(Amount in Rs. lakh)

As on March 31

Items

Societe Generale

Sonali Bank

Standard Chartered Bank

2002

2003

2002

2003

2002

2003

(67)

(68)

(69)

(70)

(71)

(72)

1. Capital

6093

13599

20

20

37380

51542

(10.9)

(24.3)

(0.6)

(0.5)

(2.0)

(1.8)

2. Reserves and Surplus

919

160

384

402

114689

228490

(1.7)

(0.3)

(10.8)

(10.8)

(6.1)

(7.8)

2.1. Statutory Reserves

1275

1275

265

275

25258

71882

2.2. Capital Reserves

-

-

28

28

1849

9017

2.3. Share Premium

-

-

-

-

-

-

2.4. Investments Fluctuations Reserves

80

80

-

-

10690

16004

2.5. Revenue and other Reserves

1

1

-

-

76892

69690

2.6. Balance of Profit

-437

-1196

91

98

-

61898

3. Deposits

13387

12792

1715

2897

724381

1800251

(24.1)

(22.9)

(48.2)

(77.7)

(38.3)

(61.4)

Type-wise

3A.1. Demand deposits

3080

1925

1220

2192

202382

369180

(i) From banks

57

24

745

1537

16310

16306

(ii) From others

3023

1901

475

655

186072

352874

3A.2. Savings bank deposits

73

64

105

112

70871

293496

3A.3. Term deposits

10234

10802

390

593

451128

1137576

(i) From banks

-

-

-

-

-

231141

(ii) From others

10234

10802

390

593

451128

906435

Location-wise

3B.1. Deposits of branches in India

13387

12792

1715

1360

724381

1800251

3B.2. Deposits of branches outside India

-

-

-

1537

-

-

4. Borrowings

32805

27007

9

-

931163

483372

(59.0)

(48.3)

(0.3)

-

(49.2)

(16.5)

4.1. Borrowings in India

32805

22733

9

-

928903

283719

(i) From Reserve Bank of India

269

-

-

-

27065

30000

(ii) From other banks

28536

22733

9

-

882057

239843

(iii) From other institutions and agencies

4000

-

-

-

19781

13876

4.2. Borrowings outside India

-

4274

-

-

2260

199654

Secured borrowing included in 4.

-

-

-

-

-

-

5. Other liabilities

2445

2335

1426

408

83484

367545

(4.4)

(4.2)

(40.1)

(11.0)

(4.4)

(12.5)

5.1. Bills Payable

333

246

3

-

120

26810

5.2. Inter-office adjustments

5

22

3

1

-

-

5.3. Interest accrued

330

561

-

8

25850

28376

5.4. Others (including provisions)

1777

1507

1421

399

57514

312359

Total Liabilities

55648

55892

3556

3727

1891097

2931201

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Societe Generale

Sonali Bank

Standard Chartered Bank

2002

2003

2002

2003

2002

2003

(67)

(68)

(69)

(70)

(71)

(72)

1. Cash in hand

7

24

56

64

2622

23236

(0.0)

(0.0)

(1.6)

(1.7)

(0.1)

(0.8)

2. Balances with RBI

1043

1127

56

252

56926

92562

(1.9)

(2.0)

(1.6)

(6.8)

(3.0)

(3.2)

3. Balances with banks in India

10123

8036

105

54

11813

19326

(18.2)

(14.4)

(3.0)

(1.4)

(0.6)

(0.7)

4. Money at call and short notice

6832

2374

-

-

-

-

(12.3)

(4.2)

-

-

-

-

5. Balances with banks outside India

472

626

484

1694

49809

1918

(0.8)

(1.1)

(13.6)

(45.4)

(2.6)

(0.1)

6. Investments

14620

27616

523

541

701715

1022296

(26.3)

(49.4)

(14.7)

(14.5)

(37.1)

(34.9)

6.1. Investments in India

14620

27616

523

541

701715

1022296

(i) Government securities

8038

21496

483

448

404548

654832

(ii)Other approved securities

-

-

-

-

565

2594

(iii) Shares

182

182

-

-

21414

32367

(iv) Debentures and Bonds

6400

5938

-

-

273704

332496

(v) Subsidiaries and/or joint ventures

-

-

-

93

5

7

(vi) Others

-

-

40

-

1480

-

6.2. Investments outside India

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

7. Advances

14944

8681

922

619

903290

1304179

(26.9)

(15.5)

(25.9)

(16.6)

(47.8)

(44.5)

