Assam - আৰবিআই - Reserve Bank of India
Assam
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTH-EASTERN REGION | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND ITS ASSOCIATES | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 19,091 | 80,83 | 51,33 | 47,865 | 299,16 | 277,98 | ||
1. Direct Finance | 19,038 | 58,51 | 41,19 | 45,028 | 123,09 | 106,52 | |||
2. Indirect Finance | 53 | 22,32 | 10,15 | 2,837 | 176,07 | 171,45 | |||
II. | INDUSTRY | 11,120 | 7115,94 | 3530,33 | 30,263 | 761,57 | 739,16 | ||
1. Mining & Quarrying | 15 | 764,73 | 291,82 | 25 | 6,60 | 4,99 | |||
2. Food Manufacturing & Processing | 790 | 43,10 | 30,49 | 951 | 95,06 | 90,98 | |||
(a) | Rice Mills, Flour & Dal Mills | 229 | 7,16 | 4,55 | 362 | 11,28 | 10,43 | ||
(b) | Sugar | — | — | — | 1 | 90 | 1,33 | ||
(c) | Edible Oils & Vanaspati | 46 | 6,39 | 6,40 | 32 | 2,17 | 1,92 | ||
(d) | Tea Processing | 33 | 20,80 | 13,74 | 126 | 72,58 | 70,55 | ||
(e) | Processing of Fruits & Vegetables | 3 | 23 | 16 | 3 | 15 | 14 | ||
(f) | Others | 479 | 8,52 | 5,64 | 427 | 7,98 | 6,62 | ||
3. Beverage & Tobacco | 2 | 89 | 89 | 20 | 3,47 | 2,89 | |||
4. Textiles | 1,813 | 19,95 | 19,12 | 2,283 | 20,68 | 20,28 | |||
(a) | Cotton Textiles | 162 | 1,09 | 94 | 307 | 9,96 | 9,82 | ||
(b) | Jute & Other Natural Fibre Textiles | 146 | 1,60 | 1,32 | 155 | 1,10 | 1,08 | ||
(c) | Handloom Textiles & Khadi | 810 | 2,92 | 2,86 | 1,200 | 4,34 | 4,66 | ||
(d) | Other Textiles & Textile Products | 695 | 14,35 | 14,01 | 621 | 5,29 | 4,71 | ||
5. Paper, Paper Products & Printing | 250 | 16,38 | 6,95 | 204 | 10,35 | 9,88 | |||
6. Leather & Leather Products | 12 | 95 | 98 | 78 | 47 | 42 | |||
7. Rubber & Plastic Products | 63 | 7,19 | 4,44 | 59 | 2,50 | 2,56 | |||
8. Chemicals & Chemical Products | 87 | 333,73 | 91,00 | 156 | 7,96 | 7,79 | |||
(a) | Heavy Industrial Chemicals | 3 | 27 | 35 | 4 | 1,83 | 1,63 | ||
(b) | Fertilisers | 2 | 185,20 | 23,43 | 3 | 24 | 85 | ||
(c) | Drugs & Pharmaceuticals | 13 | 76 | 59 | 58 | 3,74 | 3,41 | ||
(d) | Non-Edible Oils | 2 | 100,05 | 35,76 | — | — | — | ||
(e) | Other Chemicals & Chemical Products | 67 | 47,44 | 30,86 | 91 | 2,15 | 1,89 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 2 | 12 | 2 | 17 | 331,14 | 339,19 | |||
10. Manufacture of Cement & Cement Products | 151 | 11,86 | 11,56 | 149 | 6,57 | 6,02 | |||
11. Basic Metals & Metal Products | 275 | 1963,42 | 888,17 | 295 | 17,20 | 17,84 | |||
(a) | Iron & Steel | 34 | 1960,19 | 885,18 | 16 | 10,39 | 11,73 | ||
(b) | Non-Ferrous Metals | — | — | — | 4 | 76 | 32 | ||
(c) | Metal Products | 241 | 3,23 | 2,98 | 275 | 6,04 | 5,79 | ||
12. Engineering | 198 | 382,97 | 203,43 | 278 | 6,89 | 6,65 | |||
(a) | Heavy Engineering | 7 | 1,29 | 71 | 4 | 2,44 | 2,45 | ||
(b) | Light Engineering | 78 | 374,09 | 194,83 | 73 | 1,78 | 1,63 | ||
(c) | Electrical Machinery & Goods | 65 | 6,83 | 7,20 | 116 | 1,88 | 1,85 | ||
(d) | Electronic Machinery & Goods | 48 | 76 | 70 | 85 | 78 | 72 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 111 | 14,69 | 94 | 164 | 1,68 | 1,64 | |||
14. Other Industries | 6,934 | 26,46 | 23,07 | 24,694 | 199,00 | 190,77 | |||
