Circular DCBR.BPD.(PCB) MC No.14/13.05.000/2015-16 dated July 1, 2015 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines issued on the subject up to April 7, 2022 as listed in the Appendix. Yours faithfully (Manor
Apr 01, 2022
Master Circular - Scheme of Penalties for bank branches including Currency Chests for deficiency in rendering customer service to the members of public
RBI/2022-23/04 DCM (CC) No.G-5/03.44.01/2022-23 April 01, 2022 The Chairman/Managing Director/Chief Executive Officers All banks Master Circular – Scheme of Penalties for bank branches including Currency Chests for deficiency in rendering customer service to the members of public Please refer to the Master Circular DCM (CC) No.G-3/03.44.01/2021-22 dated April 01, 2021 on the scheme of penalties. 2. An updated version on the subject is annexed for information and neces
RBI/2022-23/04 DCM (CC) No.G-5/03.44.01/2022-23 April 01, 2022 The Chairman/Managing Director/Chief Executive Officers All banks Master Circular – Scheme of Penalties for bank branches including Currency Chests for deficiency in rendering customer service to the members of public Please refer to the Master Circular DCM (CC) No.G-3/03.44.01/2021-22 dated April 01, 2021 on the scheme of penalties. 2. An updated version on the subject is annexed for information and neces
Apr 01, 2022
Master Circular - Asset Reconstruction Companies (Updated as on October 14, 2022)
RBI/2022-23/03 DOR.SIG.FIN.REC 1/26.03.001/2022-23 April 01, 2022 (Updated as on October 14, 2022) (Updated as on August 12, 2022) All Asset Reconstruction Companies Dear Sir/Madam, Master Circular - Asset Reconstruction Companies In order to have all current instructions/guidelines on the subject at one place, the Reserve Bank of India issues updated circulars/guidelines. The instructions contained in The Asset Reconstruction Companies (Reserve Bank) Guidelines and D
RBI/2022-23/03 DOR.SIG.FIN.REC 1/26.03.001/2022-23 April 01, 2022 (Updated as on October 14, 2022) (Updated as on August 12, 2022) All Asset Reconstruction Companies Dear Sir/Madam, Master Circular - Asset Reconstruction Companies In order to have all current instructions/guidelines on the subject at one place, the Reserve Bank of India issues updated circulars/guidelines. The instructions contained in The Asset Reconstruction Companies (Reserve Bank) Guidelines and D
Apr 01, 2022
Master Circular - Facility for Exchange of Notes and Coins
RBI/2022-23/01 DCM (NE) No.G-5/08.07.18/2022-23 April 01, 2022 The Chairman/The Managing Director/The Chief Executive OfficerAll Banks Madam/Dear Sir Master Circular – Facility for Exchange of Notes and Coins Please refer to the Master Circular DCM (NE) No.G-4/08.07.18/2021-22 dated April 01, 2021 containing instructions on the facility for exchange of notes and coins. A revised version of Master Circular on the subject is annexed for your information and necessary ac
RBI/2022-23/01 DCM (NE) No.G-5/08.07.18/2022-23 April 01, 2022 The Chairman/The Managing Director/The Chief Executive OfficerAll Banks Madam/Dear Sir Master Circular – Facility for Exchange of Notes and Coins Please refer to the Master Circular DCM (NE) No.G-4/08.07.18/2021-22 dated April 01, 2021 containing instructions on the facility for exchange of notes and coins. A revised version of Master Circular on the subject is annexed for your information and necessary ac
Apr 01, 2022
Master Circular on SHG-Bank Linkage Programme
RBI/2022-23/02 FIDD.CO.FID.BC.No.1/12.01.033/2022-23 April 01, 2022 The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks Madam / Dear Sir Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable banks to have instructions at one place, the Master Circular incorporating the existing guidelines/
RBI/2022-23/02 FIDD.CO.FID.BC.No.1/12.01.033/2022-23 April 01, 2022 The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks Madam / Dear Sir Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable banks to have instructions at one place, the Master Circular incorporating the existing guidelines/
