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Index to RBI Circulars

Circular Number Date Of Issue Department Subject Meant For
RBI/2005-2006/301 DBOD.NO.AML.BC.63 /14.01.001/2005-06 15.02.2006 Department of Banking Operations and Development Prevention of Money Laundering Act, 2002 - Obligation of banks in terms of Rules notified thereunder The Chairmen and Chief Executive Officers (All Scheduled Commercial Banks excluding RRBs)
RBI/2005-2006/298 DBOD. No. Dir.BC. 62/13.03.00/ 2005-06 08.02.2006 Department of Banking Operations and Development Interest Rates on Non-Resident Deposits All Commercial Banks (excluding RRBs)
RBI/2005-2006/294 DBOD.NO.BP.BC.60 / 21.04.048/2005-06 02.02.2006 Department of Banking Operations and Development Guidelines on Securitisation of Standard Assets All Commercial Banks (excluding RRBs)
RBI/2005-2006/293 DBOD. Ret. BC. No. 59-A /12.06.089/2005-06 31.01.2006 Department of Banking Operations and Development Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - ING Bank N.V. All Scheduled Commercial Banks
RBI/2005-2006/283 DBOD.No.BP.BC. 57 / 21.01.002 / 2005-2006 25.01.2006 Department of Banking Operations and Development Enhancement of banks’ capital raising options for capital adequacy purposes All Commercial Banks (Excluding RRBs)
RBI/2005-2006/288 DBOD.No.BL.BC. 58/22.01.001/2005-2006 25.01.2006 Department of Banking Operations and Development Financial Inclusion by Extension of Banking Services - Use of Business Facilitators and Correspondents The Chairmen & CEOs (All Scheduled Commercial Banks including RRBs)
RBI/2005-2006/282 DBOD.BP.BC No. 56 / 21.01.001/ 2005-06 23.01.2006 Department of Banking Operations and Development Collection of account payee cheque - Prohibition on crediting proceeds to third party account The Chairmen/Chief Executives of all Commercial Banks (excluding RRBs)
RBI/2005-2006/227 Ref: DBOD. No. FID. FIC. 6 /01.02.00/2005-06 06.12.2005 Department of Banking Operations and Development Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets (for FIs) The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.)
RBI/2005-2006/211 DBOD.FSD.BC. 49/ 24.01.011/ 2005-06 21.11.2005 Department of Banking Operations and Development Credit Card Operations of banks All Commercial Banks / NBFCs (Excluding RRBs)
RBI/2005-2006/208 DBOD No. Dir. 48/13.03.00/2005-06 17.11.2005 Department of Banking Operations and Development SCBs - Interest Rate on Non-Resident (External) Rupee (NRE) Deposits All Scheduled Commercial Banks (Excluding RRBs)
RBI/2005-2006/206 DBOD.No.BP.BC. 45 / 21.04.132/ 2005-06 10.11.2005 Department of Banking Operations and Development Revised Guidelines on Corporate Debt Restructuring (CDR) Mechanism All Commercial Banks/Financial Institutions (excluding RRBs)
RBI/2005-2006/196 DBOD.No.IBD.BC. 663 /23.67.001/2005-06 02.11.2005 Department of Banking Operations and Development Advances against Gold Ornaments and Jewellery The Chairmen and CEOs of all Scheduled Commercial Banks
RBI/2005-2006/180 DBOD.No.BP.BC.39/ 21.04.118/2004-05 15.10.2005 Department of Banking Operations and Development Guidance Note on Management of Operational Risk The Chairman All Scheduled Commercial Banks
RBI/2005-2006/177 DBOD. No. BP.BC. 38/21.04.141/2005-06 10.10.2005 Department of Banking Operations and Development Investment Fluctuation Reserve All Commercial Banks (excluding RRBs)
RBI/2005-2006/08 Master Circular No. / 08 /2005-06 01.10.2005 Department of Banking Operations and Development Master Circular- Export of Goods and Services All Banks Authorised to Deal in Foreign Exchange
RBI/2005-2006/162 DBOD.Ret.BC.No. 37/12.06.100/2005-06 09.09.2005 Department of Banking Operations and Development IDBI Bank Ltd. excluded from the Second Schedule of the RBI Act, 1934 All Scheduled Commercial Banks
RBI/2005-2006/151 DBOD.FSD.BC.NO.31/24.76.002/2005-06 01.09.2005 Department of Banking Operations and Development NDS-OM - Counterparty Confirmation All Scheduled Commercial Banks & Financial Institutions (as per the list attached) (Excluding RRBs)
RBI/2005-2006/135 DBOD.NO.AML.BC.28 /14.01.001/2005-06 23.08.2005 Department of Banking Operations and Development SCBs - KYC - Anti-Money Laundering Standards The Chief Executives of All Scheduled Commercial Banks (excluding RRBs)
RBI/2005-2006/124 Ref: DBOD. No. FID. FIC. 4 /01.02.00/2005-06 13.08.2005 Department of Banking Operations and Development Master Circular - Exposure Norms for the Financial Institutions The CEOs of the all-India Term-lending and Refinancing Institutions, (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.)
