(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

90,911.01

1,03,498.93

12,587.92

13.85

(i+ii)

(100.00)

(100.00)

i) Interest Income

79,413.68

90,983.98

11,570.30

14.57

(87.35)

(87.91)

ii) Other Income

11,497.33

12,514.95

1,017.62

8.85

(12.65)

(12.09)

B.

Expenditure

85,794.83

99,181.99

13,387.16

15.60

(i+ii+iii)

(100.00)

(100.00)

i) Interest Expended

55,374.47

61,692.75

6,318.28

11.41

(64.54)

(62.20)

ii) Provisions and Contingencies

7,926.11

9,476.01

1,549.90

19.55

(9.24)

(9.55)

iii) Operating Expenses

22,494.25

28,013.23

5,518.98

24.54

(26.22)

(28.24)

of which : Wage Bill

16,394.67

20,929.17

4,534.50

27.66

(19.11)

(21.10)

C.

Profit

i) Operating Profit

13,042.29

13,792.95

750.66

5.76

ii) Net Profit

5,116.18

4,316.94

-799.24

-15.62

D.

Total Assets

8,90,600.05

10,29,769.59

1,39,169.54

15.63

E.

Financial Ratios (per cent) @

i) Operating Profit

1.46

1.34

-0.12

—

ii) Net Profit

0.57

0.42

-0.15

—

iii) Income

10.21

10.05

-0.16

—

iv) Interest Income

8.92

8.84

-0.08

—

v) Other Income

1.29

1.22

-0.07

—

vi) Expenditure

9.63

9.63

0.00

—

vii) Interest Expended

6.22

5.99

-0.23

—

viii) Operating Expenses

2.53

2.72

0.19

—

ix) Wage Bill

1.84

2.03

0.19

—

x) Provisions and Contingencies

0.89

0.92

0.03

—

xi) Spread (Net Interest Income)

2.70

2.84

0.14

—

@ Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.