(Amount in Rs. crore)

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

2002

2003

2002

2003

2002

2003

2002

2003

1

2

3

4

5

6

7

8

I. Government Sector

23291

29662

17256

22355

78169

102856

118716

154873

-17.8

-19.4

-6.4

-6.8

-10.8

-12.3

-10.6

-11.8

      1. Central & State Governments

8328

11471

9270

11217

27883

33564

45480

56252

-6.4

-7.5

-3.4

-3.4

(  3.8)

-4

(  4.0)

-4.3

          i) Central Government

3006

4957

735

1135

16706

18639

20447

24731

(  2.5)

-3.2

-0.3

-0.3

-2.3

-2.2

(  1.8)

-1.9

         ii) State Governments

5322

6514

8535

10082

11177

14926

25034

31522

(  4.4)

-4.3

-3.2

-3

(  1.5)

-1.8

(  2.2)

-2.4

      2. Local Authorities

1750

2044

3979

5992

9644

13662

15373

21697

(  1.6)

-1.3

-1.5

-1.8

(  1.3)

-1.6

(  1.4)

-1.6

      3. Quasi  Government Bodies

8233

7585

2271

1795

20422

25739

30926

35119

(  5.2)

-5

-0.8

-0.5

(  2.8)

-3.1

(  2.8)

-2.7

         Of which: State Electricity Boards

2685

3490

30

229

2027

4382

4742

8101

(  1.8)

-2.3

--

-0.1

(  0.3)

-0.5

(  0.4)

-0.6

     4. Public Sector Corporations 

4981

5863

1736

3351

20220

29891

26938

41808

         and Companies

(  4.1)

-5.6

-0.6

-1

-2.8

-3.6

(  2.4)

-3.2

       i) Non - Departmental Commercial 

2147

5075

143

523

8016

13692

10306

19290

         Undertakings

(  2.2)

-3.3

(  0.1)

-0.2

(  1.1)

-1.6

(  0.9)

-1.5

       ii) Others

2835

3487

1594

2828

12204

16199

16632

22514

(  1.9)

-2.3

-0.8

-0.9

(  1.7)

-1.9

(  1.5)

-1.7

II. Private Corporate Sector 

21072

22099

576

993

42328

44699

63975

67791

     (Non - Financial)

-14.2

-14.5

-0.2

-0.3

(  5.8)

-5.4

(  5.7)

-5.1

      1. Non- Financial Companies

14594

15341

109

158

27253

29558

41956

45058

-11.1

-10

--

--

(  3.8)

-3.5

(  3.7)

-3.4

      2. Non-Credit Co -operative 

145

798

87

282

804

1519

1036

2599

          Institutions

(  0.1)

-0.5

--

-0.1

(  0.1)

-0.2

(  0.1)

-0.2

      3. Others

6333

5960

379

552

14271

13622

20982

20134

(  4.8)

-3.9

-0.1

-0.2

-2

-1.6

(  1.9)

-1.5

III. Financial Sector

21495

21693

1979

3323

53652

62876

77126

87892

-16.4

-14.2

-0.7

-1

(  7.4)

-7.5

-6.9

-6.7

      1. Banks

10409

10508

484

1548

35149

41864

46043

53920

(  8.0)

-6.9

(  0.2)

-0.5

-4.9

-5

(  4.1)

-4.1

        i) Indian Commercial Banks

6441

6865

340

1301

24343

32152

31124

40318

(  4.9)

-4.5

(  0.1)

-0.4

(  3.4)

-3.9

(  2.8)

-3.1

        ii) Foreign Resident Banks   

1222

653

7

2

1536

530

2765

1186

      (Offices of Foreign Banks in India )

(  0.9)

-0.4

-

-

(  0.2)

-0.1

(  0.2)

-0.1

       iii) Co-operative Banks & 

2746

2989

137

245

9270

9182

12154

12416

           Credit societies

(  2.1)

-2

(  0.1)

-0.1

(  1.3)

-1.1

(  1.1)

-0.9

          a.   Co-operative Banks

2580

2733

22

80

8424

7803

11026

10615

(  2.0)

-1.8

-

-

(  1.2)

-0.9

(  1.0)

-0.8

           b.   Credit Societies

166

257

116

165

846

1380

1127

1801

(  0.1)

-0.2

-

-

(  0.1)

-0.2

(  0.1)

-0.1

Note     :  Figures in brackets indicate percentages to total.

Source  : Reserve Bank of India Bulletin July 2004

TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL
BANKS: 2002 AND 2003 (contd.)

(Amount in Rs. crore)

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

2002

2003

2002

2003

2002

2003

2002

2003

1

2

3

4

5

6

7

8

     2. Other Financial Institutions

7165

6634

1036

1049

11146

12568

19347

20251

(  5.5)

-4.3

(  0.4)

-0.3

(  1.5)

-1.5

(  1.7)

-1.5

       i) Financial Companies

821

549

43

30

1187

1580

2050

2160

(  0.6)

-0.4

-

-

(  0.2)

-0.2

(  0.2)

-0.2

        a. Housing Finance Companies

730

309

35

7

970

1311

1735

1627

(  0.6)

-0.2

-

-

(  0.1)

-0.2

(  0.2)

-0.1

        b. Auto Finance Companies

91

240

8

23

217

269

316

532

(  0.1)

-0.2

-

-

-

-

-

-

      ii) Total of Mutual Funds 

712

99

22

2

677

642

1412

743

         (including Private Sector 

(  0.5)

-0.1

-

-

(  0.1)

-0.1

(  0.1)

-0.1

          Mutual Funds)

       a. Mutual Funds in Private Sector

396

37

22

1

224

281

641

319

(  0.3)

