SOUTHERN REGION

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

22,30,184

14220,19

12366,48

26,00,689

19057,76

16802,42

7

6,54

6,59

1. Direct Finance

21,83,583

12193,45

10782,62

25,59,538

15469,49

13947,97

4

6,45

6,50

2. Indirect Finance

46,601

2026,74

1583,86

41,151

3588,27

2854,46

3

9

9

II.

INDUSTRY

48,660

37943,74

26361,52

78,694

58710,80

41157,78

2,915

4089,75

2227,38

1. Mining & Quarrying

1,628

842,61

608,70

789

1040,32

698,53

4

11,48

11,52

2. Food Manufacturing & Processing

9,649

5920,61

3241,22

10,281

4964,95

2732,32

21

81,92

15,33

(a) Rice Mills, Flour & Dal Mills

4,284

2381,45

1598,50

2,639

1298,54

876,27

1

4

4

(b) Sugar

39

209,63

148,97

104

1000,92

719,48

1

6

6

(c) Edible Oils & Vanaspati

425

518,69

350,21

1,039

193,84

150,43

10

59,49

12,97

(d) Tea Processing

15

1,75

1,02

76

15,71

8,10

-

-

-

(e) Processing of Fruits & Vegetables

129

156,40

112,50

127

15,42

10,63

1

20,00

-

(f) Others

4,757

2652,67

1030,02

6,296

2440,53

967,42

8

2,33

2,26

3. Beverage & Tobacco

362

388,06

323,83

313

1258,89

597,66

3

10,47

10,18

4. Textiles

6,191

3274,33

2412,34

6,632

2433,48

1679,27

20

16,15

13,28

(a) Cotton Textiles

1,158

2236,75

1668,07

2,853

1923,87

1288,52

5

2,60

2,50

(b) Jute & Other Natural Fibre Textiles

156

71,95

58,44

480

136,35

87,78

-

-

-

(c) Handloom Textiles & Khadi

3,147

78,23

62,86

1,438

23,27

19,37

-

-

-

(d) Other Textiles & Textile Products

1,730

887,40

622,97

1,861

349,99

283,60

15

13,55

10,78

5. Paper, Paper Products & Printing

1,157

703,83

531,18

12,082

1430,58

1193,93

14

467,59

107,59

6. Woods and Wood Products

911

145,71

113,54

726

55,59

49,56

3

14

14

7. Leather & Leather Products

223

18,11

14,74

813

40,68

26,28

-

-

-

8. Gems and Jewellery

214

252,47

219,52

864

104,81

70,75

10

94

94

9. Rubber & Plastic Products

877

452,49

324,66

675

287,36

206,89

18

6,11

5,72

10. Chemicals & Chemical Products

1,869

3859,12

2882,61

9,386

4493,89

2697,91

93

1462,54

822,47

(a) Heavy Industrial Chemicals

339

767,16

567,01

192

464,52

311,19

15

42,92

41,13

(b) Fertilisers

42

251,80

204,63

163

931,46

618,37

4

158,25

56,81

(c) Drugs & Pharmaceuticals

644

1795,86

1340,80

7,733

2561,20

1397,50

51

1122,88

657,32

(d) Non-Edible Oils

60

136,69

107,64

58

155,92

117,13

-

-

-

(e) Other Chemicals & Chemical Products

784

907,61

662,53

1,240

380,80

253,72

23

138,49

67,20

11. Petroleum, Coal Products & Nuclear Fuels

60

533,75

51,59

56

330,58

132,37

4

5,04

3,24

12. Manufacture of Cement & Cement Products

1,305

855,90

628,40

862

1918,59

1453,69

3

15,30

15,30

13. Basic Metals & Metal Products

1,820

2935,17

1677,74

3,298

3902,88

2836,38

115

309,90

186,74

(a) Iron & Steel

487

2256,64

1215,23

463

2777,91

1979,39

86

107,20

83,59

(b) Non-Ferrous Metals

183

232,44

128,46

71

82,66

78,55

15

128,15

