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Index to RBI Circulars

Circular Number Date Of Issue Department Subject Meant For
RBI/2025-2026/75
DOR.AML.REC.46 /14.01.001/2025-26
14.08.2025 Department of Regulation Reserve Bank of India (Know Your Customer (KYC)) (2nd Amendment) Directions, 2025
RBI/2025-2026/74
DoR.MCS.REC.47/01.01.028/2025-26
14.08.2025 Department of Regulation Compliance with Hon’ble Supreme Court Order dated April 30, 2025 in the matter of Pragya Prasun and Ors. vs Union of India (W.P.(C) 289 of 2024) and Amar Jain vs Union of India & Ors. (W.P.(C) 49 of 2025) All Banks All Non-Banking Financial Companies (including Housing Finance Companies) All All-India Financial Institutions All Credit Information Companies All Payment System Providers/ System Participants All Authorised Persons in Foreign Exchange
RBI/2025-2026/73
CO.DPSS.RLPD.No.S536/04-07-001/2025-2026
13.08.2025 Department of Payment and Settlement Systems Introduction of Continuous Clearing and Settlement on Realisation in Cheque Truncation System The Chairman / Managing Director / Chief Executive Officer of Banks participating in Cheque Truncation System/ National Payment Corporation of India
RBI/2025-2026/72
A.P. (DIR Series) Circular No. 09
12.08.2025 Financial Markets Regulation Department Investment in Government Securities by Persons Resident Outside India through Special Rupee Vostro account All Authorised Dealer Category-I banks
RBI/2025-2026/140
DOR.STR.REC.45/13.07.010/2025-26
06.08.2025 Department of Regulation Reserve Bank of India (Non-Fund Based Credit Facilities) Directions, 2025 Commercial Banks (including Regional Rural Banks and Local Area Banks); Primary (Urban) Co-operative Banks (UCBs)/ State Co-operative Banks (StCBs)/ Central Co-operative Banks (CCBs); All India Financial Institutions (AIFIs); Non-Banking Financial Companies (NBFCs) including Housing Finance Companies (HFCs)
RBI/2025-2026/139
DOR.STR.REC.44 /13.07.010/2025-26
06.08.2025 Department of Regulation Reserve Bank of India (Co-Lending Arrangements) Directions, 2025 Commercial Banks (excluding Small Finance Banks, Local Area Banks and Regional Rural Banks); All-India Financial Institutions; and, Non-Banking Financial Companies (including Housing Finance Companies).
RBI/2025-2026/71
A.P. (DIR Series) Circular No.08
05.08.2025 Foreign Exchange Department International Trade Settlement in Indian Rupees (INR) All Category-I Authorised Dealer Banks
RBI/2025-2026/138
DOR.STR.REC.43/21.04.048/2025-26
29.07.2025 Department of Regulation Reserve Bank of India (Investment in AIF) Directions, 2025 Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks), Primary (Urban) Co-operative Banks/ State Co-operative Banks/ Central Co-operative Banks, All-India Financial Institutions, Non-Banking Financial Companies (including Housing Finance Companies)
RBI/2025-26/69
DoR.RET.REC.41/12.07.160/2025-26
25.07.2025 Department of Regulation Inclusion of “Ahmednagar Merchant’s Co-op. Bank Ltd., Ahmednagar” in the Second Schedule of the Reserve Bank of India Act, 1934 All Banks
RBI/2025-26/70
DoR.RET.REC.42/12.07.160/2025-26   
25.07.2025 Department of Regulation Inclusion of “Deogiri Nagari Sahakari Bank Ltd., Chhatrapati Sambhajinagar” in the Second Schedule of the Reserve Bank of India Act, 1934 All Banks
RBI/2025-26/68
FIDD.CO.LBS.BC. No.14/02.08.001/2025-26
18.07.2025 Financial Inclusion and Development Department Formation of new district in the State of Arunachal Pradesh – Assignment of Lead Bank Responsibility The Chairman / Managing Director & Chief Executive Officer Lead Banks Concerned