15. Electricity, Gas & Water | 22 | 3524,77 | 1953,67 | 8 | 25,27 | 10,30 | |||
(a) | Electricity Generation &Transmission | 19 | 3449,62 | 1878,54 | 5 | 21 | 19 | ||
(b) | Non-Conventional Energy | 1 | 75,00 | 75,00 | — | — | — | ||
(c) | Gas, Steam & Water Supply | 2 | 14 | 12 | 3 | 25,06 | 10,11 | ||
16. Construction | 395 | 4,73 | 3,78 | 882 | 26,73 | 26,97 | |||
III. | TRANSPORT OPERATORS | 3,338 | 48,21 | 32,69 | 6,529 | 82,84 | 73,98 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 3,598 | 43,02 | 29,32 | 14,921 | 360,37 | 88,78 | ||
V. | PERSONAL LOANS | 67,209 | 418,39 | 361,29 | 94,965 | 472,81 | 415,05 | ||
1. Loans for Purchase of Consumer Durables | 10,584 | 45,85 | 31,62 | 12,980 | 39,83 | 33,74 | |||
2. Loans for Housing | 6,917 | 176,43 | 169,03 | 7,086 | 99,96 | 89,17 | |||
3. Rest of the Personal Loans | 49,708 | 196,11 | 160,64 | 74,899 | 333,02 | 292,14 | |||
VI. | TRADE | 21,083 | 866,91 | 269,82 | 60,176 | 380,79 | 345,98 | ||
1. Wholesale Trade | 644 | 714,46 | 178,35 | 2,038 | 76,73 | 66,53 | |||
2. Retail Trade | 20,439 | 152,45 | 91,47 | 58,138 | 304,06 | 279,45 | |||
VII. | FINANCE | 853 | 1239,23 | 989,12 | 553 | 11,68 | 10,19 | ||
VIII. | ALL OTHERS | 12,519 | 315,72 | 264,16 | 42,200 | 244,66 | 211,27 | ||
TOTAL BANK CREDIT | 1,38,811 | 10128,25 | 5528,07 | 2,97,472 | 2613,88 | 2162,39 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 2,564 | 31,29 | 22,67 | 8,878 | 35,18 | 33,38 | |||
2.OtherSmallScaleIndustries | 5,815 | 56,81 | 41,22 | 15,652 | 124,70 | 117,05 | |||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | — | — | — | 63,804 | 64,54 | 57,17 | ||
1. Direct Finance | — | — | — | 62,873 | 61,63 | 55,64 | |||
2. Indirect Finance | — | — | — | 931 | 2,92 | 1,53 | |||
II. | INDUSTRY | 1 | 10 | 12 | 22,567 | 39,55 | 32,74 | ||
1. Mining & Quarrying | — | — | — | 2 | 15 | 15 | |||
2. Food Manufacturing & Processing | — | — | — | 125 | 6,51 | 2,36 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 91 | 1,51 | 1,19 | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | — | — | — | 2 | 3 | 3 | ||
(d) | Tea Processing | — | — | — | 1 | 5 | 4 | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 4 | 45 | 22 | ||
(f) | Others | — | — | — | 27 | 4,46 | 87 | ||
3. Beverage & Tobacco | — | — | — | 2 | 50 | 50 | |||
4. Textiles | — | — | — | 723 | 73 | 78 | |||
(a) | Cotton Textiles | — | — | — | 133 | 17 | 15 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | ||
(c) | Handloom Textiles & Khadi | — | — | — | 582 | 52 | 60 | ||
(d) | Other Textiles & Textile Products | — | — | — | 8 | 3 | 3 | ||
5. Paper, Paper Products & Printing | — | — | — | 39 | 1,10 | 84 | |||
6. Leather & Leather Products | — | — | — | 3 | 1 | 1 | |||
7. Rubber & Plastic Products | — | — | — | 52 | 2 | 2 | |||
8. Chemicals & Chemical Products | — | — | — | 14 | 21 | 21 | |||
(a) | Heavy Industrial Chemicals | — | — | — | 2 | 8 | 10 | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | — | — | — | 4 | 7 | 7 | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | — | — | — | 8 | 6 | 4 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | |||
