Banking Statistics - Summary Tables - March 1997 (Part 3 of 5) - আৰবিআই - Reserve Bank of India
Banking Statistics - Summary Tables - March 1997 (Part 3 of 5)
Table No.1.9 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
| | | | | | (Amount in Rupees Lakh) | ||
No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Outstanding | |||||
| | | | | 1 | 2 | 3 | |
I. | AGRICULTURE | 225,24,364 | 36980,55 | 31634,15 | ||||
1. | Direct Finance | 222,24,763 | 30946,21 | 27217,36 | ||||
2. | Indirect Finance | 2,99,601 | 6034,34 | 4416,80 | ||||
II. | INDUSTRY | 44,27,994 | 178266,83 | 140313,60 | ||||
1. | Mining & Quarrying | 17,631 | 5483,42 | 3787,07 | ||||
2. | Food Manufacturing & Processing | 1,27,220 | 15190,12 | 11524,91 | ||||
(a) | Rice Mills, Flour & Dal Mills | 38,284 | 2702,66 | 2103,62 | ||||
(b) | Sugar | 1,579 | 2768,04 | 2276,47 | ||||
(c) | Edible Oils & Vanaspati | 16,812 | 3019,00 | 2178,91 | ||||
(d) | Tea Processing | 1,605 | 1764,32 | 1170,46 | ||||
(e) | Processing of Fruits & Vegetables | 2,324 | 362,61 | 270,54 | ||||
(f) | Others | 66,616 | 4573,49 | 3524,90 | ||||
3. | Beverage & Tobacco | 6,084 | 2262,24 | 1709,81 | ||||
4. | Textiles | 1,42,787 | 29068,36 | 22338,75 | ||||
(a) | Cotton Textiles | 36,960 | 11831,74 | 9234,85 | ||||
(b) | Jute Textiles | 1,759 | 559,95 | 426,74 | ||||
(c) | Handloom Textiles & Khadi | 11,502 | 512,09 | 425,86 | ||||
(d) | Other Textiles | 92,566 | 16164,58 | 12251,29 | ||||
5. | Paper, Paper Products & Printing | 43,648 | 4650,91 | 3793,85 | ||||
6. | Leather & Leather Products | 15,882 | 2738,56 | 2202,70 | ||||
7. | Rubber & Rubber Products | 13,063 | 2811,05 | 2325,19 | ||||
8. | Chemicals & Chemical Products | 76,599 | 25391,33 | 19521,58 | ||||
(a) | Heavy Industrial Chemicals | 8,092 | 4764,46 | 3413,94 | ||||
(b) | Fertilisers | 2,197 | 3338,86 | 2452,25 | ||||
(c) | Drugs & Pharmaceuticals | 15,028 | 7317,25 | 5836,61 | ||||
(d) | Non-Edible Oils | 1,749 | 339,25 | 294,99 | ||||
(e) | Other Chemicals & Chemical Products | 49,533 | 9631,51 | 7523,79 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 5,785 | 3629,34 | 3042,47 | ||||
10. | Manufacture of Cement & Cement Products | 9,541 | 2836,83 | 2331,07 | ||||
11. | Basic Metals & Metal Products | 86,975 | 21294,90 | 17303,52 | ||||
(a) | Iron & Steel | 28,676 | 15075,81 | 12388,83 | ||||
(b) | Non-Ferrous Metals | 6,159 | 1570,15 | 1250,82 | ||||
(c) | Other Metal Products | 52,140 | 4648,94 | 3663,87 | ||||
12. | Engineering | 1,02,645 | 27446,94 | 21559,15 | ||||
(a) | Heavy Engineering | 14,659 | 7618,37 | 5757,90 | ||||
(b) | Light Engineering | 42,200 | 6607,72 | 5108,94 | ||||
(c) | Electrical Machinery & Goods | 26,592 | 6998,66 | 5440,28 | ||||
