(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,33,690

837,61

709,05

1,83,607

1370,62

1127,29

-

-

-

1. Direct Finance

1,32,140

722,92

619,41

1,78,350

1171,56

972,76

-

-

-

2. Indirect Finance

1,550

114,69

89,64

5,257

199,06

154,54

-

-

-

II.

INDUSTRY

11,089

1917,24

1079,34

25,182

2600,31

2016,67

4

14,50

12,91

1. Mining & Quarrying

107

104,47

8,71

139

101,61

70,34

-

-

-

2. Food Manufacturing & Processing

3,670

120,61

83,78

3,282

491,31

353,83

-

-

-

(a) Rice Mills, Flour & Dal Mills

422

24,57

17,74

864

58,13

46,93

-

-

-

(b) Sugar

4

13

12

2

18,10

18,05

-

-

-

(c) Edible Oils & Vanaspati

74

3,45

2,88

110

8,09

7,23

-

-

-

(d) Tea Processing

116

38,47

21,62

664

311,77

205,87

-

-

-

(e) Processing of Fruits & Vegetables

64

5,67

4,38

24

3,19

2,88

-

-

-

(f) Others

2,990

48,31

37,04

1,618

92,03

72,86

-

-

-

3. Beverage & Tobacco

55

43,94

37,04

72

75,94

62,17

3

9,50

8,50

4. Textiles

2,373

44,51

33,79

5,021

99,11

77,88

-

-

-

(a) Cotton Textiles

157

7,65

6,20

559

20,36

13,57

-

-

-

(b) Jute & Other Natural Fibre Textiles

107

4,35

2,54

184

11,65

11,01

-

-

-

(c) Handloom Textiles & Khadi

1,034

13,30

11,47

2,523

26,29

19,57

-

-

-

(d) Other Textiles & Textile Products

1,075

19,20

13,58

1,755

40,81

33,74

-

-

-

5. Paper, Paper Products & Printing

426

42,18

34,49

594

84,45

69,76

-

-

-

6. Woods and Wood Products

308

7,08

5,48

915

24,13

18,48

-

-

-

7. Leather & Leather Products

77

2,44

1,58

144

4,09

3,49

-

-

-

8. Gems and Jewellery

56

3,48

3,40

148

4,26

3,50

-

-

-

9. Rubber & Plastic Products

84

44,66

26,75

280

60,67

49,54

-

-

-

10. Chemicals & Chemical Products

119

42,29

23,73

546

68,28

47,83

-

-

-

(a) Heavy Industrial Chemicals

5

2,95

2,93

18

9,97

8,21

-

-

-

(b) Fertilisers

7

9

6

28

1,74

1,74

-

-

-

(c) Drugs & Pharmaceuticals

16

14,69

10,67

138

8,79

4,06

-

-

-

(d) Non-Edible Oils

4

56

45

13

5,10

4,87

-

-

-

(e) Other Chemicals & Chemical Products

87

24,00

9,62

349

42,68

28,95

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

26

418,84

161,28

42

56,35

42,06

-

-

-

12. Manufacture of Cement & Cement Products

365

346,90

227,80

567

396,01

294,82

-

-

-

13. Basic Metals & Metal Products

561

382,34

228,95

1,694

395,48

335,85

1

5,00

4,41

(a) Iron & Steel

116

356,89

210,31

88

226,08

193,19

1

5,00

4,41

(b) Non-Ferrous Metals

21

17,31

12,09

36

67,75

54,64

-

-

-

(c) Metal Products

424

8,14

6,54

1,570

101,65

88,01

-

-

-

14. Engineering

637

45,21

32,43

1,738

139,72

105,89

-

-

-

(a) Heavy Engineering

18

2,27

1,91

91

13,83

11,19

-

-

-

(b) Light Engineering

483

34,74

24,24

995

48,73

32,89

-

-

-

(c) Electrical Machinery & Goods

81

6,59

4,77

273

38,20

23,49

-

-

-

(d) Electronic Machinery & Goods

55

1,60

1,51

379

38,95

38,31

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

90

8,90

6,53

610

22,51

18,84

-

-

-

16. Other Industries

1,735

28,05

22,84

8,165

281,21

235,61

-

-

-

17. Electricity, Gas & Water

23

45,61

40,44

31

60,24

35,74

-

-

-

(a) Electricity Generation & Transmission

12

39,26

38,83

8

50,32

26,47

-

-

-

(b) Non-Conventional Energy

1

6

4

5

6,54

6,21

-

-

-

(c) Gas, Steam & Water Supply

10

6,30

1,57

18

3,39

3,05

-

-

-

18. Construction

377

185,72

100,34

1,194

234,95

191,05

-

-

-

(a) Other than Infrastructure

41

10,25

6,81

669

134,43

113,25

-

-

-

(b) Infrastructure Construction

336

175,47

93,53

525

100,52

77,80

-

-

-

III.

