NORTH-EASTERN REGION

STATE : ASSAM

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

3,12,424

1403,42

1174,26

1,16,129

823,25

680,57

1. Direct Finance

3,08,546

1293,40

1086,44

1,13,987

708,13

594,03

2. Indirect Finance

3,878

110,03

87,83

2,142

115,12

86,54

II.

INDUSTRY

27,371

877,69

688,58

17,327

917,56

580,05

1. Mining & Quarrying

91

14,05

6,87

100

163,99

23,82

2. Food Manufacturing & Processing

3,074

239,47

186,06

3,060

276,86

189,89

  (a) Rice Mills, Flour & Dal Mills

973

25,27

20,04

452

26,63

20,43

  (b) Sugar

4

18,16

18,10

2

6

5

  (c) Edible Oils & Vanaspati

89

2,53

2,15

75

9,18

7,63

  (d) Tea Processing

82

161,53

120,37

323

150,07

93,13

  (e) Processing of Fruits & Vegetables

53

3,81

3,48

36

3,83

3,37

  (f) Others

1,873

28,18

21,92

2,172

87,09

65,28

3. Beverage & Tobacco

53

4,83

4,14

45

9,69

7,32

4. Textiles

8,853

83,70

67,08

3,681

50,41

39,94

  (a) Cotton Textiles

853

14,07

11,44

275

9,88

6,07

  (b) Jute & Other Natural Fibre Textiles

166

2,21

1,63

144

4,12

3,29

  (c) Handloom Textiles & Khadi

6,080

42,29

34,15

2,192

16,73

13,93

  (d) Other Textiles & Textile Products

1,754

25,12

19,86

1,070

19,67

16,64

5. Paper, Paper Products & Printing

367

16,25

12,66

315

18,85

14,00

6. Woods and Wood Products

779

15,54

13,58

605

12,65

9,56

7. Leather & Leather Products

101

3,18

2,72

60

1,61

1,30

8. Gems and Jewellery

129

2,23

1,76

58

1,96

1,59

9. Rubber & Plastic Products

78

16,68

14,42

78

5,68

4,88

10. Chemicals & Chemical Products

164

16,62

14,05

236

10,74

8,45

  (a) Heavy Industrial Chemicals

6

66

61

6

1,28

58

  (b) Fertilisers

5

7

5

23

27

23

  (c) Drugs & Pharmaceuticals

27

4,06

3,01

97

1,01

84

  (d) Non-Edible Oils

12

4,19

3,90

5

1,15

1,11

  (e) Other Chemicals & Chemical Products

114

7,64

6,49

105

7,05

5,68

11. Petroleum, Coal Products & Nuclear Fuels

21

32,39

6,37

21

27,68

23,46

12. Manufacture of Cement & Cement Products

488

57,28

39,73

420

21,42

18,72

13. Basic Metals & Metal Products

704

70,68

60,72

527

28,19

20,71

  (a) Iron & Steel

33

2,70

2,58

38

4,09

2,79

  (b) Non-Ferrous Metals

16

8,12

5,75

9

3,97

2,09

  (c) Metal Products

655

59,87

52,39

480

20,13

15,82

14. Engineering

755

41,19

31,39

882

59,20

45,73

  (a) Heavy Engineering

23

1,39

1,11

44

7,67

6,47

  (b) Light Engineering

518

12,80

10,54

639

27,67

19,07

  (c) Electrical Machinery & Goods

147

10,16

3,29

133

19,53

16,07

  (d) Electronic Machinery & Goods

67

16,84

16,45

66

4,33

4,12

15. Vehicles, Vehicle Parts & Transport Equipments

402

7,92

6,49

439

7,43

4,92

16. Other Industries

10,024

180,72

158,14

5,703

89,37

71,19

17. Electricity, Gas & Water

7

3,25

2,96

19

40,10

13,08

  (a) Electricity Generation & Transmission

2

19

19

4

30,38

7,97

  (b) Non-Conventional Energy

2

2,34

2,02

2

4,06

4,08

  (c) Gas, Steam & Water Supply

3

72

75

13

5,66

1,04

18. Construction

1,281

71,70

59,42

1,078

91,74

81,47

  (a) Other than Infrastructure

1,036

51,23

43,73

662

51,63

46,39

  (b) Infrastructure Construction

245

20,47

15,69

416

40,11

35,08

III.

TRANSPORT OPERATORS

9,685

144,18

103,99

6,644

163,68

126,18

IV.

PROFESSIONAL AND OTHER SERVICES

19,144

344,11

243,72

13,048

317,92

260,34

1. Professional Services

7,451

52,90

40,75

3,504

53,62

44,55

2. Tourism, Hotel & Restaurants

649

16,88

13,48

1,360

44,33

36,11

3. Recreation services

148

91,00

36,11

74

2,17

1,74

4. IT and Telecommunications

41

2,64

2,18

76

6,38

5,04

5. Others

10,855

180,68

151,20

8,034

211,42

172,90

V.

PERSONAL LOANS

1,92,260

2856,69

2236,29

2,77,182

4381,29

3345,42

1. Housing

31,873

979,58

785,45

33,627

1005,26

812,00

2. Consumer Durables

12,471

87,79

62,26

11,652

92,66

69,75

3. Vehicles

9,059

148,35

110,24

20,744

364,23

268,40

4. Education

4,066

118,84

85,17

3,883

109,80

81,78

5. Personal Credit Cards

474

12,12

2,06

166

94

64

6. Others

1,34,317

1510,02

1191,11

2,07,110

2808,40

2112,85

VI.

