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Nov 28, 2025
Micro Matters, Macro Momentum: Microfinance for Viksit Bharat - Speech by Shri Swaminathan J, Deputy Governor at the MFIN event at Mumbai on November 14, 2025

Shri Harsh Bhanwala and other distinguished  members on the Board of MFIN; CEO, MFIN, Dr. Alok Misra; Director, Bankers  Institute of Rural Development, Dr. Nirupam Mehrotra; esteemed  industry leaders, distinguished guests, awardees of the ASCEND programme, ladies,  and gentlemen. Good evening.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Shri Harsh Bhanwala and other distinguished  members on the Board of MFIN; CEO, MFIN, Dr. Alok Misra; Director, Bankers  Institute of Rural Development, Dr. Nirupam Mehrotra; esteemed  industry leaders, distinguished guests, awardees of the ASCEND programme, ladies,  and gentlemen. Good evening.

Nov 11, 2025
Where Governance Intent is Strong, Regulatory Gaps and Overlaps Fade - Remarks by Shri Swaminathan J, Deputy Governor, Reserve Bank of India, on Friday, November 7, 2025, at the Gatekeepers of Governance Summit in Mumbai

Chair of the event, Shri M Damodaran; Chairman, IRDAI, Shri Ajay Seth; Chairman, PFRDA, Shri S Ramann; WTM, SEBI, Shri Kamlesh Varshney and other distinguished guests, colleagues, ladies, and gentlemen. A very good morning to all of you. 2. I am pleased to be here today for the 10th edition of the Gatekeepers of Governance Summit, as conferences like these provide an invaluable platform for the stakeholders to articulate and understand each other’s perspectives. I thank the organisers for this opportunity.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Chair of the event, Shri M Damodaran; Chairman, IRDAI, Shri Ajay Seth; Chairman, PFRDA, Shri S Ramann; WTM, SEBI, Shri Kamlesh Varshney and other distinguished guests, colleagues, ladies, and gentlemen. A very good morning to all of you. 2. I am pleased to be here today for the 10th edition of the Gatekeepers of Governance Summit, as conferences like these provide an invaluable platform for the stakeholders to articulate and understand each other’s perspectives. I thank the organisers for this opportunity.

Oct 15, 2025
Inclusion is Innovation’s Highest Purpose: Lessons from India [Address by Shri Swaminathan J, Deputy Governor, Reserve Bank of India at the World Savings and Retail Banking Institute (WSBI) Study Visit to State Bank of India (SBI) under the theme ‘Advancing Financial Inclusion Through Digital Innovation’ on Monday, October 6, 2025]

Shri C S Setty, Chairman, State Bank of India, Mr Peter Simon, CEO and distinguished delegates of the WSBI, Shri Vinay Tonse, Managing Director, SBI and WSBI Asia Regional President, Friends, colleagues, ladies and gentlemen, good evening, everyone! 2. At the outset, congratulations to WSBI for completion of a century, in bringing together savings and retail banks, from over 70 countries, representing the interests of customers of approximately 6,400 banks across all continents. 

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Shri C S Setty, Chairman, State Bank of India, Mr Peter Simon, CEO and distinguished delegates of the WSBI, Shri Vinay Tonse, Managing Director, SBI and WSBI Asia Regional President, Friends, colleagues, ladies and gentlemen, good evening, everyone! 2. At the outset, congratulations to WSBI for completion of a century, in bringing together savings and retail banks, from over 70 countries, representing the interests of customers of approximately 6,400 banks across all continents. 