Apr 01, 2022
Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
RBI/2022-23/17 DOR.STR.REC.5/21.04.048/2022-23 April 1, 2022 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs Please refer to our Master Circular DOR.No.STR.REC.64/21.04.048/2021-22 dated November 1, 2021 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the sub
RBI/2022-23/17 DOR.STR.REC.5/21.04.048/2022-23 April 1, 2022 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs Please refer to our Master Circular DOR.No.STR.REC.64/21.04.048/2021-22 dated November 1, 2021 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the sub
Apr 01, 2022
Master Circular - Housing Finance
RBI/2022-23/16 DOR.CRE.REC.No.06/08.12.001/2022-23 April 01, 2022 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DOR.CRE.REC.No.87/08.12.001/2021-22 dated February 18, 2022 consolidating the instructions / guidelines issued to banks till February 17, 2022 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to March 31, 2022. Your
RBI/2022-23/16 DOR.CRE.REC.No.06/08.12.001/2022-23 April 01, 2022 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DOR.CRE.REC.No.87/08.12.001/2021-22 dated February 18, 2022 consolidating the instructions / guidelines issued to banks till February 17, 2022 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to March 31, 2022. Your
Apr 01, 2022
Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
RBI/2022-23/15 DOR.STR.REC.4/21.04.048/2022-23 April 1, 2022 All Commercial Banks (excluding RRBs) Madam/Dear Sir Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Please refer to the Master Circular DOR.No.STR.REC.55/21.04.048/2021-22 dated October 1, 2021 consolidating instructions / guidelines issued to banks till September 30, 2021 on matters relating to prudential norms on income recognition, as
RBI/2022-23/15 DOR.STR.REC.4/21.04.048/2022-23 April 1, 2022 All Commercial Banks (excluding RRBs) Madam/Dear Sir Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Please refer to the Master Circular DOR.No.STR.REC.55/21.04.048/2021-22 dated October 1, 2021 consolidating instructions / guidelines issued to banks till September 30, 2021 on matters relating to prudential norms on income recognition, as
Apr 01, 2022
Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)
RBI/2022-23/14 DOR.CRE.REC.No.07/21.04.172/2022-23 April 01, 2022 All Scheduled Commercial Banks (excluding RRBs) Madam/ Dear Sir, Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs) Please refer to our Master Circular DOR.CRE.REC.No.77/21.04.172/2021-22 dated January 05, 2022 on the captioned subject. This Master Circular consolidates instructions on the above matter issued up to March 31, 2022. Yours faithfully,(Manoranjan Mishra)Chief General
RBI/2022-23/14 DOR.CRE.REC.No.07/21.04.172/2022-23 April 01, 2022 All Scheduled Commercial Banks (excluding RRBs) Madam/ Dear Sir, Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs) Please refer to our Master Circular DOR.CRE.REC.No.77/21.04.172/2021-22 dated January 05, 2022 on the captioned subject. This Master Circular consolidates instructions on the above matter issued up to March 31, 2022. Yours faithfully,(Manoranjan Mishra)Chief General
Apr 01, 2022
Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs)
RBI/2022-23/13 DOR.CAP.REC.2/09.18.201/2022-23 April 1, 2022 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs) Please refer to our Master Circular DCBR.BPD.(PCB).MC.No.10/09.18.201/2015-16 dated July 01, 2015 on the captioned subject. 2. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subj
RBI/2022-23/13 DOR.CAP.REC.2/09.18.201/2022-23 April 1, 2022 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs) Please refer to our Master Circular DCBR.BPD.(PCB).MC.No.10/09.18.201/2015-16 dated July 01, 2015 on the captioned subject. 2. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subj
Apr 01, 2022