RBI/2025-26/67
DoR.RET.REC.40/12.07.160/2025-26
17.07.2025 Department of Regulation Inclusion of “NSDL Payments Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 All Banks
RBI/2025-2026/66
FIDD.CO.FSD.BC.No. 08/05.05.010/2025-26
11.07.2025 Financial Inclusion and Development Department Lending Against Gold and Silver Collateral - Voluntary Pledge of Gold and Silver as Collateral for Agriculture and MSME Loans The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Regional Rural Banks and Small Finance Banks) All State Co-operative Banks and District Central Co-operative Banks
RBI/2025-2026/65
DOR.STR.REC.39/21.06.008/2025-26
10.07.2025 Department of Regulation Basel III Capital Regulations – External Credit Assessment Institutions (ECAIs) – CareEdge Global IFSC Limited All Scheduled Commercial Banks (including Small Finance Banks) (excluding Local Area Banks, Payments Banks and Regional Rural Banks)
RBI/2025-2026/60
DOR. AML.REC. 35 /14.06.001/2025-26
19.06.2025 Department of Regulation Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Addition of 01 Entry The Chairpersons/ CEOs of all the Regulated Entities
RBI/2025-2026/59
DOR.STR.REC.34/21.04.048/2025-26
19.06.2025 Department of Regulation Reserve Bank of India (Project Finance) Directions, 2025 All Commercial Banks (including Small Finance Banks but excluding Payments Banks, Local Area Banks and Regional Rural Banks), All Non-Banking Financial Companies (NBFCs) (including Housing Finance Companies), All Primary (Urban) Cooperative Banks, All India Financial Institutions (AIFIs)
RBI/2025-2026/58
DOR.AML.REC.33/14.06.001/2025-26
16.06.2025 Department of Regulation Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Removal of 01 Entry The Chairpersons/ CEOs of all the Regulated Entities
RBI/2025-26/47 DOR.CRE.REC.26/21.01.023/2025-26 06.06.2025 Department of Regulation Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025
RBI/2025-2026/36
DOR.STR.REC.19/21.07.001/2025-26
08.05.2025 Department of Regulation Reserve Bank of India (Digital Lending) Directions, 2025 All Commercial Banks, All Primary (Urban) Co-operative Banks, State Co-operative Banks, Central Co-operative Banks, All Non-Banking Financial Companies (including Housing Finance Companies), and All All-India Financial Institutions.
RBI/FED/2025-2026/135
FED Master Direction No.04/2025-26
22.04.2025 Foreign Exchange Department Master Directions - Compounding of Contraventions under FEMA, 1999, dated April 22, 2025 (Updated as on April 24, 2025) All Authorised Dealer Category – I banks and Authorised banks
RBI/2025-2026/18 DOR.CRE.REC.No.13/07.10.002/2025-26 01.04.2025 Department of Banking Regulation Master Circular - Management of Advances - UCBs All Primary (Urban) Co-operative Banks
RBI/2025-2026/19
DoR.CRE.REC.14/07.10.002/2025-26
01.04.2025 Department of Regulation Master Circular - Exposure Norms and Statutory / Other Restrictions - UCBs All Primary (Urban) Co-operative Banks
RBI/2025-26/09
DOR.CAP.REC.03/09.18.201/2025-26
01.04.2025 Department of Regulation Master Circular- Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs) All Primary (Urban) Co-operative Banks
RBI/2024-25/08 DOR.CAP.REC.2/21.06.201/2024-25 01.04.2025 Department of Regulation Master Circular – Basel III Capital Regulations All Scheduled Commercial Banks (Excluding Small Finance Banks, Payments Banks and Regional Rural Banks)
RBI/DOR/2024-25/135
DOR.STR.REC.72/21.04.048/2024-25