RBI/2005-2006/123 REF. DBOD.No. FID.FIC.3 / 01.02.00/ 2005-06 13.08.2005 Department of Banking Operations and Development Master Circular - Prudential norms for classification, valuation and operation of investment portfolio by FIs The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.)
RBI/2005-2006/122 Ref: DBOD. No. FID. FIC.2 /01.02.00/2005-06 13.08.2005 Department of Banking Operations and Development Master Circular - Disclosure Norms for Financial Institutions The CEOs of the all-India Term-lending and Refinancing Institutions, (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.)
RBI/2005-2006/121 REF. DBOD.No. FID.FIC.1 / 01.02.00/2005-06 13.08.2005 Department of Banking Operations and Development Master Circular- Resource Raising Norms for the Financial Institutions The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.)
RBI/2005-2006/117 Ref No. DBOD.AML.BC No.27 / 14.01.055 / 2005 - 06 11.08.2005 Department of Banking Operations and Development Master Circular - Foreign Contribution ( Regulation ) Act, 1976 - Obligations of banks The Chairman & CEOs of all scheduled Commercial Banks (excluding RRBs)
RBI/2005-2006/100 DBOD No. Rajbhasha BC. 26/06.11.04/2005-06 09.08.2005 Department of Banking Operations and Development Master Circular - Use of Hindi in banks Chairman & Managing Director All Public Sector Banks
RBI/2005-2006/089 Ref.DBOD.No.AML.BC. 23 /14.01.064 /2005-06 02.08.2005 Department of Banking Operations and Development Facilitating opening of bank accounts for flood affected persons The Chief Executives of Scheduled Commercial Banks including Regional Rural Banks
RBI/2005-2006/80 DBOD. Dir.BC. 22 / 13.03.00/ 2005-06 26.07.2005 Department of Banking Operations and Development FCNR (B) Deposit Scheme All Commercial Banks (excluding RRBs)
RBI/2005-2006/72 DBOD.No.PSBD.BC. 19/16.13.100/2005-06 22.07.2005 Department of Banking Operations and Development Calendar of reviews - Matters to be placed before Board of Directors, Management Committee and Audit Committee The Chief Executives of all Private Sector Banks
RBI/2005-2006/54 DBOD.NO.BP. BC. 16 / 21.04.048/ 2005-06 13.07.2005 Department of Banking Operations and Development Guidelines on purchase/sale of Non Performing Assets All Commercial Banks (excluding RRBs) All India Term Lending and Refinancing Institutions All Non Banking Financial Companies (including RNBCs)
RBI/2005-2006/12 DBOD.DIR (EXP). No. 03/04.02.02/ 2005-06 01.07.2005 Department of Banking Operations and Development Master Circular on Export Credit - Customer Service, Simplification of Procedures for Delivery and Reporting Requirements All Commercial Banks
RBI/2005-2006/18 DBOD No. Dir. 5/13.07.05/2005-06 01.07.2005 Department of Banking Operations and Development Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts All Commercial Banks (excluding RRBs)
RBI/2005-2006/20 Ref No. DBOD. Dir. BC. 7/13.03.00/2005-06 01.07.2005 Department of Banking Operations and Development Master Circular - Interest Rates on Advances The Chief Executives of all Scheduled Commercial Banks (Excluding RRBs & LABs)
RBI/2005-2006/36 Master Circular No. /06/2005-06 01.07.2005 Department of Banking Operations and Development Master Circular- Risk Management and Inter-Bank Dealings All Banks Authorised to Deal in Foreign Exchange
RBI/2004-2005/504 No.CO.DT.15.02.001/H. 11162 - 11184 /2004-05 28.06.2005 Department of Banking Operations and Development Introduction of System of 'At Source' commission payments to PPF Agents with effect from June 1, 2004 The Chairman & Managing Director Government Accounts Department Head Office (23 Agency Banks)
RBI/2004-2005/426 DBOD.Ret.BC.No. 80 /12.06.112/2004-05 20.04.2005 Department of Banking Operations and Development Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Sumitomo Mitsui Banking Corporation All Scheduled Commercial Banks
RBI/2004-2005/425 DBOD.No.Leg.BC.79 /09.07.005/2004-05 19.04.2005 Department of Banking Operations and Development Role of the Customer Service Committee of the Board - Monitoring the implementation of awards under the Banking Ombudsman Scheme All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004-2005/399 DBOD.Ret.BC.No. 77/12.06.092/2004-05 22.03.2005 Department of Banking Operations and Development Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- The Global Trust Bank Limited All Scheduled Commercial Banks