Master Circular - Basel III Capital Regulations
RBI/2022-23/12 DOR.CAP.REC.3/21.06.201/2022-23 April 1, 2022 All Scheduled Commercial Banks(Excluding Small Finance Banks, Payments Banksand Regional Rural Banks) Madam / Dear Sir, Master Circular – Basel III Capital Regulations Please refer to the Master Circular No. DBR.No.BP.BC.1/21.06.201/2015-16 dated July 1, 2015, consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till June 30, 2015. 2. This Master Circular consolidates
RBI/2022-23/12 DOR.CAP.REC.3/21.06.201/2022-23 April 1, 2022 All Scheduled Commercial Banks(Excluding Small Finance Banks, Payments Banksand Regional Rural Banks) Madam / Dear Sir, Master Circular – Basel III Capital Regulations Please refer to the Master Circular No. DBR.No.BP.BC.1/21.06.201/2015-16 dated July 1, 2015, consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till June 30, 2015. 2. This Master Circular consolidates
Apr 01, 2022
Master Circular - Lead Bank Scheme
RBI/2022-23/11 FIDD.CO.LBS.BC.No.02/02.01.001/2022-23 April 01, 2022 The Chairman/ Managing Director/ Chief Executive OfficerSLBC/ UTLBC Convenor Banks / Lead Banks Madam/ Dear Sir, Master Circular – Lead Bank Scheme The Reserve Bank of India has issued a number of guidelines/instructions on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines/ instructions issued by Reserve Bank of India on Lead Bank Scheme up to March 31, 202
RBI/2022-23/11 FIDD.CO.LBS.BC.No.02/02.01.001/2022-23 April 01, 2022 The Chairman/ Managing Director/ Chief Executive OfficerSLBC/ UTLBC Convenor Banks / Lead Banks Madam/ Dear Sir, Master Circular – Lead Bank Scheme The Reserve Bank of India has issued a number of guidelines/instructions on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines/ instructions issued by Reserve Bank of India on Lead Bank Scheme up to March 31, 202
Apr 01, 2022
Master Circular - Guarantees and Co-acceptances
RBI/2022-23/10 DOR.STR.REC.8/13.07.010/2022-23 April 1, 2022 All Scheduled Commercial Banks (excluding Payments Banks and RRBs) Dear Sir / Madam Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DOR.STR.REC.66/13.07.010/2021-22 dated November 9, 2021 consolidating the instructions / guidelines issued to banks till November 8, 2021, relating to Guarantees and Co-acceptances. This Master Circular consolidates the instructions on the abo
RBI/2022-23/10 DOR.STR.REC.8/13.07.010/2022-23 April 1, 2022 All Scheduled Commercial Banks (excluding Payments Banks and RRBs) Dear Sir / Madam Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DOR.STR.REC.66/13.07.010/2021-22 dated November 9, 2021 consolidating the instructions / guidelines issued to banks till November 8, 2021, relating to Guarantees and Co-acceptances. This Master Circular consolidates the instructions on the abo
Apr 01, 2022
Master Circular - Disbursement of Government Pension by Agency Banks
RBI/2022-23/09DGBA.GBD.No.S2/31.02.007/2022-23 April 01, 2022 All Agency Banks Dear Sir/Madam Master Circular - Disbursement of Government Pension by Agency Banks Please refer to our Master Circular RBI/2021-22/08 dated April 01, 2021 (updated as on May 17, 2021) on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India till March 31, 2022. 2. A copy of the rev
RBI/2022-23/09DGBA.GBD.No.S2/31.02.007/2022-23 April 01, 2022 All Agency Banks Dear Sir/Madam Master Circular - Disbursement of Government Pension by Agency Banks Please refer to our Master Circular RBI/2021-22/08 dated April 01, 2021 (updated as on May 17, 2021) on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India till March 31, 2022. 2. A copy of the rev
Apr 01, 2022
Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
RBI/2022-23/08 CO.DGBA.GBD.No.S-1/31.12.010/2022-23 April 1, 2022 All Agency Banks Dear Sir / Madam Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission Please refer to our Master Circular RBI/2021-22/07 DGBA.GBD.No.S-2/31.12.010/2021-22 dated April 1, 2021 on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India til