(d) | Electronic Machinery & Goods | 19,194 | 6222,19 | 5252,03 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipment | 33,009 | 6945,62 | 5372,62 | ||||
14. | Other Industries | 37,11,536 | 19428,30 | 16187,34 | ||||
15. | Electricity, Gas & Water | 11,393 | 4652,05 | 3452,86 | ||||
(a) | Electricity Generation & Transmission | 9,809 | 4338,25 | 3204,04 | ||||
(b) | Non-Conventional Energy | 503 | 155,69 | 125,27 | ||||
(c) | Gas, Steam & Water Supply | 1,081 | 158,10 | 123,55 | ||||
16. | Construction | 24,196 | 4436,86 | 3860,73 | ||||
III. | TRANSPORT OPERATORS | 11,22,131 | 6302,64 | 5202,06 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 21,77,329 | 10854,51 | 8941,84 | ||||
V. | PERSONAL LOANS | 114,32,406 | 33121,63 | 28201,32 | ||||
1. | Loans for Purchase of Consumer Durables | 7,68,459 | 1189,49 | 973,61 | ||||
2. | Loans for Housing | 10,33,802 | 8931,08 | 7945,99 | ||||
3. | Rest of the Personal Loans | 96,30,145 | 23001,06 | 19281,73 | ||||
VI. | TRADE | 89,47,094 | 45704,05 | 37440,43 | ||||
1. | Wholesale Trade | 4,13,569 | 26755,94 | 21283,11 | ||||
of which: Food Procurement | 121 | 8749,98 | 7958,81 | |||||
2. | Retail Trade | 85,33,525 | 18948,11 | 16157,32 | ||||
VII. | FINANCE | 21,970 | 14043,12 | 11293,34 | ||||
VIII. | ALL OTHERS | 49,64,629 | 25343,34 | 21346,56 | ||||
TOTAL BANK CREDIT | 556,17,917 | 350616,67 | 284373,30 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 20,66,264 | 2062,70 | 1824,65 | |||
| | | | 2. | Other Small Scale Industries | 17,37,692 | 33638,90 | 26793,32 |
| | | | | | | | | | | ||
URBAN | METROPOLITAN | |||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | |||||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||||
| | | | 7 | 8 | 9 | | 10 | 11 | 12 | ||
I. | AGRICULTURE | 12,10,868 | 3977,81 | 3347,99 | 1,25,107 | 3790,36 | 3092,00 | |||||
1. | Direct Finance | 11,72,852 | 2865,23 | 2545,63 | 1,11,397 | 1372,60 | 1235,76 | |||||
2. | Indirect Finance | 38,016 | 1112,59 | 802,36 | 13,710 | 2417,76 | 1856,23 | |||||
II. | INDUSTRY | 7,47,407 | 32668,63 | 26905,95 | 4,04,127 | 116526,09 | 89464,75 | |||||
1. | Mining & Quarrying | 3,389 | 362,26 | 286,65 | 2,156 | 4322,87 | 2912,19 | |||||
2. | Manufacturing & Processing | 7,34,252 | 31490,95 | 25957,22 | 3,89,761 | 104698,15 | 80527,15 | |||||
3. | Electricity, Gas & Water | 3,336 | 344,35 | 233,87 | 3,854 | 3879,01 | 2894,53 | |||||
4. | Construction | 6,430 | 471,07 | 428,21 | 8,356 | 3626,05 | 3130,87 | |||||
III. | TRANSPORT OPERATORS | 1,86,126 | 1311,43 | 1105,42 | 80,434 | 1525,32 | 1265,49 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 3,96,976 | 2079,30 | 1761,66 | 1,85,396 | 6109,37 | 4922,09 | |||||
