RBI/2010-11/62
DBOD.No.BP.BC.15 / 21.06.001 / 2010-11

July 1, 2010

All Scheduled Commercial Banks
(Excluding Local Area Banks and Regional Rural Banks)

Dear Sir,

Master Circular  - Prudential Guidelines on Capital Adequacy
and Market Discipline- New Capital Adequacy Framework (NCAF)

Please refer to the Master Circular No.DBOD.BP.BC. 73 / 21.06.001 / 2009 - 10 dated February 8, 2010,  in terms of   which  the consolidated prudential  guidelines issued to banks  on the captioned subject  till February 7, 2010  were  reissued  duly   incorporating   therein the changes made by the Basel Committee on Banking Supervision (BCBS)  to the  Basel II Framework

2. The aforesaid Master Circular has been suitably updated by incorporating  instructions issued. The updated version has also been placed on the RBI Web-site (/en/web/rbi).

3. We advise that this Master Circular consolidates the modifications / clarifications issued vide circulars / mailbox clarifications listed in Annex 17.

Yours faithfully,

(B Mahapatra)
Chief General Manager-in-Charge

Encl:  As above