1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2023

2024

Variation

Oct. 27

Oct. 18

Oct. 25

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

0

0

0

0

0

4.2 State Governments

21871

23398

24079

682

2208

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on Oct. 25, 2024

Variation over

Week

End-March 2024

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5757912

684805

-28619

-3463

366656

38386

878824

98694

1.1 Foreign Currency Assets #

4992326

593751

-37275

-4484

230482

22801

684356

76247

1.2 Gold

576181

68527

9149

1082

136861

15852

193892

22603

1.3 SDRs

153190

18219

-420

-52

1967

88

4095

309

1.4 Reserve Position in the IMF

36215

4307

-74

-9

-2654

-355

-3518

-465

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding as on
Oct. 18, 2024

Variation over

Fortnight

Financial year so far

Year-on-Year

2023-24

2024-25

2023

2024

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

21807565

-112561

1471896

1332339

2311707

2291755

(21734994)

(1337701)

(2177512)

(2353379)

2.1a Growth (Per cent)

-0.5

8.2

6.5

13.4

11.7

(7.4)

(12.7)

(12.1)

2.1.1 Demand

2544470

-47428

68307

100616

223089

295732

2.1.2 Time

19263096

-65133

1403589

1231722

2088618

1996023

2.2 Borrowings

865397

9659

378553

87455

275801

41515

2.3 Other Demand and Time Liabilities

949790

-18247

110472

12362

188351

49668

7 Bank Credit

17238250

-59528

1782651

806086

2574483

1780363

(16772606)

(1196221)

(1988053)

(1901149)

7.1a Growth (Per cent)

-0.3

13.0

4.9

20.0

11.5

(8.7)

(15.4)

(12.8)

7a.1 Food Credit

18654

853

-65

-4427

-5814

-1187

7a.2 Non-food Credit

17219596

-60381

1782716

810513

2580296

1781550

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2024

Fortnight

Financial Year so far

Year-on-Year

2023-24

2024-25

2023

2024

Mar. 31

Oct. 18

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

24831618

26215944

-78660

-0.3

1261978

5.6

1384326

5.6

2303789

10.8

2610206

11.1

(24939860)

(26288515)

(-80157)

(-0.3)

(1348655)

(5.4)

(2548582)

(10.7)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3410276

3415233

29825

0.9

-74753

-2.3

4957

0.1

112929

3.7

213550

6.7

1.2 Demand Deposits with Banks

2586888

2687848

-47824

-1.7

69816

3.0

100960

3.9

223200

10.3

297435

12.4

1.3 Time Deposits with Banks

18739918

20014571

-63094

-0.3

1271736

7.6

1274654

6.8

1964721

12.3

2073869

11.6

(18848160)

(20087143)

(-64591)

(-0.3)

(1238983)

(6.6)

(2012246)

(11.1)

1.4 ‘Other’ Deposits with Reserve Bank

94536

98292

2433

2.5

-4821

-6.2

3755

4.0

2939

4.2

25352

34.8

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

7512016

7860600

35587

0.5

98591

1.4

348585

4.6

819520

12.7

596477

8.2

(7603571)

(7922190)

(33622)

(0.4)

(318619)

(4.2)

(546810)

(7.4)

2.1.1 Reserve Bank

1193213

1132433

4457

-432552

-60780

-72974

113859

2.1.2 Other Banks

6318803

6728167

31130

0.5

531143

9.3

409365

6.5

892494

16.7

482618

7.7

(6410358)

(6789757)

(29165)

(0.4)

(379399)

(5.9)

(432951)

(6.8)

2.2 Bank Credit to Commercial Sector

16672145

17540200

-55894

-0.3

1177138

8.2

868055

5.2

1986338

14.6

1933426

12.4

(17202832)

(18005845)

(-57945)

(-0.3)

(803013)

(4.7)

(1812641)

(11.2)

2.2.1 Reserve Bank

14406

9175

460

-21304

-5231

-13709

3931

2.2.2 Other Banks

16657739

17531025

-56354

-0.3

1198442

8.3

873286

5.2

2000047

14.7

1929496

12.4

(17188426)

(17996669)

(-58405)

(-0.3)

(808244)

(4.7)

(1808710)

(11.2)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Oct. 21, 2024

-

-

-

-

18597

88775

-

-

-

-70178

Oct. 22, 2024

-

-

-

-

2603

67234

166

-

-

-64465

Oct. 23, 2024

-

-

-

-

4620

54112

1208

-

-

-48284

Oct. 24, 2024

-

-

-

-

6800

66081

-

-

-

-59281

Oct. 25, 2024

-

-

25005

-

2403

68481

102

-

-

-40971

Oct. 26, 2024

-

-

-

-

521

71862

-

-

-

-71341

Oct. 27, 2024

-

-

-

-

534

75425

-

-

-

-74891

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.