RBI/2004-2005/395 DBOD No.BP.BC.76 /21.04.018/2004-05 15.03.2005 Department of Banking Operations and Development Guidelines on compliance with Accounting Standard (AS) 11(revised 2003) ‘The Effects of Changes in Foreign Exchange Rates’ All Scheduled Commercial Banks (except RRBs)
RBI/2004-2005/383 DBOD.No.BP.BC. 72/21.04.018/2004-05 03.03.2005 Department of Banking Operations and Development Disclosures on risk exposures in derivatives To Chairmen / CEOs of all Scheduled Commercial Banks (excluding RRBs)
1 DBOD.No.BP.1163 /21.04.118/2004-05 15.02.2005 Department of Banking Operations and Development Implementation of the New Capital Adequacy Framework
RBI/2004-2005/358 DBOD.Ret.BC.No. 70 /12.06.090/2004-05 04.02.2005 Department of Banking Operations and Development Alteration in the name of bank in the Second Schedule to the Reserve Bank of India Act, 1934 -"JP Morgan Chase Bank" to "JP Morgan Chase Bank, National Association" All Scheduled Commercial Banks
RBI/2004-2005/284 DBOD.NO.AML.BC.58/14.01.001/2004-05 29.11.2004 Department of Banking Operations and Development Know Your Customer (KYC) Guidelines - Anti Money Laundering Standards The Chief Executives of All Commercial Banks
RBI/2004-2005/272 DBOD No.DL.BC.56/20.16.002/2004-05 06.11.2004 Department of Banking Operations and Development Banks/FIs advised to ensure Submission of Borrowal Accounts Data to CIBIL All Scheduled Commercial Banks (excluding RRBs) and Notified All-India Financial Institutions and State Financial Corporations
RBI/2004-2005/255 DBOD No. Dir. BC. 51/13.03.00/2004-05 01.11.2004 Department of Banking Operations and Development SCBs Advised to fix Ceiling on Interest Rates on Monthly Basis All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004-2005/257 DBOD No. Dir. 54/13.03.00/2004-05 01.11.2004 Department of Banking Operations and Development Tenor of Domestic Term Deposits Accepted by SCBs Reduced All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004-2005/256 DBOD No. Dir. 53/13.03.00/2004-05 01.11.2004 Department of Banking Operations and Development UCBs - Interest Rates on NRE Deposits Raised All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004-2005/226 DBOD.BP.BC.49 / 21.04.018/ 2004 -2005 19.10.2004 Department of Banking Operations and Development Banks Advised to Disclose Penalties Levied by RBI All Commercial Banks (excluding RRBs)
RBI/2004-2005/217 Ref: DBOD. CO. No. Ret. BC. 47 /12.06.121/2004-05 14.10.2004 Department of Banking Operations and Development "Industrial Development Bank of India Limited" included in the Second Schedule to RBI Act , 1934 All Commercial Banks
RBI/2004-2005/213 CO.DT.No. 15.02.001/H.3484 - 3520 /2004-05 07.10.2004 Department of Banking Regulation Operation of the Senior Citizens Savings Scheme, 2004 (SCSS) through Public Sector Banks The Chairman & Managing Director State Bank of India / Associate Banks 15 Public Sector Banks
RBI/2004-2005/182 DBOD.IECS. NO. 43 /04.02.10/2004-05 17.09.2004 Department of Banking Operations and Development Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC) The Chairmen/ Chief Executives of all Commercial Banks
RBI/2004-2005/155 DBOD. CO. No. Ret. BC.36 /12.06.120/2004-05 02.09.2004 Department of Banking Operations and Development Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited" All Commercial Banks
RBI/2004-2005/157 DBOD.No.BP.BC.37/ 21.04.141/2004-05 02.09.2004 Department of Banking Operations and Development Prudential norms on classification of Investment Portfolio of Banks All scheduled commercial banks (excluding RRBs)
RBI/2004-2005/126 DBOD No. Dir. BC. 32/13.07.05/2004-05 17.08.2004 Department of Banking Operations and Development Dematerialization of banks investment in equity All Commercial Banks (excluding RRBs)
RBI/2004-2005/118 DBOD No. BP.BC. 29 / 21.04.048/ 2004-05 13.08.2004 Department of Banking Operations and Development Prudential norms - State Government guaranteed exposures All Commercial Banks (excluding RRBs)
RBI /2004-05/116 DBOD.FSC.BC.28/24.76.002/2004-05 12.08.2004 Department of Banking Operations and Development Transactions in Government Securities All Commercial Banks (Excluding RRBs)