V. | PERSONAL LOANS | 25,79,036 | 7926,75 | 6996,28 | 30,24,613 | 13234,35 | 10671,56 | |||||
1. | Loans for Purchase of Consumer Durables | 2,52,764 | 397,43 | 325,73 | 1,24,875 | 250,60 | 200,14 | |||||
2. | Loans for Housing | 3,17,951 | 2837,24 | 2547,41 | 2,56,453 | 3074,17 | 2716,75 | |||||
3. | Rest of the Personal Loans | 20,08,321 | 4692,08 | 4123,13 | 26,43,285 | 9909,59 | 7754,66 | |||||
VI. | TRADE | 12,34,516 | 8464,82 | 7060,41 | 4,36,177 | 24124,56 | 19131,38 | |||||
1. | Wholesale Trade | 85,038 | 4305,26 | 3504,81 | 78,491 | 18416,86 | 14370,55 | |||||
2. | Retail Trade | 11,49,478 | 4159,56 | 3555,60 | 3,57,686 | 5707,69 | 4760,83 | |||||
VII. | FINANCE | 4,696 | 815,63 | 660,10 | 11,377 | 12419,87 | 10007,30 | |||||
VIII. | | ALL OTHERS | 10,94,495 | 4913,54 | 3958,21 | | 7,77,606 | 15428,88 | 13161,82 | |||
TOTAL BANK CREDIT | 74,54,120 | 62157,91 | 51796,03 | 50,44,837 | 193158,80 | 151716,38 | ||||||
OF WHICH: | 1. | Artisans & Village Industries | 1,59,157 | 353,95 | 313,72 | 25,622 | 153,29 | 137,69 | ||||
| 2. | Other Small Scale Industries | 4,26,101 | 9526,60 | 7896,86 | | 2,24,051 | 16263,62 | 12314,41 |
Table No.1.11 - Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation |
A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION |
| | | | | | | (Per cent) | ||
RURAL | SEMI-URBAN | URBAN | METROPOLITAN | ALL-INDIA | |||||
| | OCCUPATION | 1 | 2 | 3 | 4 | 5 | ||
I. | AGRICULTURE | 39.9 | 22.5 | 6.5 | 2.0 | 11.1 | |||
1. | Direct Finance | 37.4 | 20.6 | 4.9 | 0.8 | 9.6 | |||
2. | Indirect Finance | 2.5 | 1.9 | 1.5 | 1.2 | 1.6 | |||
II. | INDUSTRY | 24.5 | 34.7 | 51.9 | 59.0 | 49.3 | |||
1. | Mining & Quarrying | 0.4 | 1.1 | 0.6 | 1.9 | 1.3 | |||
2. | Manufacturing & Processing | 23.4 | 32.8 | 50.1 | 53.1 | 45.4 | |||
3. | Electricity, Gas & Water | 0.5 | 0.3 | 0.5 | 1.9 | 1.2 | |||
4. | Construction | 0.3 | 0.5 | 0.8 | 2.1 | 1.4 | |||
III. | TRANSPORT OPERATORS | 3.4 | 3.6 | 2.1 | 0.8 | 1.8 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 2.3 | 3.2 | 3.4 | 3.2 | 3.1 | |||
V. | PERSONAL LOANS | 10.7 | 15.3 | 13.5 | 7.0 | 9.9 | |||
1. | Loans for Purchase of Consumer Durables | 0.4 | 0.7 | 0.6 | 0.1 | 0.3 | |||
2. | Loans for Housing | 2.4 | 4.2 | 4.9 | 1.8 | 2.8 | |||
3. | Rest of the Personal Loans | 8.0 | 10.3 | 8.0 | 5.1 | 6.8 | |||
VI. | TRADE | 13.9 | 13.9 | 13.6 | 12.6 | 13.2 | |||
1. | Wholesale Trade | 4.8 | 3.7 | 6.8 | 9.5 | 7.5 | |||
2. | Retail Trade | 9.2 | 10.2 | 6.9 | 3.1 | 5.7 | |||
VII. | FINANCE | 0.8 | 0.8 | 1.3 | 6.6 | 4.0 | |||
VIII. | ALL OTHERS | 4.5 | 6.0 | 7.6 | 8.7 | 7.5 | |||
| | | | | | | | ||
TOTAL BANK CREDIT | 100.0 | 100.0 | 100.0 | 100.0 | 100.0 | ||||