67,22

(c) Metal Products

1,150

446,09

334,05

2,764

1042,31

778,44

14

74,56

35,94

14. Engineering

6,481

3547,59

2768,57

2,819

2863,10

2104,48

65

149,32

108,39

(a) Heavy Engineering

255

341,42

199,73

705

454,27

386,25

13

85,33

72,61

(b) Light Engineering

1,559

1078,85

803,75

1,142

643,95

426,81

16

16,85

9,14

(c) Electrical Machinery & Goods

4,419

1533,16

1281,54

651

1198,19

845,51

27

18,86

17,44

(d) Electronic Machinery & Goods

248

594,17

483,54

321

566,69

445,92

9

28,27

9,20

15. Vehicles, Vehicle Parts & Transport Equipments

260

472,85

392,55

1,996

528,64

451,36

18

133,40

104,33

16. Other Industries

8,868

1728,15

1379,94

16,608

3051,33

2405,02

1,443

426,04

255,15

17. Electricity, Gas & Water

281

1987,05

1491,55

489

11880,16

7972,96

13

115,83

77,74

(a) Electricity Generation & Transmission

93

1694,38

1413,83

292

10060,32

7527,57

5

115,04

76,95

(b) Non-Conventional Energy

24

250,62

50,78

41

158,50

143,78

-

-

-

(c) Gas, Steam & Water Supply

164

42,05

26,94

156

1661,34

301,61

8

79

79

18. Construction

6,504

10025,94

7298,84

10,005

18124,97

13848,42

1,068

877,57

489,33

(a) Other than Infrastructure

1,598

1860,38

1348,34

5,994

3275,89

2579,94

101

84,53

84,35

(b) Infrastructure Construction

4,906

8165,56

5950,50

4,011

14849,08

11268,48

967

793,04

404,98

III.

TRANSPORT OPERATORS

6,991

445,71

316,94

11,450

863,32

785,40

69

45,40

34,27

IV.

PROFESSIONAL AND OTHER SERVICES

20,035

3362,18

2402,24

1,00,161

10474,85

8017,78

3,805

1071,92

921,81

1. Professional Services

1,656

371,24

293,13

23,683

1145,34

924,06

1,134

244,26

223,16

2. Tourism, Hotel & Restaurants

2,911

460,68

308,87

2,636

1225,58

807,98

52

25,93

25,83

3. Recreation services

767

157,68

116,20

1,061

607,27

545,67

59

18,52

18,52

4. IT and Telecommunications

126

43,76

33,56

206

896,85

602,63

65

50,62

50,40

5. Others

14,575

2328,82

1650,49

72,575

6599,82

5137,43

2,495

732,58

603,91

V.

PERSONAL LOANS

12,26,276

24589,47

19024,39

9,25,624

20595,34

17013,34

74,752

2423,25

1712,44

1. Housing

2,15,152

10604,60

8630,40

2,54,859

11676,63

9943,66

7,230

1039,40

897,13

2. Consumer Durables

22,899

245,23

189,37

34,520

316,86

228,95

31

46

39

3. Vehicles

54,972

1186,42

898,62

38,097

659,07

530,19

413

8,15

1,81

4. Education

72,634

2390,67

1544,84

1,00,232

2528,53

1925,44

-

-

-

5. Personal Credit Cards

-

-

-

99,075

498,81

353,97

6,175

175,59

48,23

6. Others

8,60,619

10162,55

7761,16

3,98,841

4915,43

4031,13

60,903

1199,65

764,89

VI.

TRADE

1,60,448

13134,56

4957,15

1,84,459

8972,08

6916,05

3,176

463,11

404,04

1. Wholesale Trade

2,863

9547,25

2089,12

10,819

3170,79

2630,29

782

206,74

194,21

2. Retail Trade

1,57,585

3587,31

2868,03

1,73,640

5801,29

4285,77

2,394

256,37

209,83

VII.

FINANCE

2,354

607,57

281,06

45,866

2240,09

1695,22

131

832,49

631,50

VIII.

