Press Releases - Regulating Commercial Banking - RBI - Reserve Bank of India
Press Releases
Sep 30, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of September 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of September 2021. Ajit Prasad Director Press Release: 2021-2022/968
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of September 2021. Ajit Prasad Director Press Release: 2021-2022/968
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Sep 29, 2021
Prompt Corrective Action Framework - Indian Overseas Bank
The performance of the Indian Overseas Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has appr
The performance of the Indian Overseas Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has appr
Sep 24, 2021
Master Directions on “Transfer of Loan Exposures” and “Securitisation of Standard Assets”
The Reserve Bank of India has today issued the following Master Directions: Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021 Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021 It may be recalled that the draft guidelines on the above were released for public comments on June 8, 2020. The final Directions issued today have been prepared taking into account inter alia the comments received. The Directions come into effect immed
The Reserve Bank of India has today issued the following Master Directions: Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021 Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021 It may be recalled that the draft guidelines on the above were released for public comments on June 8, 2020. The final Directions issued today have been prepared taking into account inter alia the comments received. The Directions come into effect immed
Sep 23, 2021
Scheduled Banks’ Statement of Position in India as on Friday, September 10, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS(Including RRBs and SFBs) ALL SCHEDULED BANKS 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 219162.04 166519.52 167194.65 224216.43 170669.4 171401.50 ** b) Borrowings from banks 47901.71 49395.73 42664.66 47907.23 49402.23 42713.17 c) Other demand & time liabilities 15844.63 18335.65 18289.06 16033.47 18602
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS(Including RRBs and SFBs) ALL SCHEDULED BANKS 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 219162.04 166519.52 167194.65 224216.43 170669.4 171401.50 ** b) Borrowings from banks 47901.71 49395.73 42664.66 47907.23 49402.23 42713.17 c) Other demand & time liabilities 15844.63 18335.65 18289.06 16033.47 18602
Sep 13, 2021
RBI cautions against frauds in the name of KYC updation
The Reserve Bank has been receiving complaints/reports about customers falling prey to frauds being perpetrated in the name of KYC updation. The usual modus operandi in such cases include receipt of unsolicited communication, such as, calls, SMSs, emails, etc., by customer urging him/her to share certain personal details, account / login details/ card information, PIN, OTP, etc. or install some unauthorised/ unverified application for KYC updation using a link provide
The Reserve Bank has been receiving complaints/reports about customers falling prey to frauds being perpetrated in the name of KYC updation. The usual modus operandi in such cases include receipt of unsolicited communication, such as, calls, SMSs, emails, etc., by customer urging him/her to share certain personal details, account / login details/ card information, PIN, OTP, etc. or install some unauthorised/ unverified application for KYC updation using a link provide
Sep 09, 2021
Scheduled Banks’ Statement of Position in India as on Friday, August 27, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 217475.76 174122.71 166518.27 222515.21 178275.81 170668.15 ** b) Borrowings from banks 49329.61 39456.26 49395.73 49329.61 39456.26 49402.23 c) Other demand & time liabilities 15823.6 18821.69 18324.5 16018.01 19085.32
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 217475.76 174122.71 166518.27 222515.21 178275.81 170668.15 ** b) Borrowings from banks 49329.61 39456.26 49395.73 49329.61 39456.26 49402.23 c) Other demand & time liabilities 15823.6 18821.69 18324.5 16018.01 19085.32
Sep 08, 2021
Prompt Corrective Action Framework - UCO Bank
The performance of the UCO Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has apprised the RBI
The performance of the UCO Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has apprised the RBI