RBI/2004-2005/99 DBOD.No.Leg.BC. 22 / 09.07.005/ 2004-05 04.08.2004 Department of Banking Operations and Development Opening of Current Accounts by banks - Need for discipline All Scheduled Commercial Banks & All India Financial Institutions
RBI/2004-2005/63 DBOD.No.DL.BC. 16 /20.16.003/2004-05 23.07.2004 Department of Banking Operations and Development Checking of wilful defaults and measures against Wilful Defaulters All Scheduled Commercial Banks and All Notified All-India Financial Institutions
RBI/2004-2005/65 DBOD No. FSC.BC. 17/24.91.001/2004-05 23.07.2004 Department of Banking Operations and Development Participating in Bills Rediscounting Scheme as Lenders - Private Sector Mutual Funds All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004-2005/20 DBOD.Ret.BC.No. 2 /12.06.063/2004-05 06.07.2004 Department of Banking Operations and Development Alteration in the name of bank in the Second Schedule to the Reserve Bank of India Act, 1934 - "Credit Agricole Indosuez" to "Calyon Bank" All Scheduled Commercial Banks
RBI/2004-2005/19 DBOD. Ret. BC No. 1 /12.06.115/2004-05 06.07.2004 Department of Banking Operations and Development Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 -“Credit Lyonnais” All Scheduled Commercial Banks
RBI/2004-2005/23 DBOD.(IECS)No.47/03.27.25/2004-2005 03.07.2004 Department of Banking Operations and Development Housing Finance Chairman and Managing Directors/Chief Executive Officers of All Commercial Bank
RBI/2004/226 DBOD No. DL.BC.95/20.16.002/2003-04 17.06.2004 Department of Banking Operations and Development Annual Policy Statement for the year 2004-05 - Dissemination of credit information - Role of CIBIL All Scheduled Commercial Banks (excluding RRBs) and Notified All-India Financial Institutions and State Financial Corporations
RBI/2004/220 DBOD.No. DL.BC.94/20.16.003/2003-04 17.06.2004 Department of Banking Operations and Development Annual Policy Statement: 2004-05 - Wilful Defaulters - Clarification on Process All Scheduled Commercial Banks (excluding RRBs) and All Notified All-India Financial Institutions
RBI/2004/187 DBOD No.BP.BC. 82 /21.04.018/2003-04 30.04.2004 Department of Banking Operations and Development Guidelines on compliance with Accounting Standards (AS) by banks All Scheduled Commercial Banks
RBI/2004/175 DBOD.No. Dir. BC. 78/13.03.00/2003-04 22.04.2004 Department of Banking Operations and Development Committee on Procedures and Performances Audit on Public Services - Report No. III - Banking Operations : Deposit Accounts & Other Facilities relating to Individuals (Non-business) All Scheduled Commercial Banks
RBI/2004/151 DBOD. No. Dir. BC.76/13.01.09/2003-04 17.04.2004 Department of Banking Operations and Development Interest rates on Deposits under Non Resident (External) Rupee Account (NRE Accounts) All Scheduled Commercial Banks
RBI/2004/133 DBOD. Ret. BC No. 73 /12.06.115/2003-04 02.04.2004 Department of Banking Operations and Development Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - "Bank Muscat (S.A.O.G.)" All Scheduled Commercial Banks
RBI/2004/130 DBOD.IBS.BC/ 72 /23.13.004/2003-04 01.04.2004 Department of Banking Operations and Development Offshore Banking Units (OBUs) in Special Economic Zones (SEZs) All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004/127 DBOD. No. BP. BC. 71/ 21.04.018/ 2003-2004 31.03.2004 Department of Banking Operations and Development Accounting Standard - 11 on accounting for ' The effects of changes in foreign exchange rates' All Scheduled Commercial Banks (Excluding RRBs)
RBI/2004/56 DBOD No. Dir.BC. 69/13.03.00/2003-04 13.02.2004 Department of Banking Operations and Development Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) & Non-Resident (External) (NRE) Accounts All Scheduled Commercial Banks(excluding RRBs)
RBI/2004/42 DBOD No. BP. BC 66 / 21.04.117/2003-2004 05.02.2004 Department of Banking Operations and Development Revised guidelines for compromise settlement of chronic Non-Performing Assets (NPAs) of public sector banks upto Rs 10 crore Chairmen and Managing Directors of all Public Sector Banks
1 1 05.02.2004 Bank Customer Advisory committee on flow of credit to agriculture & related activities from the banking system
RBI/2004/40 DBOD. Ret. BC No. 65/12.06.110/2003-04 05.02.2004 Department of Banking Operations and Development Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - “The Oversea - Chinese Banking Corporation Limited.” All Authorised Dealers in Foreign Exchange
