On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on Monday, September 01, 2025, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during the month of August 2025 are set out in Tables 1 to 7. Highlights: Lending Rates: • The weighted average lending rate (WALR) on fresh rupee loans of SCBs stood at 8.80 per cent in July 2025 (8.62 per cent in June 2025). • The WALR on outstanding rupee

The Reserve Bank of India (RBI) has, by an order dated August 26, 2025, imposed a monetary penalty of ₹44.70 lakh (Rupees Forty-Four Lakh and Seventy Thousand only) on Bandhan Bank Limited (the bank) for contravention of section 10(1)(b)(ii) of the Banking Regulation Act, 1949 (BR Act), and non-compliance with certain directions issued by RBI on ‘Automation of Income Recognition, Asset Classification and Provisioning processes in banks’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of section 47 A (1) (c) read with section 46 (4) of the BR Act.

The value of exports and imports of services during July 2025 is given in the following table. International Trade in Services (US$ million) Month Receipts (Exports) Payments (Imports) April – 2025 - 16,909 (0.9) May – 2025 32,452 (9.6) 16,694 (-1.1) June – 2025 32,105 (12.0) 15,897 (5.0)

Reserve Bank of India announces the auction of Government of India Treasury Bills as per the following details: Sr. No. Treasury Bill Notified Amount (₹ crore) Auction Date Settlement Date 1 91-Day 10,000 September 03, 2025 (Wednesday) September 04, 2025 (Thursday) 2 182-Day 6,000 3 364-Day 5,000 Total 21,000

The following State Governments have offered to sell stock by way of auction, for an aggregate amount of ₹31,650 Crore (Face Value).Sr. No. State Amount to be raised (₹ Crore) Tenor (Year) Type of Auction 1 Andhra Pradesh 1000 08 Yield 1000 09 Yield 1500 11 Yield 1500 12 Yield

1. Reserve Bank of India - Liabilities and Assets* (₹ Crore) Item 2024 2025 Variation Aug. 23 Aug. 15 Aug. 22 Week Year 1 2 3 4 5 4 Loans and Advances 4.1 Central Government - 0 0 0 0 4.2 State Governments 26802 34130 27463 -6667 661 * Data are provisional; difference, if any, is due to rounding off.

Today, the Reserve Bank published its annual publication “Handbook of Statistics on the Indian Economy, 2024–25 (HBS)”. The 27th edition in the series offers detailed time-series data on the Indian economy. It includes 244 statistical tables on macroeconomic and financial data such as national income, prices, money, banking, markets, public finances, foreign trade, balance of payments, and select socio-economic indicators. This edition has been released earlier than the scheduled date.

Data on sectoral deployment of bank credit for the month of July 2025 collected from 41 select scheduled commercial banks (SCBs), accounting for about 95 per cent of the total non-food credit by all SCBs, are set out in Statements I and II. On a year-on-year (y-o-y) basis, non-food bank credit grew by 9.9 per cent as on the fortnight ended July 25, 2025, compared to 13.6 per cent during the corresponding fortnight of the previous year (i.e., July 26, 2024).

Today, the Reserve Bank released its web publication entitled ‘Quarterly Basic Statistical Return (BSR)-1 on Credit by Scheduled Commercial Banks (SCBs) June 2025 on its ‘Database on Indian Economy’ portal (https://data.rbi.org.in Homepage > Publications). It captures various characteristics of bank credit such as occupation/activity and organisational sector of the borrower, type of account and interest rates based on account-level reporting. Data reported by SCBs {excluding Regional Rural Banks (RRBs)} are presented for bank groups, population groups and states. Highlights: • Bank credit growth (y-o-y) decelerated to 9.9 per cent in June 2025 from 15.0 per cent (net of merger ) in June 2024 (Chart - I).