OF WHICH: | 1. | Artisans & Village Industries | 2.2 | 1.2 | 0.6 | 0.1 | 0.6 | ||
| 2. | Other Small Scale Industries | 5.5 | 10.7 | 15.2 | 8.1 | 9.4 |
B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP |
RURAL | SEMI-URBAN | URBAN | METROPOLITAN | ALL-INDIA | |||||
OCCUPATION | 6 | 7 | 8 | 9 | 10 | ||||
I. | AGRICULTURE | 50.7 | 28.9 | 10.6 | 9.8 | 100.0 | |||
1. | Direct Finance | 55.3 | 30.8 | 9.4 | 4.5 | 100.0 | |||
2. | Indirect Finance | 22.4 | 17.4 | 18.2 | 42.0 | 100.0 | |||
II. | INDUSTRY | 7.0 | 10.0 | 19.2 | 63.8 | 100.0 | |||
1. | Mining & Quarrying | 4.2 | 11.4 | 7.6 | 76.9 | 100.0 | |||
2. | Manufacturing & Processing | 7.3 | 10.3 | 20.1 | 62.3 | 100.0 | |||
3. | Electricity, Gas & Water | 5.4 | 4.0 | 6.8 | 83.8 | 100.0 | |||
4. | Construction | 2.6 | 5.2 | 11.1 | 81.1 | 100.0 | |||
III. | TRANSPORT OPERATORS | 26.1 | 28.3 | 21.2 | 24.3 | 100.0 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 10.6 | 14.7 | 19.7 | 55.0 | 100.0 | |||
V. | PERSONAL LOANS | 15.3 | 22.0 | 24.8 | 37.8 | 100.0 | |||
1. | Loans for Purchase of Consumer Durables | 16.2 | 29.8 | 33.5 | 20.6 | 100.0 | |||
2. | Loans for Housing | 12.0 | 21.7 | 32.1 | 34.2 | 100.0 | |||
3. | Rest of the Personal Loans | 16.6 | 21.8 | 21.4 | 40.2 | 100.0 | |||
VI. | TRADE | 15.0 | 15.1 | 18.9 | 51.1 | 100.0 | |||
1. | Wholesale Trade | 9.0 | 7.0 | 16.5 | 67.5 | 100.0 | |||
2. | Retail Trade | 22.8 | 25.7 | 22.0 | 29.5 | 100.0 | |||
VII. | FINANCE | 2.7 | 2.9 | 5.8 | 88.6 | 100.0 | |||
VIII. | ALL OTHERS | 8.4 | 11.4 | 18.5 | 61.7 | 100.0 | |||
| | | | | | | | ||
TOTAL BANK CREDIT | 14.2 | 14.3 | 18.2 | 53.4 | 100.0 | ||||
OF WHICH: | 1. | Artisans & Village Industries | 48.6 | 26.6 | 17.2 | 7.5 | 100.0 | ||
| 2. | Other Small Scale Industries | 8.3 | 16.2 | 29.5 | 46.0 | 100.0 |
Table No. 1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation |
| | | | | | | (Amount in Rupees Lakh) | |||
RURAL | SEMI-URBAN | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | |||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||
| | | 1 | 2 | 3 | | 4 | 5 | 6 | |
I. | AGRICULTURE | 138,26,739 | 10149,94 | 9093,54 | 62,84,274 | 5187,01 | 4751,61 | |||
1. | Direct Finance | 136,74,696 | 10029,40 | 8981,42 | 62,19,303 | 5123,75 | 4693,33 | |||
2. | Indirect Finance | 1,52,043 | 120,55 | 112,12 | 64,971 | 63,25 | 58,28 | |||
II. | INDUSTRY | 19,69,518 | 1245,17 | 1121,52 | 9,16,946 | 769,69 | 716,76 | |||
1. | Food Manufacturing & Processing | 14,627 | 11,84 | 10,53 | 13,672 | 12,00 | 11,07 | |||
2. | Other Industries | 19,54,891 | 1233,33 | 1110,99 | 9,03,274 | 757,69 | 705,68 | |||
