Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

7,344

10,69

8,59

1,522

1,62

1,43

-

-

-

1.

Direct Finance

7,121

5,83

4,86

1,518

1,60

1,41

-

-

-

2.

Indirect Finance

223

4,86

3,72

4

2

2

-

-

-

II.

INDUSTRY

1,585

20,46

18,85

237

22,99

18,51

-

-

-

1.

Mining & Quarrying

1

1

1

2

1

1

-

-

-

2.

Food Manufacturing and Processing

75

7,93

6,80

17

4,62

4,77

-

-

-

(a)

Rice Mills, Flour and Dal Mills

15

13

10

3

6

8

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

8

9

9

4

9

3

-

-

-

(d)

Tea Processing

-

-

-

3

4,40

4,60

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

52

7,71

6,62

7

8

6

-

-

-

3.

Beverage and Tobacco

2

1

2

-

-

-

-

-

-

4.

Textiles

17

12

11

19

2,50

1,82

-

-

-

(a)

Cotton Textiles

3

2

2

3

1,82

1,07

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

3

51

4

-

-

-

(d)

Other Textiles

14

10

8

13

17

72

-

-

-

5.

Paper, Paper Products and Printing

13

60

23

6

4

3

-

-

-

6.

Leather and Leather Products

4

4

3

6

7

8

-

-

-

7.

Rubber and Rubber Products

9

43

1,25

2

1

1

-

-

-

8.

Chemicals and Chemical Products

18

45

30

18

8,95

5,43

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

10

7,55

4,19

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

9

12

21

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

9

33

8

8

1,41

1,25

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

7

3

3

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

4

3

3

-

-

-

-

-

-

11.

Basic Metals & Metal Products

30

24

21

13

15

16

-

-

-

(a)

Iron and Steel

6

4

3

5

4

5

-

-

-

(b)

Non-Ferrous Metals

1

-

-

-

-

-

-

-

-

(c)

Other Metal Products

23

20

18

8

11

11

-

-

-

12.

Engineering

12

12

9

15

3,59

3,04

-

-

-

(a)

Heavy Engineering

4

5

5

2

1,16

68

-

-

-

(b)

Light Engineering

4

3

3

10

1,42

1,30

-

-

-

(c)

Electrical Machinery & Goods

1

2

-

2

7

4

-

-

-

(d)

Electronic Machinery & Goods

3

2

2

1

95

1,01

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

27

23

19

11

12

9

-

-

-

14.

Other Industries

1,356

10,08

9,43

120

2,26

2,39

-

-

-

15.

Electricity, Gas & Water

2

3

2

2

3

3

-

-

-

(a)

Electricity Generation & Transmission

1

1

1

2

3

3

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

2

1

-

-

-

-

-

-

16.

Construction

8

10

10

6

63

64

-

-

-

III.

TRANSPORT OPERATORS

441

6,47

4,65

87

79

83

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

745

2,00

50

173

2,13

2,14

-

-

-

V.

PERSONAL LOANS

4,427

17,28

8,77

988

4,60

4,23

-

-

-

1.

Loans for Purchase of Consumer Durables

44

7

5

49

9

8

-

-

-

2.

Loans for Housing

140

4,89

1,81

73

86

65

-

-

-

3.

Rest of the Personal Loans

4243

12,32

6,92

866

3,65

3,50

-

-

-

VI.

TRADE

684

6,66

2,59

218

1,53

1,40

-

-

-

1.

Wholesale Trade

35

44

28

6

24

10

-

-

-

2.

Retail Trade

649

6,22

2,32

212

1,29

1,30

-

-

-

VII.

FINANCE

1

1,25

1,43

5

2

2

-

-

-

VIII.