29.03.2025 Department of Regulation Revised norms for Government Guaranteed Security Receipts (SRs) All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) All Primary (Urban) Co-operative Banks/ State Co-operative Banks/ Central Cooperative Banks All All-India Financial Institutions All Non-Banking Financial Companies (including Housing Finance Companies)
RBI/2024-2025/132
DoR.AUT.REC.71/23.67.001/2024-25
25.03.2025 Department of Regulation Gold Monetization Scheme (GMS), 2015 – Amendment All Scheduled Commercial Banks (other than Regional Rural Banks)
RBI/DOR/2024-25/129
DOR.CAP.REC.No.70/21.06.201/2024-25
25.03.2025 Department of Regulation Master Direction – Reserve Bank of India (Prudential Norms on Capital Adequacy for Regional Rural Banks) Directions, 2025 All Regional Rural Banks
RBI/2024-2025/119
DOR.CRE.REC.63/21.06.001/2024-25
25.02.2025 Department of Regulation Review of Risk Weights on Microfinance Loans All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) excluding Payments Banks
RBI/2024-2025/126
FMRD.FMD.No.10/14.01.006/2024-25
07.01.2025 Financial Markets Regulation Department Master Direction - Reserve Bank of India (Non-resident Investment in Debt Instruments) Directions, 2025 (Updated as on August 12, 2025) All Authorised Persons
RBI/2024-25/117 FMRD.DIRD.01/14.01.023/2024-25 08.05.2024 Financial Markets Regulation Department Master Direction – Reserve Bank of India (Margining for Non-Centrally Cleared OTC Derivatives) Directions, 2024 All eligible market participants
RBI/2024-25/14 DOR.RET.REC.10/12.07.160/2024-25 05.04.2024 Department of Regulation Exclusion of “Kapol Co-operative Bank Limited” from the Second Schedule to the Reserve Bank of India Act, 1934 All Commercial and Co-operative Banks
RBI/DCM/2024-25/114 DCM (CC) No.G-2 /03.35.01/2024-25 01.04.2024 Department of Currency Management Master Direction on Penal Provisions in reporting of transactions/ balances at Currency Chests The Chairman/ Managing Director/Chief Executive Officer (All banks having Currency Chests)
RBI/DCM/2024-25/113 DCM (CC) No.G-3 /03.41.01/2024-25 01.04.2024 Department of Currency Management Master Direction on Framework of incentives for Currency Distribution & Exchange Scheme for bank branches including currency chests The Chairman/Managing Director/Chief Executive Officers All banks
RBI/2023-24/129 DoS.CO.ARG/SEC.11/08.91.001/2023-24 01.03.2024 Department of Regulation Review of Guidelines - Withdrawal of Circulars The Chairman / Managing Director / Chief Executive Officer, All Commercial Banks (Excluding RRBs) All Primary (Urban) Co-operative Banks (UCBs)
RBI/2023-24/107 DoS.CO.CSITEG/SEC.7/31.01.015/2023-24 07.11.2023 Department of Supervision Master Direction on Information Technology Governance, Risk, Controls and Assurance Practices The Chairman/Managing Director/Chief Executive Officer Scheduled Commercial Banks (excluding Regional Rural Banks); Small Finance Banks; Payments Banks; Non-Banking Financial Companies; Credit Information Companies; and All India Financial Institutions (EXIM Bank, NABARD, NaBFID, NHB and SIDBI)
RBI/DoR/2023-24/106 DoR.FIN.REC.No.45/03.10.119/2023-24 19.10.2023 Department of Banking Supervision Master Direction – Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023 (Updated as on July 17, 2025)
RBI/2023-24/51 DOR.CRE.REC.No.27/07.10.002/2023-24 25.07.2023 Department of Regulation Master Circular - Management of Advances - UCBs All Primary (Urban) Co-operative Banks
RBI/2022-2023/110 A.P. (DIR Series) Circular No.12 22.08.2022 Foreign Exchange Department Foreign Exchange Management (Overseas Investment) Directions, 2022 (dated August 22, 2022) (Supersedes All Category - I Authorised Dealer Banks
