(Amount in Rs. crore) |
Item |
2004-05 |
2005-06 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
13,036.16 |
17,435.13 |
4,398.97 |
33.74 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
9,170.46 |
12,235.85 |
3,065.39 |
33.43 |
|
|
|
|
(70.35) |
(70.18) |
|
|
|
|
of which |
: Interest on Advances |
5,535.19 |
7,379.87 |
1,844.68 |
33.33 |
|
|
|
Income on Investments |
2,946.45 |
3,895.48 |
949.03 |
32.21 |
|
ii) |
Other Income |
3,865.70 |
5,199.28 |
1,333.59 |
34.50 |
|
|
|
|
(29.65) |
(29.82) |
|
|
|
|
of which: |
Commission and Brokerage |
2,154.08 |
2,590.78 |
436.70 |
20.27 |
|
|
|
|
|
|
|
|
B. |
Expenditure (i+ii+iii) |
11,053.79 |
14,366.53 |
3,312.75 |
29.97 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
4,041.45 |
5,149.50 |
1,108.05 |
27.42 |
|
|
|
|
(36.56) |
(35.84) |
|
|
|
|
of which |
: Interest on Deposits |
2,591.45 |
3,161.17 |
569.71 |
21.98 |
|
ii) |
Provisions and Contingencies |
2,594.93 |
3,592.34 |
997.41 |
38.44 |
|
|
|
|
(23.48) |
(25.00) |
|
|
|
|
of which: |
Provision for NPAs |
256.97 |
127.84 |
-129.14 |
-50.25 |
|
iii) |
Operating Expenses |
4,417.41 |
5,624.69 |
1,207.28 |
27.33 |
|
|
|
|
(39.96) |
(39.15) |
|
|
|
|
of which |
: Wage Bill |
1,364.76 |
1,976.90 |
612.14 |
44.85 |
C. |
Profit |
|
|
|
|
|
|
i) |
Operating Profit |
4,577.30 |
6,660.94 |
2,083.64 |
45.52 |
|
ii) |
Net Profit |
1,982.37 |
3,068.60 |
1,086.23 |
54.79 |
D. |
Net Interest Income / Margine |
5,129.02 |
7,086.35 |
1,957.34 |
38.16 |
E. |
Total Assets |
|
1,53,636.33 |
2,01,585.69 |
47,949.35 |
31.21 |
Note : Figures in brackets are percentage shares to the respective total. Source : Balance sheets of respective banks. |
|