10. Manufacture of Cement & Cement Products | — | — | — | 25 | 15 | 14 | |||
11. Basic Metals & Metal Products | — | — | — | 16 | 25 | 21 | |||
(a) | Iron & Steel | — | — | — | — | — | — | ||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | ||
(c) | Metal Products | — | — | — | 16 | 25 | 21 | ||
12. Engineering | — | — | — | 38 | 59 | 46 | |||
(a) | Heavy Engineering | — | — | — | 4 | 19 | 7 | ||
(b) | Light Engineering | — | — | — | 22 | 32 | 33 | ||
(c) | Electrical Machinery & Goods | — | — | — | 12 | 8 | 6 | ||
(d) | Electronic Machinery & Goods | — | — | — | — | — | — | ||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 45 | 31 | 29 | |||
14. Other Industries | — | — | — | 21,381 | 25,96 | 24,06 | |||
15. Electricity, Gas & Water | — | — | — | 2 | 6 | 5 | |||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | ||
(b) | Non-Conventional Energy | — | — | — | 1 | 2 | 1 | ||
(c) | Gas, Steam & Water Supply | — | — | — | 1 | 4 | 4 | ||
16. Construction | 1 | 10 | 12 | 100 | 3,00 | 2,67 | |||
III. | TRANSPORT OPERATORS | — | — | — | 8,815 | 44,82 | 33,53 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 4 | 28 | 26 | 7,707 | 12,69 | 10,86 | ||
V. | PERSONAL LOANS | 401 | 3,35 | 2,15 | 59,296 | 176,53 | 153,76 | ||
1. Loans for Purchase of Consumer Durables | 240 | 1,53 | 96 | 9,929 | 27,92 | 20,71 | |||
2. Loans for Housing | — | — | — | 4,316 | 42,96 | 38,99 | |||
3. Rest of the Personal Loans | 161 | 1,82 | 1,20 | 45,051 | 105,65 | 94,06 | |||
VI. | TRADE | 5 | 58 | 38 | 42,411 | 64,86 | 57,19 | ||
1. Wholesale Trade | 3 | 52 | 33 | 376 | 8,41 | 7,45 | |||
2. Retail Trade | 2 | 6 | 4 | 42,035 | 56,45 | 49,74 | |||
VII. | FINANCE | — | — | — | 67 | 9 | 11 | ||
VIII. | ALL OTHERS | 3 | 27 | 21 | 9,589 | 14,71 | 12,97 | ||
TOTAL BANK CREDIT | 414 | 4,58 | 3,13 | 2,14,256 | 417,79 | 358,33 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | 11,816 | 11,99 | 12,17 | |||
2.OtherSmallScaleIndustries | — | — | — | 7,879 | 13,94 | 11,92 | |||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | 30 | 44 | 42 | 1,30,790 | 444,97 | 386,90 | ||
1. Direct Finance | 27 | 29 | 27 | 1,26,966 | 243,52 | 203,62 | |||
2. Indirect Finance | 3 | 15 | 15 | 3,824 | 201,46 | 183,27 | |||
II. | INDUSTRY | 129 | 3,80 | 3,49 | 64,080 | 7920,96 | 4305,85 | ||
1. Mining & Quarrying | — | — | — | 42 | 771,48 | 296,96 | |||
2. Food Manufacturing & Processing | 9 | 1,36 | 1,17 | 1,875 | 146,03 | 125,00 | |||
(a) | Rice Mills, Flour & Dal Mills | 3 | 52 | 51 | 685 | 20,48 | 16,69 | ||
(b) | Sugar | — | — | — | 1 | 90 | 1,33 | ||
(c) | Edible Oils & Vanaspati | 1 | 2 | 2 | 81 | 8,61 | 8,36 | ||
(d) | Tea Processing | 2 | 80 | 62 | 162 | 94,23 | 84,95 | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 10 | 84 | 53 | ||
(f) | Others | 3 | 2 | 2 | 936 | 20,98 | 13,15 | ||
3. Beverage & Tobacco | — | — | — | 24 | 4,86 | 4,28 | |||
4. Textiles | — | — | — | 4,819 | 41,36 | 40,18 | |||
(a) | Cotton Textiles | — | — | — | 602 | 11,21 | 10,91 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 301 | 2,70 | 2,40 | ||