TRANSPORT OPERATORS

7,826

185,05

139,12

7,071

183,65

146,66

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

3,045

165,67

128,01

20,003

1145,62

872,74

-

-

-

1. Professional Services

152

4,15

3,19

4,480

143,10

118,88

-

-

-

2. Tourism, Hotel & Restaurants

459

29,09

21,35

1,855

98,56

85,43

-

-

-

3. Recreation services

145

19,61

18,77

114

120,74

67,82

-

-

-

4. IT and Telecommunications

91

10,01

8,61

105

12,08

9,48

-

-

-

5. Others

2,198

102,81

76,09

13,449

771,14

591,13

-

-

-

V.

PERSONAL LOANS

3,95,117

7328,84

5522,99

1,46,398

2595,14

2115,62

36

1,23

9

1. Housing

47,099

1734,51

1368,21

26,075

1089,83

908,13

2

3

3

2. Consumer Durables

5,475

54,97

42,50

11,983

81,42

62,41

-

-

-

3. Vehicles

29,082

674,94

500,31

13,300

218,61

172,75

-

-

-

4. Education

6,309

212,78

148,29

6,424

180,32

142,72

-

-

-

5. Personal Credit Cards

-

-

-

770

4,72

2,93

33

1,20

6

6. Others

3,07,152

4651,65

3463,68

87,846

1020,24

826,68

1

1

-

VI.

TRADE

17,259

701,77

566,12

54,347

1973,82

1572,31

30

56,45

44,63

1. Wholesale Trade

451

165,22

125,33

4,079

438,43

325,26

7

8,30

7,69

2. Retail Trade

16,808

536,55

440,78

50,268

1535,39

1247,05

23

48,15

36,94

VII.

FINANCE

76

7,25

3,98

1,274

406,73

395,70

-

-

-

VIII.

ALL OTHERS

1,985

18,03

16,56

34,519

333,79

282,98

1

20

19

TOTAL BANK CREDIT

5,70,087

11161,46

8165,16

4,72,401

10609,68

8529,96

71

72,38

57,83   

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,27,853

368,37

299,64

1,553

37,73

25,07

4,46,703

2614,33

2161,06

1. Direct Finance

1,27,121

360,56

293,84

1,488

22,01

17,21

4,39,099

2277,05

1903,23

2. Indirect Finance

732

7,81

5,80

65

15,72

7,86

7,604

337,28

257,84

II.

