Appendix Table III.12(E): Financial Performance of Old Private Sector Banks - আৰবিআই - Reserve Bank of India
Appendix Table III.12(E): Financial Performance of Old Private Sector Banks
(Amount in Rs.crore) |
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|
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Item |
2001-02 |
2002-03 |
Variation of Col. (3) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
10,945.65 |
11,278.83 |
333.18 |
3.04 |
|
(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
8,725.23 |
8,917.82 |
192.59 |
2.21 |
|
(79.71) |
(79.07) |
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of which: Interest on Advances |
4,620.73 |
4,800.69 |
179.96 |
3.89 |
||
Income on Investments |
3,582.73 |
3,692.65 |
109.92 |
3.07 |
||
ii) |
Other Income |
2,220.42 |
2,361.01 |
140.59 |
6.33 |
|
(20.29) |
(20.93) |
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of which: Commission & Brokerage |
485.61 |
511.08 |
25.47 |
5.24 |
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B. |
Expenditure |
9,941.17 |
10,047.24 |
106.07 |
1.07 |
|
(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
6,496.57 |
6,327.22 |
-169.35 |
-2.61 |
|
(65.35) |
(62.97) |
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of which: Interest on Deposits |
6,189.57 |
6,076.74 |
-112.83 |
-1.82 |
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ii) |
Provisions and Contingencies |
1,511.30 |
1,572.84 |
61.54 |
4.07 |
|
(15.20) |
(15.65) |
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of which: Provisions for NPAs |
745.61 |
769.73 |
24.12 |
3.23 |
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iii) |
Operating Expenses |
1,933.30 |
2,147.18 |
213.88 |
11.06 |
|
(19.45) |
(21.37) |
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of which : Wage Bill |
1,179.28 |
1,297.45 |
118.17 |
10.02 |
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C. |
Profit |
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i) |
Operating Profit |
2,515.78 |
2,804.43 |
288.65 |
11.47 |
|
ii) |
Net Profit |
1,004.48 |
1,231.59 |
227.11 |
22.61 |
|
D. |
Spread (Net Interest Income) |
2,228.66 |
2,590.60 |
361.94 |
16.24 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
93,229.29 |
1,05,109.50 |
11,880.21 |
12.74 |
|
|
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Note: Figures in brackets are percentage shares to the respective total. |