RBI/2022-2023/92 DoR.AUT.REC.No.27/24.01.041/2022-23 21.04.2022 Department of Regulation Master Direction - Credit Card and Debit Card - Issuance and Conduct Directions, 2022 (Updated as on March 07, 2024)
RBI/DOR/2021-22/89 DoR.FIN.REC.95/03.10.038/2021-22 14.03.2022 Department of Regulation Master Direction - Reserve Bank of India (Regulatory Framework for Microfinance Loans) Directions, 2022 (Updated as on July 17, 2025) All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) excluding Payments Banks All Primary (Urban) Co-operative Banks/ State Co-operative Banks/ District Central Co-operative Banks All Non-Banking Financial Companies (including Microfinance Institutions and Housing Finance Companies)
RBI/FMRD/2021-2022/84 FMRD.FMD.07/02.03.247/2021-22 16.09.2021 Financial Markets Regulation Department Master Direction - Reserve Bank of India (Market-makers in OTC Derivatives) Directions, 2021 All Eligible Market Participants
RBI/DOR/2021-2022/80 DOR.No.RET.REC.32/12.01.001/2021-22 20.07.2021 Department of Regulation Master Direction - Reserve Bank of India [Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)] Directions - 2021 (Updated as on December 16 2024)
RBI/2020-2021/73 DOR.FIN.HFC.CC.No.120/03.10.136/2020-21 17.02.2021 Department of Regulation Master Direction – Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 (Updated as on July 17, 2025)
RBI/FIDD/2020-2021/72 Master Directions FIDD.CO.Plan.BC.5/04.09.01/2020-21 04.09.2020 Financial Inclusion and Development Department Master Directions – Priority Sector Lending (PSL) – Targets and Classification dated September 04, 2020 [superseded by Master Directions - Reserve Bank of India (Priority Sector Lending – Targets and Classification) Directions, 2025] The Chairman / Managing Director/ Chief Executive Officer [All Commercial Banks including Regional Rural Banks, Small Finance Banks, Local Area Banks and Primary (Urban) Co-operative Banks other than Salary Earners’ Banks]
RBI/DBR/2015-2016/18 Master Direction DBR.AML.BC.No.81/14.01.001/2015-16 29.05.2019 Department of Banking Regulation Master Direction - Know Your Customer (KYC) Direction, 2016 (Updated as on August 14, 2025) RBI
RBI/DNBR/2017-2018/57 Master Direction DNBR (PD) 090/ 03.10.124/ 2017-18 04.10.2017 Department of Non Banking Regulation Master Direction - Non-Banking Financial Company - Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (Updated as on February 27, 2025)
RBI/FIDD/2017-2018/56 Master Direction FIDD.MSME & NFS.12/06.02.31/2017-18 24.07.2017 Financial Inclusion and Development Department Master Direction - Lending to Micro, Small & Medium Enterprises (MSME) Sector (Updated as on July 23, 2025) The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks)
RBI/DNBR/2016-2017/46 Master Direction DNBR.PD.009/03.10.119/2016-17 02.09.2016 Department of Non Banking Regulation Master Direction- Non-Banking Financial Company - Account Aggregator (Reserve Bank) Directions, 2016 (Updated as on September 06, 2024)
RBI/DoR(NBFC)/2016-17/39 Master Direction DoR(NBFC).PD.003/03.10.119/2016-17 25.08.2016 Department of Non Banking Regulation Master Direction - Core Investment Companies (Reserve Bank) Directions, 2016 (Updated as on August 01, 2025)
RBI/FED/2015-2016/7 FED Master Direction No. 12/2015-16 04.01.2016 Foreign Exchange Department Master Direction - Acquisition or Transfer of Immovable Property under Foreign Exchange Management Act, 1999 (Updated as on September 01, 2022) All Category - I Authorised Dealer banks and Authorised Banks