RBI/2022-23/08 CO.DGBA.GBD.No.S-1/31.12.010/2022-23 April 1, 2022 All Agency Banks Dear Sir / Madam Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission Please refer to our Master Circular RBI/2021-22/07 DGBA.GBD.No.S-2/31.12.010/2021-22 dated April 1, 2021 on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India til
Apr 01, 2022
Master Circular - Detection and Impounding of Counterfeit Notes
RBI/2022-23/07 DCM (FNVD) G –1/16.01.05/2022-23 April 1, 2022 The Chairman/ Managing Director /Chief Executive Officer All Banks Dear Sir / Madam, Master Circular – Detection and Impounding of Counterfeit Notes Please refer to the Master Circular DCM (FNVD) G - 1/16.01.05/2021-22 dated April 1, 2021 consolidating the instructions issued till April 1, 2021, relating to Detection and Impounding of Counterfeit Notes. The Master Circular has since been updated by incorpor
RBI/2022-23/07 DCM (FNVD) G –1/16.01.05/2022-23 April 1, 2022 The Chairman/ Managing Director /Chief Executive Officer All Banks Dear Sir / Madam, Master Circular – Detection and Impounding of Counterfeit Notes Please refer to the Master Circular DCM (FNVD) G - 1/16.01.05/2021-22 dated April 1, 2021 consolidating the instructions issued till April 1, 2021, relating to Detection and Impounding of Counterfeit Notes. The Master Circular has since been updated by incorpor
Apr 01, 2022
Master Circular on Investments by Primary (Urban) Co-operative Banks
RBI/2022-23/05 DOR.MRG.REC.10/21.04.141/2022-23 April 01, 2022 All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular on Investments by Primary (Urban) Co-operative Banks Please refer to our Master Circular DOR.MRG.REC.50/21.04.141/2021-22 dated September 20, 2021 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions/guidelines on the subject issued as on date. Yours faithfully, (Usha Janakiraman) Chief
RBI/2022-23/05 DOR.MRG.REC.10/21.04.141/2022-23 April 01, 2022 All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular on Investments by Primary (Urban) Co-operative Banks Please refer to our Master Circular DOR.MRG.REC.50/21.04.141/2021-22 dated September 20, 2021 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions/guidelines on the subject issued as on date. Yours faithfully, (Usha Janakiraman) Chief
Apr 01, 2022
Master Circular - Guarantees, Co-Acceptances & Letters of Credit - UCBs
RBI/2022-23/06 DoR.STR.REC.9/09.27.000/2022-23 April 01, 2022 The Managing Director/ Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular - Guarantees, Co-Acceptances & Letters of Credit - UCBs Please refer to our Master Circular DoR.STR.REC.65/09.27.000/2021-22 dated November 2, 2021 on the captioned subject (available at RBI website https://rbi.org.in/). The enclosed Master Circular consolidates and updates all the ins
RBI/2022-23/06 DoR.STR.REC.9/09.27.000/2022-23 April 01, 2022 The Managing Director/ Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular - Guarantees, Co-Acceptances & Letters of Credit - UCBs Please refer to our Master Circular DoR.STR.REC.65/09.27.000/2021-22 dated November 2, 2021 on the captioned subject (available at RBI website https://rbi.org.in/). The enclosed Master Circular consolidates and updates all the ins
Feb 18, 2022
Master Circular - Housing Finance
RBI/2021-22/171 DOR.CRE.REC.No.87/08.12.001/2021-22 February 18, 2022 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBR.No.DIR.BC.13/08.12.001/2015-16 dated July 1, 2015 consolidating the instructions / guidelines issued to banks till June 30, 2015 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to February 17, 2022. Yours f
RBI/2021-22/171 DOR.CRE.REC.No.87/08.12.001/2021-22 February 18, 2022 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBR.No.DIR.BC.13/08.12.001/2015-16 dated July 1, 2015 consolidating the instructions / guidelines issued to banks till June 30, 2015 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to February 17, 2022. Yours f
Page Last Updated on: September 07, 2024