ALL OTHERS

11,649

291,06

218,03

9,45,684

14675,34

10734,71

522

178,63

143,73

TOTAL BANK CREDIT

37,06,597

94594,47

65927,80

48,92,627

135589,59

103122,70

85,377

9111,09

6081,76

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

STATE : ANDHRA PRADESH

 (Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

14,06,153

4675,99

4249,39

2,26,849

4999,72

4410,40

64,63,882

42960,20

37835,27

1. Direct Finance

13,91,163

4450,50

4060,35

2,21,866

2790,46

2407,96

63,56,154

34910,36

31205,38

2. Indirect Finance

14,990

225,48

189,04

4,983

2209,26

2002,44

1,07,728

8049,83

6629,89

II.

INDUSTRY

36,501

226,36

182,27

24,195

16330,49

12173,22

1,90,965

117301,14

82102,17

1. Mining & Quarrying

104

3,77

3,03

366

291,31

250,10

2,891

2189,50

1571,87

2. Food Manufacturing & Processing

270

9,68

6,95

1,313

762,71

560,14

21,534

11739,86

6555,96

(a) Rice Mills, Flour & Dal Mills

184

3,69

2,46

358

199,35

141,77

7,466

3883,08

2619,04

(b) Sugar

-

-

-

12

13,30

13,44

156

1223,91

881,96

(c) Edible Oils & Vanaspati

2

1

1

143

196,70

161,68

1,619

968,73

675,31

(d) Tea Processing

50

5,18

3,76

68

1,29

94

209

23,93

13,81

(e) Processing of Fruits & Vegetables

10

40

36

8

1,92

1,39

275

194,14

124,89

(f) Others

24

40

35

724

350,14

240,91

11,809

5446,06

2240,96

3. Beverage & Tobacco

13

69

70

51

245,12

227,36

742

1903,23

1159,74

4. Textiles

6,693

28,93

23,49

1,902

837,69

543,48

21,438

6590,58

4671,86

(a) Cotton Textiles

694

13,26

10,27

667

572,51

332,58

5,377

4749,00

3301,93

(b) Jute & Other Natural Fibre Textiles

2,207

2,80

2,16

51

7,42

4,90

2,894

218,52

153,28

(c) Handloom Textiles & Khadi

2,390

6,06

4,87

144

12,46

9,59

7,119

120,02

96,69

(d) Other Textiles & Textile Products

1,402

6,80

6,21

1,040

245,30

196,41

6,048

1503,04

1119,96

5. Paper, Paper Products & Printing

846

2,07

1,81

380

238,05

215,09

14,479

2842,11

2049,61

6. Woods and Wood Products

113

49

42

112

10,73

8,78

1,865

212,67

172,43

7. Leather & Leather Products

103

1,67

1,41

42

7,48

5,72

1,181

67,94

48,15

8. Gems and Jewellery

19,122

47,28

37,72

317

23,14

16,40

20,527

428,64

345,33

9. Rubber & Plastic Products

55

31

20

239

194,82

148,09

1,864

941,09

685,55

10. Chemicals & Chemical Products

519

1,40

1,15

883

1992,04

1536,44

12,750

11809,00

7940,58

(a) Heavy Industrial Chemicals

-

-

-

115

73,94

55,04

661

1348,54

974,38

(b) Fertilisers

8

8

7

64

718,83

589,62

281

2060,41

1469,50

(c) Drugs & Pharmaceuticals

507

1,30

1,06

232

682,67

477,61

9,167

6163,90

3874,31

(d) Non-Edible Oils

-

-

-

25

20,08

15,19

143

312,70

239,97

(e) Other Chemicals & Chemical Products

4

3

2

447

496,52

398,97

2,498

1923,45

1382,44

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

80

81,14

97,26

200

950,52

284,46

12. Manufacture of Cement & Cement Products

483

5,39

4,44

133

363,68

219,11

2,786

3158,87

2320,95

13. Basic Metals & Metal Products

109

86

89

1,315

1134,60

623,93

6,657

8283,42

5325,68

(a) Iron & Steel

-

-

-

327

515,96

381,37

1,363

5657,70

3659,58

(b) Non-Ferrous Metals

-

-

-

41

423,49

87,70

310

866,74