Today, the Reserve Bank released the web publication ‘Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial Banks – June 2025 ’ on its ‘Database on Indian Economy’ portal (https://data.rbi.org.in Homepage > Publications). Scheduled commercial banks (SCBs), excluding regional rural banks, report quarterly branch-wise data on type of deposits (current, savings and term), its institutional sector wise ownership, age wise distribution of deposits pertaining to individuals,

(Amount in ₹ Crore) Auction Results 6.68% GS 2040 6.90% GS 2065 I. Notified Amount 16,000 16,000 II. Competitive Bids Received (i) Number 249 234 (ii) Amount 28,597.722 39,607.000 III. Cut-off price / Yield 97.38 93.87 (YTM: 6.9646%) (YTM: 7.3786%)

6.68% GS 2040 6.90% GS 2065 I. Notified Amount ₹16,000 crore ₹16,000 crore II. Cut off Price (₹) / Implicit Yield at cut-off 97.38/6.9646% 93.87/7.3786% III. Amount accepted in the auction ₹16,000 crore ₹16,000 crore IV. Devolvement on Primary Dealers NIL NIL

In the underwriting auction conducted on August 29, 2025, for Additional Competitive Underwriting (ACU) of the undernoted Government securities, the Reserve Bank of India has set the cut-off rates for underwriting commission payable to Primary Dealers as given below: Nomenclature of the Security Notified Amount (₹ crore) Minimum Underwriting Commitment (MUC) Amount (₹ crore) Additional Competitive Underwriting Amount Accepted (₹ crore) Total Amount underwritten (₹ crore) ACU Commission Cut-off rate (Paise per ₹100) 6.68% GS 2040 16,000 8,001 7,999 16,000 2 6.90% GS 2065 16,000 8,001 7,999 16,000 3.50

Tenor 6-day Notified Amount (in ₹ crore) 1,50,000 Total amount of offers received (in ₹ crore) 1,38,366 Amount accepted (in ₹ crore) 1,38,366 Cut off Rate (%) 5.49 Weighted Average Rate (%) 5.49 Partial Acceptance Percentage of offers received at cut off rate NA

(Amount in ₹ Crore, Rate in Per cent) MONEY MARKETS@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 6,53,452.30 5.37 3.00-6.40 I. Call Money 17,689.02 5.46 4.75-5.60 II. Triparty Repo 4,47,565.80 5.36 5.00-5.45 III. Market Repo 1,85,240.93 5.38 3.00-5.60 IV. Repo in Corporate Bond 2,956.55 5.62 5.52-6.40

Today, the Reserve Bank released the August 2025 issue of its monthly Bulletin. The Bulletin includes monetary policy statement, three speeches, five articles and current statistics. The five articles are: I. State of the Economy; II. Private Corporate Investment: Growth in 2024-25 and Outlook for 2025-26; III. Equity Mutual Funds: Transforming India’s Savings Landscape; IV. EV Policies and Two-Wheeler EV Adoption: Evidence from Indian States; and V. Horticultural Diversification: A Pathway to Agricultural Resilience.

On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on Friday, August 29, 2025, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 1,50,000 6 9:30 AM to 10:00 AM September 04, 2025 (Thursday)

The Reserve Bank of India (RBl) has, by an order dated August 22, 2025, imposed a monetary penalty of ₹45,000/- (Rupees Forty Five Thousand only) on The Nanded District Central Co-operative Bank Ltd., Maharashtra (the bank) for non-compliance with certain directions issued by RBI on ‘Know Your Customers (KYC)’ and ‘Membership of Credit Information Companies (CICs) by Co-operative Banks’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949 and Section 25 of the Credit Information Companies (Regulation) Act, 2005.

The Reserve Bank of India (RBI) has, by an order dated August 19, 2025, imposed a monetary penalty of ₹50,000/- (Rupees Fifty Thousand only) on The Ponani Co-operative Urban Bank Limited, Kerala (the bank) for non-compliance with certain directions issued by RBI on ‘Co-operative Banks - Interest Rate on Deposits’. This penalty has been imposed in exercise of powers conferred on RBI under the provisions of Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.