Aug 31, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of August 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of August 2021. Ajit Prasad Director Press Release: 2021-2022/782
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of August 2021. Ajit Prasad Director Press Release: 2021-2022/782
Aug 30, 2021
RBI releases Names of Applicants under the Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector
In continuation to the press release dated April 15, 2021, the Reserve Bank of India has received applications under the Guidelines for ‘on tap’ Licensing of Small Finance Banks dated December 5, 2019 from the following applicants – Cosmea Financial Holdings Private Limited Tally Solutions Private Limited (Yogesh Dayal) Chief General Manager Press Release: 2021-2022/778
In continuation to the press release dated April 15, 2021, the Reserve Bank of India has received applications under the Guidelines for ‘on tap’ Licensing of Small Finance Banks dated December 5, 2019 from the following applicants – Cosmea Financial Holdings Private Limited Tally Solutions Private Limited (Yogesh Dayal) Chief General Manager Press Release: 2021-2022/778
Aug 27, 2021
Scheduled Banks’ Statement of Position in India as on Friday, August 13, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Aug-20 30-JUL-2021* 13-AUG-2021* 14-Aug-20 30-JUL-2021* 13-AUG-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 221539.16 180793.83 174122.71 226553.32 184988.61 178275.81** b) Borrowings from banks 54621.22 40920.07 39456.25 54629.22 40937.57 39456.25 c) Other demand & time liabilities 15718.66 18106.51 18778.92 15916.42 18368.77 190
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Aug-20 30-JUL-2021* 13-AUG-2021* 14-Aug-20 30-JUL-2021* 13-AUG-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 221539.16 180793.83 174122.71 226553.32 184988.61 178275.81** b) Borrowings from banks 54621.22 40920.07 39456.25 54629.22 40937.57 39456.25 c) Other demand & time liabilities 15718.66 18106.51 18778.92 15916.42 18368.77 190
Aug 12, 2021
Scheduled Banks’ Statement of Position in India as on Friday, July 30, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 227270.1 187199.48 180807.38 232323.65 191490.2 185002.16 ** b) Borrowings from banks 61085.29 42432.46 40922.17 61085.29 42432.48 40939.67 c) Other demand & time liabilities 16417.44 17809.64 18099.55 16602.11 18057.57
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 227270.1 187199.48 180807.38 232323.65 191490.2 185002.16 ** b) Borrowings from banks 61085.29 42432.46 40922.17 61085.29 42432.48 40939.67 c) Other demand & time liabilities 16417.44 17809.64 18099.55 16602.11 18057.57
Jul 31, 2021
Scheduled Banks’ Statement of Position in India as on Friday, July 16, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 244532.1 176773.24 187199.48 249682.48 181043.68 191490.20 ** b) Borrowings from banks 57779.84 39950.6 42428.08 57779.84 40424.24 42428.1 c) Other demand & time liabilities 15384.65 17473.53 17810.01 15541.58 17710.67 1
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 244532.1 176773.24 187199.48 249682.48 181043.68 191490.20 ** b) Borrowings from banks 57779.84 39950.6 42428.08 57779.84 40424.24 42428.1 c) Other demand & time liabilities 15384.65 17473.53 17810.01 15541.58 17710.67 1
Jul 30, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of July 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of July 2021. Rupambara Director Press Release: 2021-2022/613
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of July 2021. Rupambara Director Press Release: 2021-2022/613
Jul 15, 2021
Scheduled Banks’ Statement of Position in India as at the close of business on Friday, July 02, 2021, with comparative position of Friday of preceding fortnight and corresponding Friday of the previous year
(Amount in crores of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243942.69 185044.24 176450.76 249039.16 189393.8 180721.20 ** b) Borrowings from banks 55601.14 40629.42 39969.52 55608.52 41034.32 40443.16 c) Other demand & time liabilities 15350.33 18230.62 17473.03 15509.44 18473.5
(Amount in crores of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243942.69 185044.24 176450.76 249039.16 189393.8 180721.20 ** b) Borrowings from banks 55601.14 40629.42 39969.52 55608.52 41034.32 40443.16 c) Other demand & time liabilities 15350.33 18230.62 17473.03 15509.44 18473.5
Jul 02, 2021
