(Amount in Rs. crore) |
Item |
2004-05 |
2005-06 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
87,752.53 |
95,375.25 |
7,622.72 |
8.69 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
73,657.91 |
83,117.43 |
9,459.52 |
12.84 |
|
|
|
(83.94) |
(87.15) |
|
|
|
|
of which: Interest on Advances |
38,128.53 |
48,594.85 |
10,466.32 |
27.45 |
|
|
Income on Investments |
32,660.37 |
31,731.39 |
-928.98 |
-2.84 |
|
|
Interest on Recapitalisation Bonds |
1,823.73 |
1,886.73 |
63.00 |
3.45 |
|
ii) |
Other Income |
14,094.62 |
12,257.82 |
-1,836.81 |
-13.03 |
|
|
|
(16.06) |
(12.85) |
|
|
|
|
of which: Commission and Brokerage |
4,087.63 |
4,545.69 |
458.06 |
11.21 |
|
|
|
|
|
|
|
B. |
Expenditure (i+ii+iii) |
78,293.22 |
85,353.96 |
7,060.74 |
9.02 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
41,454.51 |
47,462.53 |
6,008.02 |
14.49 |
|
|
|
(52.95) |
(55.61) |
|
|
|
|
of which: Interest on Deposits |
38,952.09 |
43,810.43 |
4,858.34 |
12.47 |
|
ii) |
Provisions and Contingencies |
13,661.93 |
12,990.08 |
-671.85 |
-4.92 |
|
|
|
(17.45) |
(15.22) |
|
|
|
|
of which: Provision for NPAs |
3,605.84 |
2,782.24 |
-823.60 |
-22.84 |
|
iii) |
Operating Expenses |
23,176.78 |
24,901.34 |
1,724.56 |
7.44 |
|
|
|
(29.60) |
(29.17) |
|
|
|
|
of which : Wage Bill |
15,971.59 |
16,394.57 |
422.97 |
2.65 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
23,121.24 |
23,011.37 |
-109.87 |
-0.48 |
|
ii) |
Net Profit |
9,459.31 |
10,021.29 |
561.98 |
5.94 |
D. |
Net Interest Income/Margin |
32,203.40 |
35,654.90 |
3,451.50 |
10.72 |
E. |
Total Assets |
10,65,503.86 |
12,34,462.40 |
1,68,958.54 |
15.86 |
Note : Figures in brackets are percentage shares to the respective total. Source : Balance sheets of respective banks. |
|