III. | TRANSPORT OPERATORS | 4,59,326 | 326,97 | 292,54 | 2,19,573 | 186,24 | 168,00 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 9,28,813 | 595,32 | 526,36 | 5,69,671 | 427,32 | 385,56 | |||
V. | PERSONAL LOANS | 24,97,775 | 2288,18 | 2007,43 | 25,68,001 | 2539,94 | 2276,79 | |||
1. | Loans for Purchase of Consumer Durables | 1,44,263 | 150,03 | 123,12 | 2,28,301 | 261,04 | 214,00 | |||
2. | Loans for Housing | 94,457 | 111,70 | 107,65 | 1,32,502 | 144,03 | 140,64 | |||
3. | Rest of the Personal Loans | 22,59,055 | 2026,45 | 1776,66 | 22,07,198 | 2134,88 | 1922,15 | |||
VI. | TRADE | 45,24,131 | 2974,16 | 2675,77 | 23,39,454 | 1829,88 | 1652,81 | |||
1. | Wholesale Trade | 1,27,794 | 113,30 | 101,05 | 64,985 | 67,25 | 60,67 | |||
2. | Retail Trade | 43,96,337 | 2860,86 | 2574,72 | 22,74,469 | 1762,62 | 1592,13 | |||
VII. | ALL OTHERS | 16,01,164 | 1194,10 | 1126,59 | | 14,42,293 | 1314,72 | 1262,20 | ||
TOTAL BANK CREDIT | 258,07,466 | 18773,84 | 16843,74 | 143,40,212 | 12254,80 | 11213,73 | ||||
OF WHICH: | 1. Artisans & Village Industries | 13,87,758 | 805,72 | 712,73 | 4,34,605 | 306,10 | 274,50 | |||
| 2. Other Small Scale Industries | 4,92,715 | 373,84 | 348,54 | | 4,11,382 | 395,88 | 378,17 | ||
| | | | | | | | |
URBAN/METROPOLITAN | ALL-INDIA | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | |||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | ||||
| | | 7 | 8 | 9 | | 10 | 11 | 12 | |
I. | AGRICULTURE | 12,03,220 | 1057,66 | 1030,31 | 213,14,233 | 16394,61 | 14875,46 | |||
1. | Direct Finance | 11,61,734 | 1011,62 | 987,96 | 210,55,733 | 16164,77 | 14662,71 | |||
2. | Indirect Finance | 41,486 | 46,04 | 42,35 | 2,58,500 | 229,84 | 212,75 | |||
II. | INDUSTRY | 6,15,931 | 665,96 | 685,51 | 35,02,395 | 2680,82 | 2523,79 | |||
1. | Food Manufacturing & Processing | 6,588 | 7,58 | 7,31 | 34,887 | 31,42 | 28,91 | |||
2. | Other Industries | 6,09,343 | 658,38 | 678,20 | 34,67,508 | 2649,40 | 2494,88 | |||
III. | TRANSPORT OPERATORS | 1,56,454 | 154,04 | 139,19 | 8,35,353 | 667,25 | 599,73 | |||
IV. | PROFESSIONAL AND OTHER SERVICES | 4,54,746 | 393,18 | 367,65 | 19,53,230 | 1415,82 | 1279,56 | |||
V. | PERSONAL LOANS | 43,97,837 | 5221,20 | 4030,76 | 94,63,613 | 10049,32 | 8314,98 | |||
1. | Loans for Purchase of Consumer Durables | 3,54,308 | 411,91 | 329,82 | 7,26,872 | 822,98 | 666,94 | |||
2. | Loans for Housing | 2,14,721 | 258,34 | 248,68 | 4,41,680 | 514,07 | 496,97 | |||
3. | Rest of the Personal Loans | 38,28,808 | 4550,95 | 3452,25 | 82,95,061 | 8712,27 | 7151,07 | |||
VI. | TRADE | 13,36,874 | 1216,64 | 1130,76 | 82,00,459 | 6020,68 | 5459,34 | |||
1. | Wholesale Trade | 57,718 | 65,98 | 69,07 | 2,50,497 | 246,53 | 230,80 | |||
2. | Retail Trade | 12,79,156 | 1150,66 | 1061,69 | 79,49,962 | 5774,14 | 5228,54 | |||