Jul 29, 2025
From Vanji to Viksit Bharat: Banking on Trust, Technology, and Transformation - Address by Shri Swaminathan J, Deputy Governor, Reserve Bank of India - Friday, July 25, 2025 - at the 109th Foundation Day of the Karur Vysya Bank

The Karur Vysya Bank family - represented here by the Chairperson, the Directors on the Board, the shareholders, MD CEO, the staff, officials and the customers of the bank and their families, ladies and gentlemen, Anaivarukkum Vanakkam. Namaskaram. A warm good afternoon.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

The Karur Vysya Bank family - represented here by the Chairperson, the Directors on the Board, the shareholders, MD CEO, the staff, officials and the customers of the bank and their families, ladies and gentlemen, Anaivarukkum Vanakkam. Namaskaram. A warm good afternoon.

Jul 18, 2025
Working Together, Growing Stronger: Responsible Governance for a Resilient UCB Sector - Valedictory Address by Shri Swaminathan J, Deputy Governor, Reserve Bank of India - July 11, 2025 - at the Seminar for Directors of Urban Co-operative Banks held in CAB, Pune on Friday

Chairmen and Directors of Urban Cooperative Banks; Shri Jaikish, Principal of the College of Agricultural Banking; my colleagues from the Reserve Bank of India; ladies and gentlemen - a very good afternoon to all of you.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Chairmen and Directors of Urban Cooperative Banks; Shri Jaikish, Principal of the College of Agricultural Banking; my colleagues from the Reserve Bank of India; ladies and gentlemen - a very good afternoon to all of you.

Apr 10, 2025
Shared Vision, Shared Responsibility – Strengthening NBFCs - Speech by Shri Swaminathan J, Deputy Governor, Reserve Bank of India - March 28, 2025 at the Conference of Non-Banking Financial Companies in Chennai

Shared Vision, Shared Responsibility – Strenghtening NBFCs (Speech by Shri Swaminathan J, Deputy Governor at the Conference of Non-Banking Financial Companies held at Chennai on March 28, 2025) CA Shri Charanjot Singh Nanda, President, Institute of Chartered Accountants of India; Chairpersons of the Audit Committee of the Boards, MDs & CEOs of NBFCs, and Statutory Auditors of NBFCs, Executive Directors from RBI and my colleagues from the Reserve Bank of India, Ladies and Gentlemen. A very good morning to all of you.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Shared Vision, Shared Responsibility – Strenghtening NBFCs (Speech by Shri Swaminathan J, Deputy Governor at the Conference of Non-Banking Financial Companies held at Chennai on March 28, 2025) CA Shri Charanjot Singh Nanda, President, Institute of Chartered Accountants of India; Chairpersons of the Audit Committee of the Boards, MDs & CEOs of NBFCs, and Statutory Auditors of NBFCs, Executive Directors from RBI and my colleagues from the Reserve Bank of India, Ladies and Gentlemen. A very good morning to all of you.

Dec 03, 2024
Catalysing Inclusive Growth: Strengthening Partnerships for Reaching the Last Mile - Keynote Address by Shri Swaminathan J., Deputy Governor, Reserve Bank of India - November 30, 2024 - at the Conference for Lead District Managers of Maharashtra held in Tadoba, Chandrapur, Maharashtra

Regional Director for Mumbai Regional Office, Shri Suman Ray; Regional Director for Nagpur Regional Office, Shri Sachin Shende; Chief General Manager, National Bank for Agriculture and Rural Development, Ms. Rashmi Darad; senior officials from Bank of Maharashtra, Convenor Bank, SLBC Maharashtra, senior executives from banks, Lead District Managers (LDMs), Lead District Officers (LDOs) and my colleagues from Reserve Bank of India, present here.

Shri Swaminathan J, Deputy Governor, Reserve Bank of India

Regional Director for Mumbai Regional Office, Shri Suman Ray; Regional Director for Nagpur Regional Office, Shri Sachin Shende; Chief General Manager, National Bank for Agriculture and Rural Development, Ms. Rashmi Darad; senior officials from Bank of Maharashtra, Convenor Bank, SLBC Maharashtra, senior executives from banks, Lead District Managers (LDMs), Lead District Officers (LDOs) and my colleagues from Reserve Bank of India, present here.

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Page Last Updated on: November 28, 2025

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