INDUSTRY

16,374

212,74

175,90

1,476

433,87

257,97

54,125

5178,66

3542,80

1. Mining & Quarrying

4

42

32

16

53,62

7,43

266

260,11

86,80

2. Food Manufacturing & Processing

521

46,53

34,82

97

111,91

82,58

7,570

770,36

555,00

(a) Rice Mills, Flour & Dal Mills

225

7,09

5,25

5

3,67

2,69

1,516

93,46

72,61

(b) Sugar

1

2

2

-

-

-

7

18,26

18,19

(c) Edible Oils & Vanaspati

47

3,26

2,27

-

-

-

231

14,81

12,39

(d) Tea Processing

8

3,97

4,18

45

95,29

69,82

833

449,50

301,49

(e) Processing of Fruits & Vegetables

13

2,01

2,08

-

-

-

101

10,87

9,34

(f) Others

227

30,18

21,01

47

12,95

10,07

4,882

183,48

140,98

3. Beverage & Tobacco

14

2,16

2,01

1

1,00

96

145

132,55

110,68

4. Textiles

5,949

31,98

26,91

43

4,77

3,99

13,386

180,37

142,58

(a) Cotton Textiles

479

3,92

3,19

3

1,89

1,77

1,198

33,82

24,73

(b) Jute & Other Natural Fibre Textiles

46

50

47

-

-

-

337

16,51

14,02

(c) Handloom Textiles & Khadi

4,867

23,42

19,90

-

-

-

8,424

63,01

50,95

(d) Other Textiles & Textile Products

557

4,13

3,35

40

2,88

2,21

3,427

67,02

52,88

5. Paper, Paper Products & Printing

113

3,12

2,15

25

4,20

2,23

1,158

133,95

108,63

6. Woods and Wood Products

299

4,93

4,07

7

1,14

16

1,529

37,28

28,19

7. Leather & Leather Products

12

38

27

-

-

-

233

6,91

5,34

8. Gems and Jewellery

44

80

59

-

-

-

248

8,53

7,48

9. Rubber & Plastic Products

9

72

57

28

7,22

5,11

401

113,27

81,96

10. Chemicals & Chemical Products

75

92

60

13

5,84

3,06

753

117,33

75,21

(a) Heavy Industrial Chemicals

-

-

-

1

1,00

49

24

13,92

11,63

(b) Fertilisers

1

1

-

1

1,20

1,17

37

3,04

2,97

(c) Drugs & Pharmaceuticals

61

29

24

1

40

20

216

24,17

15,17

(d) Non-Edible Oils

2

18

9

1

15

-

20

5,99

5,41

(e) Other Chemicals & Chemical Products

11

43

26

9

3,10

1,20

456

70,21

40,04

11. Petroleum, Coal Products & Nuclear Fuels

3

11

9

8

9,14

5,19

79

484,44

208,63

12. Manufacture of Cement & Cement Products

113

1,74

1,33

13

2,73

2,39

1,058

747,39

526,34

13. Basic Metals & Metal Products

191

4,17

3,61

37

2,74

2,46

2,484

789,73

575,29

(a) Iron & Steel

3

11

10

4

1,58

1,58

212

589,67

409,60

(b) Non-Ferrous Metals

1

2

1

-

-

-

58

85,09

66,75

(c) Metal Products

187

4,04

3,50

33

1,15

88

2,214

114,98

98,93

14. Engineering

103

1,91

1,53

24

7,80

6,57

2,502

194,64

146,41

(a) Heavy Engineering

8

37

29

5

54

42

122

17,01

13,82

(b) Light Engineering

26

71

48

10

1,40

74

1,514

85,59

58,35

(c) Electrical Machinery & Goods

56

35

30

7

4,78

4,33

417

49,92

32,90

(d) Electronic Machinery & Goods

13

49

45

2

1,08

1,07

449

42,12

41,35

15. Vehicles, Vehicle Parts & Transport Equipments

283

2,46

1,91

19

6,27

4,61

1,002

40,14

31,89

16. Other Industries

7,464

53,51

42,41

60

9,53

5,68

17,424

372,29

306,53

17. Electricity, Gas & Water

2

30

28

-

-

-

56

106,16

76,46

(a) Electricity Generation & Transmission

-

-

-

-

-

-

20

89,57

65,30

(b) Non-Conventional Energy

-

-

-

-

-

-

6

6,60

6,26

(c) Gas, Steam & Water Supply

2

30

28

-

-

-

30

9,98

4,91

18. Construction

1,175

56,58

52,45

1,085

205,96

125,56

3,831

683,21

469,41

(a) Other than Infrastructure

1,148

51,01

47,09

987

192,72

113,35

2,845

388,41

280,51

(b) Infrastructure Construction

27

5,57

5,36

98

13,25

12,21

986

294,80

188,90

III.

TRANSPORT OPERATORS

6,844

61,76

46,79

4,952

312,57

183,12

26,693

743,03

515,69

IV.

PROFESSIONAL AND OTHER SERVICES

15,184

88,26

70,42

3,521

96,88

69,56

41,753

1496,43

1140,72

1. Professional Services

7,805

30,20

24,40

91

8,65

5,56

12,528

186,11

152,03

2. Tourism, Hotel & Restaurants

152

4,27

3,37

57

18,64

15,47

2,523

150,56

125,61

3. Recreation services

58

34

21

-

-

-

317

140,69

86,80

4. IT and Telecommunications

5

29

25

1

50

50

202

22,88

18,84

5. Others

7,164

53,16

42,20

3,372

69,08

48,02

26,183

996,19

757,45

V.

PERSONAL LOANS

96,785

787,56

614,53

46,113

583,98

345,26

6,84,449

11296,76

8598,49

1. Housing

13,959

285,11

239,77

716

61,82

50,57

87,851

3171,30

2566,71

2. Consumer Durables

11,965

79,45

53,45

151

2,37

1,68

29,574

218,20

160,04

3. Vehicles

3,760

32,43

21,89

30,472

284,57

143,16

76,614

1210,55

838,10

4. Education

249

3,94

2,74

1,558

47,94

44,63

14,540

444,98

338,38

5. Personal Credit Cards

-

-

-

546

17,70

2,01

1,349

23,62

5,00

6. Others

66,852

386,63

296,67

12,670

169,59

103,22

4,74,521

6228,11

4690,26

VI.

TRADE

46,801

335,54

272,05

1,431

181,09

133,91

1,19,868

3248,67

2589,01

1. Wholesale Trade

2,152

26,12

20,51

271

76,73

58,09

6,960

714,80

536,88

2. Retail Trade

44,649

309,42

251,53

1,160

104,37

75,82

1,12,908

2533,87

2052,13

VII.

FINANCE

30,756

124,81

93,36

86

11,93

8,56

32,192

550,72

501,60

VIII.

ALL OTHERS

42,010

202,04

172,07

24,967

182,28

142,62

1,03,482

736,33

614,42

TOTAL BANK CREDIT

3,82,607

2181,07

1744,77

84,099

1840,34

1166,09

15,09,265

25864,94

19663,81