VII. | ALL OTHERS | 17,81,277 | 1994,27 | 2004,80 | | 48,24,734 | 4503,09 | 4393,60 | ||
TOTAL BANK CREDIT | 99,46,339 | 10702,95 | 9388,97 | 500,94,017 | 41731,59 | 37446,45 | ||||
OF WHICH: | 1. Artisans & Village Industries | 1,53,411 | 128,44 | 119,98 | 19,75,774 | 1240,27 | 1107,22 | |||
| 2. Other Small Scale Industries | 3,81,383 | 446,72 | 454,46 | | 12,85,480 | 1216,44 | 1181,17 |
Table No. 1.13 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Size of Credit Limit |
| | (Amount in Rupees Lakh) | |
No. of | Credit | Amount | |
CREDIT LIMIT RANGE | Accounts | Limit | Outstanding |
| 1 | 2 | 3 |
Rs.25,000 or Less | 500,94,017 | 41731,59 | 37446,45 |
(90.1) | (11.9) | (13.2) | |
Above Rs.25,000 upto Rs.50,000 | 21,64,779 | 7992,89 | 7449,41 |
(3.9) | (2.3) | (2.6) | |
Above Rs.50,000 upto Rs.1 Lakh | 12,90,212 | 10084,78 | 9079,26 |
(2.3) | (2.9) | (3.2) | |
Above Rs.1 Lakh upto Rs.2 Lakh | 11,75,887 | 18111,69 | 15698,19 |
(2.1) | (5.2) | (5.5) | |
Above Rs.2 Lakh upto Rs.5 Lakh | 5,22,332 | 17147,72 | 14701,39 |
(0.9) | (4.9) | (5.2) | |
Above Rs.5 Lakh upto Rs.10 Lakh | 1,55,399 | 11724,92 | 9681,24 |
(0.3) | (3.3) | (3.4) | |
Above Rs.10 Lakh upto Rs.25 Lakh | 1,00,367 | 16717,17 | 13201,33 |
(0.2) | (4.8) | (4.6) | |
Above Rs.25 Lakh upto Rs.50 Lakh | 47,886 | 17935,43 | 14195,18 |
(0.1) | (5.1) | (5.0) | |
Above Rs.50 Lakh upto Rs.1 Crore | 27,379 | 20552,47 | 16315,66 |
(0.0) | (5.9) | (5.7) | |
Above Rs.1 Crore upto Rs.4 Crore | 28,813 | 59068,50 | 46561,90 |
(0.1) | (16.8) | (16.4) | |
Above Rs.4 Crore upto Rs.6 Crore | 4,597 | 22897,15 | 17469,65 |
(0.0) | (6.5) | (6.1) | |
Above Rs.6 Crore upto Rs.10 Crore | 3,397 | 27114,49 | 20245,90 |
(0.0) | (7.7) | (7.1) | |
Above 10 Crore | 2,852 | 79537,87 | 62327,73 |
| (0.0) | (22.7) | (21.9) |
TOTAL | 556,17,917 | 350616,67 | 284373,30 |
| (100.0) | (100.0) | (100.0) |
Table No.1.14 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range |
| | (Amount in Rupees Lakh) | |
No. of | Credit | Amount | |
INTEREST RATE RANGE | Accounts | Limit | Outstanding |
| 1 | 2 | 3 |
Less than 6% | 2,47,771 | 2826,38 | 2481,63 |
(4.6) | (1.0) | (1.1) | |
6% and above but less than 10% | 54,500 | 1352,71 | 1159,10 |
(1.0) | (0.5) | (0.5) | |
10% and above but less than 12% | 1,59,633 | 3360,89 | 3017,35 |
(2.9) | (1.2) | (1.4) | |
12% and above but less than 14% | 5,42,405 | 30440,20 | 23547,05 |
(10.0) | (11.3) | (10.7) | |
14% and above but less than 15% | 21,23,672 | 29085,58 | 23889,69 |
(39.0) | (10.8) | (10.9) | |
15% and above but less than 16% | 7,32,337 | 26556,86 | 21156,20 |
(13.5) | (9.9) | (9.6) | |
16% and above but less than 17% | 2,47,449 | 22476,28 | 18304,15 |