RBI/FED/2015-2016/11 FED Master Direction No. 16/2015-16 04.01.2016 Foreign Exchange Department Master Direction - Export of Goods and Services (Updated as on August 05, 2025)
RBI/2015-2016/211 Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 22.10.2015 Department of Banking Regulation Gold Monetization Scheme, 2015 (Updated as on March 25, 2025) All Scheduled Commercial Banks (excluding Regional Rural Banks)
RBI/2015-2016/96 Master Circular No. 15/2015-16
(Updated upto October 30, 2015)
01.07.2015 Foreign Exchange Department Master Circular on Foreign Investment in India All Category - I Authorised Dealer banks
RBI/2015-2016/92 Master Circular No.10/2015-16
(As updated on September 10, 2015)
01.07.2015 Foreign Exchange Department Master Circular on Memorandum of Instructions governing money changing activities All Authorised Persons in Foreign Exchange
RBI/2015-2016/41 Master Circular No. 11/2015-16 01.07.2015 Foreign Exchange Department Master Circular on Direct Investment by Residents in Joint Venture (JV) / Wholly Owned Subsidiary (WOS) Abroad All Authorised Dealer Category - I banks
RBI/2015-2016/33 Master Circular No. 12/2015-16
(Updated upto October 06, 2015)
01.07.2015 Foreign Exchange Department Master Circular on External Commercial Borrowings and Trade Credits All Authorised Dealer Category - I banks and Authorised banks
RBI/2014-2015/456 IDMD(DGBA).CDD.No. 3476/13.01.999/2014-15 06.02.2015 Internal Debt Management Department Inflation Indexed National Savings Securities - Cumulative, 2013 - Early repayment/redemption The Chairman & Managing Director Head Office (Government Accounts Department) State Bank of India & Associate Banks All Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd, Axis Bank Ltd., and Stock Holding Corporation of India Ltd (SHCIL).
RBI/2014-2015/81 RPCD.CO.RRB.No.BL.BC.4 /03.05.90/2014-15 01.07.2014 Rural Planning and Credit Department RRBs - Master Circular on Branch Licensing The Chairman All Regional Rural Banks
RBI/2014-2015/6 Master Circular No. 15/2014-15
(Amended upto April 08, 2015)
01.07.2014 Foreign Exchange Department Master Circular on Foreign Investment in India All Category - I Authorised Dealer banks
RBI/2014-2015/335 FIDD.GSSD.BC. No.43/09.10.01/2014-15 01.07.2014 Financial Inclusion and Development Department Master Circular- Credit Facilities to Minority Communities The Chairman/ Managing Director All Scheduled Commercial Banks
RBI/2014-2015/101 Ref.MPD.No.373/07.01.279/2014-15 01.07.2014 Monetary Policy Department Master Circular on Export Credit Refinance Facility The Chairmen/Chief Executives of all Scheduled Banks (excluding RRBs)
RBI/2013-2014/534 DGBA.CDD.No. 5449/13.01.999/2013-2014 26.03.2014 Department of Government and Bank Accounts Inflation Indexed National Savings Securities- [IINSS-C] The Chairman & Managing Director Head Office (Government Accounts Department) State Bank of India & Associate Banks All Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd, Axis Bank Ltd., and Stock Holding Corporation of India Ltd. (SHCIL)
RBI/2013-2014/269 RPCD.CO.RRB.BC.No.35/03.05.33/2013-14 17.09.2013 Rural Planning and Credit Department RRBs- Analysis and Disclosure of Customer Complaints and Unreconciled Balances on Account of ATM Transactions The Chairmen All Regional Rural Banks
RBI/2013-2014/15 Master Circular No.15 /2013-14
(Updated as on June 18, 2014)
01.07.2013 Foreign Exchange Department Master Circular on Foreign Investment in India All Category - I Authorised Dealer banks
RBI/2013-2014/12 Master Circular No. 12/2013-14
(Updated till June 16, 2014)
01.07.2013 Foreign Exchange Department Master Circular on External Commercial Borrowings and Trade Credits All Authorised Dealer Category - I banks and Authorised banks
