Appendix Table III.12(B): Financial Performance of Public Sector Banks - আৰবিআই - Reserve Bank of India
Appendix Table III.12(B): Financial Performance of Public Sector Banks
(Amount in Rs.crore) |
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Item |
2001-02 |
2002-03 |
Variation of Col. (3) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
1,17,252.36 |
1,28,464.37 |
11,212.01 |
9.56 |
|
(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
1,00,710.96 |
1,07,192.81 |
6,481.85 |
6.44 |
|
(85.89) |
(83.44) |
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of which: Interest on Advances |
45,967.42 |
49,197.70 |
3,230.28 |
7.03 |
||
Income on Investments |
46,344.87 |
49,999.26 |
3,654.39 |
7.89 |
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ii) |
Other Income |
16,541.40 |
21,271.56 |
4,730.16 |
28.60 |
|
(14.11) |
(16.56) |
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of which: Commission & Brokerage |
6,811.04 |
7,293.65 |
482.61 |
7.09 |
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B. |
Expenditure |
1,08,947.51 |
1,16,168.91 |
7,221.40 |
6.63 |
|
(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
69,153.77 |
69,852.59 |
698.82 |
1.01 |
|
(63.47) |
(60.13) |
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of which: Interest on Deposits |
65,578.56 |
66,620.99 |
1,042.43 |
1.59 |
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ii) |
Provisions and Contingencies |
13,371.69 |
17,419.78 |
4,048.09 |
30.27 |
|
(12.27) |
(15.00) |
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of which: Provisions for NPAs |
8,209.55 |
9,275.07 |
1,065.52 |
12.98 |
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iii) |
Operating Expenses |
26,422.05 |
28,896.54 |
2,474.49 |
9.37 |
|
(24.25) |
(24.87) |
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of which : Wage Bill |
19,045.38 |
20,446.88 |
1,401.50 |
7.36 |
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C. |
Profit |
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i) |
Operating Profit |
21,676.54 |
29,715.24 |
8,038.70 |
37.08 |
|
ii) |
Net Profit |
8,304.85 |
12,295.46 |
3,990.61 |
48.05 |
|
D. |
Spread (Net Interest Income) |
31,557.19 |
37,340.22 |
5,783.03 |
18.33 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
11,55,397.68 |
12,85,235.70 |
1,29,838.02 |
11.24 |
|
|
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Note: Figures in brackets are percentage shares to the respective total. |