ALL OTHERS

138

12,62

9,01

162

2,81

2,01

-

-

-

TOTAL BANK CREDIT

15,365

77,43

54,39

3,392

36,49

30,58

-

-

-

OF WHICH :

1. Artisans & Village Industries

256

33

27

66

16

18

-

-

-

2. Other Small Scale Industries

835

4,90

4,90

96

2,36

2,67

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,712

2,02

1,79

-

-

-

14,578

14,33

11,81

1.

Direct Finance

5,712

2,02

1,79

-

-

-

14,351

9,45

8,06

2.

Indirect Finance

-

-

-

-

-

-

227

4,88

3,74

II.

INDUSTRY

905

32

31

7

7

7

2,734

43,84

37,73

1.

Mining & Quarrying

-

-

-

-

-

-

3

2

2

2.

Food Manufacturing and Processing

113

6

6

-

-

-

205

12,61

11,63

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

18

19

18

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

12

17

12

(d)

Tea Processing

-

-

-

-

-

-

3

4,40

4,60

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

113

6

6

-

-

-

172

7,85

6,73

3.

Beverage and Tobacco

-

-

-

-

-

-

2

1

2

4.

Textiles

-

-

-

-

-

-

36

2,62

1,93

(a)

Cotton Textiles

-

-

-

-

-

-

6

1,84

1,09

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

3

51

4

(d)

Other Textiles

-

-

-

-

-

-

27

26

80

5.

Paper, Paper Products and Printing

-

-

-

2

2

2

21

67

28

6.

Leather and Leather Products

-

-

-

-

-

-

10

11

12

7.

Rubber and Rubber Products

-

-

-

-

-

-

11

44

1,26

8.

Chemicals and Chemical Products

-

-

-

-

-

-

36

9,41

5,73

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

10

7,55

4,19

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

9

12

21

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

17

1,74

1,33

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

7

3

3

10.

Manufacture of Cement & Cement Products

-

-

-

1

-

-

5

3

3

11.

Basic Metals & Metal Products

-

-

-

-

-

-

43

40

37

(a)

Iron and Steel

-

-

-

-

-

-

11

7

8

(b)

Non-Ferrous Metals

-

-

-

-

-

-

1

-

-

(c)

Other Metal Products

-

-

-

-

-

-

31

32

29

12.

Engineering

-

-

-

3

4

4

30

3,75

3,17

(a)

Heavy Engineering

-

-

-

2

2

2

8

1,23

75

(b)

Light Engineering

-

-

-

1

2

2

15

1,47

1,35

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

3

9

4

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

4

97

1,03

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

38

34

28

14.

Other Industries

792

26

25

1

1

1

2,269

12,61

12,08

15.

Electricity, Gas & Water

-

-

-

-

-

-

4

6

5

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

3

4

4

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

2

1

16.

Construction

-

-

-

-

-

-

14

73

74

III.

TRANSPORT OPERATORS

32

13

13

-

-

-

560

7,39

5,62

IV.

PROFESSIONAL AND OTHER SERVICES

263

7

9

1

1

1

1,182

4,21

2,74

V.

PERSONAL LOANS

650

43

41

5

8

8

6,070

22,40

13,50

1.

Loans for Purchase of Consumer Durables

52

8

9

1

-

-

146

25

22

2.

Loans for Housing

18

2

2

3

6

6

234

5,83

2,53

3.

Rest of the Personal Loans

580

33

31

1

2

2

5,690

16,32

10,75

VI.

TRADE

893

43

40

-

-

-

1,795

8,62

4,39

1.

Wholesale Trade

8

-

-

-

-

-

49

69

38

2.

Retail Trade

885

43

39

-

-

-

1,746

7,93

4,01

VII.

FINANCE

-

-

-

-

-

-

6

1,27

1,45

VIII.

ALL OTHERS

405

16

19

-

-

-

705

15,58

11,22

TOTAL BANK CREDIT

8,860

3,56

3,31

13

16

16

27,630

117,64

88,44

OF WHICH :

1. Artisans & Village Industries

349

11

10

-

-

-

671

60

55