RBI/2011-2012/376 Master Circular No.13 /2011-12
Updated as on February 9, 2012
31.01.2012 Foreign Exchange Department Master Circular on Memorandum of Instructions governing money changing activities All Authorised Persons in Foreign Exchange
RBI/2011-2012/356 Master Circular No. 09 /2011-12
(Updated as on January 20, 2012)
20.01.2012 Foreign Exchange Department Master Circular on External Commercial Borrowings and Trade Credits All Category - I Authorised Dealer Banks
RBI/2011-2012/94 Ref. MPD. No. 345/07.01.279/2011-12 01.07.2011 Monetary Policy Department Master Circular on Export Credit Refinance Facility The Chairmen/Chief Executives of all Scheduled Banks (excluding RRBs)
RBI/2010-2011/308 UBD.BPD. (PCB). Cir. No 28/09.18.300/2010-11 10.12.2010 Urban Banks Department Financial Inclusion by Extension of Banking Services - Use of Business Correspondents / Business Facilitators by Urban Co-operative Banks The Chief Executive Officers of All Urban Co-operative Banks
RBI/ 2009-2010/179 UBD.CO.BPD.No. 13/09.18.300/2009-10 05.10.2009 Urban Banks Department Cash Withdrawal at point of Sale (POS) - UCBs The Chief Executive Officer All Primary (Urban) Co-operative Banks
RBI/2007-2008/324 Ref: DGBA.CDD No H - 11933 / 13.01.299 / 2007-08 16.05.2008 Department of Government and Bank Accounts Filing of Annual information Returns (AIR) - Duplication of Data The Chairman/Managing Director State Bank of India/Associate Banks/ 17 Nationalised Banks / AXIS Bank / ICICI Bank Ltd / HDFC Bank Ltd / IDBI Bank / Stock Holding Corporation of India Ltd
RBI/2007-2008/62 Ref. MPD. No. /07.01.279/2006-07 02.07.2007 Monetary Policy Department Master Circular on Export Credit Refinance Facility The Chairmen/Chief Executives of all Scheduled Banks (excluding RRBs)
RBI/2005-2006/383 Ref. DGBA.CDD. No. H -17578 / 13.01.299 / 2005-06 08.05.2006 Department of Government and Bank Accounts Errors in Annual Information Returns filed by Agency Banks The Chairman / Managing Director State Bank of India / Associate Banks / 17 Nationalised Banks / UTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Ltd./Stock Holding Corporation of India Ltd.
RBI/2005-2006/142 DGBA.GAD (MC) No. 679/31.05.001/2005-06 24.08.2005 Department of Government and Bank Accounts Master Circular- Disbursement of Pension by Agency Banks All Agency Banks
RBI/2004/166 DGBA.GAD(MC)No.H-1075/31.05.001/2003-2004 16.04.2004 Department of Government and Bank Accounts Master Circular on Payment of Dearness Allowance / Relief to Government Pensioners The Chairman / Managing Director of all Agency Bank's
RBI/2004/167 DGBA.GAD(MC)No.H- 1076 31.05.001/2003-2004 16.04.2004 Department of Government and Bank Accounts Master Circular on Reserve Bank's Role as Banker to State Government The Chairman / Managing Director of all Agency Bank's
RBI/2004/168 DGBA.GAD(MC)No.H-1077/42.01.001/2003-2004 16.04.2004 Department of Government and Bank Accounts Master Circular ON Collection of Direct Taxes and Banker to Central Government Departments/Ministries The Chairman / Managing Director of all Agency Bank's
1 1 15.05.2001 Internal Debt Management Department Auction for Sale (Re-issue ) of '10.47 per cent Government Stock, 2015'
A.P.(DIR Series) Circular No.27 09.03.2001 Foreign Exchange Department Foreign Exchange Management Act, 1999 - Export of goods and services - Forwarder's Cargo Receipt A.P.(DIR Series) Circular No.27 (March 2, 2001)

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Page Last Updated on: August 14, 2025