Scheduled Banks’ Statement of Position in India as on Friday, June 18, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 19-Jun-20 04-JUN-2021* 18-JUN-2021* 19-Jun-20 04-JUN-2021* 18-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 248891.91 174658.78 185044.24 254127.85 179080.37 189393.80 ** b) Borrowings from banks 57419.95 40075.25 40806.64 57419.95 40293.19 41211.54 c) Other demand & time liabilities 16653.99 17954.19 18550.77 16810.59 18196.99 18793.65 II
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 19-Jun-20 04-JUN-2021* 18-JUN-2021* 19-Jun-20 04-JUN-2021* 18-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 248891.91 174658.78 185044.24 254127.85 179080.37 189393.80 ** b) Borrowings from banks 57419.95 40075.25 40806.64 57419.95 40293.19 41211.54 c) Other demand & time liabilities 16653.99 17954.19 18550.77 16810.59 18196.99 18793.65 II
Jun 30, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month June 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of June 2021. Ajit Prasad Director Press Release: 2021-2022/452
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of June 2021. Ajit Prasad Director Press Release: 2021-2022/452
Jun 28, 2021
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - June 25, 2021
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated June 25, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, Barbados, Botswana
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated June 25, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, Barbados, Botswana
Jun 21, 2021
Scheduled Banks’ Statement of Position in India as on Friday, June 04, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 05-Jun-20 21-MAY-2021* 04-JUN-2021* 05-Jun-20 21-MAY-2021* 04-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 249628.49 164248.8 174658.78 254887.19 168730.41 179080.37** b) Borrowings from banks 57788.4 53540.7 40077 57829.63 53547.95 40294.94 c) Other demand & time liabilities 15720.18 20028.07 17997.71 15881.23 20270.22 18240.51 II LIABIL
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 05-Jun-20 21-MAY-2021* 04-JUN-2021* 05-Jun-20 21-MAY-2021* 04-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 249628.49 164248.8 174658.78 254887.19 168730.41 179080.37** b) Borrowings from banks 57788.4 53540.7 40077 57829.63 53547.95 40294.94 c) Other demand & time liabilities 15720.18 20028.07 17997.71 15881.23 20270.22 18240.51 II LIABIL
Jun 18, 2021
RBI grants “In-principle” approval to Centrum Financial Services Limited to set up a Small Finance Bank
The Reserve Bank of India (RBI) has today decided to grant “in-principle” approval to Centrum Financial Services Limited (the applicant) to set up a small finance bank under general “Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector” dated December 5, 2019. The RBI would consider granting a licence for commencement of banking business under Section 22 (1) of the Banking Regulation Act, 1949, on being satisfied that the applicant has compli
The Reserve Bank of India (RBI) has today decided to grant “in-principle” approval to Centrum Financial Services Limited (the applicant) to set up a small finance bank under general “Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector” dated December 5, 2019. The RBI would consider granting a licence for commencement of banking business under Section 22 (1) of the Banking Regulation Act, 1949, on being satisfied that the applicant has compli
Jun 14, 2021
Extension of time to give feedback and Suggestions to the Group of Advisors to Regulations Review Authority 2.0
The Reserve Bank of India has set up a Regulations Review Authority (RRA 2.0), initially for a period of one year from May 01, 2021, vide press release dated April 15, 2021. 2. A Group of Advisors (GoA) to assist RRA was also constituted on May 07, 2021. To undertake its preparatory work, the Group has invited feedback and suggestions from all regulated entities, industry bodies and other stakeholders. The last date for sending the suggestion and feedback to the Group
The Reserve Bank of India has set up a Regulations Review Authority (RRA 2.0), initially for a period of one year from May 01, 2021, vide press release dated April 15, 2021. 2. A Group of Advisors (GoA) to assist RRA was also constituted on May 07, 2021. To undertake its preparatory work, the Group has invited feedback and suggestions from all regulated entities, industry bodies and other stakeholders. The last date for sending the suggestion and feedback to the Group
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