TRADE

64,160

658,52

542,27

36,614

930,87

727,32

1. Wholesale Trade

2,991

93,83

78,15

2,076

187,42

117,78

2. Retail Trade

61,169

564,69

464,12

34,538

743,45

609,54

VII.

FINANCE

26,909

483,43

452,70

4,738

33,64

23,11

VIII.

ALL OTHERS

40,429

209,03

178,62

27,141

205,53

176,40

TOTAL BANK CREDIT

6,92,382

6977,07

5620,44

4,98,823

7773,74

5919,38

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2010

NORTH-EASTERN REGION

STATE : ASSAM

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

18,150

387,66

306,23

-

-

-

1. Direct Finance

16,566

275,53

222,76

-

-

-

2. Indirect Finance

1,584

112,13

83,47

-

-

-

II.

INDUSTRY

9,427

3383,42

2274,18

-

-

-

1. Mining & Quarrying

75

82,07

56,11

-

-

-

2. Food Manufacturing & Processing

1,436

254,03

179,05

-

-

-

  (a) Rice Mills, Flour & Dal Mills

91

41,56

32,14

-

-

-

  (b) Sugar

1

4

4

-

-

-

  (c) Edible Oils & Vanaspati

67

3,10

2,61

-

-

-

  (d) Tea Processing

428

137,90

87,99

-

-

-

  (e) Processing of Fruits & Vegetables

12

3,22

2,48

-

-

-

  (f) Others

837

68,21

53,78

-

-

-

3. Beverage & Tobacco

47

118,03

99,21

-

-

-

4. Textiles

852

46,26

35,55

-

-

-

  (a) Cotton Textiles

70

9,87

7,21

-

-

-

  (b) Jute & Other Natural Fibre Textiles

27

10,17

9,09

-

-

-

  (c) Handloom Textiles & Khadi

152

3,99

2,87

-

-

-

  (d) Other Textiles & Textile Products

603

22,23

16,38

-

-

-

5. Paper, Paper Products & Printing

476

98,85

81,97

-

-

-

6. Woods and Wood Products

145

9,09

5,05

-

-

-

7. Leather & Leather Products

72

2,12

1,32

-

-

-

8. Gems and Jewellery

61

4,35

4,12

-

-

-

9. Rubber & Plastic Products

245

90,91

62,66

-

-

-

10. Chemicals & Chemical Products

353

89,97

52,71

-

-

-

  (a) Heavy Industrial Chemicals

12

11,98

10,43

-

-

-

  (b) Fertilisers

9

2,70

2,69

-

-

-

  (c) Drugs & Pharmaceuticals

92

19,10

11,31

-

-

-

  (d) Non-Edible Oils

3

66

41

-

-

-

  (e) Other Chemicals & Chemical Products

237

55,53

27,87

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

37

424,38

178,80

-

-

-

12. Manufacture of Cement & Cement Products

150

668,69

467,88

-

-

-

13. Basic Metals & Metal Products

1,253

690,86

493,85

-

-

-

  (a) Iron & Steel

141

582,88

404,23

-

-

-

  (b) Non-Ferrous Metals

33

73,00

58,91

-

-

-

  (c) Metal Products

1,079

34,98

30,72

-

-

-

14. Engineering

865

94,25

69,29

-

-

-

  (a) Heavy Engineering

55

7,96

6,24

-

-

-

  (b) Light Engineering

357

45,12

28,74

-

-

-

  (c) Electrical Machinery & Goods

137

20,23

13,54

-

-

-

  (d) Electronic Machinery & Goods

316

20,95

20,78

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

161

24,79

20,47

-

-

-

16. Other Industries

1,697

102,21

77,20

-

-

-

17. Electricity, Gas & Water

30

62,81

60,41

-

-

-

  (a) Electricity Generation & Transmission

14

59,00

57,14

-

-

-

  (b) Non-Conventional Energy

2

21

16

-

-

-

  (c) Gas, Steam & Water Supply

14

3,60

3,11

-

-

-

18. Construction

1,472

519,77

328,51

-

-

-

  (a) Other than Infrastructure

1,147

285,55

190,39

-

-

-

  (b) Infrastructure Construction

325

234,22

138,12

-

-

-

III.

TRANSPORT OPERATORS

10,364

435,17

285,52

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

9,561

834,40

636,67

-

-

-

1. Professional Services

1,573

79,59

66,72

-

-

-

2. Tourism, Hotel & Restaurants

514

89,34

76,02

-

-

-

3. Recreation services

95

47,53

48,96

-

-

-

4. IT and Telecommunications

85

13,85

11,61

-

-

-

5. Others

7,294

604,09

433,35

-

-

-

V.

PERSONAL LOANS

2,15,007

4058,77

3016,78

-

-

-

1. Housing

22,351

1186,46

969,26

-

-

-

2. Consumer Durables

5,451

37,76

28,03

-

-

-

3. Vehicles

46,811

697,96

459,47

-

-

-

4. Education

6,591

216,33

171,43

-

-

-

5. Personal Credit Cards

709

10,56

2,29

-

-

-

6. Others

1,33,094

1909,69

1386,31

-

-

-

VI.

TRADE

19,094

1659,28

1319,43

-

-

-

1. Wholesale Trade

1,893

433,55

340,95

-

-

-

2. Retail Trade

17,201

1225,73

978,48

-

-

-

VII.

FINANCE

545

33,66

25,78

-

-

-

VIII.

ALL OTHERS

35,912

321,77

259,40

-

-

-

TOTAL BANK CREDIT

3,18,060

11114,13

8123,99

-

-

-