(4.5) | (8.3) | (8.3) | |
17% and above but less than 18% | 4,91,132 | 46370,04 | 37889,54 |
(9.0) | (17.2) | (17.2) | |
18% and above but less than 20% | 5,00,665 | 72427,29 | 58800,77 |
(9.2) | (26.9) | (26.7) | |
20% and above | 3,40,006 | 34409,89 | 29716,72 |
(6.3) | (12.8) | (13.5) | |
Total Loans & Advances | 54,39,570 | 269306,12 | 219962,20 |
(100.0) | (100.0) | (100.0) | |
Inland & Foreign Bills Purchased/Discounted | 84,330 | 39578,96 | 26964,66 |
TOTAL | 55,23,900 | 308885,08 | 246926,86 |
Table No.1.15 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Organisation March 1997 |
| | | | (Amount in Rupees Lakh) | |
No. of | Credit | Amount | |||
ORGANISATION | Accounts | Limit | Outstanding | ||
| | 1 | 2 | 3 | |
1. | PUBLIC SECTOR | 28,969 | 34837,97 | 27668,77 | |
(0.5) | (11.3) | (11.2) | |||
a) | Central Government Owned Undertakings | 17,933 | 24571,42 | 19734,19 | |
(0.3) | (8.0) | (8.0) | |||
b) | State Government | 1,431 | 1805,90 | 1449,41 | |
(0.0) | (0.6) | (0.6) | |||
c) | State Government Owned Undertakings | 5,385 | 4805,45 | 3809,84 | |
(0.1) | (1.6) | (1.5) | |||
d) | Quasi Government Bodies | 4,220 | 3655,20 | 2675,33 | |
(0.1) | (1.2) | (1.1) | |||
2. | CO-OPERATIVE SECTOR | 20,424 | 3686,44 | 2914,67 | |
(0.4) | (1.2) | (1.2) | |||
3. | PRIVATE SECTOR | 14,45,913 | 219318,33 | 172529,94 | |
(26.2) | (71.0) | (69.9) | |||
a) | Public and Private Limited Companies | 5,889 | 3768,11 | 3107,22 | |
not owned but managed by Government | (0.1) | (1.2) | (1.3) | ||
b) | Public and Private Limited Companies | 1,37,973 | 136296,03 | 106466,27 | |
other than Government owened and/or | (2.5) | (44.1) | (43.1) | ||
managed Companies & Corporations | |||||
c) | Partnership Proprietary concerns, | 13,02,051 | 79254,19 | 62956,45 | |
Joint Families, Associations, Clubs, | (23.6) | (25.7) | (25.5) | ||
Societies, Trusts and Groups | |||||
4. | JOINT SECTOR UNDERTAKINGS | 1,672 | 854,77 | 516,22 | |
(0.0) | (0.3) | (0.2) | |||
5. | INDIVIDUALS | 40,20,770 | 49986,35 | 43143,51 | |
(72.8) | (16.2) | (17.5) | |||
a) | Male | 37,22,062 | 46748,93 | 40376,38 | |
(67.4) | (15.1) | (16.4) | |||
b) | Female | 2,98,708 | 3237,42 | 2767,12 | |
(5.4) | (1.0) | (1.1) | |||
6. | FOREIGN GOVT./FOREIGN BANKS | 6,152 | 201,22 | 153,74 | |
| | | (0.1) | (0.1) | (0.1) |
TOTAL | 55,23,900 | 308885,08 | 246926,86 | ||
| | | (100.0) | (100.0) | (100.0) |
Table No.1.16 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Type of Account |
| | (Amount in Rupees Lakh) | |
No. of | Credit | Amount | |
TYPE OF ACCOUNT | Accounts | Limit | Outstanding |
| 1 | 2 | 3 |
Cash Credit | 8,69,594 | 99304,88 | 77173,92 |
