Appendix Table III.12(B): Financial Performance of Public Sector Banks - আৰবিআই - Reserve Bank of India
Appendix Table III.12(B): Financial Performance of Public Sector Banks
(Amount in Rs.crore) | ||||||
Item | 2001-02 | 2002-03 | Variation of Col. (3) | |||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. | Income | 1,17,252.36 | 1,28,464.37 | 11,212.01 | 9.56 | |
(i+ii) | (100.00) | (100.00) | ||||
i) | Interest Income | 1,00,710.96 | 1,07,192.81 | 6,481.85 | 6.44 | |
(85.89) | (83.44) | |||||
of which: Interest on Advances | 45,967.42 | 49,197.70 | 3,230.28 | 7.03 | ||
Income on Investments | 46,344.87 | 49,999.26 | 3,654.39 | 7.89 | ||
ii) | Other Income | 16,541.40 | 21,271.56 | 4,730.16 | 28.60 | |
(14.11) | (16.56) | |||||
of which: Commission & Brokerage | 6,811.04 | 7,293.65 | 482.61 | 7.09 | ||
B. | Expenditure | 1,08,947.51 | 1,16,168.91 | 7,221.40 | 6.63 | |
(i+ii+iii) | (100.00) | (100.00) | ||||
i) | Interest Expended | 69,153.77 | 69,852.59 | 698.82 | 1.01 | |
(63.47) | (60.13) | |||||
of which: Interest on Deposits | 65,578.56 | 66,620.99 | 1,042.43 | 1.59 | ||
ii) | Provisions and Contingencies | 13,371.69 | 17,419.78 | 4,048.09 | 30.27 | |
(12.27) | (15.00) | |||||
of which: Provisions for NPAs | 8,209.55 | 9,275.07 | 1,065.52 | 12.98 | ||
iii) | Operating Expenses | 26,422.05 | 28,896.54 | 2,474.49 | 9.37 | |
(24.25) | (24.87) | |||||
of which : Wage Bill | 19,045.38 | 20,446.88 | 1,401.50 | 7.36 | ||
C. | Profit | |||||
i) | Operating Profit | 21,676.54 | 29,715.24 | 8,038.70 | 37.08 | |
ii) | Net Profit | 8,304.85 | 12,295.46 | 3,990.61 | 48.05 | |
D. | Spread (Net Interest Income) | 31,557.19 | 37,340.22 | 5,783.03 | 18.33 | |
(Interest Income - Interest Expended) | ||||||
E. | Total Assets | 11,55,397.68 | 12,85,235.70 | 1,29,838.02 | 11.24 | |
Note: Figures in brackets are percentage shares to the respective total. |