361,93

(c) Metal Products

109

86

89

947

195,16

154,86

4,984

1758,97

1304,17

14. Engineering

1,653

7,82

4,28

5,030

1360,75

841,99

16,048

7928,58

5827,71

(a) Heavy Engineering

6

32

27

100

214,62

189,47

1,079

1095,96

848,34

(b) Light Engineering

1,054

5,97

2,68

4,739

659,17

255,49

8,510

2404,79

1497,86

(c) Electrical Machinery & Goods

165

1,03

85

133

382,72

304,70

5,395

3133,96

2450,05

(d) Electronic Machinery & Goods

428

49

46

58

104,24

92,34

1,064

1293,87

1031,46

15. Vehicles, Vehicle Parts & Transport Equipments

358

1,83

1,34

584

216,77

190,60

3,216

1353,48

1140,17

16. Other Industries

4,529

28,42

24,03

5,568

1217,85

1016,19

37,016

6451,79

5080,33

17. Electricity, Gas & Water

5

23

14

81

1049,36

750,91

869

15032,63

10293,29

(a) Electricity Generation & Transmission

-

-

-

50

1012,59

737,51

440

12882,33

9755,87

(b) Non-Conventional Energy

-

-

-

3

28,11

5,51

68

437,23

200,07

(c) Gas, Steam & Water Supply

5

23

14

28

8,67

7,89

361

1713,07

337,36

18. Construction

1,526

85,52

70,29

5,799

6303,25

4921,62

24,902

35417,24

26628,49

(a) Other than Infrastructure

1,356

82,96

68,11

3,613

3530,17

2868,64

12,662

8833,93

6949,38

(b) Infrastructure Construction

170

2,56

2,18

2,186

2773,08

2052,98

12,240

26583,31

19679,11

III.

TRANSPORT OPERATORS

7,660

33,19

24,99

36,325

2161,56

1728,39

62,495

3549,17

2889,98

IV.

PROFESSIONAL AND OTHER SERVICES

36,924

224,93

174,72

48,707

7060,70

4605,11

2,09,632

22194,59

16121,66

1. Professional Services

12,560

62,52

49,66

15,731

1952,90

1029,79

54,764

3776,26

2519,79

2. Tourism, Hotel & Restaurants

2,143

10,46

8,58

2,635

686,45

235,91

10,377

2409,10

1387,16

3. Recreation services

483

3,55

2,50

106

222,99

180,80

2,476

1010,01

863,68

4. IT and Telecommunications

1

65

40

236

225,82

195,45

634

1217,70

882,45

5. Others

21,737

147,76

113,58

29,999

3972,54

2963,17

1,41,381

13781,52

10468,58

V.

PERSONAL LOANS

2,68,432

1539,27

1223,43

5,21,902

18411,69

14042,14

30,16,986

67559,01

53015,74

1. Housing

28,712

329,06

265,95

73,482

9955,94

8506,27

5,79,435

33605,63

28243,41

2. Consumer Durables

37,094

244,72

176,66

5,741

182,18

122,58

1,00,285

989,46

717,94

3. Vehicles

7,136

41,56

32,67

2,36,444

4607,35

2868,16

3,37,062

6502,54

4331,45

4. Education

11,052

101,76

80,73

2,247

76,52

58,71

1,86,165

5097,48

3609,72

5. Personal Credit Cards

-

-

-

16,194

488,81

236,60

1,21,444

1163,22

638,80

6. Others

1,84,438

822,17

667,43

1,87,794

3100,89

2249,82

16,92,595

20200,69

15474,41

VI.

TRADE

1,35,626

426,26

328,00

61,312

4898,57

4117,13

5,45,021

27894,57

16722,37

1. Wholesale Trade

4,806

23,35

18,05

3,707

2254,13

1826,50

22,977

15202,26

6758,17

2. Retail Trade

1,30,820

402,91

309,95

57,605

2644,44

2290,62

5,22,044

12692,31

9964,20

VII.

FINANCE

2,79,323

2114,98

1619,88

1,251

3422,50

2688,39

3,28,925

9217,64

6916,06

VIII.

ALL OTHERS

3,17,051

1311,88

1088,80

88,064

1918,13

1286,56

13,62,970

18375,04

13471,82

TOTAL BANK CREDIT

24,87,670

10552,85

8891,48

10,08,605

59203,37

45051,33

121,80,876

309051,36

229075,07