(15.7) | (32.1) | (31.3) | |
Overdrafts | 4,26,554 | 24479,25 | 18877,25 |
(7.7) | (7.9) | (7.6) | |
Demand Loans | 6,90,857 | 36007,61 | 30488,02 |
(12.5) | (11.7) | (12.3) | |
Medium Term Loans | 11,16,569 | 27844,95 | 25117,21 |
(20.2) | (9.0) | (10.2) | |
Long Term Loans | 23,07,922 | 60116,77 | 51923,66 |
(41.8) | (19.5) | (21.0) | |
Packing Credit | 28,074 | 21552,66 | 16382,15 |
(0.5) | (7.0) | (6.6) | |
Export Trade Bills Purchased | 13,001 | 10719,57 | 6646,83 |
(0.2) | (3.5) | (2.7) | |
Export Trade Bills Discounted | 5,821 | 6643,00 | 4493,77 |
(0.1) | (2.2) | (1.8) | |
Export Trade Bills Advanced Against | 3,010 | 3126,48 | 1949,61 |
(0.1) | (1.0) | (0.8) | |
Advances against Export Cash Incentives | 924 | 187,80 | 141,34 |
and Duty Drawback Claims | (0.0) | (0.1) | (0.1) |
Inland (Trade) Bills Purchased | 18,874 | 3896,75 | 2661,51 |
(0.3) | (1.3) | (1.1) | |
Inland (Trade) Bills Discounted | 14,758 | 6575,80 | 4873,98 |
(0.3) | (2.1) | (2.0) | |
Inland (Others) Bills Purchased | 13,249 | 2516,02 | 1753,76 |
(0.2) | (0.8) | (0.7) | |
Inland (Others) Bills Discounted | 5,896 | 2960,02 | 2281,90 |
(0.1) | (1.0) | (0.9) | |
Advances Against Import Bills | 2,457 | 2075,44 | 1418,72 |
(0.0) | (0.7) | (0.6) | |
Foreign Currency Cheques/ | 6,340 | 878,08 | 743,23 |
TCs/DDs/TTs/MTs Purchased | (0.1) | (0.3) | (0.3) |
TOTAL | 55,23,900 | 308885,08 | 246926,86 |
| (100.0) | (100.0) | (100.0) |
Table No. 1.17 - Population Group Wise Distribution of Deposits of Scheduled Commercial Banks According to Type March 1997 |
| | | | | (No. of Accounts in Thousands, Amount in Rs. Lakh) | ||||||
POPULATION | CURRENT | SAVINGS | TERM | TOTAL | |||||||
GROUP | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | | Accounts | | Accounts | | Accounts | | ||||
| 1 | 2 | | 3 | 4 | | 5 | 6 | | 7 | 8 |
RURAL | 19,98 | 3556,80 | 840,35 | 23337,44 | 306,60 | 46875,47 | 1166,93 | 73769,70 | |||
(1.7) | (4.8) | (72.0) | (31.6) | (26.3) | (63.5) | (100.0) | (100.0) | ||||
SEMI-URBAN | 38,52 | 8049,97 | 772,14 | 27810,44 | 290,62 | 62184,71 | 1101,29 | 98045,13 | |||
(3.5) | (8.2) | (70.1) | (28.4) | (26.4) | (63.4) | (100.0) | (100.0) | ||||
URBAN | 47,05 | 15648,49 | 577,59 | 28299,84 | 261,81 | 68629,34 | 886,45 | 112577,67 | |||
(5.3) | (13.9) | (65.2) | (25.1) | (29.5) | (61.0) | (100.0) | (100.0) | ||||
METROPOLITAN | 60,72 | 45431,40 | 523,63 | 39967,17 | 226,77 | 130765,30 | 811,12 | 216163,87 | |||
| (7.5) | (21.0) | | (64.6) | (18.5) | | (28.0) | (60.5) | | (100.0) | (100.0) |
ALL INDIA | 166,27 | 72686,66 | 2713,71 | 119414,89 | 1085,80 | 308454,82 | 3965,78 | 500556,37 | |||
| (4.2) | (14.5) | | (68.4) | (23.9) | | (27.4) | (61.6) | | (100.0) | (100.0) |