Type-wise

7A.1. Bills purchased and discounted

1645

390

735

389

129020

72515

7A.2. Cash credits, overdrafts & loans

11185

7223

187

230

244797

431456

7A.3. Term loans

2113

1068

-

-

529473

800209

Security-wise

7B.1. Secured by tangible assets

10582

6052

922

230

457337

777267

7B.2. Covered by Bank/ Government Guarantees

544

911

-

-

42635

41367

7B.3. Unsecured

3818

1718

-

389

403318

485544

Sector-wise

7C. I. Advances in India

14944

8681

922

619

903290

1304179

(i) Priority sectors

3170

1490

736

49

183931

276680

(ii) Public sectors

-

-

-

1

13494

21610

(iii) Banks

388

169

54

33

-

11

(iv) Others

11385

7022

131

536

705865

1005878

7C.II. Advances outside India

-

-

-

-

-

-

8. Fixed Assets

4098

3823

29

19

16584

57391

(7.4)

(6.8)

(0.8)

(0.5)

(0.9)

(2.0)

8.1. Premises

3938

3663

-

-

14249

48352

8.2. Fixed assets under construction

-

-

-

-

-

-

8.2. Other Fixed assets

160

159

29

19

2336

9038

9. Other Assets

3510

3585

1381

486

148338

410294

(6.3)

(6.4)

(38.8)

(13.0)

(7.8)

(14.0)

9.1. Inter - office adjustments (net)

-

-

26

25

-23

25902

9.2. Interest accrued

515

914

3

6

23365

-

9.3. Tax paid

2331

1742

1254

389

23542

61013

9.4. Stationery and Stamps

1

0

1

1

-

-

9.5. Others

663

929

97

65

101455

323379

Total Assets

55648

55892

3556

3727

1891097

2931201

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Standard Chartered Grindlays Bank #

State Bank of Mauritius

Sumitomo Mitsui Bank

2002

2003

2002

2003

2002

2003

(73)

(74)

(75)

(76)

(77)

(78)

1. Capital

14162

8339

8339

14037

14037

(1.4)

(21.6)

(20.8)

(18.5)

(21.7)

2. Reserves and Surplus

59314

2835

3173

2908

3152

(5.7)

(7.4)

(7.9)

(3.8)

(4.9)

2.1. Statutory Reserves

23040

762

867

1666

1670

2.2. Capital Reserves

4065

208

477

-

-

2.3. Share Premium

-

-

-

-

-

2.4. Investments Fluctuations Reserves

3814

90

-

-

-

2.5. Revenue and other Reserves

67719

0

135

21

21

2.6. Balance of Profit

-39324

1775

1694

1221

1461

3. Deposits

819507

18024

15640

24179

16683

(78.9)

(46.7)

(39.0)

(31.9)

(25.8)

Type-wise

3A.1. Demand deposits

181706

2424

1859

7109

8459

(i) From banks

460

9

56

250

1

(ii) From others

181246

2415

1803

6859

8458

3A.2. Savings bank deposits

196462

115

133

934

941

3A.3. Term deposits

441339

15484

13648

16136

7284

(i) From banks

-

-

-

500

-

(ii) From others

441339

15484

13648

15636

7284

Location-wise

3B.1. Deposits of branches in India

819507

18024

15640

24179

16683

3B.2. Deposits of branches outside India

-

-

-

-

-

4. Borrowings

73081

7757

12199

33278

23810

(7.0)

(20.1)

(30.4)

(44.0)

(36.8)

4.1. Borrowings in India

68747

7757

7450

3997

-

(i) From Reserve Bank of India

1300

193

-

-

-

(ii) From other banks

48635

3100

7450

3997

-

(iii) From other institutions and agencies

18812

4464

-

-

-

4.2. Borrowings outside India

4334

-

4749

29281

23810

Secured borrowing included in 4.

-

-

-

-

-

5. Other liabilities

71989

1600

790

1292

6975

(6.9)

(4.2)

(2.0)

(1.7)

(10.8)

5.1. Bills Payable

31776

234

46

198

276

5.2. Inter-office adjustments

-

-

9

-

-

5.3. Interest accrued

4860

981

312

687

417

5.4. Others (including provisions)

35353

385

424

407

6282

Total Liabilities

1038053

38555

40141

75694

64657

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Standard Chartered Grindlays Bank #

State Bank of Mauritius

Sumitomo Mitsui Bank

2002

2003

2002

2003

2002

2003

(73)

(74)

(75)

(76)

(77)

(78)

1. Cash in hand

3912

29

27

29

14

(0.4)

(0.1)

(0.1)

(0.0)

(0.0)

2. Balances with RBI

39802

997

931

5134

5984

(3.8)

(2.6)

(2.3)

(6.8)

(9.3)

3. Balances with banks in India

339086

89

47

2123

233

(32.7)

(0.2)

(0.1)

(2.8)

(0.4)

4. Money at call and short notice

114594

-

-

-

3511

(11.0)

-

-

-

(5.4)

5. Balances with banks outside India

75070

1745

106

1112

-

(7.2)

(4.5)

(0.3)

(1.5)

-

6. Investments

218677

12896

10614

25833

20383

(21.1)

(33.4)

(26.4)

(34.1)

(31.5)