(c) | Handloom Textiles & Khadi | — | — | — | 2,592 | 7,78 | 8,11 | ||
(d) | Other Textiles & Textile Products | — | — | — | 1,324 | 19,68 | 18,76 | ||
5. Paper, Paper Products & Printing | 8 | 10 | 8 | 501 | 27,93 | 17,75 | |||
6. Leather & Leather Products | — | — | — | 93 | 1,43 | 1,41 | |||
7. Rubber & Plastic Products | 7 | 13 | 11 | 181 | 9,84 | 7,13 | |||
8. Chemicals & Chemical Products | 3 | 10 | 10 | 260 | 342,00 | 99,10 | |||
(a) | Heavy Industrial Chemicals | — | — | — | 9 | 2,18 | 2,08 | ||
(b) | Fertilisers | — | — | — | 5 | 185,44 | 24,28 | ||
(c) | Drugs & Pharmaceuticals | — | — | — | 75 | 4,58 | 4,07 | ||
(d) | Non-Edible Oils | 2 | 8 | 8 | 4 | 100,13 | 35,84 | ||
(e) | Other Chemicals & Chemical Products | 1 | 2 | 2 | 167 | 49,67 | 32,82 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 19 | 331,27 | 339,21 | |||
10. Manufacture of Cement & Cement Products | — | — | — | 325 | 18,58 | 17,72 | |||
11. Basic Metals & Metal Products | — | — | — | 586 | 1980,86 | 906,22 | |||
(a) | Iron & Steel | — | — | — | 50 | 1970,58 | 896,91 | ||
(b) | Non-Ferrous Metals | — | — | — | 4 | 76 | 32 | ||
(c) | Metal Products | — | — | — | 532 | 9,52 | 8,99 | ||
12. Engineering | 12 | 35 | 29 | 526 | 390,80 | 210,83 | |||
(a) | Heavy Engineering | 1 | 5 | 2 | 16 | 3,98 | 3,24 | ||
(b) | Light Engineering | 7 | 24 | 23 | 180 | 376,44 | 197,01 | ||
(c) | Electrical Machinery & Goods | 4 | 5 | 4 | 197 | 8,85 | 9,16 | ||
(d) | Electronic Machinery & Goods | — | — | — | 133 | 1,54 | 1,41 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 1 | — | — | 321 | 16,68 | 2,87 | |||
14. Other Industries | 83 | 69 | 58 | 53,092 | 252,11 | 238,48 | |||
15. Electricity, Gas & Water | — | — | — | 32 | 3550,10 | 1964,02 | |||
(a) | Electricity Generation &Transmission | — | — | — | 24 | 3449,83 | 1878,74 | ||
(b) | Non-Conventional Energy | — | — | — | 2 | 75,02 | 75,01 | ||
(c) | Gas, Steam & Water Supply | — | — | — | 6 | 25,24 | 10,27 | ||
16. Construction | 6 | 1,08 | 1,15 | 1,384 | 35,63 | 34,70 | |||
III. | TRANSPORT OPERATORS | 118 | 2,04 | 1,41 | 18,800 | 177,92 | 141,61 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 47 | 1,63 | 1,61 | 26,277 | 418,00 | 130,84 | ||
V. | PERSONAL LOANS | 2,450 | 34,84 | 28,81 | 2,24,321 | 1105,92 | 961,06 | ||
1. Loans for Purchase of Consumer Durables | 119 | 31 | 20 | 33,852 | 115,44 | 87,24 | |||
2. Loans for Housing | 216 | 22,71 | 17,73 | 18,535 | 342,06 | 314,91 | |||
3. Rest of the Personal Loans | 2,115 | 11,81 | 10,88 | 1,71,934 | 648,41 | 558,91 | |||
VI. | TRADE | 374 | 5,73 | 5,19 | 1,24,049 | 1318,86 | 678,55 | ||
1. Wholesale Trade | 26 | 75 | 66 | 3,087 | 800,87 | 253,32 | |||
2. Retail Trade | 348 | 4,98 | 4,53 | 1,20,962 | 517,99 | 425,23 | |||
VII. | FINANCE | — | — | — | 1,473 | 1251,00 | 999,42 | ||
VIII. | ALL OTHERS | 700 | 5,34 | 5,30 | 65,011 | 580,71 | 493,91 | ||
TOTAL BANK CREDIT | 3,848 | 53,82 | 46,22 | 6,54,801 | 13218,33 | 8098,13 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 3 | 4 | 2 | 23,261 | 78,50 | 68,23 | |||
2.OtherSmallScaleIndustries | 116 | 2,52 | 2,22 | 29,462 | 197,98 | 172,41 | |||