-

-

-

-

-

(  0.1)

-

       b. Other Mutual Funds

317

62

-

1

454

361

771

424

(  0.2)

-

-

-

(  0.1)

-

(  0.1)

-

      iii) Unit Trust of India

676

96

18

1

14

14

707

111

(  0.5)

-0.1

-

-

-

-

(  0.1)

-

      iv) Insurance Corporations and 

3220

4107

43

58

5911

6601

9173

10766

          Companies  (Life and General)

(  2.5)

-2.7

-

-

(  0.8)

-0.8

(  0.8)

-0.8

      v) Term Lending Institutions

789

635

20

10

1634

2478

2443

3123

(  0.6)

-0.4

-

-

(  0.2)

-0.3

(  0.2)

-0.2

     vi) Provident Fund Institutions

947

1148

892

947

1723

1253

3562

3348

(  0.7)

-0.8

(  0.3)

-0.3

(  0.2)

-0.2

(  0.3)

-0.3

    3.  Other Financial Companies

3921

4552

458

726

7356

8444

11736

13722

(  3.0)

-3

(  0.2)

-0.2

-1

-1

(  1.0)

-1

       i) Financial Services Companies

477

444

6

9

1191

1251

1674

1704

(  0.4)

-0.3

-

-

(  0.2)

-0.2

(  0.1)

-0.1

      ii) Other Financial Companies

1048

1144

65

78

2914

3035

4027

4257

(  0.8)

-0.7

-

-

(  0.4)

-0.4

(  0.4)

-0.3

      iii) Others

2397

2963

387

639

3251

4158

6035

7761

(  1.8)

-1.9

(  0.1

-0.2

(  0.4)

-0.5

(  0.5)

-0.6

Note     :  Figures in brackets indicate percentages to total.

Source  : Reserve Bank of India Bulletin July 2004          

TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL
BANKS: 2002 AND 2003 (Concld.)

(Amount in Rs. crore)

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

2002

2003

2002

2003

2002

2003

2002

2003

1

2

3

4

5

6

7

8

IV. Household Sector

60668

74718

234849

286670

454885

500192

750402

861580

-46.3

-48.9

-87.3

-86.7

-62.8

-60

-66.7

-65.4

    1. Individuals (including Hindu 

32597

40465

213368

248512

385861

402317

631826

691294

          Undivided Families)

-24.9

-26.5

-79.4

-75.1

-53.3

-48.3

-56.2

-52.5

       i) Farmers

1554

1927

37445

44461

69234

72971

108233

119359

(  1.2)

-1.3

-13.9

-13.4

-9.6

-8.8

-9.6

-9.1

      ii) Businessmen Traders, 

20369

25191

38065

44921

79404

87635

137838

157747

         Professionals and 

-15.6

-16.5

-14.2

-13.6

-11

-10.5

-12.3

-12

         Self - Employed Persons

     iii) Wage and Salary Earners

1938

2600

60009

76014

93356

98417

155303

177031

(  1.5)

-1.7

-22.3

-23

-12.9

-11.8

-13.8

-13.4

        iv) Shroffs, Money Lenders, 

840

619

2038

1645

4460

3788

7338

6052

             Stock Brokers, Dealers in Bullion etc.

(  0.6)

-0.4

(  0.8)

-0.5

(  0.6)

-0.5

(  0.7)

-0.5

        v) Other Individuals

7896

10128

75811

81471

139407

139505

223114

231104

(  6.0)

-6.6

-28.2

-24.6

-19.2

-16.7

-19.8

-17.6

     2. Trusts Associations Clubs etc.

1646

2733

3135

3918

14230

13228

19011

19879

(  1.3)

-1.8

(  1.2)

-1.2

(  2.0)

-1.6

(  1.7)

-1.5

     3. Proprietary and Partnership

19961

23660

1457

1808

15455

18452

36873

43920

        concerns  etc.

-15.2

-15.5

(  0.5)

-0.5

(  2.1)

-2.2

(  3.3)

-3.3

     4. Educational Institutions

1597

1697

3730

4390

8864

10455

14191

16542

(  1.2)

-1.1

(  1.4)

-1.3

(  1.2)

-1.3

(  1.3)

-1.3

     5. Religious Institutions

171

176

1226

1284

4841

4417

6238

5878

(  0.1)

-0.1

(  0.5)

-0.4

(  0.7)

-0.5

(  0.6)

-0.4

    6. Others(not elsewhere classified)

4696

5987

11933

26757

25634

51323

42264

84068

(  3.6)

-3.9

(  4.4)

-8.1

(  3.5)

-6.2

-3.8

-6.4

V. Foreign Sector

4377

4486

14206

17406

95572

122720

114154

144613

(  3.3)

-2.9

(  5.3)

-5.3

-13.2

-14.7

-10.2

-11

    1. Foreign Consulates, Embassies,

202

194

111

188

856

743

1169

1124

       Trade Missions, Information

(  0.2)

-0.1

--

-0.1

(  0.1)

-0.1

(  0.1)

-0.1

       Services etc.

    2. Non-Residents

1445

1208

10948

14086

84260

110001

96653

125295

-1.1

-0.8

(  4.1)

-4.3

-11.6

-13.2

(  8.6)

-9.5

    3. Others

2730

3085

3146

3131

10456

11977

16332

18194

(  2.1)

-2

(  1.2)

-0.9

(  1.4)

-1.4

(  1.5)

-1.4

 Total

130902

152659

268865

330746

724605

833344

1124372

1316749

-100

-100

-100

-100

-100

-100

-100

-100

     Note     :  Figures in brackets indicate percentages to total.

     Source  : Reserve Bank of India Bulletin July 2004