6.1. Investments in India

218677

12896

10614

25833

20383

(i) Government securities

184045

10343

8070

16463

12173

(ii)Other approved securities

2059

79

79

460

415

(iii) Shares

-

-

-

231

298

(iv) Debentures and Bonds

32427

2474

2464

8679

7497

(v) Subsidiaries and/or joint ventures

-

-

-

-

-

(vi) Others

146

-

-

-

-

6.2. Investments outside India

-

-

-

-

-

(i) Government securities

-

-

-

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

-

(iii) Others

-

-

-

-

-

7. Advances

147484

19429

24879

38331

31164

(14.2)

(50.4)

(62.0)

(50.6)

(48.2)

Type-wise

7A.1. Bills purchased and discounted

15704

4830

3712

9218

17137

7A.2. Cash credits, overdrafts & loans

25547

6654

7193

16100

13564

7A.3. Term loans

106233

7945

13974

13013

463

Security-wise

7B.1. Secured by tangible assets

78689

14881

17250

33394

26079

7B.2. Covered by Bank/ Government Guarantees

2514

3980

2433

-

-

7B.3. Unsecured

66281

568

5196

4937

5085

Sector-wise

7C. I. Advances in India

147484

19429

24879

38331

31164

(i) Priority sectors

2744

5366

3852

9266

8985

(ii) Public sectors

7935

-

6000

-

-

(iii) Banks

-

-

-

-

-

(iv) Others

136805

14063

15027

29065

22179

7C.II. Advances outside India

-

-

-

-

-

8. Fixed Assets

39048

1793

1718

626

468

(3.8)

(4.6)

(4.3)

(0.8)

(0.7)

8.1. Premises

34803

1667

1629

355

302

8.2. Fixed assets under construction

-

12

-

-

-

8.2. Other Fixed assets

4245

113

90

271

166

9. Other Assets

60381

1577

1820

2506

2900

(5.8)

(4.1)

(4.5)

(3.3)

(4.5)

9.1. Inter - office adjustments (net)

3261

8

-

-

-

9.2. Interest accrued

10004

131

120

1056

686

9.3. Tax paid

23479

1353

1410

-

1062

9.4. Stationery and Stamps

-

0

0

-

-

9.5. Others

23637

83

291

1450

1152

Total Assets

1038054

38555

40141

75694

64657

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Toronto Dominion Bank

UFJ Bank

2002

2003

2002

2003

(79)

(80)

(81)

(82)

1. Capital

4104

4104

5680

18680

(77.8)

(76.4)

(16.9)

(52.0)

2. Reserves and Surplus

1028

1106

1733

2832

(19.5)

(20.6)

(5.2)

(7.9)

2.1. Statutory Reserves

246

265

550

578

2.2. Capital Reserves

-

-

75

75

2.3. Share Premium

-

-

-

-

2.4. Investments Fluctuations Reserves

-

-

103

151

2.5. Revenue and other Reserves

-

-

1004

2028

2.6. Balance of Profit

782

840

-

-

3. Deposits

-

-

16810

11527

-

-

(50.0)

(32.1)

Type-wise

3A.1. Demand deposits

-

-

2195

2653

(i) From banks

-

-

156

94

(ii) From others

-

-

2039

2559

3A.2. Savings bank deposits

-

-

524

745

3A.3. Term deposits

-

-

14090

8129

(i) From banks

-

-

4880

-

(ii) From others

-

-

9210

8129

Location-wise

3B.1. Deposits of branches in India

-

-

16810

11527

3B.2. Deposits of branches outside India

-

-

-

-

4. Borrowings

-

-

8000

2600

-

-

(23.8)

(7.2)

4.1. Borrowings in India

-

-

8000

2600

(i) From Reserve Bank of India

-

-

-

-

(ii) From other banks

-

-

7800

2600

(iii) From other institutions and agencies

-

-

200

-

4.2. Borrowings outside India

-

-

-

-

Secured borrowing included in 4.

-

-

-

-

5. Other liabilities

146

164

1373

310

(2.8)

(3.1)

(4.1)

(0.9)

5.1. Bills Payable

-

-

121

186

5.2. Inter-office adjustments

-

-

976

-

5.3. Interest accrued

-

-

127

45

5.4. Others (including provisions)

146

164

149

80

Total Liabilities

5278

5373

33595

35949

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Toronto Dominion Bank

UFJ Bank

2002

2003

2002

2003

(79)

(80)

(81)

(82)

1. Cash in hand

0

0

12

15

(0.0)

(0.0)

(0.0)

(0.0)

2. Balances with RBI

16

5

1225

1231

(0.3)

(0.1)

(3.6)

(3.4)

3. Balances with banks in India

2098

4446

1539

7226

(39.7)

(82.8)

(4.6)

(20.1)

4. Money at call and short notice

350

0

0

0

(6.6)

(0.0)