(Amount in Rs. crore)

Item

2003-04

2004-05

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

11,555.03

10,508.96

-1,046.07

-9.05

(100.00)

(100.00)

i)

Interest Income

9,120.90

9,275.29

154.39

1.69

(78.93)

(88.26)

of which:

Interest on Advances

4,890.85

5,435.78

544.93

11.14

Income on Investments

3,833.78

3,457.55

-376.23

-9.81

ii)

Other Income

2,434.13

1,233.67

-1,200.46

-49.32

(21.07)

(11.74)

of which:

Commission and Brokerage

518.22

555.94

37.72

7.28

B.

Expenditure (i+ii+iii)

10,108.55

10,073.15

-35.40

-0.35

(100.00)

(100.00)

i)

Interest Expended

5,981.88

5,672.84

-309.04

-5.17

(59.18)

(56.32)

of which:

Interest on Deposits

5,668.46

5,382.51

-285.95

-5.04

ii)

Provisions and Contingencies

1,745.18

1,803.13

57.95

3.32

(17.26)

(17.90)

of which:

Provision for NPAs

821.66

465.62

-356.04

-43.33

iii)

Operating Expenses

2,381.49

2,597.18

215.69

9.06

(23.56)

(25.78)

of which:

Wage Bill

1,400.22

1,460.96

60.74

4.34

C.

Profit

i)

Operating Profit

3,191.66

2,238.94

-952.72

-29.85

ii)

Net Profit

1,446.48

435.81

-1,010.67

-69.87

D.

Net Interest Income/Margin

3,139.02

3,602.45

463.43

14.76

E.

Total Assets

1,20,723.75

1,33,494.06

12,770.31

10.58

Note : Figures in brackets are percentage shares to the respective total.