RBI/2004/38 DBOD.No.PSBS.BC. 64 /16.13.100/2003-04 03.02.2004 Department of Banking Operations and Development Guidelines for acknowledgement of transfer/allotment of shares in private sector banks All Scheduled Commercial Banks
1 1 21.08.2003 Department of Banking Operations and Development Computation of Net Demand and Time Liabilities (NDTL) for the purpose of maintenance of CRR/SLR
1 1 18.08.2003 Department of Banking Operations and Development Section 23 of Banking Regulation Act, 1949 - Take over of bank branches
1 1 14.08.2003 Department of Banking Operations and Development Review of Non-Public Business Working Day (NPBWD) observed by rural branches of commercial banks.
1 1 29.07.2003 Department of Banking Operations and Development Wilful Defaulters and action thereagainst
1 1 28.07.2003 Department of Banking Operations and Development Banking Companies (Nomination) Rules, 1985
1 1 17.07.2003 Department of Banking Operations and Development Circular on Interest Rate on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts)
1 1 17.07.2003 Department of Banking Operations and Development Circular on Interest Rate on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts)
1 1 17.07.2003 Department of Banking Operations and Development Directive on Interest Rate on Deposits under Non-resident (External) Rupee Account (NRE Accounts)
1 1 30.05.2003 Department of Banking Operations and Development Flow of Credit to Small Scale Industries Sector (SSIs)
1 1 23.05.2003 Department of Banking Operations and Development Revised guidelines for compromise settlement of chronic Non-Performing Assets (NPAs) of public sector banks
1 1 07.05.2003 Department of Banking Operations and Development Monetary and Credit Policy 2003-04 - Provisioning for NPAs
1 1 30.04.2003 Department of Banking Operations and Development Interest Rates on Advances - Prime Lending Rate and Spreads
1 1 30.04.2003 Department of Banking Operations and Development Rupee Export Credit Interest Rates
1 1 29.04.2003 Department of Banking Operations and Development Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts)
1 1 23.04.2003 Department of Banking Operations and Development Guidelines on sale of financial assets to Securitisation Company (SC)/ Reconstruction Company (RC) (created under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002) and related issues
1 1 23.04.2003 Department of Banking Operations and Development Guidelines to banks/ FIs on sale of Financial Assets to Securitisation Company (SC) / Reconstruction Company (RC) (created under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002) and related issues -
1 13123 05.04.2003 Department of Banking Operations and Development Offshore Banking Units (OBUs) in Special Economic Zones (SEZs)
1 1 31.03.2003 Department of Banking Operations and Development Ready Forward Contracts
1 -.-1 29.03.2003 Department of Banking Operations and Development Guidelines on compliance with Accounting Standards (AS) by banks
1 1 29.03.2003 Department of Banking Operations and Development Accounting Standard 17 - Format for disclosure under segment reporting
1 1 29.03.2003 Department of Banking Operations and Development Format for Related Party Disclosures as per Accounting Standard 18
1 1 27.03.2003 Department of Banking Operations and Development Offshore Banking Units (OBUs) in Special Economic Zones (SEZs)
1 1 26.03.2003 Department of Banking Operations and Development Draft guidelines for introduction of Credit Derivatives in India
1 1 26.03.2003 Department of Banking Operations and Development Permission to participate in Call/Notice Money Market and Bills Rediscounting Scheme - Private Sector Mutual Funds
1 1 26.03.2003 Department of Banking Operations and Development Permission to participate in Call/Notice/Term Money Market and Bills Rediscounting Scheme -Primary Dealers
1 1wer3 19.03.2003 Department of Banking Operations and Development Offshore Banking Units (OBUs) in Special Economic Zones (SEZs)
1 1 28.02.2003 Department of Banking Operations and Development Interest Rates on Deposits

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Page Last Updated on: March 02, 2026